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Highlights

  • Rent Special
  • Pet Friendly
  • Hardwood floors
  • Laundry on-site
  • Fully restored, renovated and spacious apartments

Location

1040 Sutter Street, San Francisco, California 94109, United States|Downtown
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Tour 1040 Sutter St.

Contact

Management

Mosser Companies

Leasing office

(844) 325-9308 ext. 8034

Open 

Saturday 10:00 am–5:00 pm PT

Property Overview

1040 Sutter St. is highly rated with an overall score of 9.1, reflecting its strong value and competitive pricing. It features appealing hardwood floors, on-site laundry, and spacious, fully renovated apartments, complemented by an impressive array of amenities. With a prime location offering convenience to essential services and top-rated schools, alongside a trustworthiness rating of 8, this property presents a well-rounded option for prospective renters.

This summary uses Zumper’s proprietary data. “Zumper Expert Ratings,” “Things you’ll love,” and “Great for” are based on our internal analyses of market trends and renter insights.

Zumper Expert Rating

9.1
Excellent
1040 Sutter St. is an excellent find, offering residents a superior living experience with a wide range of desirable features. Residents will particularly enjoy knowing that this property rated highest in Amenities and Price, which help to make this rental a great place to call home.

Things you’ll love

  • Elementary school nearby
  • More space
  • Dishwasher

Great for

  • Social life

Floor plans

Studio - Plan 4Studio1 bath459 sqft$2,295 /mo1 unit available

Let's explore this property.

Amenities for 1040 Sutter St.

Apartment Amenities

Hardwood FloorLarge Closets
Remodeled KitchensUpgraded Bathroom
Walk-in ClosetWindow Coverings

Appliances

DishwasherGarbage Disposal
Gas RangeRefrigerator

Tech

Cable Ready

Building

Cats OKControlled Access
Dogs OKElevator
Onsite Laundry

Grounds

Gate

Services

On-Site ManagementRecycling

Neighborhood

Public Transportation
Units, floor plans, amenities, dimensions, details, availability, and prices may be approximate and subject to change. Please contact a community representative for more information.

Policies and fees

Applicants

Applicants

One-time.

Contact Property

REQUIRED FEES

Security Deposit

One-time. Refundable.

Contact Property

Dog Policy

Allowed

Cat Policy

Allowed

Questions about this property’s policies and fees?

Building details

Property details

Units47
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About 1040 Sutter St.

HomeApartments in San FranciscoDowntown 1040 Sutter St.

1040 Sutter St is located at 1040 Sutter Street San Francisco, CA. It is managed by Mosser Companies - a reputable property management company with verified listings on RENTCafe. 1040 Sutter offers cable-ready studio, one and two bedroom apartments. Amenities include controlled/gated access, disposal, efficient appliances and more. This rental community is pet-friendly, welcoming both cats and dogs. If you are interesting to learn more about this property or other Mosser buildings throughout San Francisco, check out MosserLiving. com where you can find more apartment options that fit your needs! THE APARTMENT AMENITIES - Fully Restored, Renovated and Spacious Apartments - Controlled and Secure Non-Key Access - Laundry On-Site - Hardwood Floors THE NEIGHBORHOOD PLACES TO BE - Start your morning off right with a quick stop at Crostini & Java Co?ee Shop, just steps away! - One block from Van Ness Avenue with great access to SF Muni Lines 38 Geary and 49 Van Ness. - Two blocks from 24 Hou


Zumper Expert Rating

Our expert rating is based on a weighted average score of property attributes that renters care about most: price, amenities, location, quality, and trust.
9.1
/10
Excellent
1040 Sutter St. is an excellent find, offering residents a superior living experience with a wide range of desirable features. Residents will particularly enjoy knowing that this property rated highest in Amenities and Price, which help to make this rental a great place to call home.
How we rated 1040 Sutter St.
Price·9A score that weighs the cost and location of the property, which we calculate by comparing rent prices of recent units to the median price of nearby rentals, adjusting for overall quality and features.
1040 Sutter St. stands out with a remarkable rating of 9/10 for its cost per bedroom compared to other rentals in the area. Considering the excellent balance between price, convenience, and comfort that it provides, residents enjoy a high-quality living experience.
Amenities·10A score based on the amenities offered at this property compared to other rentals in the area. We consider the quantity, quality, and popularity of features both on site and within the units.
1040 Sutter St. stands out as a premier property with an impressive array of amenities and an excellent standard of living. Residents here have access to many of the most popular and desired perks—pets allowed—making this one of the top choices for renters seeking unparalleled comfort and convenience.
Location·9A score based on proximity and ease of access to shops, restaurants, schools, and public transportation while considering the desirability of the area.
1040 Sutter St. is exceptional when it comes to location and conveniences. Communication with management or leasing staff is usually quick and easy and they often use advanced scheduling and communication tools to streamline the process. The location of this property offers easy access to popular points of interest in the area and options for getting around.
Quality·9A score based on what makes the property stand out, such as luxury features, unique offerings, age of the building, and our ability to verify the accuracy of these details.
1040 Sutter St. has a few standout characteristics that set it apart from similar properties nearby. Having both verified status and features that cater to discerning renters, this is a great option for renters looking for a specific and exceptional lifestyle.
Trustworthiness·8A score based on the accuracy, completeness, recency, and usefulness of the information provided by this property, so you can trust that what you see is what you get.
The level of transparency this property provides distinguishes it as a great rental. With a high attention to detail and desirable features, renters can be sure they will get an accurate picture of their potential new home.

1040 Sutter St. is great for:

Social life

  • 1910 restaurants within 1 mile of this property
  • 2086 mixed-use spaces nearby
  • 307 theaters, music venues, or sports arenas nearby
  • A bustling neighborhood

Property highlights

We compared every listing in the surrounding area to determine which amenities are most common. If a building lacks an amenity that most others in the area have, it is a con. If a building has an amenity most others in the area do not, it is a pro. Similarly, price, schools, and size are calculated relative to the size, price, and distance to schools of the other properties nearby.

How 1040 Sutter St. compares to other nearby properties.

Positives

Elementary school nearby
There is an elementary school 0.1 mile away
More space
The 1-bedroom is 206 sqft larger than other listings nearby
Dishwasher
Dishwasher available in kitchen
Elevator
Improved accessibility features
Images Available
There are at least 10 photos of this address
Walk-in closet
More closet space on average

Considerations

Greater distance from high schools
The nearest high school is farther than 1 mile away

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Rent trends in Downtown

studio apartments at 1040 Sutter St. cost about 24% more than the average rent price for studio apartments in Downtown.

Median rents as of Nov 29 2025.
Downtown
San Francisco
A table of studio rental data trends in San Francisco
MonthMedian Rent
December 2023$2,095
January 2024$2,097
February 2024$2,070
March 2024$2,034
April 2024$2,026
May 2024$2,065
June 2024$2,105
July 2024$2,178
August 2024$2,193
September 2024$2,136
October 2024$2,091
November 2024$2,129
December 2024$2,188
January 2025$2,264
February 2025$2,229
March 2025$2,232
April 2025$2,246
May 2025$2,332
June 2025$2,280
July 2025$2,386
August 2025$2,417
September 2025$2,389
October 2025$2,405
November 2025$2,409
A table of studio rental data trends in Downtown
MonthMedian Rent
December 2023$1,745
January 2024$1,770
February 2024$1,745
March 2024$1,786
April 2024$1,795
May 2024$1,795
June 2024$1,807
July 2024$1,790
August 2024$1,725
September 2024$1,727
October 2024$1,730
November 2024$1,724
December 2024$1,784
January 2025$1,817
February 2025$1,806
March 2025$1,770
April 2025$1,765
May 2025$1,807
June 2025$1,795
July 2025$1,795
August 2025$1,827
September 2025$1,795
October 2025$1,799
November 2025$1,827

Affordability calculator

Can I afford to live at 1040 Sutter Street?

Bedrooms

Studio

Rent-to-income ratio

30%

Slide to adjust the percentage of your monthly income you are willing to spend on rent.
The general rule of thumb is to spend around 30% or less of your income on rent.
Recommended income

$91,800/yr

With your selected rent-to-income ratio, you'd ideally want to make $91,800 annually to afford this studio monthly rent price of $2,295.
For more information on rent affordability, visit our rent calculator.

Schools near 1040 Sutter St.

Redding Elementary School

1421 pine st

san francisco, CA, 94109

K-5Public
B

Commodore Stockton Children Center

1 trenton st

san francisco, CA, 94108

KPublic
B-

Edwin and Anita Lee Newcomer School

657 merchant st

san francisco, CA, 94111

K-5Public
C

San Francisco Public Montessori

2340 jackson st

san francisco, CA, 94115

K-5Public
A-

Bessie Carmichael/FEC

375 seventh st

san francisco, CA, 94103

K-8Public
C+
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Internet available near 1040 Sutter St.

Neighborhood

Downtown | San Francisco, CA

NEIGHBORHOOD VIBE
Steeped in history
This area is a historical district, full of heritage and cultural landmarks.

Getting around San Francisco near 1040 Sutter Street

Walking

10/10
No car? No problem. Everything you need is within a few blocks.

Driving

7/10
This area is close to freeways and has adequate parking options.

Cycling

5/10
More spots are within biking distance and some roads are cyclist-friendly.

Transit

10/10
Getting around is a breeze; rapid transit and bus lines are a few blocks away.

Points of interest for 1040 Sutter Street, San Francisco

Groceries

10/10
At least one supermarket within a 5-minute walk

Shopping

10/10
Exceptional variety of shops within a few minutes’ walk

Cafes

10/10
Exceptional variety of cafés within a few minutes’ walk

Restaurants

10/10
Exceptional variety of restaurants within a few minutes’ walk

Primary schools

10/10
At least one elementary school within a 5-minute walk

High schools

7/10
At least one high school within a 15-minute walk

Parks

10/10
Exceptionally large amount of park space within a few minutes’ walk

Nightlife

10/10
Exceptional variety of bars right within a few minutes’ walk

Explore the area around 1040 Sutter Street

Sutter Fine Foods
988 Sutter St
Un Market
900 Post St
Yogi Food Market
908 Sutter St
Geary & Hyde Market
798 Geary St
S & B Grocery Liquor & Store
1012 Post St

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