5+ Days Ago
Highlights
- Spacious one-bedroom
- Updated kitchen
Location
3 Concord Avenue #Ma 02138, Cambridge, Massachusetts 02138, United States|Neighborhood Nine
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Property Overview
Waterhouse Trust features a spacious one-bedroom layout with an updated kitchen, earning an impressive Zumper expert rating of 8.1 out of 10. Its competitive price rating of 9 out of 10, combined with strong amenities and location ratings of 8 and 9, respectively, highlights an excellent balance of value and convenience. Additionally, its trustworthiness rating of 8 out of 10, along with 16 detailed photos, ensures potential renters have a clear understanding of the property and its features.
This summary uses Zumper’s proprietary data. “Zumper Expert Ratings” and “Things you’ll love” are based on our internal analyses of market trends and renter insights.
Things you’ll love
More space- Images Available
Floor plans
| Waterhouse Trust - 5-25 | Studio | 1 bath | 366 sqft | $2,200 /mo | Bright, airy studio apartment with separate kitchen in convenient Cambridge location. | ||
| Waterhouse Trust - 3-54 | 1 bed | 1 bath | 521 sqft | $2,750 /mo | Bright, one bedroom apartment in convenient Cambridge location, minutes from Harvard University and Harvard Square. | ||
| Waterhouse Trust - 3-21 | 1 bed | 1 bath | 1,056 sqft | $3,250 /mo | Spacious one-bedroom near Harvard Law School featuring a living room, dining room, and office in addition to an updated kitchen. Just a 5–6 minute walk to the Harvard Red Line and close to multiple bus stops, shops, and cafés. |
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Policies and fees
Applicants
Applicants
One-time.
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REQUIRED FEES
Security Deposit
One-time.
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Questions about this property’s policies and fees?
Building details
Property details
| Units | 3 |
|---|
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About Waterhouse Trust
Bright, airy studio apartment with separate kitchen in convenient Cambridge location.
Zumper Expert Rating
Our expert rating is based on a weighted average score of property attributes that renters care about most: price, amenities, location, quality, and trust.
8.1
/10
Very GoodWith a solid 8.1 out of 10 overall, Waterhouse Trust is a great option for renters. While some aspects, like Quality, might not be as distinguished as other properties nearby, Waterhouse Trust has a number of attractive features—namely its Price— so you can be assured your rent will come with a high standard of living.
Price·9A score that weighs the cost and location of the property, which we calculate by comparing rent prices of recent units to the median price of nearby rentals, adjusting for overall quality and features.
Waterhouse Trust stands out with a remarkable rating of 9/10 for its cost per bedroom compared to other rentals in the area. Considering the excellent balance between price, convenience, and comfort that it provides, residents enjoy a high-quality living experience.
Amenities·8A score based on the amenities offered at this property compared to other rentals in the area. We consider the quantity, quality, and popularity of features both on site and within the units.
With multiple in-demand amenities, Waterhouse Trust is committed to enhancing the renting experience. And while it may have fewer total conveniences and features than similar rentals nearby, it remains a top choice for renters wanting an specific standard of living.
Location·9A score based on proximity and ease of access to shops, restaurants, schools, and public transportation while considering the desirability of the area.
Waterhouse Trust is exceptional when it comes to location and conveniences. Communication with management or leasing staff is usually quick and easy and they often use advanced scheduling and communication tools to streamline the process. The location of this property offers easy access to popular points of interest in the area and options for getting around.
Quality·6A score based on what makes the property stand out, such as luxury features, unique offerings, age of the building, and our ability to verify the accuracy of these details.
While Waterhouse Trust does not have many hallmark characteristics to highlight, it has some qualities and features that will resonate with a broad range of renters.
Trustworthiness·8A score based on the accuracy, completeness, recency, and usefulness of the information provided by this property, so you can trust that what you see is what you get.
The level of transparency this property provides distinguishes it as a great rental. With a high attention to detail and desirable features, renters can be sure they will get an accurate picture of their potential new home.
Property highlights
We compared every listing in the surrounding area to determine which amenities are most common. If a building lacks an amenity that most others in the area have, it is a con. If a building has an amenity most others in the area do not, it is a pro. Similarly, price, schools, and size are calculated relative to the size, price, and distance to schools of the other properties nearby.How Waterhouse Trust compares to other nearby properties.
Positives
- More space
- The 1-bedroom is 188 sqft larger than other listings nearby
- Images Available
- There are at least 10 photos of this address
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Rent trends in Neighborhood Nine
Studio apartments at Waterhouse Trust cost about 12% less than the average rent price for studios in Neighborhood Nine.
1-bedroom apartments here are priced 9% higher than 1-bedrooms in Neighborhood Nine.
Median rents as of Dec 6 2025.
Neighborhood Nine
Cambridge
| Month | Median Rent |
|---|---|
| December 2023 | $2,551 |
| January 2024 | $2,583 |
| February 2024 | $2,633 |
| March 2024 | $2,670 |
| April 2024 | $2,647 |
| May 2024 | $2,680 |
| June 2024 | $2,683 |
| July 2024 | $2,653 |
| August 2024 | $2,676 |
| September 2024 | $2,685 |
| October 2024 | $2,576 |
| November 2024 | $2,395 |
| December 2024 | $2,454 |
| January 2025 | $2,523 |
| February 2025 | $2,576 |
| March 2025 | $2,606 |
| April 2025 | $2,565 |
| May 2025 | $2,606 |
| June 2025 | $2,696 |
| July 2025 | $2,701 |
| August 2025 | $2,791 |
| September 2025 | $2,621 |
| October 2025 | $2,539 |
| November 2025 | $2,528 |
| December 2025 | $2,538 |
| Month | Median Rent |
|---|---|
| December 2023 | $2,565 |
| January 2024 | $2,635 |
| February 2024 | $2,500 |
| March 2024 | $2,674 |
| April 2024 | $2,687 |
| May 2024 | $2,733 |
| June 2024 | $2,750 |
| July 2024 | $2,717 |
| August 2024 | $2,696 |
| September 2024 | $2,695 |
| October 2024 | $2,683 |
| November 2024 | $2,681 |
| December 2024 | $2,547 |
| January 2025 | $2,729 |
| February 2025 | $2,759 |
| March 2025 | $2,505 |
| April 2025 | $2,625 |
| May 2025 | $2,565 |
| June 2025 | $2,691 |
| July 2025 | $2,697 |
| August 2025 | $2,657 |
| September 2025 | $2,556 |
| October 2025 | $2,429 |
| November 2025 | $2,485 |
| December 2025 | $2,500 |
Affordability calculator
Can I afford to live at 3 Concord Avenue #Ma 02138?
Bedrooms
Rent-to-income ratio
30%
Slide to adjust the percentage of your monthly income you are willing to spend on rent.
The general rule of thumb is to spend around 30% or less of your income on rent.
Recommended income
$88,000/yr
With your selected rent-to-income ratio, you'd ideally want to make $88,000 annually to afford this studio monthly rent price of $2,200.
For more information on rent affordability, visit our rent calculator.
Schools near Waterhouse Trust
Graham & Parks School
44 linnaean st
cambridge, MA, 2140
PK, K-5Public
A
Maria L. Baldwin School
85 oxford st
cambridge, MA, 2138
PK, K-5Public
A
Martin Luther King Jr. School
102 putnam ave
cambridge, MA, 2139
PK, K-5Public
A
John M. Tobin Montessori School
197 vassal ln
cambridge, MA, 2138
PK, K-5Public
A
The Andrew Peabody School
70 rindge ave
cambridge, MA, 2140
PK, K-5Public
A
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Internet available near Waterhouse Trust
Getting around Cambridge near 3 Concord Avenue #Ma 02138
Walking
9/10
No car? No problem. Everything you need is within a few blocks.
Driving
4/10
This area is accessible to thoroughfares and has ample parking options.
Cycling
9/10
Helmets on–you can get anywhere in this cyclist-friendly, well-connected area.
Transit
8/10
Getting around is a breeze; rapid transit and bus lines are a few blocks away.
Points of interest for 3 Concord Avenue #Ma 02138, Cambridge
Groceries
8/10
At least one supermarket within a 10-minute walk
Shopping
7/10
Several shops within a few minutes’ walk
Cafes
6/10
Several cafés within a few minutes’ walk
Restaurants
8/10
Variety of restaurants within a few minutes' walk
Primary schools
8/10
At least one elementary school within a 10-minute walk
High schools
7/10
At least one high school within a 15-minute walk
Parks
10/10
Exceptionally large amount of park space within a few minutes’ walk
Nightlife
6/10
Some bars within a few minutes’ walk
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