5+ Days Ago
Highlights
- Prime location
- Stainless steel appliances
- Open floor plan
- Modern luxury
- Contemporary kitchen
- Waterfront lifestyle
Location
20309 Sw 86th Ct, Cutler Bay, FL 33189, USA|Cutler Bay
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Property Overview
Located in a prime area, this residence offers a contemporary kitchen with stainless steel appliances and an open floor plan, enhancing its modern luxury appeal. The proximity to top-rated schools, just a short distance away, adds to its desirability, while an abundance of 83 photos provides a comprehensive visual insight into the property. Additionally, a waterfront lifestyle complements the overall charm of living in this vibrant community.
This summary uses Zumper’s proprietary data. “Things you’ll love” and “Great for” are based on our internal analyses of market trends and renter insights.
Things you’ll love
High school nearby- Elementary school nearby
- Images Available
Great for
Work-from-home
Amenities for 20309 Sw 86th Ct, Cutler Bay
Grounds
| Garage Parking |
Units, floor plans, amenities, dimensions, details, availability, and prices may be approximate and subject to change. Please contact a community representative for more information.
Policies and fees
Applicants
Applicants
One-time.
Contact Property
REQUIRED FEES
Security Deposit
One-time. Refundable.
Contact Property
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About 20309 Sw 86th Ct
Property Status: Active Experience serene lakeside living in this stunning, freshly renovated 3-bedroom, 2-bathroom home perfectly situated on a quiet cul-de-sac within a secure gated community in Cutler Bay. This modern residence has been meticulously updated, featuring full impact windows and doors throughout for ultimate peace of mind, safety, and energy efficiency. The heart of the home is a sleek, contemporary kitchen boasting a butcher block center island and stainless steel appliances, making it an ideal space for both daily meal prep and holiday entertaining. The spacious, open floor plan flows seamlessly to the outdoors, where you will find a beautiful terrace designed for relaxation. Whether you are sipping your morning coffee or unwinding after a long day, you will enjoy the tranquil, unobstructed views of the lake. This property is a dream for those seeking a family-friendly atmosphere to raise children in a safe, neighborly environment, yet it remains equally perfect for anyone yearning for deep privacy and serenity. Additional features include a 1-car garage and a pristine, move-in-ready interior. The location offers the best of both worlds: a secluded retreat that is still incredibly convenient, located just minutes from Publix, local schools, and shopping centers. Combining modern luxury with a peaceful waterfront lifestyle, this home is a rare find in a prime location. Don't miss your chance to secure this beautiful sanctuary in the heart of Cutler Bay. Office Phone: (305) 392-1497 Copyright © 2026 Miami REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
Property highlights
We compared every listing in the surrounding area to determine which amenities are most common. If a building lacks an amenity that most others in the area have, it is a con. If a building has an amenity most others in the area do not, it is a pro. Similarly, price, schools, and size are calculated relative to the size, price, and distance to schools of the other properties nearby.How 20309 Sw 86th Ct compares to other nearby properties.
Positives
- High school nearby
- There is a high school 0.1 mile away
- Elementary school nearby
- There is an elementary school 0.2 mile away
- Images Available
- There are at least 10 photos of this address
Considerations
- Greater distance from middle schools
- The nearest middle school is farther than 1 mile away
- Grow a garden indoors
- A balcony, backyard, or shared outdoor space isn't available
Address details
| Neighborhood | Cutler Bay |
|---|---|
| Zip code | 33189 |
| Type | House for rent |
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Rent trends in Cutler Bay
3-bedroom apartments at 20309 Sw 86th Ct cost about 21% more than the average rent price for 3-bedroom apartments in Cutler Bay.
Median rents as of Apr 11 2026.
Cutler Bay
Cutler Bay
| Month | Median Rent |
|---|---|
| April 2024 | $2,900 |
| May 2024 | $3,033 |
| June 2024 | $3,000 |
| July 2024 | $3,000 |
| August 2024 | $3,000 |
| September 2024 | $3,025 |
| October 2024 | $3,093 |
| November 2024 | $3,176 |
| December 2024 | $3,137 |
| January 2025 | $3,037 |
| February 2025 | $2,992 |
| March 2025 | $3,000 |
| April 2025 | $2,912 |
| May 2025 | $2,830 |
| June 2025 | $2,923 |
| July 2025 | $2,872 |
| August 2025 | $2,862 |
| September 2025 | $2,802 |
| October 2025 | $2,853 |
| November 2025 | $2,787 |
| December 2025 | $2,800 |
| January 2026 | $2,782 |
| February 2026 | $2,800 |
| March 2026 | $2,825 |
| April 2026 | $2,875 |
| Month | Median Rent |
|---|---|
| April 2024 | $2,975 |
| May 2024 | $3,033 |
| June 2024 | $3,000 |
| July 2024 | $3,012 |
| August 2024 | $3,000 |
| September 2024 | $3,000 |
| October 2024 | $3,000 |
| November 2024 | $3,161 |
| December 2024 | $3,137 |
| January 2025 | $3,106 |
| February 2025 | $3,000 |
| March 2025 | $3,000 |
| April 2025 | $2,900 |
| May 2025 | $2,830 |
| June 2025 | $2,920 |
| July 2025 | $2,862 |
| August 2025 | $2,889 |
| September 2025 | $2,817 |
| October 2025 | $2,910 |
| November 2025 | $2,806 |
| December 2025 | $2,800 |
| January 2026 | $2,796 |
| February 2026 | $2,800 |
| March 2026 | $2,878 |
| April 2026 | $2,895 |
Affordability calculator
Can I afford to live at 20309 Sw 86th Ct?
Bedrooms
3 bedroomsRent-to-income ratio
30%
Slide to adjust the percentage of your monthly income you are willing to spend on rent.
The general rule of thumb is to spend around 30% or less of your income on rent.
Recommended income
$140,000/yr
With your selected rent-to-income ratio, you'd ideally want to make $140,000 annually to afford this 3-bedrooms monthly rent price of $3,500.
For more information on rent affordability, visit our rent calculator.
Schools near 20309 Sw 86th Ct
Dr. Edward L. Whigham Elementary School
21545 sw 87th ave
cutler bay, FL, 33189
PK, K-5Public
B+
Title I Migrant Education Program
28205 sw 124 court bldg f room f019
homestead, FL, 33033
PK, K-12Public
Chapman Partnership Early Childhood Center South
28205 sw 124th pl
homestead, FL, 33033
PKPublic
Merrick Educational Center
11001 sw 76th st
miami, FL, 33173
PK, K-12Public
Instructional Center System Wide
11001 sw 76th st rm 82
miami, FL, 33173
PK, K-12Public
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Internet available near 20309 Sw 86th Ct
Neighborhood
Cutler Bay | Cutler Bay, FL
Getting around Cutler Bay near 20309 Sw 86th Ct
Walking
4/10
Some shops and stores are within a few minutes.
Driving
8/10
This area is close to freeways and has adequate parking options.
Cycling
5/10
More spots are within biking distance and some roads are cyclist-friendly.
Transit
2/10
There are a few mass transit options within the area.
Points of interest for 20309 Sw 86th Ct, Cutler Bay
Groceries
8/10
At least one supermarket within a 15-minute walk
Shopping
5/10
Several shops within walking distance
Cafes
2/10
Few or no cafés within walking distance
Restaurants
4/10
Some restaurants within a few minutes’ walk
Primary schools
3/10
At least one elementary school within a 30-minute walk
High schools
5/10
At least one high school within a 20-minute walk
Parks
6/10
Large amount of park space nearby
Nightlife
1/10
Few or no bars within walking distance
Explore the area around 20309 Sw 86th Ct
Island Monkey Market Place
8551 SW 207th Ter
M & T Food Stores Inc
20285 Old Cutler Rd
Publix
20425 Old Cutler Rd
Publix
20951 Old Cutler Rd
Franjo Supermarket
18450 SW 97th Ave
Martina's Closet Inc
20451 SW 87th Ct
3 Lil Birds Boutique LLC
19517 SW 79th Ct
A Light in the Closet Inc
9225 SW 211th Ln
Bella 256 Boutique LLC
9136 SW 227th Ter
Sneaker Town
19151 S Dixie Hwy
Robeks
20983 Old Cutler Rd
Sugar Coma
Starbucks
19151 S Dixie Hwy
Dunkin'
18099 S Dixie Hwy
Orange Julius
20505 S Dixie Hwy
Sandbar Sports Grill
20305 Old Cutler Rd
Pubgrill
18503 S Dixie Hwy
Hole in the Wall
9821 SW 184th St
Mystic Joint Smoke Shop & Bar
19401 S Dixie Hwy
Casanova Cafe
10405 SW 186th St
Party Cake Bakery X Inc
20226 Old Cutler Rd
Flour & Whisk
22212 SW 92nd Pl
Sam's House of Cakes LLC
9956 SW 224th St
GNC
18501 S Dixie Hwy
Shop Vegan Goods LLC
18495 S Dixie Hwy
Franjo Park
Saga Lake Park
Saga Bay Park
Lakes By the Bay Park
Whispering Pines Park
Urban Rrasoi-Cutler Bay
20218 Old Cutler Rd
Fritanga Cutler Bay
20232 Old Cutler Rd
Harvey's Smokehouse Barbeque
20218 Old Cutler Rd
Steve's Pizza Express
20216 Old Cutler Rd
Takee Outee
20234 Old Cutler Rd
SW 207 ST @ SW 85 PASSAGE
CUTLER BAY TO DADELAND SOUTH
SW 207 ST @ SW 85 PASSAGE
CUTLER BAY TO DADELAND SOUTH, CUTLER BAY LOCAL
SW 207 ST @ SW 85 AV
CUTLER BAY TO DADELAND SOUTH
SW 87 AV @ SW 207 ST
CUTLER BAY LOCAL
SW 87 AV @ OLD CUTLER RD
CUTLER BAY TO DADELAND SOUTH
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