1 Day Ago
Location
9512-9524 North Oswego Avenue, Portland, Oregon 97203, United States|St. Johns
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Property Overview
MF 38 - N Oswego Apts receives strong endorsements across various metrics, earning an expert rating of 8.4 out of 10, reflecting its compelling value proposition. The property features competitive pricing, an amenities rating of 8 out of 10, and a remarkable location rating of 9 out of 10, all suggesting an elevated quality of life. Additionally, its transparent management practices enhance trustworthiness, while being pet-friendly adds further appeal to potential renters.
This summary uses Zumper’s proprietary data. “Zumper Expert Ratings” and “Things you’ll love” are based on our internal analyses of market trends and renter insights.
Things you’ll love
Middle school nearby- Less expensive
Floor plans
| 2BR/1.0BA | 2 bed | 1 bath | 735 sqft | $1,399 /mo | 1 unit available | This move-in-ready second floor apartment offers modern finishes—granite countertops, carpet flooring, stainless appliances, in-unit dishwasher—paired with unbeatable convenience: accessible laundry, and off-street parking. Situated in a lively, green neighborhood with easy transit, top-rated schools, and outdoor recreation nearby, it’s the perfect choice for satisfied renters. Residents pay between $75 water, sewer and garbage and put the electricity in their own name (PGE). 12-month lease, only. Pet friendly! - Lease Terms: 12 Month Lease - Application Fee Through Breakwater Website: $55/person over 18 years old - Renter's insurance required with $100K Liability Coverage - Tenants responsible for electricity, Utility Bill Back of $75for Water/Sewer/Garbage utilities - Pets: $50/month pet rent; no pet deposit To Move in: First months rent and deposit due at signing, within 24 hours of approval. Applicants with incomplete applications will not be considered. Applicants are considered in order received. An application is deemed complete when all adult applicants over the age of 18 have: 1) completed an application, 2) paid the application fee; 3) submitted three month's of paystubs, if required; 4) submitted pictures of photo ID; and 5) submitted pictures of any pets, if applicable. You are entitled to submit supplemental documents for us to consider that may mitigate any negative criteria in your application. This dwelling unit does not qualify as a 'Type A Unit' (accessible unit) per Oregon structural building code and ICC A117.1. Please review the Portland Statement of Applicant Rights and Right to Request a Modification or Accommodation, linked to this listing. You have a right to elect to disclose if you are mobility disabled, per Portland City Code. For individuals applying through Zillow, you may, but are not required, to make this disclosure in the notes section of your application. |
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One-time.
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REQUIRED FEES
Security Deposit
One-time. Refundable.
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Building details
Property details
| Units | 9 |
|---|
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About MF 38 - N Oswego Apts
This move-in-ready second floor apartment offers modern finishes—granite countertops, carpet flooring, stainless appliances, in-unit dishwasher—paired with unbeatable convenience: accessible laundry, and off-street parking. Situated in a lively, green neighborhood with easy transit, top-rated schools, and outdoor recreation nearby, it’s the perfect choice for satisfied renters. Residents pay between $75 water, sewer and garbage and put the electricity in their own name (PGE). 12-month lease, only. Pet friendly! - Lease Terms: 12 Month Lease - Application Fee Through Breakwater Website: $55/person over 18 years old - Renter's insurance required with $100K Liability Coverage - Tenants responsible for electricity, Utility Bill Back of $75for Water/Sewer/Garbage utilities - Pets: $50/month pet rent; no pet deposit To Move in: First months rent and deposit due at signing, within 24 hours of approval. Applicants with incomplete applications will not be considered. Applicants are considered in order received. An application is deemed complete when all adult applicants over the age of 18 have: 1) completed an application, 2) paid the application fee; 3) submitted three month's of paystubs, if required; 4) submitted pictures of photo ID; and 5) submitted pictures of any pets, if applicable. You are entitled to submit supplemental documents for us to consider that may mitigate any negative criteria in your application. This dwelling unit does not qualify as a 'Type A Unit' (accessible unit) per Oregon structural building code and ICC A117.1. Please review the Portland Statement of Applicant Rights and Right to Request a Modification or Accommodation, linked to this listing. You have a right to elect to disclose if you are mobility disabled, per Portland City Code. For individuals applying through Zillow, you may, but are not required, to make this disclosure in the notes section of your application.
Zumper Expert Rating
Our expert rating is based on a weighted average score of property attributes that renters care about most: price, amenities, location, quality, and trust.
8.4
/10
Very GoodWith a solid 8.4 out of 10 overall, MF 38 - N Oswego Apts is a great option for renters. While some aspects, like Quality, might not be as distinguished as other properties nearby, MF 38 - N Oswego Apts has a number of attractive features—namely its Price— so you can be assured your rent will come with a high standard of living.
Price·10A score that weighs the cost and location of the property, which we calculate by comparing rent prices of recent units to the median price of nearby rentals, adjusting for overall quality and features.
MF 38 - N Oswego Apts offers an excellent balance between price and value. It's priced competitively for its amenities, location, and other key features. Compared to the median price per bedroom in the area, this property is less than, or about the same as, nearby rentals, so residents can expect great value without too many compromises on their desired standard of living.
Amenities·8A score based on the amenities offered at this property compared to other rentals in the area. We consider the quantity, quality, and popularity of features both on site and within the units.
With multiple in-demand amenities, MF 38 - N Oswego Apts is committed to enhancing the renting experience. And while it may have fewer total conveniences and features than similar rentals nearby, it remains a top choice for renters wanting an specific standard of living.
Location·9A score based on proximity and ease of access to shops, restaurants, schools, and public transportation while considering the desirability of the area.
MF 38 - N Oswego Apts is exceptional when it comes to location and conveniences. Communication with management or leasing staff is usually quick and easy and they often use advanced scheduling and communication tools to streamline the process. The location of this property offers easy access to popular points of interest in the area and options for getting around.
Quality·6A score based on what makes the property stand out, such as luxury features, unique offerings, age of the building, and our ability to verify the accuracy of these details.
While MF 38 - N Oswego Apts does not have many hallmark characteristics to highlight, it has some qualities and features that will resonate with a broad range of renters.
Trustworthiness·8A score based on the accuracy, completeness, recency, and usefulness of the information provided by this property, so you can trust that what you see is what you get.
The level of transparency this property provides distinguishes it as a great rental. With a high attention to detail and desirable features, renters can be sure they will get an accurate picture of their potential new home.
Property highlights
We compared every listing in the surrounding area to determine which amenities are most common. If a building lacks an amenity that most others in the area have, it is a con. If a building has an amenity most others in the area do not, it is a pro. Similarly, price, schools, and size are calculated relative to the size, price, and distance to schools of the other properties nearby.How MF 38 - N Oswego Apts compares to other nearby properties.
Positives
- Middle school nearby
- There is a middle school 0.4 mile away
- Less expensive
- The 2-bedrooms are cheaper than other similar listings nearby
Considerations
- Greater distance from grade schools
- The nearest elementary school is farther than 1 mile away
- Lacks images
- Fewer than 10 photos available for this location
- No in-unit dishwasher
- Dishwashers aren't available
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Rent trends in St. Johns
2-bedroom apartments at MF 38 - N Oswego Apts cost about 15% less than the average rent price for 2-bedroom apartments in St. Johns.
Median rents as of Nov 29 2025.
St. Johns
Portland
| Month | Median Rent |
|---|---|
| December 2023 | $1,200 |
| January 2024 | $1,205 |
| February 2024 | $1,195 |
| March 2024 | $1,197 |
| April 2024 | $1,198 |
| May 2024 | $1,213 |
| June 2024 | $1,231 |
| July 2024 | $1,228 |
| August 2024 | $1,223 |
| September 2024 | $1,233 |
| October 2024 | $1,219 |
| November 2024 | $1,202 |
| December 2024 | $1,199 |
| January 2025 | $1,193 |
| February 2025 | $1,193 |
| March 2025 | $1,180 |
| April 2025 | $1,178 |
| May 2025 | $1,178 |
| June 2025 | $1,175 |
| July 2025 | $1,174 |
| August 2025 | $1,196 |
| September 2025 | $1,185 |
| October 2025 | $1,150 |
| November 2025 | $1,173 |
| Month | Median Rent |
|---|---|
| December 2023 | $1,408 |
| January 2024 | $1,387 |
| February 2024 | $1,358 |
| March 2024 | $1,362 |
| April 2024 | $1,359 |
| May 2024 | $1,389 |
| June 2024 | $1,353 |
| July 2024 | $1,334 |
| August 2024 | $1,318 |
| January 2025 | $1,225 |
| February 2025 | $1,212 |
| March 2025 | $1,207 |
| April 2025 | $1,216 |
| May 2025 | $1,207 |
| June 2025 | $1,199 |
| July 2025 | $1,210 |
| August 2025 | $1,290 |
| September 2025 | $1,235 |
| October 2025 | $1,203 |
| November 2025 | $1,148 |
Affordability calculator
Can I afford to live at 9512-9524 North Oswego Avenue?
Bedrooms
2 bedroomsRent-to-income ratio
30%
Slide to adjust the percentage of your monthly income you are willing to spend on rent.
The general rule of thumb is to spend around 30% or less of your income on rent.
Recommended income
$55,960/yr
With your selected rent-to-income ratio, you'd ideally want to make $55,960 annually to afford this 2-bedrooms monthly rent price of $1,399.
For more information on rent affordability, visit our rent calculator.
Schools near MF 38 - N Oswego Apts
Sitton Elementary School
9930 n smith st
portland, OR, 97203
K-5Public
C+
Winterhaven School
3830 se 14th ave
portland, OR, 97202
K-8Public
A-
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Internet available near MF 38 - N Oswego Apts
Neighborhood
St. Johns | Portland, OR
NEIGHBORHOOD VIBE
Peaceful and quiet
Noise-canceling headphones not required in this mostly noise free area.
Getting around Portland near 9512-9524 North Oswego Avenue
Walking
6/10
Some shops and stores are within a few minutes.
Driving
6/10
This area is accessible to thoroughfares and has ample parking options.
Cycling
7/10
Peddling isn’t a problem with cyclist-friendly streets and bikeable destinations.
Transit
4/10
There are a few mass transit options within the area.
Points of interest for 9512-9524 North Oswego Avenue, Portland
Groceries
9/10
At least one grocery store within a few minutes' walk
Shopping
3/10
Some shops within walking distance
Cafes
5/10
Some cafés within walking distance
Restaurants
5/10
Some restaurants within walking distance
Primary schools
8/10
At least one elementary school within a 15-minute walk
High schools
8/10
At least one high school within a 15-minute walk
Parks
9/10
Large amount of park space nearby
Nightlife
3/10
Few or no bars within walking distance
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