5+ Days Ago
Highlights
Pet Friendly
- Open kitchen
- Snow removal
- Convenient parking
- Outdoor activities
- Single stall garage
- Large backyard
Location
432 James St, Waterloo, IA 50702, USA|Downtown Waterloo
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Property Overview
The property features a spacious open kitchen, a large backyard, and convenient parking, enhancing outdoor activities and comfort. Proximity to a top-rated middle school and an impressive value per square foot position it favorably in the local market. With pet-friendly amenities and nearby services, it caters effectively to pet owners seeking convenient living solutions.
This summary uses Zumper’s proprietary data. “Things you’ll love” and “Great for” are based on our internal analyses of market trends and renter insights.
Things you’ll love
More space- Middle school nearby
- Images Available
Great for
Pet owners
Amenities for 432 James St, Downtown Waterloo
Apartment Amenities
| Open Kitchen |
Appliances
| Range | Refrigerator |
Building
| Cats OK | Dogs OK |
| Single Stall Garage |
Grounds
| Garage Parking | Outdoor Space |
| Yard |
Neighborhood
| Secluded |
Units, floor plans, amenities, dimensions, details, availability, and prices may be approximate and subject to change. Please contact a community representative for more information.
Policies and fees
Dog policy
| Allowed | |
|---|---|
| Limit | 1 |
Cat policy
| Allowed | |
|---|---|
| Limit | 1 |
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About 432 James St
Sweet deal!
This listing is 43% below the median price for 1 bedroom apartments in Downtown Waterloo.
1BD/1BA HOME! 1/2 off 1st month rent!!! This cozy house features an open kitchen perfect for entertaining guests or enjoying a quiet night in. The large backyard provides plenty of space for outdoor activities or gardening. Best of all, pets are allowed, so your furry friends can enjoy the space too. With a single stall garage, you'll have convenient parking right at your doorstep. Don't miss out on this charming and private 1 bedroom home! Residents are responsible for all utilities, lawn care and snow removal. This property does not accept section 8.
Property highlights
We compared every listing in the surrounding area to determine which amenities are most common. If a building lacks an amenity that most others in the area have, it is a con. If a building has an amenity most others in the area do not, it is a pro. Similarly, price, schools, and size are calculated relative to the size, price, and distance to schools of the other properties nearby.How 432 James St compares to other nearby properties.
Positives
- More space
- The 1-bedroom is 582 sqft larger than other listings nearby
- Middle school nearby
- There is a middle school 1 mile away
- Images Available
- There are at least 10 photos of this address
Considerations
- Greater distance from high schools
- The nearest high school is farther than 1 mile away
- Greater distance from grade schools
- The nearest elementary school is farther than 1 mile away
Address details
| Neighborhood | Downtown Waterloo |
|---|---|
| Zip code | 50702 |
| Type | House for rent |
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Rent trends in Downtown Waterloo
1-bedroom apartments at 432 James St cost about 43% less than the average rent price for 1-bedroom apartments in Waterloo.
Median rents as of Sep 20 2025.
Downtown Waterloo
Waterloo
| Month | Median Rent |
|---|---|
| October 2023 | $587 |
| November 2023 | $592 |
| December 2023 | $607 |
| January 2024 | $612 |
| February 2024 | $600 |
| March 2024 | $610 |
| April 2024 | $628 |
| May 2024 | $625 |
| June 2024 | $638 |
| July 2024 | $791 |
| August 2024 | $730 |
| September 2024 | $708 |
| October 2024 | $675 |
| November 2024 | $655 |
| December 2024 | $656 |
| January 2025 | $650 |
| February 2025 | $650 |
| March 2025 | $652 |
| April 2025 | $653 |
| May 2025 | $660 |
| June 2025 | $652 |
| July 2025 | $657 |
| August 2025 | $667 |
| September 2025 | $686 |
| Month | Median Rent |
|---|---|
| November 2023 | $1,262 |
| December 2023 | $1,215 |
| January 2024 | $1,050 |
| February 2024 | $1,350 |
| March 2024 | $1,365 |
| April 2024 | $1,331 |
| May 2024 | $1,350 |
| June 2024 | $1,385 |
| July 2024 | $1,418 |
| August 2024 | $1,400 |
| September 2024 | $1,387 |
| October 2024 | $1,425 |
| November 2024 | $1,415 |
| December 2024 | $1,437 |
| January 2025 | $1,450 |
| February 2025 | $1,450 |
| March 2025 | $1,430 |
| April 2025 | $1,450 |
| May 2025 | $1,440 |
| June 2025 | $1,412 |
| July 2025 | $1,400 |
| August 2025 | $1,400 |
| September 2025 | $1,400 |
Affordability calculator
Can I afford to live at 432 James St?
Bedrooms
1 bedroomRent-to-income ratio
30%
Slide to adjust the percentage of your monthly income you are willing to spend on rent.
The general rule of thumb is to spend around 30% or less of your income on rent.
Recommended income
$31,800/yr
With your selected rent-to-income ratio, you'd ideally want to make $31,800 annually to afford this 1-bedroom monthly rent price of $795.
For more information on rent affordability, visit our rent calculator.
Rent history
The increase or decrease in monthly rent compared to the previous listing price.| 4 months ago | $750 |
Schools near 432 James St
Lowell Elementary School
1628 washington st
waterloo, IA, 50702
PK, K-5Public
C-
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Internet available near 432 James St
Neighborhood
Downtown Waterloo | Waterloo, IA
NEIGHBORHOOD VIBE
Peaceful and quiet
Noise-canceling headphones not required in this mostly noise free area.
Getting around Waterloo near 432 James St
Walking
4/10
Fewer daily needs are within walking distance (unless you’re up for a challenge).
Driving
10/10
Commuting is easy with multiple accessible routes and plenty of parking.
Cycling
6/10
More spots are within biking distance and some roads are cyclist-friendly.
Transit
2/10
FYI, there are little to no public transit options within walking distance.
Points of interest for 432 James St, Waterloo
Groceries
6/10
At least one grocery store within a 15-minute walk
Shopping
4/10
Some shops within walking distance
Cafes
2/10
Few or no cafés within walking distance
Restaurants
4/10
Some restaurants within walking distance
Primary schools
2/10
No elementary schools within a 30-minute walk
High schools
0/10
No high schools within a 30-minute walk
Nightlife
4/10
Few or no bars within walking distance
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