Zumper

521 Garrard St
521 Garrard St, Covington, KY 41011, USA

Apartment for rent
Monthly rent
$1,495–$1,895
Beds1
Baths1
Sqft725–875
modified
11 Hours Ago

Property Overview

A peaceful retreat in a prime location, with 95 photos that offer a thorough visual look at the home. The combination of a quiet setting and strong presentation makes it appealing for those wanting both convenience and a clearer preview of the property.

This summary uses Zumper’s proprietary data. “Things you’ll love” and “Great for” are based on our internal analyses of market trends and renter insights.

Things you’ll love

  • Images Available

Great for

  • Social life

Highlights

  • peaceful retreat
  • prime location

Units

521 Garrard St Covington, KY

New Listing

2

Our team has verified this company

1 Bed

1 Bath

$1,495

Listed on 06/12/2026
Listed by Beautifully Renovated, Elegant Apartments in Historic Covington
Welcome to historic Garrard Street in the heart of Covington. This brand-new one-bedroom, one-bathroom apartment is located in a beautifully renovated historic building that possesses timeless architectural character with modern finishes and thoughtful design. Enjoy a bright, open layout with modern fixtures, original hardwood flooring, and a sleek kitchen perfect for everyday living and entertaining. All brand-new appliances with ice-maker! The bedroom offers a beautiful original mantle and a large walk-in closet, while the updated bathroom features clean, modern touches. Convenient off-street parking adds ease and peace of mind, and the prime location puts you just minutes from local dining, shopping, and entertainment — with quick access to downtown Cincinnati. Apartments have in-unit washer/dryer units for added convenience and all brand-new fixtures and appliances. Be the first to experience the perfect balance of history and modern comfort at 521 Garrard Street — a place you’ll be proud to call home. Off-Street Parking. In Unit Washer/Dryer. Ready for move-in. Reach out for a showing today! Furnished photos are virtually staged.

New Listing

4

Our team has verified this company

1 Bed

1 Bath

$1,595

Listed on 06/12/2026
Listed by Beautifully Renovated, Elegant Apartments in Historic Covington
Welcome to historic Garrard Street in the heart of Covington. This brand-new one-bedroom, one-bathroom apartment is located in a beautifully renovated historic building that possesses timeless architectural character with modern finishes and thoughtful design. Enjoy a bright, open layout with modern fixtures, original hardwood flooring, and a sleek kitchen perfect for everyday living and entertaining. The bedroom offers a beautiful original mantle and a large walk-in closet, while the updated bathroom features clean, modern touches. Convenient off-street parking adds ease and peace of mind, and the prime location puts you just minutes from local dining, shopping, and entertainment — with quick access to downtown Cincinnati. Apartments have in-unit washer/dryer units for added convenience and all brand-new fixtures and appliances with ice maker. Be the first to experience the perfect balance of history and modern comfort at 521 Garrard Street — a place you’ll be proud to call home. Off-Street Parking. In Unit Washer/Dryer. Ready for move-in. Reach out for a showing today! Furnished photos are virtually staged.

New Listing

6

Our team has verified this company

1 Bed

1 Bath

$1,895

Listed on 06/12/2026
Listed by Newly renovated, modern apartment in historic Covington
Welcome to historic Garrard Street in the heart of Covington. This huge brand-new one-bedroom, one-and-a-half-bathroom apartment is located in a beautifully renovated historic building that possesses timeless architectural character with modern finishes and thoughtful design. Enjoy a bright, open layout with giant picture windows, original hardwood flooring, and a sleek, island kitchen perfect for everyday living and entertaining. The bedroom offers a peaceful retreat with a large closet, while the updated bathroom features clean, modern touches including a walk-in shower. Convenient off-street parking adds ease and peace of mind, and the prime location puts you just minutes from local dining, shopping, and entertainment — with quick access to downtown Cincinnati. Apartments have in-unit washer/dryer units for added convenience and all brand-new fixtures and appliances and ice maker. Be the first to experience the perfect balance of history and modern comfort at 521 Garrard Street — a place you’ll be proud to call home. Off-Street Parking. In Unit Washer/Dryer. Ready for move-in. Reach out for a showing today! Furnished photos are virtually staged.

New Listing

3

Our team has verified this company

1 Bed

1 Bath

$1,895

Listed on 06/12/2026
Listed by Beautifully Renovated, Elegant Apartments in Historic Covington
Welcome to historic Garrard Street in the heart of Covington. This huge brand-new one-bedroom, one-bathroom apartment is located in a beautifully renovated historic building that possesses timeless architectural character with modern finishes and thoughtful design. Enjoy a bright, open layout with modern fixtures, original hardwood flooring, and a sleek kitchen perfect for everyday living and entertaining. The living room features a beautiful bay window and original mantle and the bedroom features another mantle with a large walk-in closet. The bathroom features clean, modern touches including a walk-in shower. Convenient off-street parking adds ease and peace of mind, and the prime location puts you just minutes from local dining, shopping, and entertainment — with quick access to downtown Cincinnati. Apartments have in-unit washer/dryer units for added convenience and all brand-new fixtures and appliances with ice maker. Be the first to experience the perfect balance of history and modern comfort at 521 Garrard Street — a place you’ll be proud to call home. Off-Street Parking. In Unit Washer/Dryer. Ready for move-in June 1st. Reach out for a showing today!

Available

1

Our team has verified this company

1 Bed

1.5 Baths

$1,895

Listed on 05/03/2026
Listed by Beautifully Renovated, Elegant Apartments in Historic Covington
Days on market: 40
Welcome to historic Garrard Street in the heart of Covington. This brand-new one-bedroom, one-and-a-half-bathroom apartment is located in a beautifully renovated historic building that possesses timeless architectural character with modern finishes and thoughtful design. Enjoy a bright, open layout with modern fixtures, original hardwood flooring, and a sleek kitchen perfect for everyday living and entertaining with an additional half-bathroom for guests. The bedroom offers a beautiful original mantle and a large walk-in closet, while the updated bathroom features clean, modern touches including a double vanity. Convenient off-street parking adds ease and peace of mind, and the prime location puts you just minutes from local dining, shopping, and entertainment — with quick access to downtown Cincinnati. Apartments have in-unit washer/dryer units for added convenience and all brand-new fixtures and appliances including ice maker. Be the first to experience the perfect balance of history and modern comfort at 521 Garrard Street — a place you’ll be proud to call home. Off-Street Parking. In Unit Washer/Dryer. Ready for move-in. Reach out for a showing today! Furnished photos are virtually staged.

Policies at 521 Garrard St

Applicants

Applicants

One-time.

Contact Property

REQUIRED FEES

Security Deposit

One-time. Refundable.

Contact Property

Questions about this property’s policies and fees?

Advertisement

About 521 Garrard St

HomeApartments in Covington 521 Garrard St #6, Covington, KY 41011, USA

Check out this charming property located at 521 Garrard St, Covington, KY 41011, USA! This intimate community consists of 5 units, offering a cozy 1-bedroom floorplan with sizes ranging from 725 to 875 square feet. Residents can enjoy a peaceful retreat in a prime location, complete with modern fixtures, sleek kitchens, and new appliances. Additional highlights include in-unit was, large walk-in closets, and original hardwood flooring. The property also offers convenient off-street parking. As an added bonus, residents can take advantage of waste recycling and composting amenities. With its modern finishes and serene atmosphere, this property is a great choice for those seeking a relaxing living space. Currently, there are 5 units to choose from.

Does this information look correct?

Address details

Units5
Units available5
City
Zip code41011

521 Garrard St #6 is great for:

Social life

  • Areas nearby are accessible by walking
  • 205 restaurants within 1 mile of this property
  • 237 mixed-use spaces nearby
  • The area has transit options

Property highlights

We compared every listing in the surrounding area to determine which amenities are most common. If a building lacks an amenity that most others in the area have, it is a con. If a building has an amenity most others in the area do not, it is a pro. Similarly, price, schools, and size are calculated relative to the size, price, and distance to schools of the other properties nearby.

How 521 Garrard St, Covington, KY 41011, USA compares to other nearby properties.

Positives

Images Available
There are at least 10 photos of this address

Get the latest listings anytime, anywhere

Receive similar listings in the area, download our app, and more.
Email*
By clicking submit, I accept Zumper's Terms and Conditions, Privacy Policy, and Community Values.

Rent trends in Covington

1-bedroom apartments here are priced 10% higher than 1-bedrooms in Covington.

Median rents as of Jun 6 2026.
Covington
A table of studio rental data trends in Covington
MonthMedian Rent
June 2024$1,227
July 2024$1,301
August 2024$1,219
September 2024$1,267
October 2024$1,066
November 2024$937
December 2024$1,053
January 2025$1,158
February 2025$1,077
March 2025$1,089
April 2025$1,243
May 2025$1,279
June 2025$1,253
July 2025$1,190
August 2025$1,239
September 2025$1,325
October 2025$1,341
November 2025$1,330
December 2025$1,132
January 2026$1,201
February 2026$1,362
March 2026$1,445
April 2026$1,257
May 2026$1,370
June 2026$1,340

Affordability calculator

Can I afford to live at 521 Garrard St?

Bedrooms

1 bedroom

Rent-to-income ratio

30%

Slide to adjust the percentage of your monthly income you are willing to spend on rent.
The general rule of thumb is to spend around 30% or less of your income on rent.
Recommended income

$75,800/yr

With your selected rent-to-income ratio, you'd ideally want to make $75,800 annually to afford this 1-bedroom median monthly rent price of $1,895.
For more information on rent affordability, visit our rent calculator.

Schools near 521 Garrard St #6

Biggs Early Childhood Education Center

1124 scott blvd

covington, KY, 41011

PKPublic

John G. Carlisle Elementary School

910 holman st

covington, KY, 41011

K-5Public
B-

Newport School of Innovation

30 west 8th st

newport, KY, 41071

K-12Public

Transformational Learning Center

200 home rd

covington, KY, 41011

K-12Public

Cincinnati Digital Academy

425 ezzard charles dr

cincinnati, OH, 45203

K-12Public
C-
Powered byniche.com
Advertisement

Getting around Covington near 521 Garrard St

Walking

8/10
Grab your reusable bags–many shops and stores are within walking distance.

Driving

7/10
This area is close to freeways and has adequate parking options.

Cycling

5/10
More spots are within biking distance and some roads are cyclist-friendly.

Transit

5/10
Frequent public transit options are within walking distance.

Points of interest for 521 Garrard St, Covington

Groceries

9/10
At least one supermarket within a 10-minute walk

Shopping

6/10
Several shops within a few minutes’ walk

Cafes

6/10
Some cafés within a few minutes’ walk

Restaurants

7/10
Variety of restaurants within a few minutes' walk

Primary schools

7/10
At least one elementary school within a 15-minute walk

High schools

5/10
At least one high school within a 20-minute walk

Parks

8/10
Large amount of park space nearby

Nightlife

8/10
Several bars within a few minutes’ walk

Compare similar properties nearby

featured image of 6246 Corbly Rd

Blue Valley Flats

Our team has verified this company

Mount Washington • 6246 Corbly Rd

Studio–3 Beds

$1,135–$1,349

dogs and cats ok
Yes
on-site laundry
Yes
swimming pool
Yes
featured image of 3010 Eden Ave

The Village at Stetson Square

Our team has verified this company

Corryville • 3010 Eden Ave

1–2 Beds

$1,860–$2,670

dogs and cats ok
Yes
on-site laundry
Yes
swimming pool
Yes
featured image of 4101 Spring Grove Ave Unit B

American Can Lofts

Our team has verified this company

Northside • 4101 Spring Grove Ave Unit B

1–2 Beds

$2,060–$2,120

dogs and cats ok
Yes
on-site laundry
No
swimming pool
No
featured image of 1118 Sycamore St

Industry Cincinnati

Our team has verified this company

Central Business District • 1118 Sycamore St

Studio–2 Beds

$1,246–$3,194

dogs and cats ok
Yes
on-site laundry
No
swimming pool
Yes
featured image of 101 Promontory Dr

Cambridge Square of Covington

Our team has verified this company

101 Promontory Dr

1–3 Beds

$1,147–$1,633

dogs and cats ok
No
on-site laundry
No
swimming pool
No
featured image of 2220 Cityscape Dr

Elevation 800

Our team has verified this company

2220 Cityscape Dr

1–2 Beds

$1,585–$2,030

dogs and cats ok
Yes
on-site laundry
Yes
swimming pool
Yes
featured image of 2682 Lafeuille Cir

Lafeuille Apartments

Our team has verified this company

Westwood • 2682 Lafeuille Cir

2–3 Beds

$1,176–$1,574

dogs and cats ok
Yes
on-site laundry
Yes
swimming pool
No
featured image of 5701 Kugler Mill Rd

Indian Creek Apartments and Townhomes

Our team has verified this company

Kenwood • 5701 Kugler Mill Rd

1–3 Beds

$1,468–$4,637

dogs and cats ok
Yes
on-site laundry
Yes
swimming pool
Yes
featured image of 6246 Corbly Rd

Blue Valley Flats

Our team has verified this company

Mount Washington • 6246 Corbly Rd

Studio–3 Beds

$1,135–$1,349

dogs and cats ok
Yes
on-site laundry
Yes
swimming pool
Yes
featured image of 3010 Eden Ave

The Village at Stetson Square

Our team has verified this company

Corryville • 3010 Eden Ave

1–2 Beds

$1,860–$2,670

dogs and cats ok
Yes
on-site laundry
Yes
swimming pool
Yes
featured image of 4101 Spring Grove Ave Unit B

American Can Lofts

Our team has verified this company

Northside • 4101 Spring Grove Ave Unit B

1–2 Beds

$2,060–$2,120

dogs and cats ok
Yes
on-site laundry
No
swimming pool
No
featured image of 1118 Sycamore St

Industry Cincinnati

Our team has verified this company

Central Business District • 1118 Sycamore St

Studio–2 Beds

$1,246–$3,194

dogs and cats ok
Yes
on-site laundry
No
swimming pool
Yes
featured image of 101 Promontory Dr

Cambridge Square of Covington

Our team has verified this company

101 Promontory Dr

1–3 Beds

$1,147–$1,633

dogs and cats ok
No
on-site laundry
No
swimming pool
No
featured image of 2220 Cityscape Dr

Elevation 800

Our team has verified this company

2220 Cityscape Dr

1–2 Beds

$1,585–$2,030

dogs and cats ok
Yes
on-site laundry
Yes
swimming pool
Yes
featured image of 2682 Lafeuille Cir

Lafeuille Apartments

Our team has verified this company

Westwood • 2682 Lafeuille Cir

2–3 Beds

$1,176–$1,574

dogs and cats ok
Yes
on-site laundry
Yes
swimming pool
No
featured image of 5701 Kugler Mill Rd

Indian Creek Apartments and Townhomes

Our team has verified this company

Kenwood • 5701 Kugler Mill Rd

1–3 Beds

$1,468–$4,637

dogs and cats ok
Yes
on-site laundry
Yes
swimming pool
Yes

Check availability

Full name*
Move-in date
Unit
By sending this inquiry, I accept Zumper's Terms and Conditions, Privacy Policy, and Community Values. By providing my phone number, I consent (not a condition of purchase) to be called and texted by 521 Garrard St #6, Covington, KY 41011, USA.

Pet-Friendly houses in Covington
Advertisement