Zumper
modified
8 Hours Ago

Highlights

  • Pet Friendly
  • Off-street parking
  • Private entrance
  • Updated cabinetry
  • 24/7 maintenance
  • Flooring
  • Pet friendly

Location

1108 Howell Street, St. Charles, Missouri 63301, United States
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Contact

Management

Cunningham Apartments

Leasing office

(314) 250-7826

Property Overview

Amber Terrace Apartments excels with an impressive Zumper Expert Rating of 8.6, indicating strong value. Its competitive price and exceptional amenities, rated 9 out of 10, enhance its appeal, while the prime location offers easy access to schools, parks, and various fitness and entertainment options. The property also demonstrates a commitment to sustainability and wellness, supported by transparency and trustworthiness reflected in its 8 out of 10 trust rating.

This summary uses Zumper’s proprietary data. “Zumper Expert Ratings,” “Things you’ll love,” and “Great for” are based on our internal analyses of market trends and renter insights.

Zumper Expert Rating

8.6
Very Good
With a solid 8.6 out of 10 overall, Amber Terrace Apartments is a great option for renters. While some aspects, like Quality, might not be as distinguished as other properties nearby, Amber Terrace Apartments has a number of attractive features—namely its Price— so you can be assured your rent will come with a high standard of living.

Things you’ll love

  • Elementary school nearby
  • Middle school nearby
  • Laundry available on site

Great for

  • Social life
  • Eco living
  • Wellness

Floor plans

2/1/TH2 bed1 bath875 sqft$945 /mo1 unit availableAmber Terrace Apartments, in the heart of St. Charles, MO, offers mostly 2- and 3-bedroom townhomes with some 1-, 2-, and 3-bedroom garden style homes also available. This versatile community is within minutes of Lindenwood College, making it an ideal location for college students. It’s also only a few minutes to Main Street, the St. Charles riverfront, Ameristar Casino, and the Streets of St. Charles, with upscale shops and lots of restaurants to enjoy. Each of the homes at Amber Terrace Apartments has updated cabinetry, flooring, and appliances, and since they are townhomes, there’s no concern about having other tenants above or below. Each home also offers a private entrance for ample privacy and lots of off-street parking. These well-maintained and affordable homes are pet friendly, too. Count on 24/7 maintenance with an online portal to make scheduling help easy to do.

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Amenities for Amber Terrace Apartments

Apartment Amenities

Trash

Appliances

Electric RangeIn-Unit Laundry
RangeRefrigerator

Building

Cats OKDogs OK
Onsite Laundry
Units, floor plans, amenities, dimensions, details, availability, and prices may be approximate and subject to change. Please contact a community representative for more information.

Policies and fees

Applicants

Applicants

One-time.

Contact Property

REQUIRED FEES

Security Deposit

One-time. Refundable.

Contact Property

Dog Policy

Allowed
Limit1

Cat Policy

Allowed
Limit1

Questions about this property’s policies and fees?

Building details

Property details

Units74
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About Amber Terrace Apartments

Home Amber Terrace Apartments

Amber Terrace Apartments, in the heart of St. Charles, MO, offers mostly 2- and 3-bedroom townhomes with some 1-, 2-, and 3-bedroom garden style homes also available. This versatile community is within minutes of Lindenwood College, making it an ideal location for college students. It’s also only a few minutes to Main Street, the St. Charles riverfront, Ameristar Casino, and the Streets of St. Charles, with upscale shops and lots of restaurants to enjoy. Each of the homes at Amber Terrace Apartments has updated cabinetry, flooring, and appliances, and since they are townhomes, there’s no concern about having other tenants above or below. Each home also offers a private entrance for ample privacy and lots of off-street parking. These well-maintained and affordable homes are pet friendly, too. Count on 24/7 maintenance with an online portal to make scheduling help easy to do.


Zumper Expert Rating

Our expert rating is based on a weighted average score of property attributes that renters care about most: price, amenities, location, quality, and trust.
8.6
/10
Very Good
With a solid 8.6 out of 10 overall, Amber Terrace Apartments is a great option for renters. While some aspects, like Quality, might not be as distinguished as other properties nearby, Amber Terrace Apartments has a number of attractive features—namely its Price— so you can be assured your rent will come with a high standard of living.
How we rated Amber Terrace Apartments
Price·10A score that weighs the cost and location of the property, which we calculate by comparing rent prices of recent units to the median price of nearby rentals, adjusting for overall quality and features.
Amber Terrace Apartments offers an excellent balance between price and value. It's priced competitively for its amenities, location, and other key features. Compared to the median price per bedroom in the area, this property is less than, or about the same as, nearby rentals, so residents can expect great value without too many compromises on their desired standard of living.
Amenities·9A score based on the amenities offered at this property compared to other rentals in the area. We consider the quantity, quality, and popularity of features both on site and within the units.
Amber Terrace Apartments goes above and beyond to provide sought-after conveniences and desirable perks, including pets allowed. Renters looking for popular or luxurious features will find them here—and for that reason, Amber Terrace Apartments receives one of the highest amenities scores.
Location·9A score based on proximity and ease of access to shops, restaurants, schools, and public transportation while considering the desirability of the area.
Amber Terrace Apartments is exceptional when it comes to location and conveniences. Communication with management or leasing staff is usually quick and easy and they often use advanced scheduling and communication tools to streamline the process. The location of this property offers easy access to popular points of interest in the area and options for getting around.
Quality·6A score based on what makes the property stand out, such as luxury features, unique offerings, age of the building, and our ability to verify the accuracy of these details.
While Amber Terrace Apartments does not have many hallmark characteristics to highlight, it has some qualities and features that will resonate with a broad range of renters.
Trustworthiness·8A score based on the accuracy, completeness, recency, and usefulness of the information provided by this property, so you can trust that what you see is what you get.
The level of transparency this property provides distinguishes it as a great rental. With a high attention to detail and desirable features, renters can be sure they will get an accurate picture of their potential new home.

Amber Terrace Apartments is great for:

Social life

  • 126 restaurants within 1 mile of this property
  • Areas nearby are accessible by walking
  • 10 theaters, music venues, or sports arenas nearby
  • 14 local event hubs within 1 mile

Eco living

  • 9 parks within a mile
  • You can get around by foot in this area
  • On-site recycling or composting options

Wellness

  • 15 sports facilities (like tennis courts) nearby
  • 26 gyms or yoga centers nearby
  • 3 farmers markets or health food stores nearby
  • 9 parks nearby

Property highlights

We compared every listing in the surrounding area to determine which amenities are most common. If a building lacks an amenity that most others in the area have, it is a con. If a building has an amenity most others in the area do not, it is a pro. Similarly, price, schools, and size are calculated relative to the size, price, and distance to schools of the other properties nearby.

How Amber Terrace Apartments compares to other nearby properties.

Positives

Elementary school nearby
There is an elementary school 0.4 mile away
Middle school nearby
There is a middle school 1 mile away
Laundry available on site
Washers and dryers are available in-building or in-unit

Considerations

Lacks images
Fewer than 10 photos available for this location

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Rent trends in St. Charles

2-bedroom apartments at Amber Terrace Apartments cost about 36% less than the average rent price for 2-bedroom apartments in St. Charles.

Median rents as of Dec 13 2025.
St. Charles
A table of 1-bedroom apartment rental data trends in St. Charles
MonthMedian Rent
November 2025$1,325
December 2025$1,190

Affordability calculator

Can I afford to live at 1108 Howell Street?

Bedrooms

2 bedrooms

Rent-to-income ratio

30%

Slide to adjust the percentage of your monthly income you are willing to spend on rent.
The general rule of thumb is to spend around 30% or less of your income on rent.
Recommended income

$37,800/yr

With your selected rent-to-income ratio, you'd ideally want to make $37,800 annually to afford this 2-bedrooms monthly rent price of $945.
For more information on rent affordability, visit our rent calculator.

Schools near Amber Terrace Apartments

Blackhurst Elementary School

2000 elm st

st. charles, MO, 63301

K-4Public
B+
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Internet available near Amber Terrace Apartments

Neighborhood

NEIGHBORHOOD VIBE
Peaceful and quiet
Noise-canceling headphones not required in this mostly noise free area.

Getting around St. Charles near 1108 Howell Street

Walking

6/10
Some shops and stores are within a few minutes.

Driving

9/10
Commuting is easy with multiple accessible routes and plenty of parking.

Cycling

5/10
More spots are within biking distance and some roads are cyclist-friendly.

Transit

0/10
FYI, there are little to no public transit options within walking distance.

Points of interest for 1108 Howell Street, St. Charles

Groceries

8/10
At least one supermarket within a 15-minute walk

Shopping

5/10
Several shops within walking distance

Cafes

5/10
Some cafés within a few minutes’ walk

Restaurants

6/10
Some restaurants within a few minutes’ walk

Primary schools

6/10
At least one elementary school within a 20-minute walk

High schools

1/10
Closest high school further than a 30-minute walk

Parks

7/10
Large amount of park space nearby

Nightlife

4/10
Some bars within walking distance

Explore the area around 1108 Howell Street

Schnucks
1900 1st Capitol Dr
ALDI
1335 Bass Pro Dr
El Caporal
2265 1st Capitol Dr
El Pueblito
1411 S 1st Capitol Dr
Ruler Foods
2458 W Clay St

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