Updated 5+ Days Ago
Highlights
- All utilities included
- One large room
Location
828 W 4th St, Waterloo, IA 50702, USA|Church Row Historic
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Property Overview
828 W. 4th St earns a strong overall impression with a 9.2 expert rating, driven by excellent value, amenities, location, and quality. It includes all utilities and offers one large room, while also standing out for its top-tier value for money and proximity to a highly rated elementary school.
This summary uses Zumper’s proprietary data. “Zumper Expert Ratings” and “Things you’ll love” are based on our internal analyses of market trends and renter insights.
Things you’ll love
Less expensive- Elementary school nearby
- Eco-friendly trash disposal
Floor plans
| 828 W. 4th St - A | 1 bed | 1 bath | $650 /mo | 1 BR, main floor of a 5 plex. All utilities included. Living room picture is outdated in terms of paint. Unit shares main floor of building with a business, so quiet, respectful residents is a must. |
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Amenities for 828 W. 4th St
Apartment Amenities
| Electric | Gas Utilities |
| Heat | Hot Water |
| Trash Included | Utilities Included |
| Utilities/Sewer |
Units, floor plans, amenities, dimensions, details, availability, and prices may be approximate and subject to change. Please contact a community representative for more information.
Policies and fees
Applicants
Application Fee
Per-applicant. Agent application fee.
Contact Property
REQUIRED FEES
Security Deposit
One-time.
Contact Property
Questions about this property’s policies and fees?
About 828 W. 4th St
STUDIO APARTMENT – ALL UTILITIES INCLUDED – WALK TO DOWNTOWN Affordable and convenient studio apartment with ALL UTILITIES INCLUDED! This unit features one large main room that serves as both the living and sleeping area, plus a separate full-size kitchen and bathroom. ALL UTILITIES INCLUDED One monthly rent payment makes budgeting easy—all utilities are included. FULL-SIZE KITCHEN Unlike many studio apartments, this unit has a full-size kitchen with refrigerator and stove/oven provided. CONVENIENT LOCATION Located in Waterloo's Church Row neighborhood with easy access to everyday necessities. The apartment is ON THE BUS LINE and within walking distance of a grocery store, laundromat, convenience store, take-out food, and other neighborhood services. Downtown Waterloo is also within walking distance. PROPERTY FEATURES Studio Apartment 1 Bathroom All Utilities Included Full-Size Kitchen Refrigerator Stove/Oven Vinyl Flooring Window Coverings Heat Included Cat Friendly On Bus Line Off-Street Parking NO APPLICATION FEE AVAILABLE NOW – FILL OUT A FREE APPLICATION AT RENT319. COM AND WE WILL CONTACT YOU TO SCHEDULE A SHOWING.
Zumper Expert Rating
Our expert rating is based on a weighted average score of property attributes that renters care about most: price, amenities, location, quality, and trust.
9.2
/10
Excellent828 W. 4th St is an excellent find, offering residents a superior living experience with a wide range of desirable features. Residents will particularly enjoy knowing that this property rated highest in Price and Amenities, which help to make this rental a great place to call home.
Price·10A score that weighs the cost and location of the property, which we calculate by comparing rent prices of recent units to the median price of nearby rentals, adjusting for overall quality and features.
828 W. 4th St offers an excellent balance between price and value. It's priced competitively for its amenities, location, and other key features. Compared to the median price per bedroom in the area, this property is less than, or about the same as, nearby rentals, so residents can expect great value without too many compromises on their desired standard of living.
Amenities·9A score based on the amenities offered at this property compared to other rentals in the area. We consider the quantity, quality, and popularity of features both on site and within the units.
828 W. 4th St goes above and beyond to provide sought-after conveniences and desirable perks, including electric. Renters looking for popular or luxurious features will find them here—and for that reason, 828 W. 4th St receives one of the highest amenities scores.
Location·9A score based on proximity and ease of access to shops, restaurants, schools, and public transportation while considering the desirability of the area.
828 W. 4th St is exceptional when it comes to location and conveniences. Communication with management or leasing staff is usually quick and easy and they often use advanced scheduling and communication tools to streamline the process. The location of this property offers easy access to popular points of interest in the area and options for getting around.
Quality·9A score based on what makes the property stand out, such as luxury features, unique offerings, age of the building, and our ability to verify the accuracy of these details.
828 W. 4th St has a few standout characteristics that set it apart from similar properties nearby. Having both verified status and features that cater to discerning renters, this is a great option for renters looking for a specific and exceptional lifestyle.
Trustworthiness·8A score based on the accuracy, completeness, recency, and usefulness of the information provided by this property, so you can trust that what you see is what you get.
The level of transparency this property provides distinguishes it as a great rental. With a high attention to detail and desirable features, renters can be sure they will get an accurate picture of their potential new home.
Property highlights
We compared every listing in the surrounding area to determine which amenities are most common. If a building lacks an amenity that most others in the area have, it is a con. If a building has an amenity most others in the area do not, it is a pro. Similarly, price, schools, and size are calculated relative to the size, price, and distance to schools of the other properties nearby.How 828 W. 4th St compares to other nearby properties.
Positives
- Less expensive
- Studio units are cheaper than other similar listings nearby
- Elementary school nearby
- There is an elementary school 0.2 miles away
- Eco-friendly trash disposal
- This property has recycling pickup
Considerations
- Greater distance from high schools
- The nearest high school is farther than 1.2 miles away
- Greater distance from middle schools
- The nearest middle school is farther than 1.8 miles away
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Rent trends in Church Row Historic
1-bedroom apartments at 828 W. 4th St cost about 4% more than the average rent price for 1-bedroom apartments in Church Row Historic.
Median rents as of Oct 17 2026.
Church Row Historic
Waterloo
| Month | Median Rent |
|---|---|
| November 2024 | $1,120 |
| December 2024 | $1,106 |
| January 2025 | $1,100 |
| February 2025 | $1,062 |
| March 2025 | $1,100 |
| April 2025 | $1,100 |
| May 2025 | $1,100 |
| June 2025 | $1,072 |
| July 2025 | $975 |
| August 2025 | $1,100 |
| September 2025 | $1,105 |
| October 2025 | $991 |
| November 2025 | $841 |
| December 2025 | $666 |
| January 2026 | $600 |
| February 2026 | $692 |
| March 2026 | $696 |
| April 2026 | $836 |
| May 2026 | $700 |
| June 2026 | $606 |
| July 2026 | $825 |
| August 2026 | $736 |
| September 2026 | $798 |
| October 2026 | $824 |
| Month | Median Rent |
|---|---|
| December 2025 | $590 |
| January 2026 | $550 |
Affordability calculator
Can I afford to live at 828 W 4th St?
Bedrooms
1 bedroomRent-to-income ratio
30%
Slide to adjust the percentage of your monthly income you are willing to spend on rent.
The general rule of thumb is to spend around 30% or less of your income on rent.
Recommended income
$26,000/yr
With your selected rent-to-income ratio, you'd ideally want to make $26,000 annually to afford this 1-bedroom monthly rent price of $650.
For more information on rent affordability, visit our rent calculator.
Schools near 828 W. 4th St
Irving Elementary School
1115 w 5th st
waterloo, IA, 50702
PK, K-5Public
C
Cedar Falls Virtual Campus
1002 w 1st st
cedar falls, IA, 50613
K-12Public
Bess Streeter Aldrich Elementary School
2526 ashworth dr
cedar falls, IA, 50613
PK, K-6Public
A
Neighborhood
Church Row Historic | Waterloo, IA
Getting around Waterloo near 828 W 4th St
Walking
5/10
Some shops and stores are within a few minutes.
Driving
6/10
This area is close to freeways and has adequate parking options.
Cycling
6/10
Peddling isn’t a problem with cyclist-friendly streets and bikeable destinations.
Transit
3/10
There are a few mass transit options within the area.
Points of interest for 828 W 4th St, Waterloo
Groceries
8/10
Wide variety of groceries within a short drive, including some within walking distance
Shopping
5/10
Variety of shops within a short drive
Cafes
3/10
Some cafés within a short drive
Restaurants
6/10
Variety of restaurants within a short drive
Primary schools
9/10
At least one elementary school within a 10-minute walk
High schools
2/10
Closest high school further than a 30-minute walk
Nightlife
6/10
Wide variety of bars within a short drive, including some within walking distance
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