Zumper
modified
4 Hours Ago

Highlights

  • Pet Friendly
  • Peaceful retreat
  • Onsite laundry facility
  • Spacious layouts
  • Private balconies with scenic views
  • Renovated 1- and 2-bedroom apartment homes
  • Welcoming community

Location

220 Culver St, Red Bank, TN 37415, USA
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Tour Terra at Ashley

Contact

Management

Second Story Real Estate Management

Leasing office

(423) 395-1486

Property Overview

Terra at Ashley is highlighted by its peaceful retreat atmosphere, inviting community, and spacious, renovated 1- and 2-bedroom apartments, complemented by private balconies offering scenic views. With a strong overall Zumper rating of 8.3, it excels in location (9/10) and price (10/10), showcasing outstanding value and competitive pricing against local properties. The amenities score of 8/10 further emphasizes its appeal, while its trustworthiness rating of 7/10 reflects transparency in property management.

This summary uses Zumper’s proprietary data. “Zumper Expert Ratings” and “Things you’ll love” are based on our internal analyses of market trends and renter insights.

Zumper Expert Rating

8.3
Very Good
With a solid 8.3 out of 10 overall, Terra at Ashley is a great option for renters. While some aspects, like Quality, might not be as distinguished as other properties nearby, Terra at Ashley has a number of attractive features—namely its Price— so you can be assured your rent will come with a high standard of living.

Things you’ll love

  • More space
  • Less expensive
  • Middle school nearby

Floor plans

A11 bed1 bath700 sqft$849–$899 /mo6 units available
B12 bed1 bath870 sqft$999–$1,050 /mo8 units availableEnjoy the Lush Hill Top Community moments from Downtown Chattanooga!

Let's explore this property.

Amenities for Terra at Ashley

Building

Cats OKDogs OK
Units, floor plans, amenities, dimensions, details, availability, and prices may be approximate and subject to change. Please contact a community representative for more information.

Policies and fees

Applicants

Applicants

One-time.

Contact Property

REQUIRED FEES

Security Deposit

One-time. Refundable.

Contact Property

Dog Policy

Allowed
Limit1

Cat Policy

Allowed
Limit1

Questions about this property’s policies and fees?

Building details

Property details

Units40
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About Terra at Ashley

Home Terra at Ashley

Welcome to Terra at Ashley Apartments, your peaceful retreat at the base of Signal Mountain. Nestled in the foothills below Signal Mountain, Terra at Ashley offers the perfect blend of comfort, convenience, and modern living. With easy access to both Dayton Boulevard and Hixson Pike, you’ll be just minutes from shopping, dining, downtown Chattanooga, and the University of Tennessee at Chattanooga, all less than a 15-minute drive away. Right now, we’re offering 1 month free on select apartment homes—making it the perfect time to find your new home at Terra at Ashley! Enjoy newly renovated 1- and 2-bedroom apartment homes featuring: • Private balconies with scenic views of Signal Mountain • Modern finishes and updated interiors • Spacious layouts designed for comfort and functionality • Onsite laundry facility for everyday convenience At Terra at Ashley, you’ll find a welcoming community surrounded by natural beauty, all while staying close to everything Chattanooga has to offer. Contact us today to schedule your tour and discover why Terra at Ashley Apartments is the perfect place to call home!


Zumper Expert Rating

Our expert rating is based on a weighted average score of property attributes that renters care about most: price, amenities, location, quality, and trust.
8.3
/10
Very Good
With a solid 8.3 out of 10 overall, Terra at Ashley is a great option for renters. While some aspects, like Quality, might not be as distinguished as other properties nearby, Terra at Ashley has a number of attractive features—namely its Price— so you can be assured your rent will come with a high standard of living.
How we rated Terra at Ashley
Price·10A score that weighs the cost and location of the property, which we calculate by comparing rent prices of recent units to the median price of nearby rentals, adjusting for overall quality and features.
Terra at Ashley offers an excellent balance between price and value. It's priced competitively for its amenities, location, and other key features. Compared to the median price per bedroom in the area, this property is less than, or about the same as, nearby rentals, so residents can expect great value without too many compromises on their desired standard of living.
Amenities·8A score based on the amenities offered at this property compared to other rentals in the area. We consider the quantity, quality, and popularity of features both on site and within the units.
With multiple in-demand amenities, Terra at Ashley is committed to enhancing the renting experience. And while it may have fewer total conveniences and features than similar rentals nearby, it remains a top choice for renters wanting an specific standard of living.
Location·9A score based on proximity and ease of access to shops, restaurants, schools, and public transportation while considering the desirability of the area.
Terra at Ashley is exceptional when it comes to location and conveniences. Communication with management or leasing staff is usually quick and easy and they often use advanced scheduling and communication tools to streamline the process. The location of this property offers easy access to popular points of interest in the area and options for getting around.
Quality·6A score based on what makes the property stand out, such as luxury features, unique offerings, age of the building, and our ability to verify the accuracy of these details.
While Terra at Ashley does not have many hallmark characteristics to highlight, it has some qualities and features that will resonate with a broad range of renters.
Trustworthiness·7A score based on the accuracy, completeness, recency, and usefulness of the information provided by this property, so you can trust that what you see is what you get.
Terra at Ashley provides some information about the features available in the community and its apartments, making it a reliable option for prospective renters. Renters should ask additional questions about amenities and non-negotiable items they are looking for.

Reviews from the web

Showing 6 highest rated

nice set of apartments off the main street with a great view. Quiet and plenty off parking.

Lorraine Adams

Lorraine Adams

Nov 24, 2017

I would like to rent an apartment please

Jennifer wrinkle

Jennifer wrinkle

Aug 17, 2020

We’re sharing just 6 of many, sorted highest to lowest. Visit the Google business profile to view all reviews.

Property highlights

We compared every listing in the surrounding area to determine which amenities are most common. If a building lacks an amenity that most others in the area have, it is a con. If a building has an amenity most others in the area do not, it is a pro. Similarly, price, schools, and size are calculated relative to the size, price, and distance to schools of the other properties nearby.

How Terra at Ashley compares to other nearby properties.

Positives

More space
The 1-bedroom is 125 sqft larger than other listings nearby
Less expensive
The 2-bedrooms are cheaper than other similar listings nearby
Less expensive
The 1-bedrooms are cheaper than other similar listings nearby
More space
The 3-bedroom is 67 sqft larger than other listings nearby
Middle school nearby
There is a middle school 2 miles away

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Rent trends in Red Bank

1-bedroom apartments here are priced 7% lower than 1-bedrooms in Red Bank.

If you decide to upgrade your space, you can expect 2-bedrooms at Terra at Ashley to be 13% less than the average for similarly sized apartments in Red Bank.

Median rents as of Dec 13 2025.
Red Bank
A table of studio rental data trends in Red Bank
MonthMedian Rent
December 2025$1,030

Affordability calculator

Can I afford to live at 220 Culver St?

Bedrooms

Rent-to-income ratio

30%

Slide to adjust the percentage of your monthly income you are willing to spend on rent.
The general rule of thumb is to spend around 30% or less of your income on rent.
Recommended income

$33,960/yr

With your selected rent-to-income ratio, you'd ideally want to make $33,960 annually to afford this 1-bedroom monthly rent price of $849.
For more information on rent affordability, visit our rent calculator.

Schools near Terra at Ashley

Rivermont Elementary School

3330 hixson pike

chattanooga, TN, 37415

PK, K-5Public
B+

Hamilton County Virtual School

3074 hickory valley rd

chattanooga, TN, 37421

K-12Public
B-
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Internet available near Terra at Ashley

Neighborhood

NEIGHBORHOOD VIBE
Peaceful and quiet
Noise-canceling headphones not required in this mostly noise free area.

Getting around Red Bank near 220 Culver St

Walking

3/10
Fewer daily needs are within walking distance (unless you’re up for a challenge).

Driving

9/10
Commuting is easy with multiple accessible routes and plenty of parking.

Cycling

4/10
This is semi-bikeable, but you’ll need another way of getting around.

Transit

0/10
FYI, there are little to no public transit options within walking distance.

Points of interest for 220 Culver St, Red Bank

Groceries

7/10
At least one supermarket within a 15-minute walk

Shopping

3/10
Some shops within walking distance

Cafes

2/10
Few or no cafés within walking distance

Restaurants

4/10
Some restaurants within walking distance

Primary schools

0/10
Closest elementary school further than a 30-minute walk

High schools

0/10
Closest high school further than a 30-minute walk

Nightlife

3/10
Some bars within walking distance

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