Zumper
modified
5+ Days Ago

Highlights

  • Ceiling fan
  • Led lighting
  • Breakfast bar
  • Washer/dryer connections
  • High 9ft ceilings
  • Open gourmet kitchen

Location

20702 El Toro Rd, Lake Forest, CA 92630, USA
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Contact

Management

River Oaks Apartments

Leasing office

(949) 541-5965

Property Overview

River Oaks Apartments earns a strong overall impression with an 8.8 Zumper Expert Rating, standout scores for price and amenities, and a highly convenient location. Notable features like an open gourmet kitchen, high 9-foot ceilings, LED lighting, a breakfast bar, ceiling fan, and washer/dryer connections add appeal, while nearby pet services, outdoor spaces, 15 photos, and solid value for money round out the property’s strengths.

This summary uses Zumper’s proprietary data. “Zumper Expert Ratings,” “Things you’ll love,” and “Great for” are based on our internal analyses of market trends and renter insights.

Zumper Expert Rating

8.8
Very Good
With a solid 8.8 out of 10 overall, River Oaks Apartments is a great option for renters. While some aspects, like Quality, might not be as distinguished as other properties nearby, River Oaks Apartments has a number of attractive features—namely its Price— so you can be assured your rent will come with a high standard of living.

Things you’ll love

  • Less expensive
  • High school nearby
  • Images Available

Great for

  • Pet owners

Floor plans

MOVE IN SPECIAL: Two Weeks Off First Month's Rent, Upgraded 2x2 in Lake Forest with Free Garage!2 bed2 bath960 sqft$2,895 /mo1 unit available

Let's explore this property.

Amenities for River Oaks Apartments

Apartment Amenities

Breakfast BarGas
Granite Kitchen CountertopHigh Ceilings
PatioPlank, Wood-Like Flooring
TrashVaulted Ceiling
Washer/Dryer HookupsWater

Appliances

DishwasherGarbage Disposal
In-Unit LaundryMicrowave
RangeStove

Building

Cats OKOnsite Laundry
Sewer

Grounds

Garage ParkingOutdoor Space
SpaSwimming Pool
Units, floor plans, amenities, dimensions, details, availability, and prices may be approximate and subject to change. Please contact a community representative for more information.

Policies and fees

Applicants

Applicants

One-time.

Contact Property

REQUIRED FEES

Security Deposit

One-time. Refundable.

Contact Property

Parking Policy

Garage Parking

Dog Policy

Not allowed

Cat Policy

Allowed
Limit1

Questions about this property’s policies and fees?

Building details

Property details

Units180
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About River Oaks Apartments

HomeApartments in Lake Forest River Oaks Apartments

River Oaks Apartments cost $2,895 per month. A couple amenities for this apartment building include but are not limited to: outdoor space and on-site laundry. Located at 20702 El Toro Rd, Lake Forest, CA 92630, USA, River Oaks Apartments has 2 bedroom units available. Based on the average rent price of 2 bedrooms in Lake Forest, renting an apartment at River Oaks Apartments is 7% cheaper per month.Other apartment buildings in or around Lake Forest include but are not limited to: 26033 Moulton Pkwy, 26891 La Alameda, 20041 Osterman Rd


Zumper Expert Rating

Our expert rating is based on a weighted average score of property attributes that renters care about most: price, amenities, location, quality, and trust.
8.8
/10
Very Good
With a solid 8.8 out of 10 overall, River Oaks Apartments is a great option for renters. While some aspects, like Quality, might not be as distinguished as other properties nearby, River Oaks Apartments has a number of attractive features—namely its Price— so you can be assured your rent will come with a high standard of living.
How we rated River Oaks Apartments
Price·10A score that weighs the cost and location of the property, which we calculate by comparing rent prices of recent units to the median price of nearby rentals, adjusting for overall quality and features.
River Oaks Apartments offers an excellent balance between price and value. It's priced competitively for its amenities, location, and other key features. Compared to the median price per bedroom in the area, this property is less than, or about the same as, nearby rentals, so residents can expect great value without too many compromises on their desired standard of living.
Amenities·10A score based on the amenities offered at this property compared to other rentals in the area. We consider the quantity, quality, and popularity of features both on site and within the units.
River Oaks Apartments stands out as a premier property with an impressive array of amenities and an excellent standard of living. Residents here have access to many of the most popular and desired perks—cats allowed—making this one of the top choices for renters seeking unparalleled comfort and convenience.
Location·9A score based on proximity and ease of access to shops, restaurants, schools, and public transportation while considering the desirability of the area.
River Oaks Apartments is exceptional when it comes to location and conveniences. Communication with management or leasing staff is usually quick and easy and they often use advanced scheduling and communication tools to streamline the process. The location of this property offers easy access to popular points of interest in the area and options for getting around.
Quality·6A score based on what makes the property stand out, such as luxury features, unique offerings, age of the building, and our ability to verify the accuracy of these details.
While River Oaks Apartments does not have many hallmark characteristics to highlight, it has some qualities and features that will resonate with a broad range of renters.
Trustworthiness·8A score based on the accuracy, completeness, recency, and usefulness of the information provided by this property, so you can trust that what you see is what you get.
The level of transparency this property provides distinguishes it as a great rental. With a high attention to detail and desirable features, renters can be sure they will get an accurate picture of their potential new home.

River Oaks Apartments is great for:

Pet owners

  • Outdoor spaces are available at this property
  • 3 pet grooming services nearby
  • 6 pet supply stores near the property
  • 2 pet hospitals in the area

Property highlights

We compared every listing in the surrounding area to determine which amenities are most common. If a building lacks an amenity that most others in the area have, it is a con. If a building has an amenity most others in the area do not, it is a pro. Similarly, price, schools, and size are calculated relative to the size, price, and distance to schools of the other properties nearby.

How River Oaks Apartments compares to other nearby properties.

Positives

Less expensive
The 2-bedrooms are cheaper than other similar listings nearby
High school nearby
There is a high school 1 mile away
Less expensive
The 1-bedrooms are cheaper than other similar listings nearby
Images Available
There are at least 10 photos of this address
Laundry available on site
Washers and dryers are available in-building or in-unit
Pet friendly
This property allows pets

Considerations

Greater distance from grade schools
The nearest elementary school is farther than 1 mile away
Greater distance from middle schools
The nearest middle school is farther than 3 miles away

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Rent trends in Lake Forest

2-bedroom apartments at River Oaks Apartments cost about 7% less than the average rent price for 2-bedroom apartments in Lake Forest.

Median rents as of Oct 5 2025.
Lake Forest
A table of studio rental data trends in Lake Forest
MonthMedian Rent
June 2024$2,510
July 2024$2,434
August 2025$2,145
September 2025$2,182
October 2025$2,205

Affordability calculator

Can I afford to live at 20702 El Toro Rd?

Bedrooms

2 bedrooms

Rent-to-income ratio

30%

Slide to adjust the percentage of your monthly income you are willing to spend on rent.
The general rule of thumb is to spend around 30% or less of your income on rent.
Recommended income

$115,800/yr

With your selected rent-to-income ratio, you'd ideally want to make $115,800 annually to afford this 2-bedrooms monthly rent price of $2,895.
For more information on rent affordability, visit our rent calculator.

Schools near River Oaks Apartments

SVUSD Virtual Academy (Alternative)

25952 cordillera dr

mission viejo, CA, 92691

K-12Public
A-

Montevideo Elementary School

24071 carrillo dr

mission viejo, CA, 92691

K-6Public
A-

Solis Park

101 abacus

irvine, CA, 92618

K-8Public

Loma Ridge

500 tomato springs

irvine, CA, 92618

K-6Public
A

Cadence Park

750 benchmark

irvine, CA, 92618

K-8Public
A
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Internet available near River Oaks Apartments

Getting around Lake Forest near 20702 El Toro Rd

Walking

4/10
Fewer daily needs are within walking distance (unless you’re up for a challenge).

Driving

10/10
Commuting is easy with multiple accessible routes and plenty of parking.

Cycling

6/10
Peddling isn’t a problem with cyclist-friendly streets and bikeable destinations.

Transit

2/10
FYI, there are little to no public transit options within walking distance.

Points of interest for 20702 El Toro Rd, Lake Forest

Groceries

4/10
At least one supermarket within a 30-minute walk

Shopping

4/10
Several shops within walking distance

Cafes

3/10
Some cafés within walking distance

Restaurants

5/10
Some restaurants within a few minutes’ walk

Primary schools

1/10
Closest elementary school further than a 30-minute walk

High schools

7/10
At least one high school within a 15-minute walk

Parks

9/10
Very large amount of park space within a few minutes' walk

Nightlife

2/10
Some bars within walking distance

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