Zumper
modified
11 Hours Ago

Highlights

  • Pet Friendly
  • Quartz countertops
  • Floor-to-ceiling windows
  • In-unit laundry
  • Floor to ceiling windows
  • Stainless steel appliances
  • Scenic views

Location

900 E Main St, Chattanooga, TN 37408, USA|Ridgedale - Oak Grove - Clifton Hills
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Contact

Management

Second Story Real Estate Management

Leasing office

(423) 395-1523

Property Overview

Urban Lofts receives high marks across various criteria, with a Zumper expert rating of 8.3 out of 10, emphasizing its appeal for renters. The property excels in location, price, and amenities, each rated 9 out of 10, indicating a strong value proposition alongside a premium living experience. Notable features, including quartz countertops and scenic views, coupled with a robust local community offering public transit, parks, and dining options, further enhance its desirability.

This summary uses Zumper’s proprietary data. “Zumper Expert Ratings,” “Things you’ll love,” and “Great for” are based on our internal analyses of market trends and renter insights.

Zumper Expert Rating

8.3
Very Good
With a solid 8.3 out of 10 overall, Urban Lofts is a great option for renters. While some aspects, like Quality, might not be as distinguished as other properties nearby, Urban Lofts has a number of attractive features—namely its Price— so you can be assured your rent will come with a high standard of living.

Things you’ll love

  • Images Available
  • Laundry available on site

Great for

  • Social life
  • Pet owners
  • Eco living

Floor plans

A11 bed1 bath608+ sqft$1,225–$1,275 /mo41 units available***LIMITED TIME - ask about 1 month FREE*** Welcome to Chattanooga's brand-new apartment complex located in the city's trendy Southside neighborhood! This perfect location is just steps away from shops, restaurants, coffee houses and so much more! - Brand new construction - In-unit laundry - Laminate flooring - Stainless steel appliances - Granite countertops - Beautiful cabinets, fixtures and hardware - Large windows with lots of sunlight and views - Spacious floorplans - First floor units boast 17' ceilings and floor-to-ceiling windows $125.00 monthly utility package: includes water, sewer, trash, preventative pest control & on-site parking! Reach out today to schedule a tour!
B22 bed2 bath896+ sqft$1,745–$1,845 /mo4 units available***LIMITED TIME - Ask about 1 month FREE*** Welcome to Chattanooga's brand-new apartment complex located in the city's trendy Southside neighborhood! This perfect location is just steps away from shops, restaurants, coffee houses and so much more! - Brand new construction - In-unit laundry - Laminate flooring - Stainless steel appliances - Granite countertops - Beautiful cabinets, fixtures and hardware - Large windows with lots of sunlight and views - Spacious floorplans - First floor units boast 17' ceilings and floor-to-ceiling windows $125.00 monthly utility package: includes water, sewer, trash, preventative pest control & on-site parking! Reach out today to schedule a tour!

Let's explore this property.

Amenities for Urban Lofts

Appliances

DishwasherIn-Unit Laundry
MicrowaveOven/Stove
Refrigerator/FreezerWasher and Dryer

Building

Cats OKDogs OK
Onsite Laundry
Units, floor plans, amenities, dimensions, details, availability, and prices may be approximate and subject to change. Please contact a community representative for more information.

Policies and fees

Dog policy

Allowed 
Limit1

Cat policy

Allowed 
Limit1
Building details

Property details

Units52
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About Urban Lofts

HomeApartments in ChattanoogaRidgedale - Oak Grove - Clifton Hills Urban Lofts

Welcome to Chattanooga’s brand-new apartment community in the city’s trendy Southside neighborhood—where style, convenience, and comfort meet! Located at 900 E Main Street, Urban Lofts offers modern living just steps from local shops, restaurants, coffee houses, and everything that makes Southside the city’s most vibrant district. At Urban Lofts, you're not just renting a space—you're living the lifestyle. Enjoy brand-new construction with upscale features including: • In-unit laundry • Stainless steel appliances • Quartz countertops • Designer cabinets, fixtures & hardware • 17' Ceilings on 1st floor • Large gated patios on 1st floor • Floor to Ceiling Large windows with tons of natural light & scenic views • Spacious, open floor plans Monthly utility package includes water, sewer, trash, pest control & on-site parking: $125 - 1 bedrooms / $150 - 2 bedrooms Reach out today to schedule your tour and see why Urban Lofts is downtown living—elevated!


Zumper Expert Rating

Our expert rating is based on a weighted average score of property attributes that renters care about most: price, amenities, location, quality, and trust.
8.3
/10
Very Good
With a solid 8.3 out of 10 overall, Urban Lofts is a great option for renters. While some aspects, like Quality, might not be as distinguished as other properties nearby, Urban Lofts has a number of attractive features—namely its Price— so you can be assured your rent will come with a high standard of living.
How we rated Urban Lofts
Price·9A score that weighs the cost and location of the property, which we calculate by comparing rent prices of recent units to the median price of nearby rentals, adjusting for overall quality and features.
Urban Lofts stands out with a remarkable rating of 9/10 for its cost per bedroom compared to other rentals in the area. Considering the excellent balance between price, convenience, and comfort that it provides, residents enjoy a high-quality living experience.
Amenities·9A score based on the amenities offered at this property compared to other rentals in the area. We consider the quantity, quality, and popularity of features both on site and within the units.
Urban Lofts goes above and beyond to provide sought-after conveniences and desirable perks, including pets allowed. Renters looking for popular or luxurious features will find them here—and for that reason, Urban Lofts receives one of the highest amenities scores.
Location·9A score based on proximity and ease of access to shops, restaurants, schools, and public transportation while considering the desirability of the area.
Urban Lofts is exceptional when it comes to location and conveniences. Communication with management or leasing staff is usually quick and easy and they often use advanced scheduling and communication tools to streamline the process. The location of this property offers easy access to popular points of interest in the area and options for getting around.
Quality·6A score based on what makes the property stand out, such as luxury features, unique offerings, age of the building, and our ability to verify the accuracy of these details.
While Urban Lofts does not have many hallmark characteristics to highlight, it has some qualities and features that will resonate with a broad range of renters.
Trustworthiness·7A score based on the accuracy, completeness, recency, and usefulness of the information provided by this property, so you can trust that what you see is what you get.
Urban Lofts provides some information about the features available in the community and its apartments, making it a reliable option for prospective renters. Renters should ask additional questions about amenities and non-negotiable items they are looking for.

Urban Lofts is great for:

Social life

  • Areas nearby are accessible by walking
  • 86 restaurants within 1 mile of this property
  • The area has transit options
  • Diverse age groups live in this area

Pet owners

  • Tile, vinyl or hardwood floors
  • 1 dog park within 1 mile
  • 4 pet supply stores near the property
  • 1 pet hospital in the area

Eco living

  • You can get around by foot in this area
  • Public transit available nearby
  • On-site recycling or composting options
  • 15 parks within a mile

Property highlights

We compared every listing in the surrounding area to determine which amenities are most common. If a building lacks an amenity that most others in the area have, it is a con. If a building has an amenity most others in the area do not, it is a pro. Similarly, price, schools, and size are calculated relative to the size, price, and distance to schools of the other properties nearby.

How Urban Lofts compares to other nearby properties.

Positives

Images Available
There are at least 10 photos of this address
Laundry available on site
Washers and dryers are available in-building or in-unit

Considerations

Greater distance from high schools
The nearest high school is farther than 1 mile away
Greater distance from middle schools
The nearest middle school is farther than 1 mile away
Grow a garden indoors
A balcony, backyard, or shared outdoor space isn't available

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Rent trends in Ridgedale - Oak Grove - Clifton Hills

1-bedroom apartments here are priced 21% higher than 1-bedrooms in Ridgedale - Oak Grove - Clifton Hills.

If you decide to upgrade your space, you can expect 2-bedrooms at Urban Lofts to be 17% more than the average for similarly sized apartments in Ridgedale - Oak Grove - Clifton Hills.

Median rents as of Aug 30 2025.
Ridgedale - Oak Grove - Clifton Hills
Chattanooga
A table of 1-bedroom apartment rental data trends in Chattanooga
MonthMedian Rent
September 2023$1,309
October 2023$1,306
November 2023$1,263
December 2023$1,194
January 2024$1,213
February 2024$1,199
March 2024$1,237
April 2024$1,241
May 2024$1,203
June 2024$1,225
July 2024$1,250
August 2024$1,244
September 2024$1,247
October 2024$1,262
November 2024$1,272
December 2024$1,290
January 2025$1,268
February 2025$1,249
March 2025$1,230
April 2025$1,203
May 2025$1,207
June 2025$1,199
July 2025$1,236
August 2025$1,206
A table of 1-bedroom apartment rental data trends in Ridgedale - Oak Grove - Clifton Hills
MonthMedian Rent
September 2023$950
October 2023$1,699
November 2023$1,300
December 2023$1,210
January 2024$1,411
February 2024$1,150
March 2024$1,094
April 2024$1,048
May 2024$975
June 2024$1,000
August 2024$920
September 2024$900
October 2024$1,039
November 2024$980
December 2024$1,036
January 2025$1,072
February 2025$1,083
March 2025$1,054
April 2025$1,053
May 2025$1,025
June 2025$996
July 2025$991
August 2025$1,018

Affordability calculator

Can I afford to live at 900 E Main St?

Bedrooms

Rent-to-income ratio

30%

Slide to adjust the percentage of your monthly income you are willing to spend on rent.
The general rule of thumb is to spend around 30% or less of your income on rent.
Recommended income

$49,000/yr

With your selected rent-to-income ratio, you'd ideally want to make $49,000 annually to afford this 1-bedroom monthly rent price of $1,225.
For more information on rent affordability, visit our rent calculator.

Schools near Urban Lofts

East Side Elementary School

1603 south lyerly st

chattanooga, TN, 37404

K-5Public
C+

Hamilton County Virtual School

3074 hickory valley rd

chattanooga, TN, 37421

K-12Public
B-
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Internet available near Urban Lofts

Getting around Chattanooga near 900 E Main St

Walking

5/10
Some shops and stores are within a few minutes.

Driving

10/10
Commuting is easy with multiple accessible routes and plenty of parking.

Cycling

5/10
More spots are within biking distance and some roads are cyclist-friendly.

Transit

3/10
There are a few mass transit options within the area.

Points of interest for 900 E Main St, Chattanooga

Groceries

8/10
At least one grocery store within a few minutes' walk

Shopping

3/10
Some shops within walking distance

Cafes

5/10
Some cafés within walking distance

Restaurants

6/10
Some restaurants within walking distance

Primary schools

6/10
At least one elementary school within a 20-minute walk

High schools

2/10
No high schools within a 30-minute walk

Nightlife

4/10
Some bars within walking distance

Explore the area around 900 E Main St

Tienda Maya
1939 Central Ave
El Jarochito Groceries
2328 Rossville Blvd
Rogers Supermarket
1400 E Main St
El Sol Supermercado Inc
1911 Watauga St
Food City
1600 E 23rd St

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