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Highlight reel

Highlights

  • Rent Special
  • Pet Friendly
  • Quartz countertops
  • Gourmet kitchens
  • Stainless steel appliances
  • Tile backsplash
  • Private patios
  • Wood-style flooring

Location

63 Caldwell Dr, Belmont, NC 28012, USA
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Contact

Management

RAM Partners, LLC

Our team has verified this company

Leasing office

(828) 413-8736

Closing soon 

1:00 pm–5:00 pm ET

Property Overview

The Banks at Mt. Holly Apartments earns a strong overall impression with a 9.6 Zumper Expert Rating, reflecting excellent ratings for amenities, location, quality, and trustworthiness, plus solid price-to-value balance. Notable features include quartz countertops, gourmet kitchens, stainless steel appliances, tile backsplash, private patios, and wood-style flooring, while the property also stands out for 55 photos, strong value per square foot, and nearby pet-friendly resources and outdoor spaces.

This summary uses Zumper’s proprietary data. “Zumper Expert Ratings,” “Things you’ll love,” and “Great for” are based on our internal analyses of market trends and renter insights.

Zumper Expert Rating

9.6
Excellent
Earning an outstanding 9.6 out of 10 overall rating, The Banks at Mt. Holly Apartments is a shining example of a what an exceptional rental property looks like. Most noteworthy, it excels at Amenities and Location—these two characteristics alone make this property an excellent choice for anyone seeking an elevated lifestyle with few trade-offs.

Things you’ll love

  • More space
  • Images Available
  • Package service

Great for

  • Pet owners

Floor plans

A11 bed1 bath807 sqft$1,490–$1,645 /mo17 units available
A31 bed1 bath764 sqft$1,555–$1,785 /mo16 units available
A21 bed1 bath775 sqft$1,705 /mo1 unit available
B12 bed2 bath1,108 sqft$1,850–$2,180 /mo11 units available
B22 bed2 bath1,193 sqft$2,225–$2,300 /mo4 units available
C13 bed2 bath1,349 sqft$2,149 /mo1 unit available

Let's explore this property.

Amenities for The Banks at Mt. Holly Apartments

Apartment Amenities

Ceiling FanCeiling Fan in Bedroom and Living Room
Open Concept Floorplan with 9' CeilingPrivate Balcony
Spacious Walk-In ClosetStand Up Showers
Walk-in Closet

Appliances

In-Unit LaundryWasher & Dryer In Each Unit

Building

24 Hour Package LockersCats OK
Dogs OKEV Charging
Fitness CenterFitness Center with Cardio and Free Weight

Grounds

Garage ParkingOutdoor Space
Private Garage Parking AvailableSwimming Pool

Services

Bark Park & Pet SpaPackage Service
Units, floor plans, amenities, dimensions, details, availability, and prices may be approximate and subject to change. Please contact a community representative for more information.

Policies and fees

Applicants

Application Fee

Per-applicant. Refund Policy: Non-refundable.

$75

Administration Fee

One-time. Refund Policy: Non-refundable.

$200

REQUIRED FEES

Security Deposit

One-time. Refund Policy: Non-refundable. Security Deposit.

$200

Water/sewer

Monthly. Refund Policy: Non-refundable. Water/Sewer.

Usage Based

Utility Billing Fee

Monthly. Refund Policy: Non-refundable. Utility Billing Fee.

$5.30

Valet Trash

Monthly. Refund Policy: Non-refundable.

$25

Cable

Monthly. Refund Policy: Non-refundable.

$70

Electric / Gas - Third Party

Monthly. Refund Policy: Non-refundable. Electric / Gas - Third Party.

Usage Based

Pest Control

Monthly. Refund Policy: Non-refundable.

$5

OPTIONAL FEES

Parking Policy

Garage Parking

Dog Policy

Allowed
Limit2

Cat Policy

Allowed
Limit2

Cat

Cat Fee

One-time. 2 cats max. Refund Policy: Non-refundable.

$350

Cat Rent

Monthly. Refund Policy: Non-refundable.

$25

Dog

Dog Fee

One-time. 2 dogs max. Refund Policy: Non-refundable.

$350

Dog Rent

Monthly. Refund Policy: Non-refundable.

$25

Pet

Pet Management - Third Party

Annually. 2 pets max. Refund Policy: Non-refundable.

$35

SITUATIONAL FEES

Questions about this property’s policies and fees?

Building details

Property details

Units314
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About The Banks at Mt. Holly Apartments

HomeApartments in Belmont The Banks at Mt. Holly Apartments

Located in Belmont, North Carolina, The Banks Apartment Homes is an exclusive luxury community with thoughtfully designed 1, 2, and 3-bedroom homes! Each of our apartments for rent in Belmont, NC, here at The Banks is as unique as the community itself. Open-concept living areas and gourmet kitchens provide plenty of room to both entertain and unwind, while private patios offer the perfect spaces to relax after a long day. Featuring a sleek, smart design, the apartments at the Banks include finishes such as stainless steel appliances, including low profile, front control ranges, and side-by-side refrigerators, quartz countertops with tile backsplash, and wood-style flooring. The community is located minutes away from The Whitewater Center and just off I-85, with a 10-minute drive to the Charlotte Airport. The Banks is more than just an apartment community -it's a neighborhood and a lifestyle.


Zumper Expert Rating

Our expert rating is based on a weighted average score of property attributes that renters care about most: price, amenities, location, quality, and trust.
9.6
/10
Excellent
Earning an outstanding 9.6 out of 10 overall rating, The Banks at Mt. Holly Apartments is a shining example of a what an exceptional rental property looks like. Most noteworthy, it excels at Amenities and Location—these two characteristics alone make this property an excellent choice for anyone seeking an elevated lifestyle with few trade-offs.
How we rated The Banks at Mt. Holly Apartments
Price·9A score that weighs the cost and location of the property, which we calculate by comparing rent prices of recent units to the median price of nearby rentals, adjusting for overall quality and features.
The Banks at Mt. Holly Apartments stands out with a remarkable rating of 9/10 for its cost per bedroom compared to other rentals in the area. Considering the excellent balance between price, convenience, and comfort that it provides, residents enjoy a high-quality living experience.
Amenities·10A score based on the amenities offered at this property compared to other rentals in the area. We consider the quantity, quality, and popularity of features both on site and within the units.
The Banks at Mt. Holly Apartments stands out as a premier property with an impressive array of amenities and an excellent standard of living. Residents here have access to many of the most popular and desired perks—pets allowed—making this one of the top choices for renters seeking unparalleled comfort and convenience.
Location·10A score based on proximity and ease of access to shops, restaurants, schools, and public transportation while considering the desirability of the area.
The Banks at Mt. Holly Apartments offers residents unparalleled convenience to popular points of interest, transportation, schools, and more, which provide an elevated quality of life. Communication with management is usually quick and easy, allowing for a more expedited application and renting process, saving you time and money.
Quality·10A score based on what makes the property stand out, such as luxury features, unique offerings, age of the building, and our ability to verify the accuracy of these details.
The Banks at Mt. Holly Apartments has notable characteristics that give it an edge. It is a verified property that stands out from others nearby as an exceptional choice for renters looking for a specific lifestyle. Offering a combination of prestige, modernity, and tailored living experiences, residents can expect nothing short of excellence at The Banks at Mt. Holly Apartments.
Trustworthiness·9A score based on the accuracy, completeness, recency, and usefulness of the information provided by this property, so you can trust that what you see is what you get.
The Banks at Mt. Holly Apartments has gone above and beyond to craft a useful, detailed description, demonstrating transparency and trustworthiness, and giving renters a clear picture of what to expect from the property and its management, so they can make an informed decision about whether the rental meets their needs.

The Banks at Mt. Holly Apartments is great for:

Pet owners

  • Outdoor spaces are available at this property
  • 4 pet hospitals in the area
  • 2 pet grooming services nearby
  • 5 pet supply stores near the property

Property highlights

We compared every listing in the surrounding area to determine which amenities are most common. If a building lacks an amenity that most others in the area have, it is a con. If a building has an amenity most others in the area do not, it is a pro. Similarly, price, schools, and size are calculated relative to the size, price, and distance to schools of the other properties nearby.

How The Banks at Mt. Holly Apartments compares to other nearby properties.

Positives

More space
The 1-bedroom is 77 sqft larger than other listings nearby
Images Available
There are at least 10 photos of this address
Package service
More secure storage for delivery
Walk-in closet
More closet space on average

Considerations

Greater distance from high schools
The nearest high school is farther than 3 miles away

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Rent trends in Belmont

1-bedroom apartments here are priced 24% higher than 1-bedrooms in Belmont.

If you decide to upgrade your space, you can expect 2-bedrooms at The Banks at Mt. Holly Apartments to be 28% more than the average for similarly sized apartments in Belmont.

3-bedroom apartments at The Banks at Mt. Holly Apartments cost about 3% more than the average rent price for 3-bedroom apartments in Belmont.

Median rents as of Jul 4 2026.
Belmont
A table of 1-bedroom apartment rental data trends in Belmont
MonthMedian Rent
July 2024$1,400
August 2024$1,296
September 2024$1,175
October 2024$1,230
November 2024$1,396
December 2024$1,433
January 2025$1,401
February 2025$1,399
March 2025$1,287
April 2025$1,193
May 2025$1,100
June 2025$1,118
July 2025$1,081
August 2025$1,215
September 2025$1,293
October 2025$1,329
November 2025$1,331
December 2025$1,333
January 2026$1,315
February 2026$1,316
March 2026$1,315
April 2026$1,267
May 2026$1,267
June 2026$1,270
July 2026$1,275

Affordability calculator

Can I afford to live at 63 Caldwell Dr?

Bedrooms

Rent-to-income ratio

30%

Slide to adjust the percentage of your monthly income you are willing to spend on rent.
The general rule of thumb is to spend around 30% or less of your income on rent.
Recommended income

$62,200/yr

With your selected rent-to-income ratio, you'd ideally want to make $62,200 annually to afford this 1-bedroom median monthly rent price of $1,555.
For more information on rent affordability, visit our rent calculator.

Schools near The Banks at Mt. Holly Apartments

Catawba Heights Elementary School

101 ivey st

belmont, NC, 28012

PK, K-5Public
B

Gaston Virtual Academy

1 learning pl

gastonia, NC, 28052

K-12Public
C+

Renaissance West Steam Academy

3241 new renaissance way

charlotte, NC, 28208

PK, K-8Public
C

Niner University Elementary School

2414 lester st

charlotte, NC, 28208

K-4Public

New Southwest Elementary School

2541 sandy porter rd

charlotte, NC, 28273

PK, K-5Public
C
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Internet available near The Banks at Mt. Holly Apartments

Getting around Belmont near 63 Caldwell Dr

Walking

3/10
Fewer daily needs are within walking distance (unless you’re up for a challenge).

Driving

10/10
Commuting is easy with multiple accessible routes and plenty of parking.

Cycling

2/10
Heads up, bike lanes and cyclist-friendly streets aren’t common.

Transit

0/10
FYI, there are little to no public transit options within walking distance.

Points of interest for 63 Caldwell Dr, Belmont

Groceries

5/10
At least one supermarket within a 20-minute walk

Shopping

3/10
Some shops within walking distance

Cafes

3/10
Some cafés within walking distance

Restaurants

4/10
Some restaurants within walking distance

Primary schools

1/10
Closest elementary school further than a 30-minute walk

High schools

0/10
Closest high school further than a 30-minute walk

Nightlife

1/10
Few or no bars within walking distance

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