5+ Days Ago
Highlights
- Bright windows
- Dedicated off-street parking
- Large covered front porch
Location
820 Oak St, Chattanooga, TN 37403, USA|North Chattanooga - Hill City - UTC
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Property Overview
Bright windows and a large covered front porch enhance the appeal of this property while dedicated off-street parking adds convenience. Ideal for fitness enthusiasts and social activities, the nearby parks, restaurants, and cultural centers support an engaging lifestyle. The proximity to top-rated schools and the strong value for money make it a promising option for various living arrangements.
This summary uses Zumper’s proprietary data. “Things you’ll love” and “Great for” are based on our internal analyses of market trends and renter insights.
Things you’ll love
Less expensive- Middle school nearby
- Elementary school nearby
Great for
Eco living
Social life
Wellness
Amenities for 820 Oak St #4, North Chattanooga - Hill City - UTC
Apartment Amenities
| Baseboard | Carpet |
| Window Units |
Building
| Exterior Type: Brick | Roof Type: Shingle |
Units, floor plans, amenities, dimensions, details, availability, and prices may be approximate and subject to change. Please contact a community representative for more information.
Policies and fees
Applicants
Applicants
One-time.
Contact Property
REQUIRED FEES
Security Deposit
One-time. Refundable.
Contact Property
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About 820 Oak St #4
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Apartments in ChattanoogaNorth Chattanooga - Hill City - UTC 820 Oak St, Chattanooga, TN 37403, USA
Apartments in ChattanoogaNorth Chattanooga - Hill City - UTC 820 Oak St, Chattanooga, TN 37403, USA
Sweet deal!
This listing is 35% below the median price for 1 bedroom apartments in North Chattanooga - Hill City - UTC.
Property Status: Active Studio apartment for rent located in historic Fortwood Historic District! Only one block from UTC campus, and walking distance to Erlanger Hospital and downtown Chattanooga. There is dedicated off-street parking, or ability to obtain a Fortwood Parking Pass. Building has a large, covered front porch. Bright windows with a view of Lookout Mountain. Owner pays for water and gas. Call today for your private showing! Office Phone: (844) 591-7325 Copyright © 2026 Greater Chattanooga Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
Property highlights
We compared every listing in the surrounding area to determine which amenities are most common. If a building lacks an amenity that most others in the area have, it is a con. If a building has an amenity most others in the area do not, it is a pro. Similarly, price, schools, and size are calculated relative to the size, price, and distance to schools of the other properties nearby.How 820 Oak St #4 compares to other nearby properties.
Positives
- Less expensive
- The 1-bedrooms are cheaper than other similar listings nearby
- Middle school nearby
- There is a middle school 0.4 mile away
- Elementary school nearby
- There is an elementary school 0.3 mile away
- Fireplace
- Upgraded in-unit features
- Images Available
- There are at least 10 photos of this address
Considerations
- No in-unit dishwasher
- Dishwashers aren't available
Address details
| Neighborhood | North Chattanooga - Hill City - UTC |
|---|---|
| Zip code | 37403 |
| Type | Apartment for rent |
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Rent trends in North Chattanooga - Hill City - UTC
1-bedroom apartments at 820 Oak St #4 cost about 35% less than the average rent price for 1-bedroom apartments in Chattanooga.
Median rents as of Mar 14 2026.
North Chattanooga - Hill City - UTC
Chattanooga
| Month | Median Rent |
|---|---|
| March 2024 | $1,225 |
| April 2024 | $1,241 |
| May 2024 | $1,203 |
| June 2024 | $1,225 |
| July 2024 | $1,250 |
| August 2024 | $1,244 |
| September 2024 | $1,247 |
| October 2024 | $1,262 |
| November 2024 | $1,272 |
| December 2024 | $1,290 |
| January 2025 | $1,268 |
| February 2025 | $1,249 |
| March 2025 | $1,230 |
| April 2025 | $1,203 |
| May 2025 | $1,207 |
| June 2025 | $1,199 |
| July 2025 | $1,236 |
| August 2025 | $1,205 |
| September 2025 | $1,196 |
| October 2025 | $1,193 |
| November 2025 | $1,195 |
| December 2025 | $1,180 |
| January 2026 | $1,176 |
| February 2026 | $1,147 |
| March 2026 | $1,165 |
| Month | Median Rent |
|---|---|
| March 2024 | $1,289 |
| April 2024 | $1,386 |
| May 2024 | $1,309 |
| June 2024 | $1,489 |
| July 2024 | $1,499 |
| August 2024 | $1,307 |
| September 2024 | $1,295 |
| October 2024 | $1,325 |
| November 2024 | $1,311 |
| December 2024 | $1,286 |
| January 2025 | $1,267 |
| February 2025 | $1,301 |
| March 2025 | $1,263 |
| April 2025 | $1,264 |
| May 2025 | $1,269 |
| June 2025 | $1,274 |
| July 2025 | $1,267 |
| August 2025 | $1,243 |
| September 2025 | $1,195 |
| October 2025 | $1,182 |
| November 2025 | $1,186 |
| December 2025 | $1,171 |
| January 2026 | $1,163 |
| February 2026 | $1,229 |
| March 2026 | $1,225 |
Affordability calculator
Can I afford to live at 820 Oak St?
Bedrooms
1 bedroomRent-to-income ratio
30%
Slide to adjust the percentage of your monthly income you are willing to spend on rent.
The general rule of thumb is to spend around 30% or less of your income on rent.
Recommended income
$32,000/yr
With your selected rent-to-income ratio, you'd ideally want to make $32,000 annually to afford this 1-bedroom monthly rent price of $800.
For more information on rent affordability, visit our rent calculator.
Schools near 820 Oak St #4
Hamilton County Virtual School
3074 hickory valley rd
chattanooga, TN, 37421
K-12Public
B-
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Internet available near 820 Oak St #4
Neighborhood
North Chattanooga - Hill City - UTC | Chattanooga, TN
NEIGHBORHOOD VIBE
Peaceful and quiet
Noise-canceling headphones not required in this mostly noise free area.
Getting around Chattanooga near 820 Oak St
Walking
7/10
Grab your reusable bags–many shops and stores are within walking distance.
Driving
7/10
This area is close to freeways and has adequate parking options.
Cycling
8/10
Peddling isn’t a problem with cyclist-friendly streets and bikeable destinations.
Transit
5/10
Frequent public transit options are within walking distance.
Points of interest for 820 Oak St, Chattanooga
Groceries
5/10
At least one supermarket within a 20-minute walk
Shopping
4/10
Several shops within walking distance
Cafes
6/10
Some cafés within a few minutes’ walk
Restaurants
6/10
Some restaurants within a few minutes’ walk
Primary schools
8/10
At least one elementary school within a 10-minute walk
High schools
8/10
At least one high school within a 15-minute walk
Nightlife
4/10
Some bars within a few minutes’ walk
Explore the area around 820 Oak St
Kitchen Spices Indian Grocery Store
7601 Stratman Cir
Publix
5928 Hixson Pke
Food City
1375 Broad St
K-VA-T Food Stores Inc
1375 Broad St
Public Markets
302 W 6th St
First Uniform Inc
979 E 3rd St
Madewell
1110 Market St
Anthropologie
1110 Market St
Embellish
1110 Market St
Hemline
1110 Market St
Starbucks
615 McCallie Ave
Burlaep
801 E 11th St
Starbucks
975 E 3rd St
Southern Coffee Initiative
149 E Martin Luther King Blvd
Velo Coffee Roasters
509 E Main St
Oddstory Brewing Co.
336 E Martin Luther King Blvd
Alan Golds Discotheque
1100 McCallie Ave
Bitter Alibi
825 Houston St
Wanderlinger Brewing
1208 King St
Jmac's
608 Georgia Ave
Uncle Larry's
736 E Martin Luther King Blvd
Dixie Produce
803 E 12th St
Dotson's Produce
716 E 12th St
Poppytons Patisserie
422 E Martin Luther King Blvd
Niedlov's Bakery & Cafe
215 E Main St
Yellow Deli in Chattanooga
737 McCallie Ave
Chick-fil-A
615 McCallie Ave
Panda Express
615 McCallie Ave
Uncle Larry's
736 E Martin Luther King Blvd
Hour Place
979 E 3rd St
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