5+ Days Ago
Highlights
- Bright windows
- Dedicated off-street parking
- Large covered front porch
Location
820 Oak St, Chattanooga, TN 37403, USA|North Chattanooga - Hill City - UTC
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Property Overview
Featuring bright windows and a large covered front porch, the property offers dedicated off-street parking and access to numerous nearby amenities. With 145 restaurants, 77 cultural venues, and 33 parks within a mile, the location supports a vibrant social life while also promoting sustainability with walkable areas and public transit options. The property is positioned well for remote work and wellness, boasting ample natural light and proximity to fitness facilities.
This summary uses Zumper’s proprietary data. “Things you’ll love” and “Great for” are based on our internal analyses of market trends and renter insights.
Things you’ll love
Middle school nearby- Less expensive
- Images Available
Great for
Wellness
Eco living
Social life
Amenities for 820 Oak St #4, North Chattanooga - Hill City - UTC
Apartment Amenities
| Baseboard | Carpet |
| Window Units |
Building
| Exterior Type: Brick | Roof Type: Shingle |
Units, floor plans, amenities, dimensions, details, availability, and prices may be approximate and subject to change. Please contact a community representative for more information.
Policies and fees
Applicants
Applicants
One-time.
Contact Property
REQUIRED FEES
Security Deposit
One-time. Refundable.
Contact Property
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About 820 Oak St #4
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Apartments in ChattanoogaNorth Chattanooga - Hill City - UTC 820 Oak St, Chattanooga, TN 37403, USA
Apartments in ChattanoogaNorth Chattanooga - Hill City - UTC 820 Oak St, Chattanooga, TN 37403, USA
Sweet deal!
This listing is 33% below the median price for 1 bedroom apartments in North Chattanooga - Hill City - UTC.
Property Status: Active Studio apartment for rent located in historic Fortwood Historic District! Only one block from UTC campus, and walking distance to Erlanger Hospital and downtown Chattanooga. There is dedicated off-street parking, or ability to obtain a Fortwood Parking Pass. Building has a large, covered front porch. Bright windows with a view of Lookout Mountain. Owner pays for water and gas. Call today for your private showing! Office Phone: (844) 591-7325 Copyright © 2026 Greater Chattanooga Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
Property highlights
We compared every listing in the surrounding area to determine which amenities are most common. If a building lacks an amenity that most others in the area have, it is a con. If a building has an amenity most others in the area do not, it is a pro. Similarly, price, schools, and size are calculated relative to the size, price, and distance to schools of the other properties nearby.How 820 Oak St #4 compares to other nearby properties.
Positives
- Middle school nearby
- There is a middle school 0.4 mile away
- Less expensive
- The 1-bedrooms are cheaper than other similar listings nearby
- Images Available
- There are at least 10 photos of this address
Considerations
- Grow a garden indoors
- A balcony, backyard, or shared outdoor space isn't available
- No in-unit dishwasher
- Dishwashers aren't available
Address details
| Neighborhood | North Chattanooga - Hill City - UTC |
|---|---|
| Zip code | 37403 |
| Type | Apartment for rent |
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Rent trends in North Chattanooga - Hill City - UTC
1-bedroom apartments at 820 Oak St #4 cost about 33% less than the average rent price for 1-bedroom apartments in Chattanooga.
Median rents as of Jan 24 2026.
North Chattanooga - Hill City - UTC
Chattanooga
| Month | Median Rent |
|---|---|
| February 2024 | $1,199 |
| March 2024 | $1,237 |
| April 2024 | $1,241 |
| May 2024 | $1,203 |
| June 2024 | $1,225 |
| July 2024 | $1,250 |
| August 2024 | $1,244 |
| September 2024 | $1,247 |
| October 2024 | $1,262 |
| November 2024 | $1,272 |
| December 2024 | $1,290 |
| January 2025 | $1,268 |
| February 2025 | $1,249 |
| March 2025 | $1,230 |
| April 2025 | $1,203 |
| May 2025 | $1,207 |
| June 2025 | $1,199 |
| July 2025 | $1,236 |
| August 2025 | $1,205 |
| September 2025 | $1,196 |
| October 2025 | $1,193 |
| November 2025 | $1,195 |
| December 2025 | $1,180 |
| January 2026 | $1,189 |
| Month | Median Rent |
|---|---|
| February 2024 | $1,274 |
| March 2024 | $1,272 |
| April 2024 | $1,386 |
| May 2024 | $1,309 |
| June 2024 | $1,489 |
| July 2024 | $1,499 |
| August 2024 | $1,307 |
| September 2024 | $1,295 |
| October 2024 | $1,325 |
| November 2024 | $1,311 |
| December 2024 | $1,286 |
| January 2025 | $1,267 |
| February 2025 | $1,301 |
| March 2025 | $1,263 |
| April 2025 | $1,264 |
| May 2025 | $1,269 |
| June 2025 | $1,274 |
| July 2025 | $1,267 |
| August 2025 | $1,243 |
| September 2025 | $1,195 |
| October 2025 | $1,182 |
| November 2025 | $1,186 |
| December 2025 | $1,171 |
| January 2026 | $1,156 |
Affordability calculator
Can I afford to live at 820 Oak St?
Bedrooms
1 bedroomRent-to-income ratio
30%
Slide to adjust the percentage of your monthly income you are willing to spend on rent.
The general rule of thumb is to spend around 30% or less of your income on rent.
Recommended income
$32,000/yr
With your selected rent-to-income ratio, you'd ideally want to make $32,000 annually to afford this 1-bedroom monthly rent price of $800.
For more information on rent affordability, visit our rent calculator.
Schools near 820 Oak St #4
Hamilton County Virtual School
3074 hickory valley rd
chattanooga, TN, 37421
K-12Public
B-
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Internet available near 820 Oak St #4
Neighborhood
North Chattanooga - Hill City - UTC | Chattanooga, TN
NEIGHBORHOOD VIBE
Peaceful and quiet
Noise-canceling headphones not required in this mostly noise free area.
Getting around Chattanooga near 820 Oak St
Walking
7/10
Grab your reusable bags–many shops and stores are within walking distance.
Driving
7/10
This area is close to freeways and has adequate parking options.
Cycling
8/10
Peddling isn’t a problem with cyclist-friendly streets and bikeable destinations.
Transit
5/10
Frequent public transit options are within walking distance.
Points of interest for 820 Oak St, Chattanooga
Groceries
5/10
At least one supermarket within a 20-minute walk
Shopping
4/10
Several shops within walking distance
Cafes
6/10
Some cafés within a few minutes’ walk
Restaurants
6/10
Some restaurants within a few minutes’ walk
Primary schools
8/10
At least one elementary school within a 10-minute walk
High schools
8/10
At least one high school within a 15-minute walk
Nightlife
4/10
Some bars within a few minutes’ walk
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