1 Hour Ago
Highlights
Pet Friendly
- Excellent schools
- Community amenities
Location
232 Jarnigan Ave, Chattanooga, TN 37405, USA|North Chattanooga - Hill City - UTC
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Property Overview
232 Jarnigan Avenue is a highly rated rental option with an overall expert score of 8.3/10 and exceptional 9/10 ratings for price, amenities, and location, reflecting strong value, convenience, and quality of living. Renters benefit from excellent nearby schools, extensive community amenities, and vibrant social opportunities, with numerous restaurants, entertainment venues, and walkable surroundings. The property’s strong value per square foot, ample photos, and high trustworthiness rating further support its appeal, especially for those prioritizing pet-friendly services and transparency.
This summary uses Zumper’s proprietary data. “Zumper Expert Ratings,” “Things you’ll love,” and “Great for” are based on our internal analyses of market trends and renter insights.
Things you’ll love
More space- Images Available
- Laundry available on site
Great for
Social life
Pet owners
Floor plans
| 232 Jarnigan Avenue | 3 bed | 2 bath | 1,917 sqft | $3,100 /mo | This Lease Option / Rent-to-Own opportunity gives you the chance to move into a beautifully furnished North Chattanooga home now — with the option to purchase later, on your timeframe. 📍 Chattanooga, TN 🏡 3BR | 2BA | ~1917 SF 💰 12-month lease at $3,100/month 🏷️ Purchase price locked in upfront at: $499,000 🔑 Option money required - Tenants pay for utilities. - Pets Allowed. - Standard application, background, and income verification required. - All terms to be specified in a written agreement. Why this opportunity stands out: ✔️ Move in before securing financing ✔️ Extra time to improve credit, income, or down payment ✔️ Purchase price secured in advance in a growing market ✔️ Ideal for buyers relocating, self-employed, or planning ahead This fully furnished home is move-in ready and includes: 🛋️ Furniture 🍽️ Kitchen essentials & dishes 🛏️ Linens 🧺 Appliances 🎮 Bonus features and thoughtful extras throughout the home Located in highly sought-after North Chattanooga, you’ll enjoy: 🌳 Walkable neighborhood with charm and character ☕ Minutes from restaurants, coffee shops & local boutiques 🚴 Close to parks, riverwalk trails, hiking & outdoor activities 🏙️ Convenient access to Downtown Chattanooga 🎓 Near excellent schools and community amenities This is not a traditional rental. It’s designed for serious buyers who want to enjoy the home now while preparing to purchase within the next year. Message for details or to schedule a private showing. |
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Amenities for 232 Jarnigan Avenue
Apartment Amenities
| Furnished |
Appliances
| Dishwasher | Microwave |
| Range/Oven | Refrigerator |
Building
| Cats OK | Dogs OK |
| Laundry Shared | Onsite Laundry |
Units, floor plans, amenities, dimensions, details, availability, and prices may be approximate and subject to change. Please contact a community representative for more information.
Policies and fees
Applicants
Applicants
One-time.
Contact Property
REQUIRED FEES
Security Deposit
One-time. Refundable.
Contact Property
Dog Policy
Allowed
Cat Policy
Allowed
Contact for more information on pet policy.
Questions about this property’s policies and fees?
Building details
Property details
| Year built | 1940 |
|---|---|
| Lease terms | 12+ months |
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About 232 Jarnigan Avenue
This Lease Option / Rent-to-Own opportunity gives you the chance to move into a beautifully furnished North Chattanooga home now — with the option to purchase later, on your timeframe. 📍 Chattanooga, TN 🏡 3BR | 2BA | ~1917 SF 💰 12-month lease at $3,100/month 🏷️ Purchase price locked in upfront at: $499,000 🔑 Option money required - Tenants pay for utilities. - Pets Allowed. - Standard application, background, and income verification required. - All terms to be specified in a written agreement. Why this opportunity stands out: ✔️ Move in before securing financing ✔️ Extra time to improve credit, income, or down payment ✔️ Purchase price secured in advance in a growing market ✔️ Ideal for buyers relocating, self-employed, or planning ahead This fully furnished home is move-in ready and includes: 🛋️ Furniture 🍽️ Kitchen essentials & dishes 🛏️ Linens 🧺 Appliances 🎮 Bonus features and thoughtful extras throughout the home Located in highly sought-after North Chattanooga, you’ll enjoy: 🌳 Walkable neighborhood with charm and character ☕ Minutes from restaurants, coffee shops & local boutiques 🚴 Close to parks, riverwalk trails, hiking & outdoor activities 🏙️ Convenient access to Downtown Chattanooga 🎓 Near excellent schools and community amenities This is not a traditional rental. It’s designed for serious buyers who want to enjoy the home now while preparing to purchase within the next year. Message for details or to schedule a private showing.
Year Built: 1940
Zumper Expert Rating
Our expert rating is based on a weighted average score of property attributes that renters care about most: price, amenities, location, quality, and trust.
8.3
/10
Very GoodWith a solid 8.3 out of 10 overall, 232 Jarnigan Avenue is a great option for renters. While some aspects, like Quality, might not be as distinguished as other properties nearby, 232 Jarnigan Avenue has a number of attractive features—namely its Price— so you can be assured your rent will come with a high standard of living.
Price·9A score that weighs the cost and location of the property, which we calculate by comparing rent prices of recent units to the median price of nearby rentals, adjusting for overall quality and features.
232 Jarnigan Avenue stands out with a remarkable rating of 9/10 for its cost per bedroom compared to other rentals in the area. Considering the excellent balance between price, convenience, and comfort that it provides, residents enjoy a high-quality living experience.
Amenities·9A score based on the amenities offered at this property compared to other rentals in the area. We consider the quantity, quality, and popularity of features both on site and within the units.
232 Jarnigan Avenue goes above and beyond to provide sought-after conveniences and desirable perks, including pets allowed. Renters looking for popular or luxurious features will find them here—and for that reason, 232 Jarnigan Avenue receives one of the highest amenities scores.
Location·9A score based on proximity and ease of access to shops, restaurants, schools, and public transportation while considering the desirability of the area.
232 Jarnigan Avenue is exceptional when it comes to location and conveniences. Communication with management or leasing staff is usually quick and easy and they often use advanced scheduling and communication tools to streamline the process. The location of this property offers easy access to popular points of interest in the area and options for getting around.
Quality·6A score based on what makes the property stand out, such as luxury features, unique offerings, age of the building, and our ability to verify the accuracy of these details.
While 232 Jarnigan Avenue does not have many hallmark characteristics to highlight, it has some qualities and features that will resonate with a broad range of renters.
Trustworthiness·8A score based on the accuracy, completeness, recency, and usefulness of the information provided by this property, so you can trust that what you see is what you get.
The level of transparency this property provides distinguishes it as a great rental. With a high attention to detail and desirable features, renters can be sure they will get an accurate picture of their potential new home.
232 Jarnigan Avenue is great for:
Property highlights
We compared every listing in the surrounding area to determine which amenities are most common. If a building lacks an amenity that most others in the area have, it is a con. If a building has an amenity most others in the area do not, it is a pro. Similarly, price, schools, and size are calculated relative to the size, price, and distance to schools of the other properties nearby.How 232 Jarnigan Avenue compares to other nearby properties.
Positives
- More space
- The 3-bedroom is 334 sqft larger than other listings nearby
- Images Available
- There are at least 10 photos of this address
- Laundry available on site
- Washers and dryers are available in-building or in-unit
Considerations
- Grow a garden indoors
- A balcony, backyard, or shared outdoor space isn't available
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Rent trends in North Chattanooga - Hill City - UTC
3-bedroom apartments at 232 Jarnigan Avenue cost about 51% more than the average rent price for 3-bedroom apartments in North Chattanooga - Hill City - UTC.
Median rents as of May 30 2026.
North Chattanooga - Hill City - UTC
Chattanooga
| Month | Median Rent |
|---|---|
| June 2024 | $1,203 |
| July 2024 | $1,226 |
| August 2024 | $1,218 |
| September 2024 | $1,219 |
| October 2024 | $1,220 |
| November 2024 | $1,240 |
| December 2024 | $1,250 |
| January 2025 | $1,237 |
| February 2025 | $1,228 |
| March 2025 | $1,231 |
| April 2025 | $1,207 |
| May 2025 | $1,199 |
| June 2025 | $1,198 |
| July 2025 | $1,156 |
| August 2025 | $1,135 |
| September 2025 | $1,173 |
| October 2025 | $1,194 |
| November 2025 | $1,195 |
| December 2025 | $1,176 |
| January 2026 | $1,162 |
| February 2026 | $1,156 |
| March 2026 | $1,153 |
| April 2026 | $1,138 |
| May 2026 | $1,097 |
| Month | Median Rent |
|---|---|
| June 2024 | $1,308 |
| July 2024 | $1,312 |
| August 2024 | $1,285 |
| September 2024 | $1,261 |
| October 2024 | $1,300 |
| November 2024 | $1,310 |
| December 2024 | $1,321 |
| January 2025 | $1,333 |
| February 2025 | $1,244 |
| March 2025 | $1,255 |
| April 2025 | $1,202 |
| May 2025 | $1,310 |
| June 2025 | $1,343 |
| July 2025 | $1,205 |
| August 2025 | $1,100 |
| September 2025 | $1,204 |
| October 2025 | $1,178 |
| November 2025 | $1,170 |
| December 2025 | $1,123 |
| January 2026 | $1,138 |
| February 2026 | $1,110 |
| March 2026 | $1,126 |
| April 2026 | $1,243 |
| May 2026 | $1,336 |
Affordability calculator
Can I afford to live at 232 Jarnigan Ave?
Bedrooms
3 bedroomsRent-to-income ratio
30%
Slide to adjust the percentage of your monthly income you are willing to spend on rent.
The general rule of thumb is to spend around 30% or less of your income on rent.
Recommended income
$124,000/yr
With your selected rent-to-income ratio, you'd ideally want to make $124,000 annually to afford this 3-bedrooms monthly rent price of $3,100.
For more information on rent affordability, visit our rent calculator.
Schools near 232 Jarnigan Avenue
Hamilton County Virtual School
3074 hickory valley rd
chattanooga, TN, 37421
K-12Public
B-
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Internet available near 232 Jarnigan Avenue
Neighborhood
North Chattanooga - Hill City - UTC | Chattanooga, TN
Getting around Chattanooga near 232 Jarnigan Ave
Walking
5/10
Some shops and stores are within a few minutes.
Driving
9/10
Commuting is easy with multiple accessible routes and plenty of parking.
Points of interest for 232 Jarnigan Ave, Chattanooga
Groceries
4/10
At least one grocery store within a 30-minute walk
Shopping
3/10
Some shops within walking distance
Cafes
4/10
Few or no cafés within walking distance
Restaurants
5/10
Some restaurants within walking distance
Primary schools
2/10
No elementary schools within a 30-minute walk
High schools
8/10
At least one high school within a 20-minute walk
Nightlife
4/10
Few or no bars within walking distance
Explore the area around 232 Jarnigan Ave
Publix
400 N Market St
Milk & Honey
135 N Market St
North River Corner Market
100 W Bell Ave
Whole Foods Market
301 Manufacturers Rd
Public Markets
302 W 6th St
Monica's
417 Frazier Ave
A Child's Garden Boutique
135 Frazier Ave
Belle Rive Boutique
113 Frazier Ave
Collective Clothing LLC
40 Frazier Ave
Hunter Museum of American Art
10 Bluff View St
Stone Cup Cafe
208 Frazier Ave
Julie Darling Donuts
121 Frazier Ave
Starbucks
20 Cherokee Blvd
Tropical Smoothie Cafe
20 Cherokee Blvd
Be Caffeinated
14 W Kent St
Pablanos
551 River St
Big Chill
103 Cherokee Blvd
Mexiville Northshore
103 Cherokee Blvd
Tremont Tavern
1203 Hixson Pike
Whiskey Thief
102 Walnut St
The Chattanooga Cookie
20 Cherokee Blvd
Bluff View Inn
411 E 2nd St
Nourishpoint
1308 Hanover St
Dba Tennessee Moonshine Cakes
100 Cherokee Blvd
Vine Street Market
1313 Hanover St
Forest
Forest
Recreation Ground
Frances B Wyatt Park
Maclellan Island
Aretha Frankensteins
518 Tremont St
Pablanos
551 River St
Opa
249 River St
NoBaked Cookie Dough
330 Frazier Ave
Totto Sushi & Grill
330 Frazier Ave
BARTON + BAKER
Northgate Mall
Barton / Baker-0
Northgate Mall
Barton / Baker
Northgate Mall
Barton / Crewdson
Northgate Mall
BARTON + CREWDSON
Northgate Mall
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