Zumper

521 Garrard St
521 Garrard St, Covington, KY 41011, USA

Monthly rent-
Beds1
Baths1
Sqft725–875
modified
Updated 5+ Days Ago

Property Overview

A peaceful retreat in a prime location, 521 Garrard St offers convenient access to a top-rated elementary school just 0.3 miles away. With 44 photos for an easy preview and a value per square foot in the 84.62 percentile locally, it combines strong presentation with appealing overall value.

This summary uses Zumper’s proprietary data. “Things you’ll love” and “Great for” are based on our internal analyses of market trends and renter insights.

Things you’ll love

  • More space
  • Elementary school nearby
  • Eco-friendly trash disposal

Great for

  • Social life

Highlights

  • peaceful retreat
  • prime location

Units

521 Garrard St Covington, KY

Occupied Units

Occupied

3

Our team has verified this company

1 Bed

1 Bath

$1,895

Listed by Beautifully Renovated, Elegant Apartments in Historic Covington
Days on market: 144
Welcome to historic Garrard Street in the heart of Covington. This huge brand-new one-bedroom, one-bathroom apartment is located in a beautifully renovated historic building that possesses timeless architectural character with modern finishes and thoughtful design. Enjoy a bright, open layout with modern fixtures, original hardwood flooring, and a sleek kitchen perfect for everyday living and entertaining. The living room features a beautiful bay window and original mantle and the bedroom features another mantle with a large walk-in closet. The bathroom features clean, modern touches including a walk-in shower. Convenient off-street parking adds ease and peace of mind, and the prime location puts you just minutes from local dining, shopping, and entertainment — with quick access to downtown Cincinnati. Apartments have in-unit washer/dryer units for added convenience and all brand-new fixtures and appliances with ice maker. Be the first to experience the perfect balance of history and modern comfort at 521 Garrard Street — a place you’ll be proud to call home. Off-Street Parking. In Unit Washer/Dryer. Ready for move-in June 1st. Reach out for a showing today!

Occupied

2

1 Bed

1 Bath

$1,495

Listed by Beautifully Renovated, Elegant Apartments in Historic Covington
Days on market: 144
Welcome to historic Garrard Street in the heart of Covington. This brand-new one-bedroom, one-bathroom apartment is located in a beautifully renovated historic building that possesses timeless architectural character with modern finishes and thoughtful design. Enjoy a bright, open layout with modern fixtures, original hardwood flooring, and a sleek kitchen perfect for everyday living and entertaining. All brand-new appliances with ice-maker! The bedroom offers a beautiful original mantle and a large walk-in closet, while the updated bathroom features clean, modern touches. Convenient off-street parking adds ease and peace of mind, and the prime location puts you just minutes from local dining, shopping, and entertainment — with quick access to downtown Cincinnati. Apartments have in-unit washer/dryer units for added convenience and all brand-new fixtures and appliances. Be the first to experience the perfect balance of history and modern comfort at 521 Garrard Street — a place you’ll be proud to call home. Off-Street Parking. In Unit Washer/Dryer. Ready for move-in. Reach out for a showing today! Furnished photos are virtually staged.

Occupied

4

1 Bed

1 Bath

$1,595

Listed by Beautifully Renovated, Elegant Apartments in Historic Covington
Days on market: 144
Welcome to historic Garrard Street in the heart of Covington. This brand-new one-bedroom, one-bathroom apartment is located in a beautifully renovated historic building that possesses timeless architectural character with modern finishes and thoughtful design. Enjoy a bright, open layout with modern fixtures, original hardwood flooring, and a sleek kitchen perfect for everyday living and entertaining. The bedroom offers a beautiful original mantle and a large walk-in closet, while the updated bathroom features clean, modern touches. Convenient off-street parking adds ease and peace of mind, and the prime location puts you just minutes from local dining, shopping, and entertainment — with quick access to downtown Cincinnati. Apartments have in-unit washer/dryer units for added convenience and all brand-new fixtures and appliances with ice maker. Be the first to experience the perfect balance of history and modern comfort at 521 Garrard Street — a place you’ll be proud to call home. Off-Street Parking. In Unit Washer/Dryer. Ready for move-in. Reach out for a showing today! Furnished photos are virtually staged.

Occupied

1

1 Bed

1.5 Baths

$1,695

Listed by Beautifully Renovated, Elegant Apartments in Historic Covington
Days on market: 124
Welcome to historic Garrard Street in the heart of Covington. This brand-new one-bedroom, one-and-a-half-bathroom apartment is located in a beautifully renovated historic building that possesses timeless architectural character with modern finishes and thoughtful design. Enjoy a bright, open layout with modern fixtures, original hardwood flooring, and a sleek kitchen perfect for everyday living and entertaining with an additional half-bathroom for guests. The bedroom offers a beautiful original mantle and a large walk-in closet, while the updated bathroom features clean, modern touches including a double vanity. Convenient off-street parking adds ease and peace of mind, and the prime location puts you just minutes from local dining, shopping, and entertainment — with quick access to downtown Cincinnati. Apartments have in-unit washer/dryer units for added convenience and all brand-new fixtures and appliances including ice maker. Be the first to experience the perfect balance of history and modern comfort at 521 Garrard Street — a place you’ll be proud to call home. Off-Street Parking. In Unit Washer/Dryer. Ready for move-in. Reach out for a showing today! Furnished photos are virtually staged.

Occupied

6

1 Bed

1 Bath

$1,795

Listed by Newly renovated, modern apartment in historic Covington
Days on market: 124
Welcome to historic Garrard Street in the heart of Covington. This huge brand-new one-bedroom, one-and-a-half-bathroom apartment is located in a beautifully renovated historic building that possesses timeless architectural character with modern finishes and thoughtful design. Enjoy a bright, open layout with giant picture windows, original hardwood flooring, and a sleek, island kitchen perfect for everyday living and entertaining. The bedroom offers a peaceful retreat with a large closet, while the updated bathroom features clean, modern touches including a walk-in shower. Convenient off-street parking adds ease and peace of mind, and the prime location puts you just minutes from local dining, shopping, and entertainment — with quick access to downtown Cincinnati. Apartments have in-unit washer/dryer units for added convenience and all brand-new fixtures and appliances and ice maker. Be the first to experience the perfect balance of history and modern comfort at 521 Garrard Street — a place you’ll be proud to call home. Off-Street Parking. In Unit Washer/Dryer. Ready for move-in. Reach out for a showing today! Furnished photos are virtually staged.

Policies at 521 Garrard St

Applicants

Applicants

One-time.

Contact Property

REQUIRED FEES

Security Deposit

One-time. Refundable.

Contact Property

About 521 Garrard St

HomeApartments in Covington 521 Garrard St #1, Covington, KY 41011, USA

Don't miss this charming property located at 521 Garrard St, Covington, KY 41011, USA! This intimate community consists of 5 units, offering a cozy 1-bedroom floorplan with sizes ranging from 725 to 875 square feet. Residents can enjoy a peaceful retreat with modern fixtures, sleek kitchens, and new appliances. Additional highlights include in-unit washer/dryer, walk-in showers, large walk-in closets, and original hardwood flooring. The property boasts convenient off-street parking and prioritizes sustainability with waste recycling and composting. With its prime location, this property is an ideal choice for those seeking a tranquil living experience. Currently, there are 5 units to choose from, each offering a unique blend of comfort and style.

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Address details

Units5
Units available0
City
Zip code41011

521 Garrard St #1 is great for:

Social life

  • Areas nearby are accessible by walking
  • 205 restaurants within 1 mile of this property
  • The area has transit options
  • Diverse age groups live in this area

Property highlights

We compared every listing in the surrounding area to determine which amenities are most common. If a building lacks an amenity that most others in the area have, it is a con. If a building has an amenity most others in the area do not, it is a pro. Similarly, price, schools, and size are calculated relative to the size, price, and distance to schools of the other properties nearby.

How 521 Garrard St, Covington, KY 41011, USA compares to other nearby properties.

Positives

More space
The 1-bedroom is 200 sqft larger than other listings nearby
Elementary school nearby
There is an elementary school 0.3 miles away
Eco-friendly trash disposal
This property has recycling pickup
Images Available
There are at least 10 photos of this property

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Rent trends in Covington

1-bedroom apartments here are priced 36% higher than 1-bedrooms in Covington.

Median rents as of Oct 31 2026.
Covington
A table of studio rental data trends in Covington
MonthMedian Rent
November 2024$913
December 2024$1,053
January 2025$1,158
February 2025$1,077
March 2025$1,089
April 2025$1,243
May 2025$1,279
June 2025$1,253
July 2025$1,190
August 2025$1,239
September 2025$1,325
October 2025$1,341
November 2025$1,330
December 2025$1,132
January 2026$1,201
February 2026$1,362
March 2026$1,445
April 2026$1,257
May 2026$1,370
June 2026$1,391
July 2026$1,475
August 2026$1,499
September 2026$1,448
October 2026$1,347

Rent history

The increase or decrease in monthly rent compared to the previous listing price.
Check out the past listing prices for monthly rent at 521 Garrard St, Covington, KY.
4 months ago$1,6951 bed1.5 bath
4 months ago$1,4951 bed1 bath
4 months ago$1,7951 bed1 bath
4 months ago$1,5951 bed1 bath

Schools near 521 Garrard St #1

Biggs Early Childhood Education Center

1124 scott blvd

covington, KY, 41011

PKPublic

John G. Carlisle Elementary School

910 holman st

covington, KY, 41011

K-5Public
B-

Newport School of Innovation

30 west 8th st

newport, KY, 41071

K-12Public

Transformational Learning Center

200 home rd

covington, KY, 41011

K-12Public

Rising Stars Academy Otr

425 ezzard charles dr

cincinnati, OH, 45203

PKPublic
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Getting around Covington near 521 Garrard St

Walking

8/10
Grab your reusable bags–many shops and stores are within walking distance.

Driving

7/10
This area is close to freeways and has adequate parking options.

Cycling

5/10
More spots are within biking distance and some roads are cyclist-friendly.

Transit

5/10
Frequent public transit options are within walking distance.

Points of interest for 521 Garrard St, Covington

Groceries

9/10
At least one supermarket within a 10-minute walk

Shopping

6/10
Several shops within a few minutes’ walk

Cafes

6/10
Some cafés within a few minutes’ walk

Restaurants

7/10
Variety of restaurants within a few minutes' walk

Primary schools

7/10
At least one elementary school within a 15-minute walk

High schools

5/10
At least one high school within a 20-minute walk

Parks

8/10
Large amount of park space nearby

Nightlife

8/10
Several bars within a few minutes’ walk

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