5+ Days Ago
Location
428 Mary Esther Cut Off Nw #D, Fort Walton Beach, FL 32548, USA|Oakland
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Property Overview
Located near highly rated middle and high schools, this home offers convenient access to local education options. It also stands out for its strong value for money, placing it in the 95th percentile compared with other nearby properties.
This summary uses Zumper’s proprietary data. “Things you’ll love” and “Great for” are based on our internal analyses of market trends and renter insights.
Things you’ll love
Less expensive- High school nearby
- Middle school nearby
Great for
Social life
Policies and fees
Applicants
Applicants
One-time.
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REQUIRED FEES
Security Deposit
One-time. Refundable.
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About 428 Mary Esther Cut Off Nw #D
Home
Apartments in Fort Walton BeachOakland 428 Mary Esther Cut Off Nw #D, Fort Walton Beach, FL 32548, USA
Apartments in Fort Walton BeachOakland 428 Mary Esther Cut Off Nw #D, Fort Walton Beach, FL 32548, USA
Sweet deal!
This listing is 12% below the median price for studio apartments in Oakland.
Property Status: Active 2nd floor office space with several office rooms, front and rear parking, and entrance doors. Located across from Publix and Aldi's. Reception area, 4 offices, 2 restrooms. Office Phone: (850) 585-7277 Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
Property highlights
We compared every listing in the surrounding area to determine which amenities are most common. If a building lacks an amenity that most others in the area have, it is a con. If a building has an amenity most others in the area do not, it is a pro. Similarly, price, schools, and size are calculated relative to the size, price, and distance to schools of the other properties nearby.How 428 Mary Esther Cut Off Nw #D compares to other nearby properties.
Positives
- Less expensive
- Studio units are cheaper than other similar listings nearby
- High school nearby
- There is a high school 1 mile away
- Middle school nearby
- There is a middle school 1 mile away
Considerations
- Grow a garden indoors
- A balcony, backyard, or shared outdoor space isn't available
- No in-unit dishwasher
- Dishwashers aren't available
Address details
| Neighborhood | Oakland |
|---|---|
| Zip code | 32548 |
| Type | Condo for rent |
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Rent trends in Oakland
studio apartments at 428 Mary Esther Cut Off Nw #D cost about 12% less than the average rent price for studio apartments in Fort Walton Beach.
Median rents as of Jul 4 2026.
Oakland
Fort Walton Beach
| Month | Median Rent |
|---|---|
| July 2024 | $1,171 |
| August 2024 | $1,156 |
| September 2024 | $1,095 |
| October 2024 | $1,095 |
| November 2024 | $1,095 |
| December 2024 | $1,095 |
| January 2025 | $1,095 |
| February 2025 | $1,095 |
| March 2025 | $1,128 |
| April 2025 | $1,128 |
| May 2025 | $1,172 |
| June 2025 | $1,204 |
| July 2025 | $1,173 |
| August 2025 | $1,261 |
| September 2025 | $1,217 |
| October 2025 | $1,219 |
| November 2025 | $2,169 |
| December 2025 | $2,325 |
| January 2026 | $2,143 |
| February 2026 | $2,044 |
| March 2026 | $2,509 |
| April 2026 | $2,500 |
| May 2026 | $2,416 |
| June 2026 | $2,500 |
| July 2026 | $2,500 |
| Month | Median Rent |
|---|---|
| December 2025 | $1,200 |
| January 2026 | $1,173 |
| February 2026 | $1,173 |
| March 2026 | $1,095 |
| April 2026 | $1,095 |
| May 2026 | $1,126 |
| June 2026 | $1,250 |
Affordability calculator
Can I afford to live at 428 Mary Esther Cut Off Nw #D?
Bedrooms
StudioRent-to-income ratio
30%
Slide to adjust the percentage of your monthly income you are willing to spend on rent.
The general rule of thumb is to spend around 30% or less of your income on rent.
Recommended income
$43,800/yr
With your selected rent-to-income ratio, you'd ideally want to make $43,800 annually to afford this studio monthly rent price of $1,095.
For more information on rent affordability, visit our rent calculator.
Rent history
The increase or decrease in monthly rent compared to the previous listing price.| 2 months ago | $1,095 |
Schools near 428 Mary Esther Cut Off Nw #D
Silver Sands School
349 holmes blvd nw
fort walton beach, FL, 32548
PK, K-12Public
Annette P. Edwins Elementary School
350 hollywood blvd. sw.
fort walton beach, FL, 32548
PK, K-5Public
B-
Okaloosa Virtual Instruction Program
202a hwy 85 n
niceville, FL, 32578
K-12Public
Northwest Florida Ballet Academie
310 perry ave se
fort walton beach, FL, 32548
3-9Public
A-
Okaloosa STEMM Academy
379 edge ave
valparaiso, FL, 32580
PK, 6-8Public
A
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Internet available near 428 Mary Esther Cut Off Nw #D
Getting around Fort Walton Beach near 428 Mary Esther Cut Off Nw #D
Walking
6/10
Some shops and stores are within a few minutes.
Driving
10/10
Commuting is easy with multiple accessible routes and plenty of parking.
Cycling
8/10
Peddling isn’t a problem with cyclist-friendly streets and bikeable destinations.
Transit
3/10
There are a few mass transit options within the area.
Points of interest for 428 Mary Esther Cut Off Nw #D, Fort Walton Beach
Groceries
9/10
At least one supermarket within a 10-minute walk
Shopping
6/10
Several shops within a few minutes’ walk
Cafes
6/10
Some cafés within a few minutes’ walk
Restaurants
6/10
Some restaurants within a few minutes’ walk
Primary schools
9/10
At least one elementary school within a 10-minute walk
High schools
7/10
At least one high school within a 15-minute walk
Nightlife
4/10
Some bars within walking distance
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