5+ Days Ago
Highlights
- Hardwood floors
- Off-street parking
- Central heating and cooling
- Ample cabinet space
- Dining area
- Bright kitchen
Location
109 Payne Rd, Pensacola, FL 32507, USA|Navy Point
Tour 109 Payne Rd
Contact
ERIC GLEATON REALTY, INC
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Amenities for 109 Payne Rd, Navy Point
Apartment Amenities
| Central Heat |
Building
| Onsite Laundry |
Grounds
| Outdoor Space |
Units, floor plans, amenities, dimensions, details, availability, and prices may be approximate and subject to change. Please contact a community representative for more information.
Policies and fees
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About 109 Payne Rd
Sweet deal!
This listing is 20% below the median price for 3 bedroom apartments in Navy Point.
Property Status: Active Welcome to this inviting 3-bedroom, 1-bathroom home conveniently located just minutes from shopping, dining, schools, and Pensacola’s beautiful beaches. Featuring over 1,200 sq. ft. of comfortable living space, this property offers a functional layout perfect for families or roommates. The spacious living room flows into a bright kitchen with ample cabinet space and a dining area for everyday meals or entertaining. All bedrooms are generously sized and the hardword floors have just been redone. Outside, you’ll find a large fully fenced backyard ideal for relaxing, gardening, or weekend gatherings. Additional highlights include central heating and cooling, a dedicated laundry area, and a driveway for off-street parking. Office Phone: (850) 477-5908 Copyright © 2025 Pensacola Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
Property highlights
We compared every listing in the surrounding area to determine which amenities are most common. If a building lacks an amenity that most others in the area have, it is a con. If a building has an amenity most others in the area do not, it is a pro. Similarly, price, schools, and size are calculated relative to the size, price, and distance to schools of the other properties nearby.How 109 Payne Rd compares to other nearby properties.
Positives
- Less expensive
- The 3-bedrooms are cheaper than other similar listings nearby
- Elementary school nearby
- There is an elementary school 1 mile away
- Middle school nearby
- There is a middle school 1 mile away
- Laundry available on site
- Washers and dryers are available in-building or in-unit
Considerations
- Greater distance from high schools
- The nearest high school is farther than 4 miles away
Address details
| Neighborhood | Navy Point |
|---|---|
| Zip code | 32507 |
| Type | House for rent |
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Rent trends in Navy Point
3-bedroom apartments at 109 Payne Rd cost about 20% less than the average rent price for 3-bedroom apartments in Warrington.
Median rents as of Oct 18 2025.
Navy Point
Warrington
| Month | Median Rent |
|---|---|
| November 2023 | $1,850 |
| December 2023 | $1,946 |
| January 2024 | $2,200 |
| February 2024 | $2,084 |
| March 2024 | $2,078 |
| April 2024 | $2,073 |
| May 2024 | $1,886 |
| June 2024 | $2,225 |
| July 2024 | $2,136 |
| August 2024 | $1,769 |
| September 2024 | $1,660 |
| October 2024 | $1,739 |
| November 2024 | $1,804 |
| December 2024 | $1,842 |
| January 2025 | $1,837 |
| February 2025 | $1,706 |
| March 2025 | $1,690 |
| April 2025 | $2,030 |
| May 2025 | $1,981 |
| June 2025 | $1,875 |
| July 2025 | $1,797 |
| August 2025 | $1,682 |
| September 2025 | $1,680 |
| October 2025 | $1,840 |
| Month | Median Rent |
|---|---|
| December 2023 | $2,200 |
| January 2024 | $2,200 |
| February 2024 | $2,275 |
| March 2024 | $2,000 |
| April 2024 | $1,998 |
| May 2024 | $1,998 |
| November 2024 | $2,250 |
| December 2024 | $2,262 |
| January 2025 | $2,350 |
| February 2025 | $2,050 |
| March 2025 | $2,150 |
| April 2025 | $2,075 |
| May 2025 | $1,868 |
| June 2025 | $1,762 |
| July 2025 | $1,795 |
| August 2025 | $1,653 |
| September 2025 | $1,498 |
Affordability calculator
Can I afford to live at 109 Payne Rd?
Bedrooms
3 bedroomsRent-to-income ratio
30%
Slide to adjust the percentage of your monthly income you are willing to spend on rent.
The general rule of thumb is to spend around 30% or less of your income on rent.
Recommended income
$48,000/yr
With your selected rent-to-income ratio, you'd ideally want to make $48,000 annually to afford this 3-bedrooms monthly rent price of $1,200.
For more information on rent affordability, visit our rent calculator.
Schools near 109 Payne Rd
Navy Point Elementary School
1321 patton dr
pensacola, FL, 32507
PK, K-5Public
C+
Hope Horizon
1201 w lakeview ave
pensacola, FL, 32501
K-12Public
Achieve Academy of Escambia County
1403 w saint joseph ave
pensacola, FL, 32501
K-12Public
County Administrative Annex
40 e texar dr
pensacola, FL, 32503
PK, 9-12Public
Escambia Virtual Academy
30 e texar dr
pensacola, FL, 32503
K-12Public
B-
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Internet available near 109 Payne Rd
Getting around Pensacola near 109 Payne Rd
Walking
3/10
Fewer daily needs are within walking distance (unless you’re up for a challenge).
Driving
8/10
This area is close to freeways and has adequate parking options.
Cycling
6/10
Peddling isn’t a problem with cyclist-friendly streets and bikeable destinations.
Transit
2/10
There are a few mass transit options within the area.
Points of interest for 109 Payne Rd, Pensacola
Groceries
3/10
At least one supermarket within a 30-minute walk
Shopping
3/10
Some shops within walking distance
Cafes
2/10
Few or no cafés within walking distance
Restaurants
4/10
Some restaurants within walking distance
Primary schools
7/10
At least one elementary school within a 15-minute walk
High schools
0/10
Closest high school further than a 30-minute walk
Nightlife
2/10
Few or no bars within walking distance
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