Updated 5+ Days Ago
Highlights
- Air conditioning provided
- Ac provided
- Fridge, stove, microwave provided
Location
403 Locust St, Waterloo, IA 50701, USA|Church Row Historic
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Property Overview
403 Locust Street earns a strong 9.2 overall rating, with standout marks for price, amenities, location, and quality, along with solid trustworthiness. It offers air conditioning plus a fridge, stove, and microwave, and its nearby top-rated elementary school, 11 photos, and strong value-for-money percentile add to its appeal.
This summary uses Zumper’s proprietary data. “Zumper Expert Ratings” and “Things you’ll love” are based on our internal analyses of market trends and renter insights.
Things you’ll love
Elementary school nearby- Less expensive
- Images Available
Floor plans
| 403 Locust Street - #10 | 1 bed | 1 bath | $530 /mo | Updated apartment on 2nd floor. Air conditioning provided. Tenant pays their own gas and electric. Coin laundry available in basement. Owner pays for water, sewer, garbage. Very nice unit that will go quick! *We accept Section 8 on all of our units *We will check rental history and speak with prior landlords | |||
| 403 Locust Street - #7 | 1 bed | 1 bath | $535 /mo | Newly rehabbed 1 bedroom main floor apartment in West Waterloo at 403 Locust St #7. Fridge, Stove, and Microwave provided. Coin laundry on site in basement. Tenant pays gas and electric for their unit. Landlord pays water, sewer, garbage, lawn care, and snow removal. AC provided. - We accept Section 8 on all units - We will conduct a background check - We will check rental history and landlord references - Security deposit is equal to 1.5x the monthly rent |
Let's explore this property.
Amenities for 403 Locust Street
Building
| Onsite Laundry |
Units, floor plans, amenities, dimensions, details, availability, and prices may be approximate and subject to change. Please contact a community representative for more information.
Policies and fees
Applicants
Application Fee
Per-applicant. Agent application fee.
Contact Property
REQUIRED FEES
Security Deposit
One-time.
Contact Property
Questions about this property’s policies and fees?
Building details
Property details
| Units | 1 |
|---|
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About 403 Locust Street
Updated apartment on 2nd floor. Air conditioning provided. Tenant pays their own gas and electric. Coin laundry available in basement. Owner pays for water, sewer, garbage. Very nice unit that will go quick! *We accept Section 8 on all of our units *We will check rental history and speak with prior landlords
Zumper Expert Rating
Our expert rating is based on a weighted average score of property attributes that renters care about most: price, amenities, location, quality, and trust.
8.6
/10
Very GoodWith a solid 8.6 out of 10 overall, 403 Locust Street is a great option for renters. While some aspects, like Trustworthiness, might not be as distinguished as other properties nearby, 403 Locust Street has a number of attractive features—namely its Amenities— so you can be assured your rent will come with a high standard of living.
Price·8A score that weighs the cost and location of the property, which we calculate by comparing rent prices of recent units to the median price of nearby rentals, adjusting for overall quality and features.
Scoring a 8/10, 403 Locust Street is a great option for renters looking for apartments in Church Row Historic. The rent is significantly lower than the median rent for the area, therefore this property is competitively priced for its location and its features. Residents here will find a home that meets their needs with few trade-offs.
Amenities·9A score based on the amenities offered at this property compared to other rentals in the area. We consider the quantity, quality, and popularity of features both on site and within the units.
403 Locust Street goes above and beyond to provide sought-after conveniences and desirable perks, including onsite laundry. Renters looking for popular or luxurious features will find them here—and for that reason, 403 Locust Street receives one of the highest amenities scores.
Location·9A score based on proximity and ease of access to shops, restaurants, schools, and public transportation while considering the desirability of the area.
403 Locust Street is exceptional when it comes to location and conveniences. Communication with management or leasing staff is usually quick and easy and they often use advanced scheduling and communication tools to streamline the process. The location of this property offers easy access to popular points of interest in the area and options for getting around.
Quality·9A score based on what makes the property stand out, such as luxury features, unique offerings, age of the building, and our ability to verify the accuracy of these details.
403 Locust Street has a few standout characteristics that set it apart from similar properties nearby. Having both verified status and features that cater to discerning renters, this is a great option for renters looking for a specific and exceptional lifestyle.
Trustworthiness·8A score based on the accuracy, completeness, recency, and usefulness of the information provided by this property, so you can trust that what you see is what you get.
The level of transparency this property provides distinguishes it as a great rental. With a high attention to detail and desirable features, renters can be sure they will get an accurate picture of their potential new home.
Property highlights
We compared every listing in the surrounding area to determine which amenities are most common. If a building lacks an amenity that most others in the area have, it is a con. If a building has an amenity most others in the area do not, it is a pro. Similarly, price, schools, and size are calculated relative to the size, price, and distance to schools of the other properties nearby.How 403 Locust Street compares to other nearby properties.
Positives
- Elementary school nearby
- There is an elementary school 0.2 mile away
- Less expensive
- The 1-bedrooms are cheaper than other similar listings nearby
- Images Available
- There are at least 10 photos of this address
- Laundry available on site
- Washers and dryers are available in-building or in-unit
- Outdoor space
- Easy access to the outdoors
- Walk-in closet
- More closet space on average
Considerations
- Greater distance from middle schools
- The nearest middle school is farther than 2 miles away
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Rent trends in Church Row Historic
1-bedroom apartments here are priced 11% lower than 1-bedrooms in Church Row Historic.
Median rents as of Jul 18 2026.
Church Row Historic
Waterloo
| Month | Median Rent |
|---|---|
| August 2024 | $1,200 |
| September 2024 | $1,187 |
| October 2024 | $1,187 |
| November 2024 | $1,120 |
| December 2024 | $1,106 |
| January 2025 | $1,100 |
| February 2025 | $1,062 |
| March 2025 | $1,100 |
| April 2025 | $1,100 |
| May 2025 | $1,100 |
| June 2025 | $1,072 |
| July 2025 | $975 |
| August 2025 | $1,100 |
| September 2025 | $1,105 |
| October 2025 | $991 |
| November 2025 | $841 |
| December 2025 | $666 |
| January 2026 | $600 |
| February 2026 | $692 |
| March 2026 | $696 |
| April 2026 | $836 |
| May 2026 | $700 |
| June 2026 | $606 |
| July 2026 | $849 |
| Month | Median Rent |
|---|---|
| December 2025 | $590 |
| January 2026 | $550 |
Affordability calculator
Can I afford to live at 403 Locust St?
Bedrooms
1 bedroomRent-to-income ratio
30%
Slide to adjust the percentage of your monthly income you are willing to spend on rent.
The general rule of thumb is to spend around 30% or less of your income on rent.
Recommended income
$21,300/yr
With your selected rent-to-income ratio, you'd ideally want to make $21,300 annually to afford this 1-bedroom median monthly rent price of $532.
For more information on rent affordability, visit our rent calculator.
Schools near 403 Locust Street
Irving Elementary School
1115 w 5th st
waterloo, IA, 50702
PK, K-5Public
C
Cedar Falls Virtual Campus
1002 w 1st st
cedar falls, IA, 50613
K-12Public
Bess Streeter Aldrich Elementary School
2526 ashworth dr
cedar falls, IA, 50613
PK, K-6Public
A
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Internet available near 403 Locust Street
Neighborhood
Church Row Historic | Waterloo, IA
Getting around Waterloo near 403 Locust St
Walking
5/10
Some shops and stores are within a few minutes.
Driving
6/10
This area is accessible to thoroughfares and has ample parking options.
Cycling
6/10
Peddling isn’t a problem with cyclist-friendly streets and bikeable destinations.
Transit
3/10
There are a few mass transit options within the area.
Points of interest for 403 Locust St, Waterloo
Groceries
7/10
Wide variety of groceries within a short drive, including some within walking distance
Shopping
5/10
Variety of shops within a short drive
Cafes
4/10
Some cafés within a short drive
Restaurants
6/10
Variety of restaurants within a short drive
Primary schools
10/10
At least one elementary school within a 5-minute walk
High schools
2/10
Closest high school further than a 30-minute walk
Nightlife
6/10
Variety of bars within a short drive
Explore the area around 403 Locust St
City of Waterloo-Public Market
327 W 3rd St
Guddi Mart
506 Byron Ave
Balkan Grocery
1816 Williston Ave
Mooroo
3015 Kimball Ave
S International Market
822 Laporte Rd
Bonita Things Quality Consignment
1423 W 3rd St
Oh So in Boutique
221 W 4th St
Costume Rental Shop
224 Commercial St
Waterloo Community Playhouse
224 Commercial St
Shoe Heaven
209 W 5th St
Sidecar Coffee
21 W Jefferson St
Fat Cup Coffee Company
37 Fletcher Ave
Cabin Coffee
2040 Kimball Ave
Starbucks
2123 Kimball Ave
Scooter's Coffee
115 E Ridgeway Ave
Broken Record
315 W 4th St
The Loft
710 Jefferson St
Cafe Bar Elite
1108 Jefferson St
Daq King
632 Sycamore St
Screaming Eagle American Bar
228 E 4th St
Ajla's Bakery & Grocery
1206 W 9th St
Cakes By Isabel
129 Prospect Cir
Cakes & Bakes By Amber
Bambinos Sweet & Fluffy Cookie Creations LLC
1445 Ansborough Ave
Produce Store Inc
751 Glenwood St
Irving Elementary School Playground
Irving Elementary school Playground
4th Street Garden
Washington Park
Leavitt Park
West Side Liquor
919 W 5th St
Dairy Queen
1304 W 5th St
Dairy-Kone
911 South St
Triple A Express LLC
1100 Western Ave
La Placita Taqueria
321 W 4th St
W 4th St and Locust St
West - BLUE
W 3rd St and Locust St
West - BLUE, West Loop - GREY
W 5th St and Allen St
West - RED
W Park Ave and South St
West - BLUE, West Loop - GREY
W 9th St and South St
West - RED, West Loop - GREY
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