Zumper
modified
5+ Days Ago

Highlights

  • Air conditioning provided
  • Ac provided
  • Fridge, stove, microwave provided

Location

403 Locust Street, Waterloo, Iowa 50701, United States|Church Row Historic
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Contact

Management

Rock Star Real Estate

Leasing office

(844) 326-6575 ext. 4670

Property Overview

403 Locust Street is a highly rated, competitively priced rental, earning an overall Zumper Expert Rating of 8.5/10 with especially strong scores for amenities, location, and quality. Residents benefit from air conditioning plus in-unit fridge, stove, and microwave, as well as excellent value for money in the 93rd percentile locally. Its convenient setting near a top-rated elementary school and transparent, detailed listing further enhance its appeal.

This summary uses Zumper’s proprietary data. “Zumper Expert Ratings” and “Things you’ll love” are based on our internal analyses of market trends and renter insights.

Zumper Expert Rating

8.5
Very Good
With a solid 8.5 out of 10 overall, 403 Locust Street is a great option for renters. While some aspects, like Trustworthiness, might not be as distinguished as other properties nearby, 403 Locust Street has a number of attractive features—namely its Amenities— so you can be assured your rent will come with a high standard of living.

Things you’ll love

  • Elementary school nearby
  • Less expensive
  • Laundry available on site

Floor plans

403 Locust Street - #71 bed1 bath$535 /moNewly rehabbed 1 bedroom main floor apartment in West Waterloo at 403 Locust St #7. Fridge, Stove, and Microwave provided. Coin laundry on site in basement. Tenant pays gas and electric for their unit. Landlord pays water, sewer, garbage, lawn care, and snow removal. AC provided. - We accept Section 8 on all units - We will conduct a background check - We will check rental history and landlord references - Security deposit is equal to 1.5x the monthly rent

Let's explore this property.

Amenities for 403 Locust Street

Building

Onsite Laundry
Units, floor plans, amenities, dimensions, details, availability, and prices may be approximate and subject to change. Please contact a community representative for more information.

Policies and fees

Applicants

Application Fee

One-time. Agent application fee.

Contact Property

REQUIRED FEES

Security Deposit

One-time.

Contact Property

Questions about this property’s policies and fees?

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About 403 Locust Street

HomeApartments in WaterlooChurch Row Historic 403 Locust Street

1 Bedroom unit on 2nd floor of apartment building at 403 Locust St #9. Air conditioning provided. Tenant pays their own gas and electric. Coin laundry available in basement. Owner pays for water, sewer, garbage. Very nice unit that will go quick! Appliances provided. *We accept Section 8 on all of our units *We will check rental history and speak with prior landlords *Security Deposit is 1.5x the rent


Zumper Expert Rating

Our expert rating is based on a weighted average score of property attributes that renters care about most: price, amenities, location, quality, and trust.
8.5
/10
Very Good
With a solid 8.5 out of 10 overall, 403 Locust Street is a great option for renters. While some aspects, like Trustworthiness, might not be as distinguished as other properties nearby, 403 Locust Street has a number of attractive features—namely its Amenities— so you can be assured your rent will come with a high standard of living.
How we rated 403 Locust Street
Price·8A score that weighs the cost and location of the property, which we calculate by comparing rent prices of recent units to the median price of nearby rentals, adjusting for overall quality and features.
Scoring a 8/10, 403 Locust Street is a great option for renters looking for apartments in Church Row Historic. The rent is significantly lower than the median rent for the area, therefore this property is competitively priced for its location and its features. Residents here will find a home that meets their needs with few trade-offs.
Amenities·9A score based on the amenities offered at this property compared to other rentals in the area. We consider the quantity, quality, and popularity of features both on site and within the units.
403 Locust Street goes above and beyond to provide sought-after conveniences and desirable perks, including onsite laundry. Renters looking for popular or luxurious features will find them here—and for that reason, 403 Locust Street receives one of the highest amenities scores.
Location·9A score based on proximity and ease of access to shops, restaurants, schools, and public transportation while considering the desirability of the area.
403 Locust Street is exceptional when it comes to location and conveniences. Communication with management or leasing staff is usually quick and easy and they often use advanced scheduling and communication tools to streamline the process. The location of this property offers easy access to popular points of interest in the area and options for getting around.
Quality·9A score based on what makes the property stand out, such as luxury features, unique offerings, age of the building, and our ability to verify the accuracy of these details.
403 Locust Street has a few standout characteristics that set it apart from similar properties nearby. Having both verified status and features that cater to discerning renters, this is a great option for renters looking for a specific and exceptional lifestyle.
Trustworthiness·7A score based on the accuracy, completeness, recency, and usefulness of the information provided by this property, so you can trust that what you see is what you get.
403 Locust Street provides some information about the features available in the community and its apartments, making it a reliable option for prospective renters. Renters should ask additional questions about amenities and non-negotiable items they are looking for.

Property highlights

We compared every listing in the surrounding area to determine which amenities are most common. If a building lacks an amenity that most others in the area have, it is a con. If a building has an amenity most others in the area do not, it is a pro. Similarly, price, schools, and size are calculated relative to the size, price, and distance to schools of the other properties nearby.

How 403 Locust Street compares to other nearby properties.

Positives

Elementary school nearby
There is an elementary school 0.2 mile away
Less expensive
The 1-bedrooms are cheaper than other similar listings nearby
Laundry available on site
Washers and dryers are available in-building or in-unit
Outdoor space
Easy access to the outdoors
Walk-in closet
More closet space on average

Considerations

Greater distance from middle schools
The nearest middle school is farther than 2 miles away
Lacks images
Fewer than 10 photos available for this location

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Rent trends in Church Row Historic

1-bedroom apartments at 403 Locust Street cost about 11% less than the average rent price for 1-bedroom apartments in Church Row Historic.

Median rents as of Apr 18 2026.
Church Row Historic
Waterloo
A table of studio rental data trends in Waterloo
MonthMedian Rent
May 2024$762
June 2024$918
July 2024$1,200
August 2024$1,200
September 2024$1,187
October 2024$1,187
November 2024$1,120
December 2024$1,106
January 2025$1,100
February 2025$1,062
March 2025$1,100
April 2025$1,100
May 2025$1,100
June 2025$1,072
July 2025$975
August 2025$1,100
September 2025$1,105
October 2025$991
November 2025$841
December 2025$666
January 2026$600
February 2026$692
March 2026$696
April 2026$849
A table of studio rental data trends in Church Row Historic
MonthMedian Rent
May 2024$500
December 2025$590
January 2026$550

Affordability calculator

Can I afford to live at 403 Locust Street?

Bedrooms

1 bedroom

Rent-to-income ratio

30%

Slide to adjust the percentage of your monthly income you are willing to spend on rent.
The general rule of thumb is to spend around 30% or less of your income on rent.
Recommended income

$21,400/yr

With your selected rent-to-income ratio, you'd ideally want to make $21,400 annually to afford this 1-bedroom monthly rent price of $535.
For more information on rent affordability, visit our rent calculator.

Schools near 403 Locust Street

Irving Elementary School

1115 w 5th st

waterloo, IA, 50702

PK, K-5Public
C

Cedar Falls Virtual Campus

1002 w 1st st

cedar falls, IA, 50613

K-12Public

Bess Streeter Aldrich Elementary School

2526 ashworth dr

cedar falls, IA, 50613

PK, K-6Public
A
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Internet available near 403 Locust Street

Neighborhood

Church Row Historic | Waterloo, IA

NEIGHBORHOOD VIBE
Peaceful and quiet
Noise-canceling headphones not required in this mostly noise free area.

Getting around Waterloo near 403 Locust Street

Walking

5/10
Some shops and stores are within a few minutes.

Driving

6/10
This area is accessible to thoroughfares and has ample parking options.

Cycling

6/10
Peddling isn’t a problem with cyclist-friendly streets and bikeable destinations.

Transit

3/10
There are a few mass transit options within the area.

Points of interest for 403 Locust Street, Waterloo

Groceries

7/10
At least one supermarket within a 15-minute walk

Shopping

4/10
Several shops within walking distance

Cafes

2/10
Few or no cafés within walking distance

Restaurants

5/10
Some restaurants within a few minutes’ walk

Primary schools

10/10
At least one elementary school within a 5-minute walk

High schools

2/10
Closest high school further than a 30-minute walk

Nightlife

3/10
Some bars within walking distance

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