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OFFER:

Move-In Special : Apply by June 23rd and get $450 OFF 1st Month's rent!!

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6 Hours Ago

Highlights

  • Rent Special
  • Pet Friendly
  • Newly renovated apartments
  • Scenic views
  • Onsite laundry facility
  • Modern living spaces
  • Friendly leasing staff
  • Easy access

Location

220 Culver St, Chattanooga, TN 37415, USA
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Tour Terra at Ashley

Contact

Management

Meridian Management Group

Our team has verified this company

Leasing office

(423) 766-3491

Open 

9:00 am–6:00 pm ET

Property Overview

Terra at Ashley receives a stellar Zumper Expert Rating of 9.7, highlighted by an impressive price rating of 10, indicating exceptional value for its location and amenities. The property features newly renovated apartments, scenic views, and modern living spaces, complemented by a strong focus on transparency and trustworthiness. Additionally, it is noted for its pet-friendly outdoor spaces, adding to its appeal for renters seeking a vibrant lifestyle.

This summary uses Zumper’s proprietary data. “Zumper Expert Ratings,” “Things you’ll love,” and “Great for” are based on our internal analyses of market trends and renter insights.

Zumper Expert Rating

9.7
Excellent
Earning an outstanding 9.7 out of 10 overall rating, Terra at Ashley is a shining example of a what an exceptional rental property looks like. Most noteworthy, it excels at Price and Location—these two characteristics alone make this property an excellent choice for anyone seeking an elevated lifestyle with few trade-offs.

Things you’ll love

  • Less expensive
  • More space
  • Middle school nearby

Great for

  • Pet owners

Floor plans

AP1X11 bed1 bath700 sqft$925 /mo4 units available
AP2X12 bed1 bath870 sqft$1,050 /mo5 units available
AP3X23 bed2 bath1,500 sqftAsk to join waitlistComing soon

Let's explore this property.

Amenities for Terra at Ashley

Apartment Amenities

Air ConditioningBalcony
Ceiling FanHardwood Floor

Building

Cats OKDogs OK
Onsite Laundry
Units, floor plans, amenities, dimensions, details, availability, and prices may be approximate and subject to change. Please contact a community representative for more information.

Policies and fees

Dog policy

Allowed 
Limit2

Cat policy

Allowed 
Limit2
Building details

Property details

Units40
Lease terms12 months
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About Terra at Ashley

HomeApartments in Chattanooga Terra at Ashley

Welcome to Terra at Ashley, a charming apartment community nestled in the foothills below Signal Mountain. Our newly renovated 1 and 2 bedroom apartments offer modern living spaces and a range of amenities to enhance your lifestyle. At Terra at Ashley, we understand the importance of a comfortable and inviting home. Each of our apartments features a balcony with scenic views of Signal Mountain, allowing you to relax and take in the beauty of the surrounding area. Convenience is key, and our location offers just that. Situated between Dayton Boulevard and Hixon Pike, you'll have easy access to major roadways, allowing you to reach your desired destinations within minutes. Plus, with the University of Tennessee in Chattanooga less than a 15-minute drive away, our community is an excellent choice for students and faculty seeking a convenient and comfortable living environment. In addition to our beautiful apartments, Terra at Ashley provides an onsite laundry facility for your convenience. Say goodbye to the hassle of finding a laundromat - you can take care of your laundry needs right within the community. Discover the comforts of living at Terra at Ashley. Contact us today to schedule a personalized tour and see for yourself why our community is the perfect place to call home. Our friendly leasing staff will be happy to show you around, answer any questions you may have, and help you find the ideal apartment that fits your needs and preferences. Make Terra at Ashley your new home and enjoy the beauty and convenience of living near Signal Mountain. We look forward to welcoming you to our community!


Zumper Expert Rating

Our expert rating is based on a weighted average score of property attributes that renters care about most: price, amenities, location, quality, and trust.
9.7
/10
Excellent
Earning an outstanding 9.7 out of 10 overall rating, Terra at Ashley is a shining example of a what an exceptional rental property looks like. Most noteworthy, it excels at Price and Location—these two characteristics alone make this property an excellent choice for anyone seeking an elevated lifestyle with few trade-offs.
How we rated Terra at Ashley
Price·10A score that weighs the cost and location of the property, which we calculate by comparing rent prices of recent units to the median price of nearby rentals, adjusting for overall quality and features.
Terra at Ashley offers an excellent balance between price and value. It's priced competitively for its amenities, location, and other key features. Compared to the median price per bedroom in the area, this property is less than, or about the same as, nearby rentals, so residents can expect great value without too many compromises on their desired standard of living.
Amenities·9A score based on the amenities offered at this property compared to other rentals in the area. We consider the quantity, quality, and popularity of features both on site and within the units.
Terra at Ashley goes above and beyond to provide sought-after conveniences and desirable perks, including pets allowed. Renters looking for popular or luxurious features will find them here—and for that reason, Terra at Ashley receives one of the highest amenities scores.
Location·10A score based on proximity and ease of access to shops, restaurants, schools, and public transportation while considering the desirability of the area.
Terra at Ashley offers residents unparalleled convenience to popular points of interest, transportation, schools, and more, which provide an elevated quality of life. Communication with management is usually quick and easy, allowing for a more expedited application and renting process, saving you time and money.
Quality·10A score based on what makes the property stand out, such as luxury features, unique offerings, age of the building, and our ability to verify the accuracy of these details.
Terra at Ashley has notable characteristics that give it an edge. It is a verified property that stands out from others nearby as an exceptional choice for renters looking for a specific lifestyle. Offering a combination of prestige, modernity, and tailored living experiences, residents can expect nothing short of excellence at Terra at Ashley.
Trustworthiness·9A score based on the accuracy, completeness, recency, and usefulness of the information provided by this property, so you can trust that what you see is what you get.
Terra at Ashley has gone above and beyond to craft a useful, detailed description, demonstrating transparency and trustworthiness, and giving renters a clear picture of what to expect from the property and its management, so they can make an informed decision about whether the rental meets their needs.

Reviews from the web

Showing 6 highest rated

nice set of apartments off the main street with a great view. Quiet and plenty off parking.

Lorraine Adams

Lorraine Adams

Nov 24, 2017

I would like to rent an apartment please

Jennifer wrinkle

Jennifer wrinkle

Aug 17, 2020

We’re sharing just 6 of many, sorted highest to lowest. Visit the Google business profile to view all reviews.

Terra at Ashley is great for:

Pet owners

  • 2 dog parks within 1 mile
  • Outdoor spaces are available at this property
  • 1 pet supply store near the property

Property highlights

We compared every listing in the surrounding area to determine which amenities are most common. If a building lacks an amenity that most others in the area have, it is a con. If a building has an amenity most others in the area do not, it is a pro. Similarly, price, schools, and size are calculated relative to the size, price, and distance to schools of the other properties nearby.

How Terra at Ashley compares to other nearby properties.

Positives

Less expensive
The 1-bedrooms are cheaper than other similar listings nearby
Less expensive
The 2-bedrooms are cheaper than other similar listings nearby
More space
The 3-bedroom is 76 sqft larger than other listings nearby
Middle school nearby
There is a middle school 2 miles away
Images Available
There are at least 10 photos of this address
Laundry available on site
Washers and dryers are available in-building or in-unit
Outdoor space
Easy access to the outdoors

Considerations

No in-unit dishwasher
Dishwashers aren't available

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Rent trends in Chattanooga

1-bedroom apartments here are priced 23% lower than 1-bedrooms in Chattanooga.

If you decide to upgrade your space, you can expect 2-bedrooms at Terra at Ashley to be 19% less than the average for similarly sized apartments in Chattanooga.

Median rents as of Oct 4 2025.
Chattanooga
A table of studio rental data trends in Chattanooga
MonthMedian Rent
October 2023$1,372
November 2023$1,341
December 2023$1,340
January 2024$1,303
February 2024$1,342
March 2024$1,345
April 2024$1,299
May 2024$1,198
June 2024$1,196
July 2024$1,226
August 2024$1,218
September 2024$1,219
October 2024$1,220
November 2024$1,240
December 2024$1,250
January 2025$1,237
February 2025$1,228
March 2025$1,231
April 2025$1,207
May 2025$1,199
June 2025$1,198
July 2025$1,156
August 2025$1,135
September 2025$1,173
October 2025$1,180

Affordability calculator

Can I afford to live at 220 Culver St?

Bedrooms

Rent-to-income ratio

30%

Slide to adjust the percentage of your monthly income you are willing to spend on rent.
The general rule of thumb is to spend around 30% or less of your income on rent.
Recommended income

$37,000/yr

With your selected rent-to-income ratio, you'd ideally want to make $37,000 annually to afford this 1-bedroom monthly rent price of $925.
For more information on rent affordability, visit our rent calculator.

Schools near Terra at Ashley

Rivermont Elementary School

3330 hixson pike

chattanooga, TN, 37415

PK, K-5Public
B+

Hamilton County Virtual School

3074 hickory valley rd

chattanooga, TN, 37421

K-12Public
B-
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Internet available near Terra at Ashley

Neighborhood

NEIGHBORHOOD VIBE
Peaceful and quiet
Noise-canceling headphones not required in this mostly noise free area.

Getting around Chattanooga near 220 Culver St

Walking

3/10
Fewer daily needs are within walking distance (unless you’re up for a challenge).

Driving

9/10
Commuting is easy with multiple accessible routes and plenty of parking.

Cycling

4/10
This is semi-bikeable, but you’ll need another way of getting around.

Transit

0/10
FYI, there are little to no public transit options within walking distance.

Points of interest for 220 Culver St, Chattanooga

Groceries

7/10
At least one supermarket within a 15-minute walk

Shopping

3/10
Some shops within walking distance

Cafes

2/10
Few or no cafés within walking distance

Restaurants

4/10
Some restaurants within walking distance

Primary schools

0/10
Closest elementary school further than a 30-minute walk

High schools

0/10
Closest high school further than a 30-minute walk

Nightlife

3/10
Some bars within walking distance

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