Zumper
modified
Updated 5+ Days Ago

Highlights

  • Community rooms
  • Open concept living area
  • Covered patio or balcony
  • Well-equipped fitness rooms
  • Individual heating/cooling system

Location

235 20th Ave Se, Saint Joseph, MN 56374, USA
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Tour The Oaks on 20th Bldg 1

Contact

Management

The Oaks

Leasing office

(320) 433-6968

Property Overview

The Oaks on 20th Bldg 1 offers a strong mix of value, amenities, and convenience, with an 8.8 Zumper Expert Rating, top marks for price and amenities, and a 9 for location. Notable features include community rooms, an open concept living area, a covered patio or balcony, well-equipped fitness rooms, and an individual heating/cooling system, while included utilities and high-speed internet make it appealing for work from home.

This summary uses Zumper’s proprietary data. “Zumper Expert Ratings,” “Things you’ll love,” and “Great for” are based on our internal analyses of market trends and renter insights.

Zumper Expert Rating

8.8
Very Good
With a solid 8.8 out of 10 overall, The Oaks on 20th Bldg 1 is a great option for renters. While some aspects, like Quality, might not be as distinguished as other properties nearby, The Oaks on 20th Bldg 1 has a number of attractive features—namely its Price— so you can be assured your rent will come with a high standard of living.

Things you’ll love

  • High school nearby
  • Central heat
  • Dishwasher

Great for

  • Work-from-home

Floor plans

2 Bedroom/1 Bath Apartment2 bed1 bath957 sqft$1,245 /mo2 units availableLocated in a quiet St. Joseph residential neighborhood with nearby walking trails. 2 bedroom/1 bath apartment with open concept living area, individual heating/cooling system, and covered patio or balcony. Community rooms with public restrooms, theater rooms, and well-equipped fitness rooms. Animal Policy: $200 Non-refundable Pet Fee & $25/mos. Pet Rent (per animal; 2 animal limit); Restrictions may apply OPTIONAL AMENITIES: TV/Internet Pkg.: $85/mos. Detached Garage: $65-85/mos. SECURITY DEPOSIT: $600.00 (minimum) UTILITIES: • Heat, Trash Collection Services: Provided by Landlord • Electricity: Paid by Tenant & billed direct by utility company • Water, Sewer: We utilize a Usage-Based Utility Plan, which ensures fair and transparent utility billing based on number of occupants. Full details about this plan can be found in your lease agreement.

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Amenities for The Oaks on 20th Bldg 1

Apartment Amenities

Central HeatHeating

Appliances

Built-In DishwasherBuilt-in Microhood
DishwasherElectric Range with Self Cleaning Oven
Frost Free RefrigeratorRefrigerator

Tech

Optional: TV/Internet package

Building

Community RoomElevator
Fitness CenterOnsite Laundry
Secure Building Entrances & Security CamerasTheater Room

Grounds

Garage ParkingGrilling stations
Optional Detached GaragesOutdoor Space
Playground

Services

On-Site ManagementPackage Service
Parcel RoomProfessionally Trained Service Technicians
Trash Collection Services

Other

Features and Finishes may Vary
Units, floor plans, amenities, dimensions, details, availability, and prices may be approximate and subject to change. Please contact a community representative for more information.

Policies and fees

Applicants

Applicants

One-time.

Contact Property

REQUIRED FEES

Security Deposit

One-time. Refundable.

Contact Property

Parking Policy

Garage Parking

Questions about this property’s policies and fees?

Building details

Property details

Units36

About The Oaks on 20th Bldg 1

HomeApartments in Saint Joseph The Oaks on 20th Bldg 1

Located in a quiet St. Joseph residential neighborhood with nearby walking trails. 2 bedroom/1 bath apartment with open concept living area, individual heating/cooling system, and covered patio or balcony. Community rooms with public restrooms, theater rooms, and well-equipped fitness rooms. Animal Policy: $200 Non-refundable Pet Fee & $25/mos. Pet Rent (per animal; 2 animal limit); Restrictions may apply OPTIONAL AMENITIES: TV/Internet Pkg.: $85/mos. Detached Garage: $65-85/mos. SECURITY DEPOSIT: $600.00 (minimum) UTILITIES: • Heat, Trash Collection Services: Provided by Landlord • Electricity: Paid by Tenant & billed direct by utility company • Water, Sewer: We utilize a Usage-Based Utility Plan, which ensures fair and transparent utility billing based on number of occupants. Full details about this plan can be found in your lease agreement.


Zumper Expert Rating

Our expert rating is based on a weighted average score of property attributes that renters care about most: price, amenities, location, quality, and trust.
8.8
/10
Very Good
With a solid 8.8 out of 10 overall, The Oaks on 20th Bldg 1 is a great option for renters. While some aspects, like Quality, might not be as distinguished as other properties nearby, The Oaks on 20th Bldg 1 has a number of attractive features—namely its Price— so you can be assured your rent will come with a high standard of living.
How we rated The Oaks on 20th Bldg 1
Price·10A score that weighs the cost and location of the property, which we calculate by comparing rent prices of recent units to the median price of nearby rentals, adjusting for overall quality and features.
The Oaks on 20th Bldg 1 offers an excellent balance between price and value. It's priced competitively for its amenities, location, and other key features. Compared to the median price per bedroom in the area, this property is less than, or about the same as, nearby rentals, so residents can expect great value without too many compromises on their desired standard of living.
Amenities·10A score based on the amenities offered at this property compared to other rentals in the area. We consider the quantity, quality, and popularity of features both on site and within the units.
The Oaks on 20th Bldg 1 stands out as a premier property with an impressive array of amenities and an excellent standard of living. Residents here have access to many of the most popular and desired perks, making this one of the top choices for renters seeking unparalleled comfort and convenience.
Location·9A score based on proximity and ease of access to shops, restaurants, schools, and public transportation while considering the desirability of the area.
The Oaks on 20th Bldg 1 is exceptional when it comes to location and conveniences. Communication with management or leasing staff is usually quick and easy and they often use advanced scheduling and communication tools to streamline the process. The location of this property offers easy access to popular points of interest in the area and options for getting around.
Quality·6A score based on what makes the property stand out, such as luxury features, unique offerings, age of the building, and our ability to verify the accuracy of these details.
While The Oaks on 20th Bldg 1 does not have many hallmark characteristics to highlight, it has some qualities and features that will resonate with a broad range of renters.
Trustworthiness·8A score based on the accuracy, completeness, recency, and usefulness of the information provided by this property, so you can trust that what you see is what you get.
The level of transparency this property provides distinguishes it as a great rental. With a high attention to detail and desirable features, renters can be sure they will get an accurate picture of their potential new home.

Reviews from the web

Showing 2 highest rated

Thomas has made moving in to The Oaks on 20th as easy as possible. Very responsive to calls and readily handling any and all issues or concerns that arise.

Holden Tingelstad

Holden Tingelstad

May 02, 2024

This is my first apartment so I don’t have a ton to go off of. The apartment overall is really nice for the price you pay. Great location, other tenants seem friendly. Overall management is ok. They recently switched landlords so the transition has been a bit unpredictable, but still decent. One of my favorite things about this apartment complex is that they have an app that makes paying rent incredibly easy. My only complaint is their quarter machine in the laundry room, it’s almost always empty, and they take their sweet time refilling it. So just plan on stocking up on your own quarters for laundry or running over to kwik trip next door.

Chloe Huston

Chloe Huston

Aug 27, 2023

We’re sharing just 2 of many, sorted highest to lowest. Visit the Google business profile to view all reviews.

The Oaks on 20th Bldg 1 is great for:

Work-from-home

  • High speed internet is an amenity
  • Utilities included in the rent

Property highlights

We compared every listing in the surrounding area to determine which amenities are most common. If a building lacks an amenity that most others in the area have, it is a con. If a building has an amenity most others in the area do not, it is a pro. Similarly, price, schools, and size are calculated relative to the size, price, and distance to schools of the other properties nearby.

How The Oaks on 20th Bldg 1 compares to other nearby properties.

Positives

High school nearby
There is a high school 3.1 miles away
Central heat
Climate controlled environment
Dishwasher
Dishwasher available in kitchen
Eco-friendly trash disposal
This property has recycling pickup
Elevator
Improved accessibility features
Fitness center
The gym is just a few steps away
Laundry available on site
Washers and dryers are available in-building
Outdoor space
Easy access to the outdoors
Package service
More secure storage for delivery

Considerations

Lacks images
Fewer than 5 photos available for this property

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Rent trends in Saint Joseph

2-bedroom apartments at The Oaks on 20th Bldg 1 cost about 4% less than the average rent price for 2-bedroom apartments in Saint Joseph.

Median rents as of Oct 24 2026.
Saint Joseph
A table of 1-bedroom apartment rental data trends in Saint Joseph
MonthMedian Rent
March 2025$1,050
April 2025$1,050
May 2025$1,100
August 2025$1,100
January 2026$1,145
October 2026$1,225

Affordability calculator

Can I afford to live at 235 20th Ave Se?

Bedrooms

2 bedrooms

Rent-to-income ratio

30%

Slide to adjust the percentage of your monthly income you are willing to spend on rent.
The general rule of thumb is to spend around 30% or less of your income on rent.
Recommended income

$49,800/yr

With your selected rent-to-income ratio, you'd ideally want to make $49,800 annually to afford this 2-bedrooms monthly rent price of $1,245.
For more information on rent affordability, visit our rent calculator.

Schools near The Oaks on 20th Bldg 1

Kennedy Community School

1300 jade rd

saint joseph, MN, 56374

PK, K-8Public
B-

St. Cloud Area Special Education Program

1201 2nd st s

waite park, MN, 56387

PK, K-12Public

Katherine Johnson Education Center

713 anderson ave north

saint cloud, MN, 56303

K-12Public

Quarryview Education Center

800 7th st s

waite park, MN, 56387

PKPublic

Roosevelt Education Center

3015 3rd st n

saint cloud, MN, 56303

K-12Public
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Neighborhood

NEIGHBORHOOD VIBE
Peaceful and quiet
Noise-canceling headphones not required in this mostly noise free area.

Getting around Saint Joseph near 235 20th Ave Se

Walking

2/10
Fewer daily needs are within walking distance (unless you’re up for a challenge).

Driving

10/10
Commuting is easy with multiple accessible routes and plenty of parking.

Cycling

5/10
More spots are within biking distance and some roads are cyclist-friendly.

Points of interest for 235 20th Ave Se, Saint Joseph

Groceries

6/10
Variety of groceries within a short drive

Shopping

2/10
Few or no shops within a short drive

Cafes

2/10
Some cafés within a short drive

Restaurants

4/10
Some restaurants within a short drive

Primary schools

0/10
Closest elementary school further than a 30-minute walk

High schools

0/10
Closest high school further than a 30-minute walk

Nightlife

2/10
Few or no bars within a short drive

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