Zumper
modified
7 Hours Ago

Highlights

  • Pet Friendly
  • Newly renovated apartments
  • Game room
  • Living spaces
  • High-end fitness center

Location

630 Vine St, Cincinnati, OH 45202, USA|Central Business District
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Tour The Provident Apartments

Contact

Management

Denizen Management

Leasing office

(844) 325-9182 ext. 9131

Open today 

10:00 am–3:00 pm ET

Property Overview

The Provident Apartments excels in various aspects, earning a Zumper expert rating of 9.4, highlighting its desirability for renters. It features newly renovated apartments, a high-end fitness center, and a game room, alongside a perfect price and amenities rating, reflecting excellent value. The location garners a high score as well, with impressive accessibility to mixed-use spaces, restaurants, and pet-friendly amenities, making it a vibrant choice for an active lifestyle.

This summary uses Zumper’s proprietary data. “Zumper Expert Ratings,” “Things you’ll love,” and “Great for” are based on our internal analyses of market trends and renter insights.

Zumper Expert Rating

9.4
Excellent
The Provident Apartments is an excellent find, offering residents a superior living experience with a wide range of desirable features. Residents will particularly enjoy knowing that this property rated highest in Price and Amenities, which help to make this rental a great place to call home.

Things you’ll love

  • Elevator
  • Images Available
  • Laundry available on site

Great for

  • Pet owners
  • Work-from-home
  • Social life

Floor plans

The JeffersonStudio1 bath438 sqft$1,154 /mo1 unit available
The WashingtonStudio1 bath430 sqft$1,175–$1,190 /mo3 units available
The Roosevelt1 bed1 bath516 sqft$1,295 /mo1 unit available
The McKinley1 bed1 bath544 sqft$1,335 /mo1 unit available
The Grant1 bed1 bath609 sqft$1,445–$1,480 /mo2 units available
The Lincoln1 bed1 bath616 sqft$1,484–$1,499 /mo3 units available
The Jackson1 bed1 bath636 sqft$1,529–$1,544 /mo2 units available
The Madison1 bed1 bath650 sqft$1,559–$1,599 /mo3 units available

Let's explore this property.

Amenities for The Provident Apartments

Apartment Amenities

Air ConditioningIn Unit Dryer
VintageVinyl Flooring
Walk-in ClosetWasher/Dryer Hookups
Window Coverings

Appliances

DishwasherGarbage Disposal
In Unit WasherIn-Unit Laundry
MicrowaveRange
RefrigeratorWasher Dryer Connections

Tech

Cable or Satellite Access

Building

Bike StorageBusiness Center
Cats OKDogs OK
ElevatorFitness Center
Game RoomGroup Exercise
LibraryOnsite Laundry
Residents LoungeSmoke-free

Grounds

Assigned ParkingGarage Parking
Storage

Services

On-Site MaintenanceOn-Site Management
Package Service
Units, floor plans, amenities, dimensions, details, availability, and prices may be approximate and subject to change. Please contact a community representative for more information.

Policies and fees

Applicants

Application Fee

One-time. Agent application fee.

Contact Property

REQUIRED FEES

Security Deposit

One-time.

$577–$799

OPTIONAL FEES

Parking Policy

Assigned Parking

Garage Parking

Dog Policy

Allowed
Limit2
Breed restrictionsYes

No aggressive breeds.

Cat Policy

Allowed
Limit2

Cat

Pet Rent

Monthly. 2 cats max.

$40

Pet Fee

One-time fee per pet.

$350

Pet Deposit

One-time deposit per pet.

$0

Dog

Pet Rent

Monthly. 2 dogs max.

$40

Pet Fee

One-time fee per pet.

$350

Pet Deposit

One-time deposit per pet.

$0

Questions about this property’s policies and fees?

Building details

Property details

Year built2020
Units161
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About The Provident Apartments

HomeApartments in CincinnatiCentral Business District The Provident Apartments

When you walk into the marble lobby of one of Cincinnati's most iconic buildings, you step into a vibrant living community where the city's rich history sets the stage for its bold new future. Built in 1909, the former Provident Bank headquarters is now home to newly renovated studio, one-bedroom and two-bedroom apartments rich in amenities and decked out in style. Find your personal downtown retreat in our beautifully-appointed living spaces as well as an urban playground with a high-end fitness center, game room and library on site and access to the city's best attractions right outside your door.


Year Built: 2020

Zumper Expert Rating

Our expert rating is based on a weighted average score of property attributes that renters care about most: price, amenities, location, quality, and trust.
9.4
/10
Excellent
The Provident Apartments is an excellent find, offering residents a superior living experience with a wide range of desirable features. Residents will particularly enjoy knowing that this property rated highest in Price and Amenities, which help to make this rental a great place to call home.
How we rated The Provident Apartments
Price·10A score that weighs the cost and location of the property, which we calculate by comparing rent prices of recent units to the median price of nearby rentals, adjusting for overall quality and features.
The Provident Apartments offers an excellent balance between price and value. It's priced competitively for its amenities, location, and other key features. Compared to the median price per bedroom in the area, this property is less than, or about the same as, nearby rentals, so residents can expect great value without too many compromises on their desired standard of living.
Amenities·10A score based on the amenities offered at this property compared to other rentals in the area. We consider the quantity, quality, and popularity of features both on site and within the units.
The Provident Apartments stands out as a premier property with an impressive array of amenities and an excellent standard of living. Residents here have access to many of the most popular and desired perks—pets allowed—making this one of the top choices for renters seeking unparalleled comfort and convenience.
Location·9A score based on proximity and ease of access to shops, restaurants, schools, and public transportation while considering the desirability of the area.
The Provident Apartments is exceptional when it comes to location and conveniences. Communication with management or leasing staff is usually quick and easy and they often use advanced scheduling and communication tools to streamline the process. The location of this property offers easy access to popular points of interest in the area and options for getting around.
Quality·9A score based on what makes the property stand out, such as luxury features, unique offerings, age of the building, and our ability to verify the accuracy of these details.
The Provident Apartments has a few standout characteristics that set it apart from similar properties nearby. Having both verified status and features that cater to discerning renters, this is a great option for renters looking for a specific and exceptional lifestyle.
Trustworthiness·8A score based on the accuracy, completeness, recency, and usefulness of the information provided by this property, so you can trust that what you see is what you get.
The level of transparency this property provides distinguishes it as a great rental. With a high attention to detail and desirable features, renters can be sure they will get an accurate picture of their potential new home.

Reviews from the web

Showing 8 highest rated

Stephanie, Danielle, and Carl have done a fantastic job as management. They are quick in responding to any and all service requests and/or community bulletin posts. The provident is a great value in terms of location and quality and they have made a serious effort to make it feel more like a community!

Ben Harrison

Ben Harrison

Jun 20, 2024

I recently moved into The Provident. It was a very positive experience. Stephanie was very helpful with my move in process and getting my resident apps set up. Also Dustin showed me the most efficient route to use moving in and offered to help with taking moving materials to the trash. Thank You!

Colby Fleming

Colby Fleming

Aug 27, 2024

We’re sharing just 8 of many, sorted highest to lowest. Visit the Google business profile to view all reviews.

The Provident Apartments is great for:

Pet owners

  • 1 dog park within 1 mile
  • 10 pet supply stores near the property
  • 3 pet grooming services nearby
  • 2 pet hospitals in the area

Work-from-home

  • 4 internet service provider options nearby
  • Common areas for meetings or remote work
  • 10 coworking spaces or cafes within 1 mile
  • 2 office supply stores within 1 mile

Social life

  • 379 restaurants within 1 mile of this property
  • Community gathering spaces on-site (lounges, rooftops, etc.)
  • This community has public spaces on site, like fitness centers or pools
  • 415 mixed-use spaces nearby

Property highlights

We compared every listing in the surrounding area to determine which amenities are most common. If a building lacks an amenity that most others in the area have, it is a con. If a building has an amenity most others in the area do not, it is a pro. Similarly, price, schools, and size are calculated relative to the size, price, and distance to schools of the other properties nearby.

How The Provident Apartments compares to other nearby properties.

Positives

Elevator
Improved accessibility features
Images Available
There are at least 10 photos of this address
Laundry available on site
Washers and dryers are available in-building or in-unit
Package service
More secure storage for delivery
Walk-in closet
More closet space on average

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Rent trends in Central Business District

Studio apartments at The Provident Apartments cost about 13% less than the average rent price for studios in Central Business District.

1-bedroom apartments here are priced 14% lower than 1-bedrooms in Central Business District.

Median rents as of Feb 21 2026.
Central Business District
Cincinnati
A table of studio rental data trends in Cincinnati
MonthMedian Rent
March 2024$1,002
April 2024$1,001
May 2024$975
June 2024$987
July 2024$989
August 2024$1,013
September 2024$1,272
October 2024$1,301
November 2024$1,339
December 2024$1,269
January 2025$1,346
February 2025$1,240
March 2025$1,098
April 2025$983
May 2025$992
June 2025$994
July 2025$991
August 2025$973
September 2025$993
October 2025$996
November 2025$956
December 2025$952
January 2026$914
February 2026$921
A table of studio rental data trends in Central Business District
MonthMedian Rent
March 2024$1,323
April 2024$1,299
May 2024$1,321
June 2024$1,357
July 2024$1,465
August 2024$1,516
September 2024$1,516
October 2024$1,535
November 2024$1,483
December 2024$1,399
January 2025$1,400
February 2025$1,452
March 2025$1,462
April 2025$1,404
May 2025$1,396
June 2025$1,346
July 2025$1,477
August 2025$1,396
September 2025$1,326
October 2025$1,344
November 2025$1,438
December 2025$1,462
January 2026$1,456
February 2026$1,412

Affordability calculator

Can I afford to live at 630 Vine St?

Bedrooms

Rent-to-income ratio

30%

Slide to adjust the percentage of your monthly income you are willing to spend on rent.
The general rule of thumb is to spend around 30% or less of your income on rent.
Recommended income

$46,580/yr

With your selected rent-to-income ratio, you'd ideally want to make $46,580 annually to afford this studio median monthly rent price of $1,164.
For more information on rent affordability, visit our rent calculator.

Schools near The Provident Apartments

School for Creative & Performance Arts High School

108 w central pkwy

cincinnati, OH, 45202

K-12Public
B

Rising Stars Academy Otr

425 ezzard charles dr

cincinnati, OH, 45203

PKPublic

Cincinnati Digital Academy

425 ezzard charles dr

cincinnati, OH, 45203

K-12Public
C-

George Hays-Jennie Porter Elementary School

1030 cutter st

cincinnati, OH, 45203

PK, K-6Public
C

Rising Stars Academy On Vine

2120 vine st

cincinnati, OH, 45202

PKPublic
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Internet available near The Provident Apartments

Getting around Cincinnati near 630 Vine St

Walking

10/10
No car? No problem. Everything you need is within a few blocks.

Driving

8/10
Commuting is easy with multiple accessible routes and plenty of parking.

Cycling

5/10
More spots are within biking distance and some roads are cyclist-friendly.

Transit

9/10
Getting around is a breeze; rapid transit and bus lines are a few blocks away.

Points of interest for 630 Vine St, Cincinnati

Groceries

9/10
At least one grocery store within a few minutes' walk

Shopping

8/10
Variety of shops within a few minutes' walk

Cafes

7/10
Variety of cafés within walking distance

Restaurants

9/10
Variety of restaurants within a few minutes' walk

Primary schools

9/10
At least one elementary school within a 5-minute walk

High schools

9/10
At least one high school within a 10-minute walk

Parks

9/10
Large amount of park space nearby

Nightlife

10/10
Variety of bars right on the street

Explore the area around 630 Vine St

Court & Main Market
931 Main St
Kroger
1014 Vine St
Kroger
100 E Court St
Market at Queen City Square
301 E 4th St
New York Food Mart
1214 Main St

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