Updated 5+ Days Ago
Highlights
- Off street parking
- Refrigerator and stove included
- Coin operated laundry
Location
423 Locust St, Waterloo, IA 50701, USA|Church Row Historic
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Property Overview
423-433 Locust St earns a strong overall impression with a 7.7 Zumper Expert Rating, highlighted by excellent location, solid amenities, and good value for the price. Notable features include off-street parking, a refrigerator and stove included, and coin-operated laundry, while its value-for-money standing and nearby top-rated elementary school add to its appeal.
This summary uses Zumper’s proprietary data. “Zumper Expert Ratings” and “Things you’ll love” are based on our internal analyses of market trends and renter insights.
Things you’ll love
Elementary school nearby- Less expensive
Floor plans
| 1BR/1.0BA | 1 bed | 1 bath | $500 /mo | 1 unit available | Large 1 bedroom upstairs apartment available immediately at 433 Locust in Waterloo. Refrigerator and Stove included along with off street parking and coin operated laundry in building. Tenant is responsible for electric and gas. $500 depsit/$500 rent. Please complete an application online at www cedarvalley4rent com or contact Chris at 319-830-5000. |
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Policies and fees
Applicants
Applicants
One-time.
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REQUIRED FEES
Security Deposit
One-time. Refundable.
Contact Property
Building details
Property details
| Units | 13 |
|---|
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About 423-433 Locust St
Large 1 bedroom upstairs apartment available immediately at 433 Locust in Waterloo. Refrigerator and Stove included along with off street parking and coin operated laundry in building. Tenant is responsible for electric and gas. $500 depsit/$500 rent. Please complete an application online at www cedarvalley4rent com or contact Chris at 319-830-5000.
Zumper Expert Rating
Our expert rating is based on a weighted average score of property attributes that renters care about most: price, amenities, location, quality, and trust.
7.7
/10
Very Good423-433 Locust St is worth considering and a notable rental in the neighborhood. Residents prioritizing Location will find this property to be a solid option for their next home. It may not stand out for Quality, but it offers a satisfying, above-average quality of life.
Price·8A score that weighs the cost and location of the property, which we calculate by comparing rent prices of recent units to the median price of nearby rentals, adjusting for overall quality and features.
Scoring a 8/10, 423-433 Locust St is a great option for renters looking for apartments in Church Row Historic. The rent is significantly lower than the median rent for the area, therefore this property is competitively priced for its location and its features. Residents here will find a home that meets their needs with few trade-offs.
Amenities·8A score based on the amenities offered at this property compared to other rentals in the area. We consider the quantity, quality, and popularity of features both on site and within the units.
With multiple in-demand amenities, 423-433 Locust St is committed to enhancing the renting experience. And while it may have fewer total conveniences and features than similar rentals nearby, it remains a top choice for renters wanting an specific standard of living.
Location·9A score based on proximity and ease of access to shops, restaurants, schools, and public transportation while considering the desirability of the area.
423-433 Locust St is exceptional when it comes to location and conveniences. Communication with management or leasing staff is usually quick and easy and they often use advanced scheduling and communication tools to streamline the process. The location of this property offers easy access to popular points of interest in the area and options for getting around.
Quality·6A score based on what makes the property stand out, such as luxury features, unique offerings, age of the building, and our ability to verify the accuracy of these details.
While 423-433 Locust St does not have many hallmark characteristics to highlight, it has some qualities and features that will resonate with a broad range of renters.
Trustworthiness·7A score based on the accuracy, completeness, recency, and usefulness of the information provided by this property, so you can trust that what you see is what you get.
423-433 Locust St provides some information about the features available in the community and its apartments, making it a reliable option for prospective renters. Renters should ask additional questions about amenities and non-negotiable items they are looking for.
Property highlights
We compared every listing in the surrounding area to determine which amenities are most common. If a building lacks an amenity that most others in the area have, it is a con. If a building has an amenity most others in the area do not, it is a pro. Similarly, price, schools, and size are calculated relative to the size, price, and distance to schools of the other properties nearby.How 423-433 Locust St compares to other nearby properties.
Positives
- Elementary school nearby
- There is an elementary school 0.2 mile away
- Less expensive
- The 1-bedrooms are cheaper than other similar listings nearby
Considerations
- Greater distance from middle schools
- The nearest middle school is farther than 2 miles away
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Rent trends in Church Row Historic
1-bedroom apartments at 423-433 Locust St cost about 17% less than the average rent price for 1-bedroom apartments in Church Row Historic.
Median rents as of Jul 18 2026.
Church Row Historic
Waterloo
| Month | Median Rent |
|---|---|
| August 2024 | $1,200 |
| September 2024 | $1,187 |
| October 2024 | $1,187 |
| November 2024 | $1,120 |
| December 2024 | $1,106 |
| January 2025 | $1,100 |
| February 2025 | $1,062 |
| March 2025 | $1,100 |
| April 2025 | $1,100 |
| May 2025 | $1,100 |
| June 2025 | $1,072 |
| July 2025 | $975 |
| August 2025 | $1,100 |
| September 2025 | $1,105 |
| October 2025 | $991 |
| November 2025 | $841 |
| December 2025 | $666 |
| January 2026 | $600 |
| February 2026 | $692 |
| March 2026 | $696 |
| April 2026 | $836 |
| May 2026 | $700 |
| June 2026 | $606 |
| July 2026 | $849 |
| Month | Median Rent |
|---|---|
| December 2025 | $590 |
| January 2026 | $550 |
Affordability calculator
Can I afford to live at 423 Locust St?
Bedrooms
1 bedroomRent-to-income ratio
30%
Slide to adjust the percentage of your monthly income you are willing to spend on rent.
The general rule of thumb is to spend around 30% or less of your income on rent.
Recommended income
$20,000/yr
With your selected rent-to-income ratio, you'd ideally want to make $20,000 annually to afford this 1-bedroom monthly rent price of $500.
For more information on rent affordability, visit our rent calculator.
Schools near 423-433 Locust St
Irving Elementary School
1115 w 5th st
waterloo, IA, 50702
PK, K-5Public
C
Cedar Falls Virtual Campus
1002 w 1st st
cedar falls, IA, 50613
K-12Public
Bess Streeter Aldrich Elementary School
2526 ashworth dr
cedar falls, IA, 50613
PK, K-6Public
A
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Internet available near 423-433 Locust St
Neighborhood
Church Row Historic | Waterloo, IA
Getting around Waterloo near 423 Locust St
Walking
5/10
Some shops and stores are within a few minutes.
Driving
6/10
This area is accessible to thoroughfares and has ample parking options.
Cycling
6/10
Peddling isn’t a problem with cyclist-friendly streets and bikeable destinations.
Transit
3/10
There are a few mass transit options within the area.
Points of interest for 423 Locust St, Waterloo
Groceries
7/10
Wide variety of groceries within a short drive, including some within walking distance
Shopping
5/10
Variety of shops within a short drive
Cafes
4/10
Some cafés within a short drive
Restaurants
6/10
Variety of restaurants within a short drive
Primary schools
10/10
At least one elementary school within a 5-minute walk
High schools
2/10
Closest high school further than a 30-minute walk
Nightlife
6/10
Variety of bars within a short drive
Explore the area around 423 Locust St
City of Waterloo-Public Market
327 W 3rd St
Guddi Mart
506 Byron Ave
Balkan Grocery
1816 Williston Ave
Mooroo
3015 Kimball Ave
S International Market
822 Laporte Rd
Bonita Things Quality Consignment
1423 W 3rd St
Oh So in Boutique
221 W 4th St
Costume Rental Shop
224 Commercial St
Waterloo Community Playhouse
224 Commercial St
Shoe Heaven
209 W 5th St
Sidecar Coffee
21 W Jefferson St
Fat Cup Coffee Company
37 Fletcher Ave
Cabin Coffee
2040 Kimball Ave
Starbucks
2123 Kimball Ave
Scooter's Coffee
115 E Ridgeway Ave
Broken Record
315 W 4th St
The Loft
710 Jefferson St
Cafe Bar Elite
1108 Jefferson St
Daq King
632 Sycamore St
Screaming Eagle American Bar
228 E 4th St
Ajla's Bakery & Grocery
1206 W 9th St
Cakes By Isabel
129 Prospect Cir
Cakes & Bakes By Amber
Bambinos Sweet & Fluffy Cookie Creations LLC
1445 Ansborough Ave
Produce Store Inc
751 Glenwood St
Irving Elementary School Playground
Irving Elementary school Playground
4th Street Garden
Washington Park
Leavitt Park
West Side Liquor
919 W 5th St
Dairy Queen
1304 W 5th St
Dairy-Kone
911 South St
Triple A Express LLC
1100 Western Ave
La Placita Taqueria
321 W 4th St
W 4th St and Locust St
West - BLUE
W 3rd St and Locust St
West - BLUE, West Loop - GREY
W 5th St and Allen St
West - RED
W Park Ave and South St
West - BLUE, West Loop - GREY
W 9th St and South St
West - RED, West Loop - GREY
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