Zumper
modified
Updated 5+ Days Ago

Highlights

  • Professionally managed
  • Upgraded flooring
  • Open-concept kitchen and living room
  • Fully renovated
  • Modern energy-efficient windows
  • Quiet residential street

Location

640 Bluff St, Beloit, WI 53511, USA
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Management

Wisconsin Property Managers

Leasing office

(844) 311-7019 ext. 1354

Property Overview

640 Bluff Street offers strong value with a high overall score, competitive pricing, solid amenities, and a convenient location. It features a professionally managed, fully renovated interior with upgraded flooring, an open-concept kitchen and living room, modern energy-efficient windows, and a quiet residential street setting, while also being well positioned for work from home and close to public transportation.

This summary uses Zumper’s proprietary data. “Zumper Expert Ratings” and “Great for” are based on our internal analyses of market trends and renter insights.

Zumper Expert Rating

8.1
Very Good
With a solid 8.1 out of 10 overall, 640 Bluff Street is a great option for renters. While some aspects, like Quality, might not be as distinguished as other properties nearby, 640 Bluff Street has a number of attractive features—namely its Price— so you can be assured your rent will come with a high standard of living.

Great for

  • Work-from-home

Floor plans

640 Bluff Street - B13 bed2 bath$1,495 /moDiscover sprawling, modern living with historic charm in this beautifully updated garden-style apartment! Situated in the historic 640 Bluff Street building, Unit #B1 offers an exceptionally rare 4-bedroom, 2-bathroom floor plan across a massive 1,600 square feet of completely modernized living space. The interior features a bright and inviting open-concept kitchen and living room layout—perfect for relaxing or entertaining. Fully renovated down to the studs, the unit boasts upgraded flooring, efficient modern mechanicals, modern energy-efficient windows, and standard appliances including a refrigerator and range/stove. All four bedrooms are generously sized with great closet space, flanked by two completely updated full bathrooms to easily manage the morning routine. Location is everything! Nestled on a quiet residential street, you are just a short walk or drive from downtown Beloit's vibrant riverfront corridor, top-tier restaurants, local shopping, the beautiful Ironworks Hotel, an

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Policies and fees

Applicants

Applicants

One-time.

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REQUIRED FEES

Security Deposit

One-time.

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Questions about this property’s policies and fees?

Building details

Property details

Units1
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About 640 Bluff Street

HomeApartments in Beloit 640 Bluff Street

Discover sprawling, modern living with historic charm in this beautifully updated garden-style apartment! Situated in the historic 640 Bluff Street building, Unit #B1 offers an exceptionally rare 4-bedroom, 2-bathroom floor plan across a massive 1,600 square feet of completely modernized living space. The interior features a bright and inviting open-concept kitchen and living room layout—perfect for relaxing or entertaining. Fully renovated down to the studs, the unit boasts upgraded flooring, efficient modern mechanicals, modern energy-efficient windows, and standard appliances including a refrigerator and range/stove. All four bedrooms are generously sized with great closet space, flanked by two completely updated full bathrooms to easily manage the morning routine. Location is everything! Nestled on a quiet residential street, you are just a short walk or drive from downtown Beloit's vibrant riverfront corridor, top-tier restaurants, local shopping, the beautiful Ironworks Hotel, and the new ABC Supply Stadium. This property is professionally managed with lawn care and snow removal services fully handled for a totally hands-off, worry-free living experience. Apply online at wisconsinpropertymanagers. com before a showing! Property Restrictions - Pet Policy: NOT Pet Friendly Smoking Policy: No Smoking Property Description Details Parking: Parking Available Kitchen/Laundry Appliances Included: Stove & Oven, Shared Laundry Property Type: Apartment Utilities Included: Water, Sewer, Trash Yard: Shared A/C: Yes Landscaping and Snow Removal/Sating: Included Application, Lease Terms, and Fees Application Fee: $35 per person (18 and older). Only one approved application required prior to showing Security Deposit: Equal to 1 month's rent Additional Fees: Lease-Signing Admin Fee (5% of rent). Resident Benefits Package: All Wisconsin Property Managers residents are enrolled in the Resident Benefits Package (RBP) for for $33/month or $36/month (+ HVAC Semi Annual Filt


Zumper Expert Rating

Our expert rating is based on a weighted average score of property attributes that renters care about most: price, amenities, location, quality, and trust.
8.1
/10
Very Good
With a solid 8.1 out of 10 overall, 640 Bluff Street is a great option for renters. While some aspects, like Quality, might not be as distinguished as other properties nearby, 640 Bluff Street has a number of attractive features—namely its Price— so you can be assured your rent will come with a high standard of living.
How we rated 640 Bluff Street
Price·9A score that weighs the cost and location of the property, which we calculate by comparing rent prices of recent units to the median price of nearby rentals, adjusting for overall quality and features.
640 Bluff Street stands out with a remarkable rating of 9/10 for its cost per bedroom compared to other rentals in the area. Considering the excellent balance between price, convenience, and comfort that it provides, residents enjoy a high-quality living experience.
Amenities·8A score based on the amenities offered at this property compared to other rentals in the area. We consider the quantity, quality, and popularity of features both on site and within the units.
With multiple in-demand amenities, 640 Bluff Street is committed to enhancing the renting experience. And while it may have fewer total conveniences and features than similar rentals nearby, it remains a top choice for renters wanting an specific standard of living.
Location·9A score based on proximity and ease of access to shops, restaurants, schools, and public transportation while considering the desirability of the area.
640 Bluff Street is exceptional when it comes to location and conveniences. Communication with management or leasing staff is usually quick and easy and they often use advanced scheduling and communication tools to streamline the process. The location of this property offers easy access to popular points of interest in the area and options for getting around.
Quality·6A score based on what makes the property stand out, such as luxury features, unique offerings, age of the building, and our ability to verify the accuracy of these details.
While 640 Bluff Street does not have many hallmark characteristics to highlight, it has some qualities and features that will resonate with a broad range of renters.
Trustworthiness·8A score based on the accuracy, completeness, recency, and usefulness of the information provided by this property, so you can trust that what you see is what you get.
The level of transparency this property provides distinguishes it as a great rental. With a high attention to detail and desirable features, renters can be sure they will get an accurate picture of their potential new home.

640 Bluff Street is great for:

Work-from-home

  • Large windows for natural lighting
  • Utilities included in the rent
  • Quiet environment with little noise pollution
  • 1 coworking space or cafe within 1 mile

Property highlights

We compared every listing in the surrounding area to determine which amenities are most common. If a building lacks an amenity that most others in the area have, it is a con. If a building has an amenity most others in the area do not, it is a pro. Similarly, price, schools, and size are calculated relative to the size, price, and distance to schools of the other properties nearby.

How 640 Bluff Street compares to other nearby properties.

Considerations

Greater distance from middle schools
The nearest middle school is farther than 1 mile away
Grow a garden indoors
A balcony, backyard, or shared outdoor space isn't available
Lacks images
Fewer than 10 photos available for this location

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Rent trends in Beloit

3-bedroom apartments at 640 Bluff Street cost about the same as the average rent price for 3-bedroom apartments in Beloit.

Median rents as of Mar 28 2026.
Beloit
A table of studio rental data trends in Beloit
MonthMedian Rent
January 2025$1,182
February 2025$1,157
March 2025$1,232
June 2025$685
July 2025$685
February 2026$725
March 2026$750

Affordability calculator

Can I afford to live at 640 Bluff St?

Bedrooms

3 bedrooms

Rent-to-income ratio

30%

Slide to adjust the percentage of your monthly income you are willing to spend on rent.
The general rule of thumb is to spend around 30% or less of your income on rent.
Recommended income

$59,800/yr

With your selected rent-to-income ratio, you'd ideally want to make $59,800 annually to afford this 3-bedrooms monthly rent price of $1,495.
For more information on rent affordability, visit our rent calculator.

Schools near 640 Bluff Street

Hackett Elementary School

625 eighth st

beloit, WI, 53511

PK, K-3Public
C-

Beloit Early Learning

717 hackett st

beloit, WI, 53511

PKPublic

Beloit Virtual School

1400 fourth st

beloit, WI, 53511

PK, K-12Public

Garden Prairie Intermediate School

3245 s bartells dr

beloit, WI, 53511

2-5Public
B

Shirland School District #134

po box 99

shirland, IL, 61079

K-8Public
A
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Internet available near 640 Bluff Street

Neighborhood

NEIGHBORHOOD VIBE
Peaceful and quiet
Noise-canceling headphones not required in this mostly noise free area.

Getting around Beloit near 640 Bluff St

Walking

5/10
Some shops and stores are within a few minutes.

Driving

7/10
This area is close to freeways and has adequate parking options.

Cycling

5/10
More spots are within biking distance and some roads are cyclist-friendly.

Transit

0/10
FYI, there are little to no public transit options within walking distance.

Points of interest for 640 Bluff St, Beloit

Groceries

8/10
At least one supermarket within a 15-minute walk

Shopping

3/10
Some shops within walking distance

Cafes

5/10
Some cafés within a few minutes’ walk

Restaurants

5/10
Some restaurants within a few minutes’ walk

Primary schools

10/10
At least one elementary school within a 5-minute walk

High schools

4/10
At least one high school within a 30-minute walk

Nightlife

4/10
Some bars within walking distance

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