Zumper
modified
8 Hours Ago

Highlights

  • Open kitchen and living room
  • No smoking
  • Laundry hook-ups (in the basement)
  • Downtown shops and restaurants
  • Solid oak hardwood floors

Location

640 Bluff St, Beloit, WI 53511, USA
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Tour Happy Homes - 640 Bluff Street

Contact

Management

MPC Property Management LLC

Leasing office

(262) 671-0137

Property Overview

Happy Homes on Bluff Street presents an impressive combination of quality and convenience, featuring an open kitchen and living room, solid oak hardwood floors, and laundry hook-ups in the basement. With a Zumper expert rating of 8.6 and a perfect price rating of 10, it offers a compelling value for its amenities, which include a prime location just steps from downtown shops and restaurants. The property ranks highly for its amenities and location, and transparency in its description enhances trust for potential renters.

This summary uses Zumper’s proprietary data. “Zumper Expert Ratings” and “Things you’ll love” are based on our internal analyses of market trends and renter insights.

Zumper Expert Rating

8.6
Very Good
With a solid 8.6 out of 10 overall, Happy Homes - 640 Bluff Street is a great option for renters. While some aspects, like Quality, might not be as distinguished as other properties nearby, Happy Homes - 640 Bluff Street has a number of attractive features—namely its Price— so you can be assured your rent will come with a high standard of living.

Things you’ll love

  • Elementary school nearby
  • Images Available

Floor plans

0BR/1.0BAStudio1 bath$800 /mo1 unit availableThis large studio apartment is available now! Updated appliances and fully painted throughout. Large walk in shower and bathroom with two sinks. Kitchen separates the large living room and bedroom from each other. Laundry on site. One assigned parking spot in the parking lot. Tenant pays for gas and electric. Owner pays for water/sewer and trash. No pets. No Smoking.
2BR/1.0BA2 bed1 bath$995 /mo1 unit available2 Bedroom and 1 Bath Remodeled Apartment located on the first floor of the building. Open kitchen and living room create the perfect space for entertaining and relaxing. Solid oak hardwood floors throughout the entire unit. Laundry hook-ups are located in the basement. Close to downtown shops and restaurants. No pets. No Smoking.

Let's explore this property.

Amenities for Happy Homes - 640 Bluff Street

Apartment Amenities

Air ConditioningCentral Air
Trash

Appliances

Built-in MicrowaveMicrowave
RangeRefrigerator

Services

Water and Sewer
Units, floor plans, amenities, dimensions, details, availability, and prices may be approximate and subject to change. Please contact a community representative for more information.

Policies and fees

Dog Policy

Not allowed

Cat Policy

Not allowed

No pets allowed.

Questions about this property’s policies and fees?

Building details

Property details

Units8
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About Happy Homes - 640 Bluff Street

HomeApartments in Beloit Happy Homes - 640 Bluff Street

2 Bedroom and 1 Bath Remodeled Apartment located on the first floor of the building. Open kitchen and living room create the perfect space for entertaining and relaxing. Solid oak hardwood floors throughout the entire unit. Laundry hook-ups are located in the basement. Close to downtown shops and restaurants. No pets. No Smoking.


Zumper Expert Rating

Our expert rating is based on a weighted average score of property attributes that renters care about most: price, amenities, location, quality, and trust.
8.6
/10
Very Good
With a solid 8.6 out of 10 overall, Happy Homes - 640 Bluff Street is a great option for renters. While some aspects, like Quality, might not be as distinguished as other properties nearby, Happy Homes - 640 Bluff Street has a number of attractive features—namely its Price— so you can be assured your rent will come with a high standard of living.
How we rated Happy Homes - 640 Bluff Street
Price·10A score that weighs the cost and location of the property, which we calculate by comparing rent prices of recent units to the median price of nearby rentals, adjusting for overall quality and features.
Happy Homes - 640 Bluff Street offers an excellent balance between price and value. It's priced competitively for its amenities, location, and other key features. Compared to the median price per bedroom in the area, this property is less than, or about the same as, nearby rentals, so residents can expect great value without too many compromises on their desired standard of living.
Amenities·9A score based on the amenities offered at this property compared to other rentals in the area. We consider the quantity, quality, and popularity of features both on site and within the units.
Happy Homes - 640 Bluff Street goes above and beyond to provide sought-after conveniences and desirable perks, including trash. Renters looking for popular or luxurious features will find them here—and for that reason, Happy Homes - 640 Bluff Street receives one of the highest amenities scores.
Location·9A score based on proximity and ease of access to shops, restaurants, schools, and public transportation while considering the desirability of the area.
Happy Homes - 640 Bluff Street is exceptional when it comes to location and conveniences. Communication with management or leasing staff is usually quick and easy and they often use advanced scheduling and communication tools to streamline the process. The location of this property offers easy access to popular points of interest in the area and options for getting around.
Quality·6A score based on what makes the property stand out, such as luxury features, unique offerings, age of the building, and our ability to verify the accuracy of these details.
While Happy Homes - 640 Bluff Street does not have many hallmark characteristics to highlight, it has some qualities and features that will resonate with a broad range of renters.
Trustworthiness·8A score based on the accuracy, completeness, recency, and usefulness of the information provided by this property, so you can trust that what you see is what you get.
The level of transparency this property provides distinguishes it as a great rental. With a high attention to detail and desirable features, renters can be sure they will get an accurate picture of their potential new home.

Property highlights

We compared every listing in the surrounding area to determine which amenities are most common. If a building lacks an amenity that most others in the area have, it is a con. If a building has an amenity most others in the area do not, it is a pro. Similarly, price, schools, and size are calculated relative to the size, price, and distance to schools of the other properties nearby.

How Happy Homes - 640 Bluff Street compares to other nearby properties.

Positives

Elementary school nearby
There is an elementary school 0.2 mile away
Images Available
There are at least 10 photos of this address

Considerations

Greater distance from middle schools
The nearest middle school is farther than 1 mile away
Grow a garden indoors
A balcony, backyard, or shared outdoor space isn't available

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Rent trends in Beloit

Studio apartments at Happy Homes - 640 Bluff Street cost about 17% more than the average rent price for studios in Beloit.

If you decide to upgrade your space, you can expect 2-bedrooms at Happy Homes - 640 Bluff Street to be 12% less than the average for similarly sized apartments in Beloit.

Median rents as of Jul 26 2025.
Beloit
A table of studio rental data trends in Beloit
MonthMedian Rent
December 2023$700
January 2024$700
February 2024$700
March 2024$699
April 2024$700
June 2024$851
July 2024$685
January 2025$1,182
February 2025$1,157
March 2025$1,232
June 2025$685
July 2025$685

Affordability calculator

Can I afford to live at 640 Bluff St?

Bedrooms

Rent-to-income ratio

30%

Slide to adjust the percentage of your monthly income you are willing to spend on rent.
The general rule of thumb is to spend around 30% or less of your income on rent.
Recommended income

$32,000/yr

With your selected rent-to-income ratio, you'd ideally want to make $32,000 annually to afford this studio monthly rent price of $800.
For more information on rent affordability, visit our rent calculator.

Schools near Happy Homes - 640 Bluff Street

Hackett Elementary School

625 eighth st

beloit, WI, 53511

PK, K-3Public
C-

Beloit Early Learning

717 hackett st

beloit, WI, 53511

PKPublic

Beloit Virtual School

1400 fourth st

beloit, WI, 53511

PK, K-12Public
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Internet available near Happy Homes - 640 Bluff Street

Neighborhood

NEIGHBORHOOD VIBE
Peaceful and quiet
Noise-canceling headphones not required in this mostly noise free area.

Getting around Beloit near 640 Bluff St

Walking

5/10
Some shops and stores are within a few minutes.

Driving

7/10
This area is close to freeways and has adequate parking options.

Cycling

5/10
More spots are within biking distance and some roads are cyclist-friendly.

Transit

0/10
FYI, there are little to no public transit options within walking distance.

Points of interest for 640 Bluff St, Beloit

Groceries

8/10
At least one supermarket within a 15-minute walk

Shopping

3/10
Some shops within walking distance

Cafes

5/10
Some cafés within a few minutes’ walk

Restaurants

5/10
Some restaurants within a few minutes’ walk

Primary schools

10/10
At least one elementary school within a 5-minute walk

High schools

4/10
At least one high school within a 30-minute walk

Nightlife

4/10
Some bars within walking distance

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