Updated 4 Days Ago
Highlights
Pet Friendly
Location
109 20th Ave Se, Saint Joseph, MN 56374, USA
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Property Overview
The Oaks on 20th Bldg 3 earns a strong Zumper expert rating of 8.8 out of 10, with top marks for price and amenities, plus a 9 out of 10 location rating and solid trustworthiness. It also stands out for having 10 photos, quiet surroundings, included utilities, high-speed internet, outdoor spaces, and nearby pet hospitals, making it appealing for remote work and pet-friendly living.
This summary uses Zumper’s proprietary data. “Zumper Expert Ratings,” “Things you’ll love,” and “Great for” are based on our internal analyses of market trends and renter insights.
Things you’ll love
Elevator- Images Available
- Laundry available on site
Great for
Pet owners
Work-from-home
Floor plans
| Studio | Studio | 1 bath | 527 sqft | $1,025 /mo | 1 unit available | Featuring open concept living area, individual heating/cooling system, and covered patio or balcony. Outdoor sport court, community rooms with public restrooms, and well-equipped fitness rooms. Located in a quiet St. Joseph residential neighborhood with nearby walking trails. Animal Policy: $200 Non-refundable Pet Fee & $25/mos. Pet Rent (per animal; 2 animal limit); Restrictions may apply OPTIONAL AMENITIES: Internet Pkg.: $85/mos. Detached Garage: $65-85/mos. SECURITY DEPOSIT: $600.00 (minimum) UTILITIES: • Heat, Trash Collection Services: Provided by Landlord • Electricity: Paid by Tenant & billed direct by utility company • Water, Sewer: We utilize a Usage-Based Utility Plan, which ensures fair and transparent utility billing based on number of occupants. Full details about this plan can be found in your lease agreement. | |
| New Building Opening December 1st, 2026 | 1 bed | 1 bath | 719 sqft | $1,195 /mo | 1 unit available | ||
| New Building Opening December 1st, 2026 | 2 bed | 2 bath | 970 sqft | $1,445 /mo | 1 unit available |
Let's explore this property.
Amenities for The Oaks on 20th Bldg 3
Apartment Amenities
| Central Heat | Heating |
Appliances
| Built-In Dishwasher | Built-in Microhood |
| Dishwasher | Electric Range with Self Cleaning Oven |
| Frost Free Refrigerator | Refrigerator |
Tech
| Outdoor Sport Court |
Building
| Cats OK | Community Room |
| Dogs OK | Elevator |
| Fitness Center | Onsite Laundry |
| Secure Building Entrances & Security Cameras | Theater Room |
Grounds
| Garage Parking | Grilling stations |
| Optional Detached Garages | Outdoor Space |
| Playground |
Services
| On-Site Management | Package Service |
| Parcel Room | Professionally Trained Service Technicians |
| Trash Collection Services |
Other
| Features and Finishes may Vary | Optional: Internet package |
Units, floor plans, amenities, dimensions, details, availability, and prices may be approximate and subject to change. Please contact a community representative for more information.
Policies and fees
Applicants
Applicants
One-time.
Contact Property
REQUIRED FEES
Security Deposit
One-time. Refundable.
Contact Property
Parking Policy
Garage Parking
Dog Policy
Allowed
Limit1
Cat Policy
Allowed
Limit1
Questions about this property’s policies and fees?
Building details
Property details
| Units | 42 |
|---|
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About The Oaks on 20th Bldg 3
Featuring open concept living area, individual heating/cooling system, and covered patio or balcony. Outdoor sport court, community rooms with public restrooms, and well-equipped fitness rooms. Located in a quiet St. Joseph residential neighborhood with nearby walking trails. Animal Policy: $200 Non-refundable Pet Fee & $25/mos. Pet Rent (per animal; 2 animal limit); Restrictions may apply OPTIONAL AMENITIES: Internet Pkg.: $85/mos. Detached Garage: $65-85/mos. SECURITY DEPOSIT: $600.00 (minimum) UTILITIES: • Heat, Trash Collection Services: Provided by Landlord • Electricity: Paid by Tenant & billed direct by utility company • Water, Sewer: We utilize a Usage-Based Utility Plan, which ensures fair and transparent utility billing based on number of occupants. Full details about this plan can be found in your lease agreement.
Zumper Expert Rating
Our expert rating is based on a weighted average score of property attributes that renters care about most: price, amenities, location, quality, and trust.
8.8
/10
Very GoodWith a solid 8.8 out of 10 overall, The Oaks on 20th Bldg 3 is a great option for renters. While some aspects, like Quality, might not be as distinguished as other properties nearby, The Oaks on 20th Bldg 3 has a number of attractive features—namely its Price— so you can be assured your rent will come with a high standard of living.
Price·10A score that weighs the cost and location of the property, which we calculate by comparing rent prices of recent units to the median price of nearby rentals, adjusting for overall quality and features.
The Oaks on 20th Bldg 3 offers an excellent balance between price and value. It's priced competitively for its amenities, location, and other key features. Compared to the median price per bedroom in the area, this property is less than, or about the same as, nearby rentals, so residents can expect great value without too many compromises on their desired standard of living.
Amenities·10A score based on the amenities offered at this property compared to other rentals in the area. We consider the quantity, quality, and popularity of features both on site and within the units.
The Oaks on 20th Bldg 3 stands out as a premier property with an impressive array of amenities and an excellent standard of living. Residents here have access to many of the most popular and desired perks—pets allowed—making this one of the top choices for renters seeking unparalleled comfort and convenience.
Location·9A score based on proximity and ease of access to shops, restaurants, schools, and public transportation while considering the desirability of the area.
The Oaks on 20th Bldg 3 is exceptional when it comes to location and conveniences. Communication with management or leasing staff is usually quick and easy and they often use advanced scheduling and communication tools to streamline the process. The location of this property offers easy access to popular points of interest in the area and options for getting around.
Quality·6A score based on what makes the property stand out, such as luxury features, unique offerings, age of the building, and our ability to verify the accuracy of these details.
While The Oaks on 20th Bldg 3 does not have many hallmark characteristics to highlight, it has some qualities and features that will resonate with a broad range of renters.
Trustworthiness·8A score based on the accuracy, completeness, recency, and usefulness of the information provided by this property, so you can trust that what you see is what you get.
The level of transparency this property provides distinguishes it as a great rental. With a high attention to detail and desirable features, renters can be sure they will get an accurate picture of their potential new home.
The Oaks on 20th Bldg 3 is great for:
Property highlights
We compared every listing in the surrounding area to determine which amenities are most common. If a building lacks an amenity that most others in the area have, it is a con. If a building has an amenity most others in the area do not, it is a pro. Similarly, price, schools, and size are calculated relative to the size, price, and distance to schools of the other properties nearby.How The Oaks on 20th Bldg 3 compares to other nearby properties.
Positives
- Elevator
- Improved accessibility features
- Images Available
- There are at least 10 photos of this address
- Laundry available on site
- Washers and dryers are available in-building or in-unit
- Outdoor space
- Easy access to the outdoors
- Package service
- More secure storage for delivery
Considerations
- Greater distance from grade schools
- The nearest elementary school is farther than 1 mile away
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Rent trends in Saint Joseph
1-bedroom apartments here are priced 4% higher than 1-bedrooms in Saint Joseph.
If you decide to upgrade your space, you can expect 2-bedrooms at The Oaks on 20th Bldg 3 to be 7% more than the average for similarly sized apartments in Saint Joseph.
Median rents as of Jan 10 2026.
Saint Joseph
| Month | Median Rent |
|---|---|
| March 2025 | $1,050 |
| April 2025 | $1,050 |
| May 2025 | $1,100 |
| August 2025 | $1,100 |
| January 2026 | $1,145 |
Affordability calculator
Can I afford to live at 109 20th Ave Se?
Bedrooms
Rent-to-income ratio
30%
Slide to adjust the percentage of your monthly income you are willing to spend on rent.
The general rule of thumb is to spend around 30% or less of your income on rent.
Recommended income
$41,000/yr
With your selected rent-to-income ratio, you'd ideally want to make $41,000 annually to afford this studio monthly rent price of $1,025.
For more information on rent affordability, visit our rent calculator.
Schools near The Oaks on 20th Bldg 3
Kennedy Community School
1300 jade rd
saint joseph, MN, 56374
PK, K-8Public
B-
St. Cloud Area Special Education Program
1201 2nd st s
waite park, MN, 56387
PK, K-12Public
Katherine Johnson Education Center
713 anderson ave north
saint cloud, MN, 56303
K-12Public
Quarryview Education Center
800 7th st s
waite park, MN, 56387
PKPublic
Roosevelt Education Center
3015 3rd st n
saint cloud, MN, 56303
K-12Public
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Internet available near The Oaks on 20th Bldg 3
Neighborhood
Getting around Saint Joseph near 109 20th Ave Se
Walking
2/10
Fewer daily needs are within walking distance (unless you’re up for a challenge).
Driving
10/10
Commuting is easy with multiple accessible routes and plenty of parking.
Cycling
5/10
More spots are within biking distance and some roads are cyclist-friendly.
Points of interest for 109 20th Ave Se, Saint Joseph
Groceries
6/10
Variety of groceries within a short drive
Shopping
2/10
Few or no shops within a short drive
Cafes
2/10
Some cafés within a short drive
Restaurants
4/10
Some restaurants within a short drive
Primary schools
0/10
Closest elementary school further than a 30-minute walk
High schools
0/10
Closest high school further than a 30-minute walk
Nightlife
2/10
Few or no bars within a short drive
Explore the area around 109 20th Ave Se
Coborn's Grocery Store St Joseph
1500 Elm St E
La Perla Market
707 2nd St S
ALDI
256 2nd St S
Cash Wise Foods Grocery Store Waite Park
113 Waite Ave S
Fresh Thyme Market
50 2nd St S
Shamrock Leathers
Treasure Chest
2234 Frontage Rd S
Scrubs Academy
50 10th Ave S
Clothes Mentor
28 2nd Ave S
Play It Again Sports
134 Division St
Caribou Coffee
1500 Elm St E
Flour & Flower
24 College Ave N
Local Blend
19 W Minnesota St
Starbucks
124 2nd St S
Caribou Coffee
113 Waite Ave S
Middy Middy
21 E Minnesota St
Obbink Distilling
11 Date St
Sal's Bar & Grill
109 W Minnesota St
Total Recreation
224 33rd Ave S
Zaffiro's Pizzeria-Parkwood
1533 Frontage Rd N
Artisan Naan Bakery
27 W Minnesota St
Flour & Flower
24 College Ave N
St Joseph Meat Market & Plant
17 W Minnesota St
St Joseph Meat Market Inc
26 1st Ave NW
Minnesota Gold Meats Inc
2840 4th St S
Park
Playground
Garden
Park
Garden
Caribou Coffee
1500 Elm St E
McDonald's
1180 Elm St E
Bello Cucina
15 E Minnesota St
Bello Cucina of St Joseph
15 E Minnesota St
Jupiter Moon Ice Cream
15 E Minnesota St
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