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Highlights

  • Rent Special
  • Pet Friendly
  • Convenient amenities
  • Cozy interiors

Location

10 4th St E, Saint Paul, MN 55101, USA|Downtown St. Paul
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Tour Commerce Phase 1

Contact

Management

Halverson and Blaiser Group, LTD

Leasing office

(855) 969-4235

Open 

Thursday 9:00 am–5:00 pm CT

Property Overview

Commerce Phase 1 offers strong value with an 8.3 rating, competitive pricing, and standout amenities, along with convenient features like cozy interiors and a high level of trustworthiness in its listing details. It is noted for easy access to fitness, wellness, social, and pet-related resources, plus nearby parks, cultural spots, and on-site community spaces that add convenience and lifestyle appeal.

This summary uses Zumper’s proprietary data. “Zumper Expert Ratings,” “Things you’ll love,” and “Great for” are based on our internal analyses of market trends and renter insights.

Zumper Expert Rating

8.3
Very Good
With a solid 8.3 out of 10 overall, Commerce Phase 1 is a great option for renters. While some aspects, like Quality, might not be as distinguished as other properties nearby, Commerce Phase 1 has a number of attractive features—namely its Amenities— so you can be assured your rent will come with a high standard of living.

Things you’ll love

  • High school nearby
  • Less expensive
  • Fitness center

Great for

  • Wellness
  • Social life
  • Pet owners

Floor plans

1 Bedroom (50%)1 bed1 bath623 sqft$1,099–$1,199 /mo2 units availableCommerce Building Apartmetns, 1 Bedroom, St Paul, MN
1 Bedroom (60%)1 bed1 bath715 sqft$1,099 /mo1 unit availableCommerce Building Apartments, 1 Bedroom, St Paul, MN
2 bedroom (60%)2 bed1 bath901+ sqft$1,299–$1,399 /mo2 units availableCommerce Building Apartments, 2 Bedroom, St Paul, MN

Let's explore this property.

Amenities for Commerce Phase 1

Apartment Amenities

Ceiling FanCyber Lounge
High CeilingHigh Ceilings
Large ClosetsView
Walk-in Closet

Appliances

Refrigerator

Building

Cats OKCommunity Room
Controlled AccessDogs OK
Fitness CenterHistoric Building
Onsite LaundryResidents Lounge
Terrazzo FloorsTheater

Grounds

Gate

Services

Flex PayOn-Site Maintenance
On-Site ManagementSpanish Speaking Staff

Neighborhood

Transportation
Units, floor plans, amenities, dimensions, details, availability, and prices may be approximate and subject to change. Please contact a community representative for more information.

Policies and fees

Applicants

Applicants

One-time.

Contact Property

REQUIRED FEES

Security Deposit

One-time. Refundable.

Contact Property

OPTIONAL FEES

Dog Policy

Allowed
Limit2

Cat Policy

Allowed
Limit2

Cat

Cat Deposit

One-time. 2 cats max. Refund Policy: $400.00.

$400

Cat Rent

Monthly. Refund Policy: Non-refundable.

$25

Dog

Dog Deposit

One-time. 2 dogs max. Refund Policy: $400.00.

$400

Dog Rent

Monthly. Refund Policy: Non-refundable.

$40

Questions about this property’s policies and fees?

Building details

Property details

Units55
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About Commerce Phase 1

HomeApartments in St. PaulDowntown St. Paul Commerce Phase 1

Affordable. Accessible. Authentic Downtown Living. The quest for the perfect home ends at Commerce Apartments. Nestled in the vibrant heart of Downtown St. Paul, our community combines cozy interiors, convenient amenities, and a connected location to create a lifestyle where you truly belong. Designed with both comfort and convenience in mind, Commerce Apartments welcomes you with pet-friendly homes, affordable living options, and a vibrant city atmosphere just steps from your door.


Zumper Expert Rating

Our expert rating is based on a weighted average score of property attributes that renters care about most: price, amenities, location, quality, and trust.
8.3
/10
Very Good
With a solid 8.3 out of 10 overall, Commerce Phase 1 is a great option for renters. While some aspects, like Quality, might not be as distinguished as other properties nearby, Commerce Phase 1 has a number of attractive features—namely its Amenities— so you can be assured your rent will come with a high standard of living.
How we rated Commerce Phase 1
Price·8A score that weighs the cost and location of the property, which we calculate by comparing rent prices of recent units to the median price of nearby rentals, adjusting for overall quality and features.
Scoring a 8/10, Commerce Phase 1 is a great option for renters looking for apartments in Downtown St. Paul. The rent is significantly lower than the median rent for the area, therefore this property is competitively priced for its location and its features. Residents here will find a home that meets their needs with few trade-offs.
Amenities·10A score based on the amenities offered at this property compared to other rentals in the area. We consider the quantity, quality, and popularity of features both on site and within the units.
Commerce Phase 1 stands out as a premier property with an impressive array of amenities and an excellent standard of living. Residents here have access to many of the most popular and desired perks—pets allowed—making this one of the top choices for renters seeking unparalleled comfort and convenience.
Location·9A score based on proximity and ease of access to shops, restaurants, schools, and public transportation while considering the desirability of the area.
Commerce Phase 1 is exceptional when it comes to location and conveniences. Communication with management or leasing staff is usually quick and easy and they often use advanced scheduling and communication tools to streamline the process. The location of this property offers easy access to popular points of interest in the area and options for getting around.
Quality·6A score based on what makes the property stand out, such as luxury features, unique offerings, age of the building, and our ability to verify the accuracy of these details.
While Commerce Phase 1 does not have many hallmark characteristics to highlight, it has some qualities and features that will resonate with a broad range of renters.
Trustworthiness·8A score based on the accuracy, completeness, recency, and usefulness of the information provided by this property, so you can trust that what you see is what you get.
The level of transparency this property provides distinguishes it as a great rental. With a high attention to detail and desirable features, renters can be sure they will get an accurate picture of their potential new home.

Commerce Phase 1 is great for:

Wellness

  • On-site fitness center or gym
  • On-site pool or spa
  • 22 gyms or yoga centers nearby
  • 81 parks nearby

Social life

  • Community gathering spaces on-site (lounges, rooftops, etc.)
  • This community has public spaces on site, like fitness centers or pools
  • Area has 81 parks and recreation options
  • Areas nearby are accessible by walking

Pet owners

  • 3 dog parks within 1 mile
  • 3 pet grooming services nearby
  • 7 pet supply stores near the property
  • 1 pet hospital in the area

Property highlights

We compared every listing in the surrounding area to determine which amenities are most common. If a building lacks an amenity that most others in the area have, it is a con. If a building has an amenity most others in the area do not, it is a pro. Similarly, price, schools, and size are calculated relative to the size, price, and distance to schools of the other properties nearby.

How Commerce Phase 1 compares to other nearby properties.

Positives

High school nearby
There is a high school 0.1 miles away
Less expensive
The 1-bedrooms are cheaper than other similar listings nearby
Less expensive
The 2-bedrooms are cheaper than other similar listings nearby
Fitness center
The gym is just a few steps away
Laundry available on site
Washers and dryers are available in-building
Pool
Enhanced community features
Walk-in closet
More closet space on average

Considerations

Distance from grocery stores
The nearest grocery store is 3.9 miles away
Greater distance from grade schools
The nearest elementary school is farther than 1.1 miles away
Lacks images
Fewer than 5 photos available for this property

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Rent trends in Downtown St. Paul

1-bedroom apartments here are priced 29% lower than 1-bedrooms in Downtown St. Paul.

If you decide to upgrade your space, you can expect 2-bedrooms at Commerce Phase 1 to be 35% less than the average for similarly sized apartments in Downtown St. Paul.

Median rents as of Oct 3 2026.
Downtown St. Paul
St. Paul
A table of studio rental data trends in St. Paul
MonthMedian Rent
October 2024$1,064
November 2024$1,107
December 2024$1,129
January 2025$1,117
February 2025$1,075
March 2025$1,101
April 2025$1,109
May 2025$1,108
June 2025$1,114
July 2025$1,091
August 2025$1,102
September 2025$1,099
October 2025$1,096
November 2025$1,094
December 2025$1,129
January 2026$1,128
February 2026$1,143
March 2026$1,117
April 2026$1,128
May 2026$1,118
June 2026$1,106
July 2026$1,102
August 2026$1,111
September 2026$1,134
October 2026$1,133
A table of studio rental data trends in Downtown St. Paul
MonthMedian Rent
October 2024$1,206
November 2024$1,224
December 2024$1,252
January 2025$1,250
February 2025$1,232
March 2025$1,199
April 2025$1,221
May 2025$1,231
June 2025$1,245
July 2025$1,188
August 2025$1,196
September 2025$1,183
October 2025$1,146
November 2025$1,147
December 2025$1,210
January 2026$1,196
February 2026$1,215
March 2026$1,223
April 2026$1,218
May 2026$1,236
June 2026$1,269
July 2026$1,252
August 2026$1,267
September 2026$1,263
October 2026$1,250

Affordability calculator

Can I afford to live at 10 4th St E?

Bedrooms

Rent-to-income ratio

30%

Slide to adjust the percentage of your monthly income you are willing to spend on rent.
The general rule of thumb is to spend around 30% or less of your income on rent.
Recommended income

$43,960/yr

With your selected rent-to-income ratio, you'd ideally want to make $43,960 annually to afford this 1-bedroom median monthly rent price of $1,099.
For more information on rent affordability, visit our rent calculator.

Schools near Commerce Phase 1

Early Childhood Family Education (ECFE) - Rondo Education Center

560 concordia ave

saint paul, MN, 55103

PK, KPublic
A-

Saint Paul Online Elementary School

360 colborne st

saint paul, MN, 55102

K-5Public
C

Bridge View Special Education School

350 colborne st

saint paul, MN, 55102

K-12Public

Early Education - Birth to Three

271 belvidere st e

saint paul, MN, 55102

PKPublic

Early Childhood Special Education Inclusion

271 belvidere st e

saint paul, MN, 55102

PKPublic
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Internet available near Commerce Phase 1

Getting around Saint Paul near 10 4th St E

Walking

8/10
No car? No problem. Everything you need is within a few blocks.

Driving

6/10
This area is close to freeways and has adequate parking options.

Cycling

8/10
Helmets on–you can get anywhere in this cyclist-friendly, well-connected area.

Transit

9/10
Getting around is a breeze; rapid transit and bus lines are a few blocks away.

Points of interest for 10 4th St E, Saint Paul

Groceries

7/10
At least one supermarket within a 15-minute walk

Shopping

5/10
Several shops within walking distance

Cafes

6/10
Some cafés within a few minutes’ walk

Restaurants

7/10
Variety of restaurants within a few minutes' walk

Primary schools

9/10
At least one elementary school within a 10-minute walk

High schools

10/10
At least one high school within a 5-minute walk

Parks

10/10
Exceptionally large amount of park space within a few minutes’ walk

Nightlife

6/10
Some bars within a few minutes’ walk

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