Updated 5+ Days Ago
Location
1045 S 3rd St, Montrose, CO 81401, USA
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Property Overview
Cottonwood Apts - 1045 S 3rd St. stands out as a strong rental option with an 8.3 expert rating, excellent value, solid amenities, and a highly convenient location. It also offers nearby on-site features, walkable surroundings, abundant dining and park options, and proximity to a top-rated middle school, while supporting an active social life with diverse age groups nearby.
This summary uses Zumper’s proprietary data. “Zumper Expert Ratings,” “Things you’ll love,” and “Great for” are based on our internal analyses of market trends and renter insights.
Things you’ll love
Middle school nearby
Great for
Social life
Floor plans
| Cottonwood Apts - 1045 S 3rd St. - 11 (2... | 2 bed | 1 bath | $1,300 /mo | 2 Bedroom 1 Bath Upstairs apartment No pets Tenant pays electric. |
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Policies and fees
Applicants
Application Fee
Per-applicant. Agent application fee.
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REQUIRED FEES
Security Deposit
One-time.
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Questions about this property’s policies and fees?
Building details
Property details
| Units | 1 |
|---|
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About Cottonwood Apts - 1045 S 3rd St.
2 Bedroom 1 Bath Upstairs apartment No pets Tenant pays electric.
Zumper Expert Rating
Our expert rating is based on a weighted average score of property attributes that renters care about most: price, amenities, location, quality, and trust.
8.3
/10
Very GoodWith a solid 8.3 out of 10 overall, Cottonwood Apts - 1045 S 3rd St. is a great option for renters. While some aspects, like Quality, might not be as distinguished as other properties nearby, Cottonwood Apts - 1045 S 3rd St. has a number of attractive features—namely its Price— so you can be assured your rent will come with a high standard of living.
Price·10A score that weighs the cost and location of the property, which we calculate by comparing rent prices of recent units to the median price of nearby rentals, adjusting for overall quality and features.
Cottonwood Apts - 1045 S 3rd St. offers an excellent balance between price and value. It's priced competitively for its amenities, location, and other key features. Compared to the median price per bedroom in the area, this property is less than, or about the same as, nearby rentals, so residents can expect great value without too many compromises on their desired standard of living.
Amenities·8A score based on the amenities offered at this property compared to other rentals in the area. We consider the quantity, quality, and popularity of features both on site and within the units.
With multiple in-demand amenities, Cottonwood Apts - 1045 S 3rd St. is committed to enhancing the renting experience. And while it may have fewer total conveniences and features than similar rentals nearby, it remains a top choice for renters wanting an specific standard of living.
Location·9A score based on proximity and ease of access to shops, restaurants, schools, and public transportation while considering the desirability of the area.
Cottonwood Apts - 1045 S 3rd St. is exceptional when it comes to location and conveniences. Communication with management or leasing staff is usually quick and easy and they often use advanced scheduling and communication tools to streamline the process. The location of this property offers easy access to popular points of interest in the area and options for getting around.
Quality·6A score based on what makes the property stand out, such as luxury features, unique offerings, age of the building, and our ability to verify the accuracy of these details.
While Cottonwood Apts - 1045 S 3rd St. does not have many hallmark characteristics to highlight, it has some qualities and features that will resonate with a broad range of renters.
Trustworthiness·7A score based on the accuracy, completeness, recency, and usefulness of the information provided by this property, so you can trust that what you see is what you get.
Cottonwood Apts - 1045 S 3rd St. provides some information about the features available in the community and its apartments, making it a reliable option for prospective renters. Renters should ask additional questions about amenities and non-negotiable items they are looking for.
Cottonwood Apts - 1045 S 3rd St. is great for:
Property highlights
We compared every listing in the surrounding area to determine which amenities are most common. If a building lacks an amenity that most others in the area have, it is a con. If a building has an amenity most others in the area do not, it is a pro. Similarly, price, schools, and size are calculated relative to the size, price, and distance to schools of the other properties nearby.How Cottonwood Apts - 1045 S 3rd St. compares to other nearby properties.
Positives
- Middle school nearby
- There is a middle school 0.2 mile away
Considerations
- Greater distance from high schools
- The nearest high school is farther than 1 mile away
- Lacks images
- Fewer than 10 photos available for this location
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Rent trends in Montrose
2-bedroom apartments at Cottonwood Apts - 1045 S 3rd St. cost about the same as the average rent price for 2-bedroom apartments in Montrose.
Median rents as of Jul 25 2026.
Montrose
| Month | Median Rent |
|---|---|
| November 2024 | $600 |
| December 2024 | $600 |
| January 2025 | $562 |
| February 2025 | $637 |
| March 2025 | $633 |
| April 2025 | $600 |
| May 2025 | $600 |
| June 2025 | $600 |
| July 2025 | $600 |
| August 2025 | $600 |
| October 2025 | $600 |
| January 2026 | $603 |
| February 2026 | $623 |
| March 2026 | $650 |
| April 2026 | $600 |
| May 2026 | $600 |
| June 2026 | $600 |
| July 2026 | $612 |
Affordability calculator
Can I afford to live at 1045 S 3rd St?
Bedrooms
2 bedroomsRent-to-income ratio
30%
Slide to adjust the percentage of your monthly income you are willing to spend on rent.
The general rule of thumb is to spend around 30% or less of your income on rent.
Recommended income
$52,000/yr
With your selected rent-to-income ratio, you'd ideally want to make $52,000 annually to afford this 2-bedrooms monthly rent price of $1,300.
For more information on rent affordability, visit our rent calculator.
Schools near Cottonwood Apts - 1045 S 3rd St.
Peak Virtual Academy
526 n 6th st
montrose, CO, 81401
K-12Public
C+
Early Childhood Center
900 colorado ave
montrose, CO, 81401
PKPublic
Johnson Elementary School
13820 6700 rd
montrose, CO, 81401
PK, K-5Public
C+
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Internet available near Cottonwood Apts - 1045 S 3rd St.
Neighborhood
Getting around Montrose near 1045 S 3rd St
Walking
5/10
Some shops and stores are within a few minutes.
Driving
10/10
Commuting is easy with multiple accessible routes and plenty of parking.
Cycling
5/10
More spots are within biking distance and some roads are cyclist-friendly.
Transit
3/10
There are a few mass transit options within the area.
Points of interest for 1045 S 3rd St, Montrose
Groceries
7/10
At least one supermarket within a 15-minute walk
Shopping
3/10
Some shops within walking distance
Cafes
6/10
Some cafés within a few minutes’ walk
Restaurants
4/10
Some restaurants within a few minutes’ walk
Primary schools
9/10
At least one elementary school within a 5-minute walk
High schools
9/10
At least one high school within a 5-minute walk
Nightlife
4/10
Some bars within walking distance
Explore the area around 1045 S 3rd St
Strawhat Farm Market
514 S 1st St
City Market
128 S Townsend Ave
Safeway
1329 S Townsend Ave
City Market
16400 S Townsend Ave
Walmart Supercenter
16750 S Townsend Ave
Magsoul
748 S 7th St
Heirlooms For Hospice
435 E Main St
Threads N' Things
101 N Uncompahgre Ave
She Boutique
340 E Main St
Dmedici Footwear
328 E Main St
The Coffee Trader
845 E Main St
San Juan Mobile Coffee
Root Juice Bar LLC
213 S 5th St
Montrose Donut & Deli
1011 S Townsend Ave
Dunkin'
1803 S Townsend Ave
Phelanies
19 S Junction Ave
Horse Fly Brewing Company
846 E Main St
E Z Strike Pro Shop
Remington's Restaurant
2500 Bridges Dr
RNR Sports Bar
35 N Uncompahgre Ave
Shaklee Distributor
1227 S 2nd St
Carneceria Payares
1017 E Main St
La Familia Gardens
347 E Main St
Carniceria Sonora
347 N 1st St
Holsum Bread Warehouse
338 N Ute Ave
Park
Park
Park
Recreation Ground
Centennial Plaza
McDonald's
1035 E Main St
Horse Fly Brewing Company
846 E Main St
Tacos 2 Day
1222 E Main St
Tacos El Gordo
1019 E Main St
Taco Bell
1300 E Main St
Main St @ Pythian Ave
Main Street Shuttle
E Main St @ McDonalds
Main Street Shuttle
Main St @ Nevada Ave
Main Street Shuttle
Park Ave @ S 4th St
Townsend Express
E Main St @ S Mesa Ave
Main Street Shuttle
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