5+ Days Ago
Highlights
Pet Friendly
Location
40 Lumley Ave #DOWNSTAIRS, Fort Thomas, KY 41075, USA
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Property Overview
Located in a highly accessible area, this property offers excellent proximity to public transport and top-rated educational institutions, with the nearest schools just a short walk away. It stands out for its pet-friendly amenities, featuring nearby parks and a pet hospital. Additionally, it provides strong value for money compared to other properties in the region, placing it in the 87.5 percentile for affordability.
This summary uses Zumper’s proprietary data. “Things you’ll love” and “Great for” are based on our internal analyses of market trends and renter insights.
Things you’ll love
High school nearby- Middle school nearby
- Less expensive
Great for
Pet owners
Amenities for 40 Lumley Ave
Appliances
| In-Unit Laundry |
Building
| Cats OK | Dogs OK |
Grounds
| Storage |
Units, floor plans, amenities, dimensions, details, availability, and prices may be approximate and subject to change. Please contact a community representative for more information.
Policies and fees
Applicants
Applicants
One-time.
Contact Property
REQUIRED FEES
Security Deposit
One-time. Refundable.
Contact Property
Dog Policy
Allowed
Cat Policy
Allowed
Contact for more information on pet policy.
Questions about this property’s policies and fees?
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About 40 Lumley Ave
Available for immediate occupancy is a 2BD/1BA located in the center of Fort Thomas! This large first-floor apartment (steps to get to front door) in a quiet brick 2-unit building offers comfort, convenience, and an unbeatable location. The apartment is easily walkable to both Moyer Elementary and Highlands Middle/High School. You're also steps away from all of your favorite shops and restaurants in the center of town! Washer and dryer access and storage are included in the basement of the property. Rent: $1,250 Utilities: All utilities are resident-paid (Gas/Electric and Water) Security Deposit: $1,250 Requirements: Max occupants: 4 Credit score 550 Monthly income 3x rent Pets: $150 non-refunadble (part of security deposit) Cats - $25/month Dogs - $50/month (breed/weight specific) DM to schedule a showing.
Property highlights
We compared every listing in the surrounding area to determine which amenities are most common. If a building lacks an amenity that most others in the area have, it is a con. If a building has an amenity most others in the area do not, it is a pro. Similarly, price, schools, and size are calculated relative to the size, price, and distance to schools of the other properties nearby.How 40 Lumley Ave compares to other nearby properties.
Positives
- High school nearby
- There is a high school 0.3 mile away
- Middle school nearby
- There is a middle school 0.4 mile away
- Less expensive
- The 2-bedrooms are cheaper than other similar listings nearby
- Elementary school nearby
- There is an elementary school 0.4 mile away
Address details
| Zip code | 41075 |
|---|---|
| Type | Apartment for rent |
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Rent trends in Fort Thomas
2-bedroom apartments at 40 Lumley Ave cost about 12% less than the average rent price for 2-bedroom apartments in Fort Thomas.
Median rents as of Nov 29 2025.
Fort Thomas
| Month | Median Rent |
|---|---|
| December 2023 | $1,299 |
| January 2024 | $1,297 |
| February 2024 | $1,307 |
| March 2024 | $1,299 |
| April 2024 | $1,322 |
| May 2024 | $1,297 |
| June 2024 | $1,361 |
| July 2024 | $1,408 |
| August 2024 | $1,569 |
| September 2024 | $1,719 |
| October 2024 | $1,705 |
| November 2024 | $1,508 |
| December 2024 | $1,535 |
| January 2025 | $1,432 |
| February 2025 | $1,303 |
| March 2025 | $1,305 |
| April 2025 | $1,297 |
| May 2025 | $1,328 |
| June 2025 | $1,475 |
| July 2025 | $1,540 |
| August 2025 | $1,503 |
| September 2025 | $1,458 |
| October 2025 | $1,358 |
| November 2025 | $1,416 |
Affordability calculator
Can I afford to live at 40 Lumley Ave #DOWNSTAIRS?
Bedrooms
2 bedroomsRent-to-income ratio
30%
Slide to adjust the percentage of your monthly income you are willing to spend on rent.
The general rule of thumb is to spend around 30% or less of your income on rent.
Recommended income
$50,000/yr
With your selected rent-to-income ratio, you'd ideally want to make $50,000 annually to afford this 2-bedrooms monthly rent price of $1,250.
For more information on rent affordability, visit our rent calculator.
Schools near 40 Lumley Ave
Moyer Elementary School
219 highland ave
fort thomas, KY, 41075
PK, K-5Public
A
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Internet available near 40 Lumley Ave
Neighborhood
NEIGHBORHOOD VIBE
Peaceful and quiet
Noise-canceling headphones not required in this mostly noise free area.
Getting around Fort Thomas near 40 Lumley Ave #DOWNSTAIRS
Walking
4/10
Some shops and stores are within a few minutes.
Driving
10/10
Commuting is easy with multiple accessible routes and plenty of parking.
Cycling
5/10
More spots are within biking distance and some roads are cyclist-friendly.
Transit
0/10
FYI, there are little to no public transit options within walking distance.
Points of interest for 40 Lumley Ave #DOWNSTAIRS, Fort Thomas
Groceries
8/10
At least one supermarket within a 10-minute walk
Shopping
4/10
Several shops within walking distance
Cafes
2/10
Few or no cafés within walking distance
Restaurants
4/10
Some restaurants within a few minutes’ walk
Primary schools
8/10
At least one elementary school within a 15-minute walk
High schools
8/10
At least one high school within a 15-minute walk
Parks
7/10
Large amount of park space nearby
Nightlife
2/10
Some bars within walking distance
Explore the area around 40 Lumley Ave #DOWNSTAIRS
Amy's Market
42 N Fort Thomas Ave
Fresh Thyme Market
82 Carothers Rd
Kroger
130 Pavilion Pkwy
Las Three Princess
1771 Monmouth St
ALDI
1301 Monmouth St
Monera Chic Boutique
654 Highland Ave
Shoe Palace
603 Inverness Pl
University Life Outfitters LLC
880 Alexandria Pike
DICK'S Sporting Goods
175 Pavilion Pkwy
T.J. Maxx
179 Pavilion Pkwy
Starbucks
1405 Grand Ave
Starbucks
160 Pavilion Pkwy
Starbucks
130 Pavilion Pkwy
BIGGBY Coffee
1811 Monmouth St
Tropical Smoothie Cafe
1709 Monmouth St
Green Line Kitchen & Cocktails
25 N Fort Thomas Ave
915 Pub & Grill
915 N Fort Thomas Ave
Fort Thomas Public House
53 Madonna Pl
The Olde Fort Pub
1041 S Fort Thomas Ave
The Sit N' Bull Cafe
2401 Alexandria Pike
GNC
1785 Monmouth St
Kroger Bakery
130 Pavilion Pkwy
Kroger Bakery
53 Donnermeyer Dr
Cookie Jar Bakery
919 Monmouth St
Sweet Jazz Treats Bakery
517 W 7th St
Park
Highland Hills Park
Tower Park
Riggs Memorial Park
Park
Colonel's Kitchen
22 N Fort Thomas Ave
Subway
10 N Fort Thomas Ave
Green Line Kitchen & Cocktails
25 N Fort Thomas Ave
915 Pub & Grill
915 N Fort Thomas Ave
Highland Square Cafe
654 Highland Ave
St. Elizabeth Fort Thomas
West Newport / Fort Thomas, West Newport / Fort Thomas
Grand / Churchill
West Newport / Fort Thomas
Grand / Churchill
West Newport / Fort Thomas
Alexandria / Blossom
NKU / Alexandria
Alexandria / Blossom
NKU / Alexandria
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