Zumper

14278 State Highway 20
14278 State Highway 20, Niceville, FL 32578, USA

House for rent
Monthly rent
$3,500
Beds3–4
Baths2
Sqft2,305
modified
5+ Days Ago

Property Overview

Featuring modern luxuries and an open-concept design, the property offers a waterfront living experience with a fenced backyard and oversized garage. Enhanced by its prime location with immediate access to grocery stores and high-speed internet, it provides a quiet environment ideal for remote work. Additionally, the extensive photo collection highlights its appeal, while its value per square foot places it in the top percentile of the area.

This summary uses Zumper’s proprietary data. “Things you’ll love” and “Great for” are based on our internal analyses of market trends and renter insights.

Things you’ll love

  • More space
  • Covered parking
  • Images available

Great for

  • Work-from-home

Highlights

  • modern luxuries
  • waterfront living
  • open-concept design
  • fenced backyard
  • oversized garage

Units

14278 State Highway 20 Niceville, FL

Available

3 Beds, 2.5 Baths

3 Beds

2.5 Baths

$3,500

Listed on 01/12/2026
Listed by Tiffany Tidwell
Days on market: 46
Property Status: Active **Available Now!!** **Fully Furnished with Utilities Included (internet, smart TVs, & lawn maintenance)** **No Pets** Experience waterfront living at its finest with this DEEDED bayfront home, built in 2020 on a generous .51-acre lot. Spanning 2,305 square feet, this spacious residence offers all the modern luxuries you could desire. The kitchen is a chef's dream, featuring luxurious leathered granite countertops, ample soft-close gray cabinetry, and top-of-the-line Samsung Black stainless steel appliances. The open-concept design seamlessly connects the kitchen to the living areas, all enhanced by sleek LVP flooring. This thoughtfully designed home boasts a split 3-bedroom layout, an office tucked behind elegant double French doors, and an additional bonus room also Office Phone: (850) 389-8533 Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

Available

4 Beds, 2 Baths

4 Beds

2 Baths

$3,500

Listed on 01/12/2026
Listed by 14278 St. Hwy 20 Niceville FL 32578
Days on market: 46
**Available Now!!** **Fully Furnished (internet, smart TVs, & lawn maintenance)** **The garage and one room in the home (office) will be locked and tenants will not have access.** **No Pets** Experience waterfront living at its finest with this fully furnished deeded bayfront home, built in 2020 on a generous .51-acre lot. Spanning 2,305 square feet, this spacious residence offers all the modern luxuries you could desire. The kitchen is a chef’s dream, featuring luxurious leathered granite countertops, ample soft-close gray cabinetry, and top-of-the-line Samsung Black stainless steel appliances. The open-concept design seamlessly connects the kitchen to the living areas, all enhanced by sleek LVP flooring. This thoughtfully designed home boasts a split 3-bedroom layout, comfortably sleeping up to 8 people with 1 king bed, 1 queen bed, a bunk bed (twin over full), and two singles. The oversized garage is conveniently located at the rear of the home, accompanied by a fenced backyard—perfect for outdoor enjoyment. Don’t miss the opportunity to own this exceptional bayfront property and enjoy the coastal lifestyle you’ve always dreamed of! Tenant to verify all data. Please contact Sound Choice Real Estate to schedule a showing- 850-389-8533. ***Approval is based on several factors as follows*** - Rental History and Verification - Employment History and Verification - Credit History - Criminal Background & Terrorist Database Check - Pet Verification

Amenities for 14278 State Highway 20

Some units at this address have these amenities. View unit details for more information.

Building
  • Garage Parking
  • Outdoor Space
Unit Amenities
  • Microwave
  • Dishwasher
  • In-Unit Laundry
  • Furnished

Policies at 14278 State Highway 20

Applicants

Applicants

One-time.

Contact Property

REQUIRED FEES

Security Deposit

One-time. Refundable.

Contact Property

Parking Policy

Garage Parking

Dog Policy

Not allowed

Cat Policy

Not allowed

No pets allowed.

Questions about this property’s policies and fees?

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About 14278 State Highway 20

HomeHouses in Niceville 14278 State Highway 20, Niceville, FL 32578, USA

Find your dream home at 14278 SH 20, Niceville, FL 32578, USA, where modern luxuries meet waterfront living. This stunning CRAFTSMAN-style property features 2 units, offering 3-4 bedroom options with approximately 2305 square feet of living space. Enjoy an open-concept design, fenced backyard, and oversized garage in a spacious residence. Take advantage of furnished units and long-term rentals. Amenities include a garage, utilities included, dishwasher, and outdoor space. Plus, enjoy a convenient walkable distance to nearby grocery stores. As an added bonus, the property is located near top-rated schools, including 2 elementary schools and 1 high school with A- or higher ratings. Experience the best of Niceville living in this beautiful property.

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Address details

Units2
Units available2
City
Zip code32578

14278 State Highway 20 is great for:

Work-from-home

  • High speed internet is an amenity
  • Utilities included in the rent
  • Quiet environment with little noise pollution

Property highlights

We compared every listing in the surrounding area to determine which amenities are most common. If a building lacks an amenity that most others in the area have, it is a con. If a building has an amenity most others in the area do not, it is a pro. Similarly, price, schools, and size are calculated relative to the size, price, and distance to schools of the other properties nearby.

How 14278 State Highway 20, Niceville, FL 32578, USA compares to other nearby properties.

Positives

More space
The 3-bedroom is 745 sqft larger than other listings nearby
More space
The 4-bedroom is 355 sqft larger than other listings nearby
Covered parking
Garage, covered, or indoor parking is available at this address
Images available
There are at least 10 photos of this address

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Rent trends in Niceville

3-bedroom apartments at 14278 State Highway 20 cost about 59% more than the average rent price for 3-bedroom apartments in Niceville.

4-bedroom apartments at 14278 State Highway 20 cost about 21% more than the average rent price for 4-bedroom apartments in Niceville.

Median rents as of Feb 21 2026.
Niceville
A table of studio rental data trends in Niceville
MonthMedian Rent
November 2025$5,694
December 2025$5,458
January 2026$6,455
February 2026$8,562

Affordability calculator

Can I afford to live at 14278 State Highway 20?

Bedrooms

Rent-to-income ratio

30%

Slide to adjust the percentage of your monthly income you are willing to spend on rent.
The general rule of thumb is to spend around 30% or less of your income on rent.
Recommended income

$140,000/yr

With your selected rent-to-income ratio, you'd ideally want to make $140,000 annually to afford this 3-bedrooms monthly rent price of $3,500.
For more information on rent affordability, visit our rent calculator.

Rent history

The increase or decrease in monthly rent compared to the previous listing price.
Check out the past listing prices for monthly rent at 14278 State Highway 20, Niceville, FL.
1 year ago$3,5003 bed2.5 bath
1 year ago$3,5004 bed2 bath

Schools near 14278 State Highway 20

Van R. Butler Elementary School

6694 w county hwy 30a

santa rosa beach, FL, 32459

PK, K-5Public
A-

Freeport Elementary School

15381 us highwayy 331 s

freeport, FL, 32439

PK, K-4Public
B+

Bay School

118 gilmore st

santa rosa, FL, 32459

PKPublic
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Neighborhood

NEIGHBORHOOD VIBE
Peaceful and quiet
Noise-canceling headphones not required in this mostly noise free area.

Getting around Niceville near 14278 State Highway 20

Walking

2/10
You’ll need another mode of transportation for getting around. Scooter, anyone?

Driving

9/10
Commuting is easy with multiple accessible routes and plenty of parking.

Cycling

2/10
This is semi-bikeable, but you’ll need another way of getting around.

Points of interest for 14278 State Highway 20, Niceville

Groceries

0/10
Closest supermarket further than a 30-minute walk

Shopping

0/10
Few or no shops within walking distance

Cafes

0/10
Few or no cafés within walking distance

Restaurants

0/10
Few or no restaurants within walking distance

Primary schools

0/10
Closest elementary school further than a 30-minute walk

High schools

0/10
Closest high school further than a 30-minute walk

Nightlife

0/10
Few or no bars within walking distance

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1 Bedroom apartment rentals in Niceville12 listings

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