Zumper
modified
Updated 27 Minutes Ago

Highlights

  • Pet Friendly
  • Quiet residential neighborhood
  • Heat
  • Community rooms
  • Trash collection services
  • Outdoor sport court
  • Open concept living area

Location

109 20th Ave Se, Saint Joseph, MN 56374, USA
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Tour The Oaks on 20th Bldg 3

Contact

Management

Prairie Lakes Management LLC

Leasing office

(218) 454-5000

Property Overview

The Oaks on 20th Bldg 3 offers a strong mix of value, convenience, and amenities, with an 8.5 overall Zumper rating, top marks for amenities, and a competitive price-to-value balance. It also stands out for its quiet residential setting, heat, community rooms, trash collection services, an outdoor sport court, and open concept living areas, along with pet-friendly and work-from-home-friendly features.

This summary uses Zumper’s proprietary data. “Zumper Expert Ratings,” “Things you’ll love,” and “Great for” are based on our internal analyses of market trends and renter insights.

Zumper Expert Rating

8.5
Very Good
With a solid 8.5 out of 10 overall, The Oaks on 20th Bldg 3 is a great option for renters. While some aspects, like Quality, might not be as distinguished as other properties nearby, The Oaks on 20th Bldg 3 has a number of attractive features—namely its Amenities— so you can be assured your rent will come with a high standard of living.

Things you’ll love

  • More space
  • Elevator
  • Images Available

Great for

  • Pet owners
  • Work-from-home

Floor plans

StudioStudio1 bath527 sqft$1,025 /mo1 unit availableFeaturing open concept living area, individual heating/cooling system, and covered patio or balcony. Outdoor sport court, community rooms with public restrooms, and well-equipped fitness rooms. Located in a quiet St. Joseph residential neighborhood with nearby walking trails. Animal Policy: $200 Non-refundable Pet Fee & $25/mos. Pet Rent (per animal; 2 animal limit); Restrictions may apply OPTIONAL AMENITIES: Internet Pkg.: $85/mos. Detached Garage: $65-85/mos. SECURITY DEPOSIT: $600.00 (minimum) UTILITIES: • Heat, Trash Collection Services: Provided by Landlord • Electricity: Paid by Tenant & billed direct by utility company • Water, Sewer: We utilize a Usage-Based Utility Plan, which ensures fair and transparent utility billing based on number of occupants. Full details about this plan can be found in your lease agreement.
New Building Opening December 1st, 20261 bed1 bath719 sqft$1,195 /mo1 unit available
New Building Opening December 1st, 20262 bed2 bath970 sqft$1,445 /mo1 unit available

Let's explore this property.

Amenities for The Oaks on 20th Bldg 3

Apartment Amenities

Central HeatHeating

Appliances

Built-In DishwasherBuilt-in Microhood
DishwasherElectric Range with Self Cleaning Oven
Frost Free RefrigeratorRefrigerator

Tech

Outdoor Sport Court

Building

Cats OKCommunity Room
Dogs OKElevator
Fitness CenterOnsite Laundry
Secure Building Entrances & Security CamerasTheater Room

Grounds

Garage ParkingGrilling stations
Optional Detached GaragesOutdoor Space
Playground

Services

On-Site ManagementPackage Service
Parcel RoomProfessionally Trained Service Technicians
Trash Collection Services

Other

Features and Finishes may VaryOptional: Internet package
Units, floor plans, amenities, dimensions, details, availability, and prices may be approximate and subject to change. Please contact a community representative for more information.

Policies and fees

Applicants

Applicants

One-time.

Contact Property

REQUIRED FEES

Security Deposit

One-time. Refundable.

Contact Property

Parking Policy

Garage Parking

Dog Policy

Allowed
Limit1

Cat Policy

Allowed
Limit1

Questions about this property’s policies and fees?

Building details

Property details

Units42
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About The Oaks on 20th Bldg 3

HomeApartments in Saint Joseph The Oaks on 20th Bldg 3

Featuring open concept living area, individual heating/cooling system, and covered patio or balcony. Outdoor sport court, community rooms with public restrooms, and well-equipped fitness rooms. Located in a quiet St. Joseph residential neighborhood with nearby walking trails. Animal Policy: $200 Non-refundable Pet Fee & $25/mos. Pet Rent (per animal; 2 animal limit); Restrictions may apply OPTIONAL AMENITIES: Internet Pkg.: $85/mos. Detached Garage: $65-85/mos. SECURITY DEPOSIT: $600.00 (minimum) UTILITIES: • Heat, Trash Collection Services: Provided by Landlord • Electricity: Paid by Tenant & billed direct by utility company • Water, Sewer: We utilize a Usage-Based Utility Plan, which ensures fair and transparent utility billing based on number of occupants. Full details about this plan can be found in your lease agreement.


Zumper Expert Rating

Our expert rating is based on a weighted average score of property attributes that renters care about most: price, amenities, location, quality, and trust.
8.5
/10
Very Good
With a solid 8.5 out of 10 overall, The Oaks on 20th Bldg 3 is a great option for renters. While some aspects, like Quality, might not be as distinguished as other properties nearby, The Oaks on 20th Bldg 3 has a number of attractive features—namely its Amenities— so you can be assured your rent will come with a high standard of living.
How we rated The Oaks on 20th Bldg 3
Price·9A score that weighs the cost and location of the property, which we calculate by comparing rent prices of recent units to the median price of nearby rentals, adjusting for overall quality and features.
The Oaks on 20th Bldg 3 stands out with a remarkable rating of 9/10 for its cost per bedroom compared to other rentals in the area. Considering the excellent balance between price, convenience, and comfort that it provides, residents enjoy a high-quality living experience.
Amenities·10A score based on the amenities offered at this property compared to other rentals in the area. We consider the quantity, quality, and popularity of features both on site and within the units.
The Oaks on 20th Bldg 3 stands out as a premier property with an impressive array of amenities and an excellent standard of living. Residents here have access to many of the most popular and desired perks—pets allowed—making this one of the top choices for renters seeking unparalleled comfort and convenience.
Location·9A score based on proximity and ease of access to shops, restaurants, schools, and public transportation while considering the desirability of the area.
The Oaks on 20th Bldg 3 is exceptional when it comes to location and conveniences. Communication with management or leasing staff is usually quick and easy and they often use advanced scheduling and communication tools to streamline the process. The location of this property offers easy access to popular points of interest in the area and options for getting around.
Quality·6A score based on what makes the property stand out, such as luxury features, unique offerings, age of the building, and our ability to verify the accuracy of these details.
While The Oaks on 20th Bldg 3 does not have many hallmark characteristics to highlight, it has some qualities and features that will resonate with a broad range of renters.
Trustworthiness·8A score based on the accuracy, completeness, recency, and usefulness of the information provided by this property, so you can trust that what you see is what you get.
The level of transparency this property provides distinguishes it as a great rental. With a high attention to detail and desirable features, renters can be sure they will get an accurate picture of their potential new home.

The Oaks on 20th Bldg 3 is great for:

Pet owners

  • Outdoor spaces are available at this property
  • 2 pet hospitals in the area

Work-from-home

  • High speed internet is an amenity
  • Utilities included in the rent
  • Quiet environment with little noise pollution

Property highlights

We compared every listing in the surrounding area to determine which amenities are most common. If a building lacks an amenity that most others in the area have, it is a con. If a building has an amenity most others in the area do not, it is a pro. Similarly, price, schools, and size are calculated relative to the size, price, and distance to schools of the other properties nearby.

How The Oaks on 20th Bldg 3 compares to other nearby properties.

Positives

More space
The 1-bedroom is 360 sqft larger than other listings nearby
Elevator
Improved accessibility features
Images Available
There are at least 10 photos of this address
Laundry available on site
Washers and dryers are available in-building or in-unit
Outdoor space
Easy access to the outdoors
Package service
More secure storage for delivery

Considerations

Greater distance from grade schools
The nearest elementary school is farther than 1 mile away

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Rent trends in Saint Joseph

1-bedroom apartments here are priced 4% higher than 1-bedrooms in Saint Joseph.

If you decide to upgrade your space, you can expect 2-bedrooms at The Oaks on 20th Bldg 3 to be 11% more than the average for similarly sized apartments in Saint Joseph.

Median rents as of Jan 10 2026.
Saint Joseph
A table of 1-bedroom apartment rental data trends in Saint Joseph
MonthMedian Rent
March 2025$1,050
April 2025$1,050
May 2025$1,100
August 2025$1,100
January 2026$1,145

Affordability calculator

Can I afford to live at 109 20th Ave Se?

Bedrooms

Rent-to-income ratio

30%

Slide to adjust the percentage of your monthly income you are willing to spend on rent.
The general rule of thumb is to spend around 30% or less of your income on rent.
Recommended income

$41,000/yr

With your selected rent-to-income ratio, you'd ideally want to make $41,000 annually to afford this studio monthly rent price of $1,025.
For more information on rent affordability, visit our rent calculator.

Schools near The Oaks on 20th Bldg 3

Kennedy Community School

1300 jade rd

saint joseph, MN, 56374

PK, K-8Public
B-

St. Cloud Area Special Education Program

1201 2nd st s

waite park, MN, 56387

PK, K-12Public

Katherine Johnson Education Center

713 anderson ave north

saint cloud, MN, 56303

K-12Public

Quarryview Education Center

800 7th st s

waite park, MN, 56387

PKPublic

Roosevelt Education Center

3015 3rd st n

saint cloud, MN, 56303

K-12Public
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Internet available near The Oaks on 20th Bldg 3

Neighborhood

NEIGHBORHOOD VIBE
Peaceful and quiet
Noise-canceling headphones not required in this mostly noise free area.

Getting around Saint Joseph near 109 20th Ave Se

Walking

2/10
Fewer daily needs are within walking distance (unless you’re up for a challenge).

Driving

10/10
Commuting is easy with multiple accessible routes and plenty of parking.

Cycling

5/10
More spots are within biking distance and some roads are cyclist-friendly.

Points of interest for 109 20th Ave Se, Saint Joseph

Groceries

6/10
Variety of groceries within a short drive

Shopping

2/10
Few or no shops within a short drive

Cafes

2/10
Some cafés within a short drive

Restaurants

4/10
Some restaurants within a short drive

Primary schools

0/10
Closest elementary school further than a 30-minute walk

High schools

0/10
Closest high school further than a 30-minute walk

Nightlife

2/10
Few or no bars within a short drive

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