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The Oaks on 20th Bldg 3 offers strong overall value with an 8.5 rating, standout amenities, and a highly convenient location, all while being priced competitively. It also features a quiet residential setting, open concept living areas, community rooms, trash collection services, an outdoor sport court, heat, and pet-friendly and work-from-home appeal, with 12 photos and top-tier value per square foot.
Things you’ll love
More spaceHigh school nearbyCentral heatGreat for
Work-from-home
Pet owners| Studio | Studio | 1 bath | 527 sqft | $1,025 /mo | 1 unit available | We are offering two months of free base rent with a 13-month lease in our brand new building 3! Lease must be signed by 11/30/26. Restrictions apply; see office for details. Featuring open concept living area, individual heating/cooling system, and covered patio or balcony. Outdoor sport court, community rooms with public restrooms, and well-equipped fitness rooms. Located in a quiet St. Joseph residential neighborhood with nearby walking trails. Animal Policy: $200 Non-refundable Pet Fee & $25/mos. Pet Rent (per animal; 2 animal limit); Restrictions may apply OPTIONAL AMENITIES: Internet Pkg.: $85/mos. Detached Garage: $65-85/mos. SECURITY DEPOSIT: $600.00 (minimum) UTILITIES: • Heat, Trash Collection Services: Provided by Landlord • Electricity: Paid by Tenant & billed direct by utility company • Water, Sewer: We utilize a Usage-Based Utility Plan, which ensures fair and transparent utility billing based on number of occupants. Full details about this plan can be found in your lease agreement. | |
| New Building Opening December 1st, 2026 | 1 bed | 1 bath | 719 sqft | $1,195 /mo | 1 unit available | ||
| 1 Bedroom/1 Bath Apartment B | 1 bed | 1 bath | 763 sqft | $1,245 /mo | 1 unit available | We are offering two months of free base rent with a 13-month lease in our brand new building 3! Lease must be signed by 11/30/26. Restrictions apply; see office for details. Featuring open concept living area, individual heating/cooling system, and covered patio or balcony. Outdoor sport court, community rooms with public restrooms, and well-equipped fitness rooms. Located in a quiet St. Joseph residential neighborhood with nearby walking trails. Animal Policy: $200 Non-refundable Pet Fee & $25/mos. Pet Rent (per animal; 2 animal limit); Restrictions may apply OPTIONAL AMENITIES: Internet Pkg.: $85/mos. Detached Garage: $65-85/mos. SECURITY DEPOSIT: $600.00 (minimum) UTILITIES: • Heat, Trash Collection Services: Provided by Landlord • Electricity: Paid by Tenant & billed direct by utility company • Water, Sewer: We utilize a Usage-Based Utility Plan, which ensures fair and transparent utility billing based on number of occupants. Full details about this plan can be found in your lease agreement. | |
| 2 Bedroom/1 Bath Apartment A | 2 bed | 1 bath | 957 sqft | $1,345 /mo | 1 unit available | We are offering two months of free base rent with a 13-month lease in our brand new building 3! Lease must be signed by 11/30/26. Restrictions apply; see office for details. Featuring open concept living area, individual heating/cooling system, and covered patio or balcony. Outdoor sport court, community rooms with public restrooms, and well-equipped fitness rooms. Located in a quiet St. Joseph residential neighborhood with nearby walking trails. Animal Policy: $200 Non-refundable Pet Fee & $25/mos. Pet Rent (per animal; 2 animal limit); Restrictions may apply OPTIONAL AMENITIES: Internet Pkg.: $85/mos. Detached Garage: $65-85/mos. SECURITY DEPOSIT: $600.00 (minimum) UTILITIES: • Heat, Trash Collection Services: Provided by Landlord • Electricity: Paid by Tenant & billed direct by utility company • Water, Sewer: We utilize a Usage-Based Utility Plan, which ensures fair and transparent utility billing based on number of occupants. Full details about this plan can be found in your lease agreement. | |
| New Building Opening December 1st, 2026 | 2 bed | 2 bath | 970 sqft | $1,445 /mo | 1 unit available |
Let's explore this property.
Apartment Amenities
| Central Heat | Heating |
Appliances
| Built-In Dishwasher | Built-in Microhood |
| Dishwasher | Electric Range with Self Cleaning Oven |
| Frost Free Refrigerator | Refrigerator |
Tech
| Outdoor Sport Court |
Building
| Cats OK | Community Room |
| Dogs OK | Elevator |
| Fitness Center | Onsite Laundry |
| Secure Building Entrances & Security Cameras | Theater Room |
Grounds
| Garage Parking | Grilling stations |
| Optional Detached Garages | Outdoor Space |
| Playground |
Services
| On-Site Management | Package Service |
| Parcel Room | Professionally Trained Service Technicians |
| Trash Collection Services |
Other
| Features and Finishes may Vary | Optional: Internet package |
One-time.
One-time. Refundable.
Garage Parking
Questions about this property’s policies and fees?
| Units | 42 |
|---|
We are offering two months of free base rent with a 13-month lease in our brand new building 3! Lease must be signed by 11/30/26. Restrictions apply; see office for details. Featuring open concept living area, individual heating/cooling system, and covered patio or balcony. Outdoor sport court, community rooms with public restrooms, and well-equipped fitness rooms. Located in a quiet St. Joseph residential neighborhood with nearby walking trails. Animal Policy: $200 Non-refundable Pet Fee & $25/mos. Pet Rent (per animal; 2 animal limit); Restrictions may apply OPTIONAL AMENITIES: Internet Pkg.: $85/mos. Detached Garage: $65-85/mos. SECURITY DEPOSIT: $600.00 (minimum) UTILITIES: • Heat, Trash Collection Services: Provided by Landlord • Electricity: Paid by Tenant & billed direct by utility company • Water, Sewer: We utilize a Usage-Based Utility Plan, which ensures fair and transparent utility billing based on number of occupants. Full details about this plan can be found in your lease agreement.
How The Oaks on 20th Bldg 3 compares to other nearby properties.
Positives
Considerations
1-bedroom apartments here are priced 0% lower than 1-bedrooms in Saint Joseph.
If you decide to upgrade your space, you can expect 2-bedrooms at The Oaks on 20th Bldg 3 to be 7% more than the average for similarly sized apartments in Saint Joseph.
| Month | Median Rent |
|---|---|
| March 2025 | $1,050 |
| April 2025 | $1,050 |
| May 2025 | $1,100 |
| August 2025 | $1,100 |
| January 2026 | $1,145 |
| October 2026 | $1,225 |
Can I afford to live at 109 20th Ave Se?
Bedrooms
Rent-to-income ratio
30%
$41,000/yr
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$1,170–$2,970
Additional fees apply. The price shown reflects base rent. Based on information provided by the property, additional fees may apply, but no required monthly charges have been confirmed. See all fees for details.
417 15th Ave Se
3 Beds
$1,295
Additional fees apply. The price shown reflects base rent. Based on information provided by the property, additional fees may apply, but no required monthly charges have been confirmed. See all fees for details.
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$1,580–$1,675
Fees may apply. The price shown reflects base rent. Complete fee information is not available from the property, so additional fees may increase the total monthly cost.1531 7th Ave S
1–2 Beds
$1,100–$1,875
Fees may apply. The price shown reflects base rent. Complete fee information is not available from the property, so additional fees may increase the total monthly cost.451 Winden Way
2–3 Beds
$1,265–$1,695
Fees may apply. The price shown reflects base rent. Complete fee information is not available from the property, so additional fees may increase the total monthly cost.24 College Ave N
1 Bed
$1,205–$1,285
Fees may apply. The price shown reflects base rent. Complete fee information is not available from the property, so additional fees may increase the total monthly cost.1700 University Dr Se
2–3 Beds
$1,150–$1,300
Fees may apply. The price shown reflects base rent. Complete fee information is not available from the property, so additional fees may increase the total monthly cost.73 Arbor St #73AR
4 Beds
$1,549
Fees may apply. The price shown reflects base rent. Complete fee information is not available from the property, so additional fees may increase the total monthly cost.690 Prosper Dr
1–3 Beds
$1,170–$2,970
Additional fees apply. The price shown reflects base rent. Based on information provided by the property, additional fees may apply, but no required monthly charges have been confirmed. See all fees for details.417 15th Ave Se
3 Beds
$1,295
Additional fees apply. The price shown reflects base rent. Based on information provided by the property, additional fees may apply, but no required monthly charges have been confirmed. See all fees for details.1812 16th St Se
4 Beds
$1,580–$1,675
Fees may apply. The price shown reflects base rent. Complete fee information is not available from the property, so additional fees may increase the total monthly cost.1531 7th Ave S
1–2 Beds
$1,100–$1,875
Fees may apply. The price shown reflects base rent. Complete fee information is not available from the property, so additional fees may increase the total monthly cost.451 Winden Way
2–3 Beds
$1,265–$1,695
Fees may apply. The price shown reflects base rent. Complete fee information is not available from the property, so additional fees may increase the total monthly cost.24 College Ave N
1 Bed
$1,205–$1,285
Fees may apply. The price shown reflects base rent. Complete fee information is not available from the property, so additional fees may increase the total monthly cost.1700 University Dr Se
2–3 Beds
$1,150–$1,300
Fees may apply. The price shown reflects base rent. Complete fee information is not available from the property, so additional fees may increase the total monthly cost.73 Arbor St #73AR
4 Beds
$1,549
Fees may apply. The price shown reflects base rent. Complete fee information is not available from the property, so additional fees may increase the total monthly cost.
