Updated 5+ Days Ago
Location
5138 Lance St, Panama City, FL 32404, USA
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Property Overview
5138 Lance Street is a spacious 2-story townhouse with a strong overall rating of 8.3, highlighted by excellent value, a high amenities score, and a very strong location score. It is also well positioned near a top-rated elementary school and stands out for walkable access to restaurants, transit options, and a lively neighborhood atmosphere.
This summary uses Zumper’s proprietary data. “Zumper Expert Ratings,” “Things you’ll love,” and “Great for” are based on our internal analyses of market trends and renter insights.
Things you’ll love
Elementary school nearby- Dishwasher
Great for
Social life
Floor plans
| 2BR/1.5BA | 2 bed | 1.5 bath | 972 sqft | $1,095 /mo | 1 unit available | Available Now! Spacious 2-story townhouse conveniently located just minutes from Tyndall Air Force Base, shopping, dining, and schools. The first floor features a comfortable living area, breakfast bar, laundry room, and half bath. Upstairs, you'll find two bedrooms and a full bathroom. All property sizes and ages are approximate. Please verify if important. School assignments are subject to change; please confirm with Bay District Schools. Security deposit is equal to one month's rent. |
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Amenities for 5138 Lance Street
Appliances
| Dishwasher |
Units, floor plans, amenities, dimensions, details, availability, and prices may be approximate and subject to change. Please contact a community representative for more information.
Policies and fees
Applicants
Applicants
One-time.
Contact Property
REQUIRED FEES
Security Deposit
One-time. Refundable.
Contact Property
Building details
Property details
| Units | 3 |
|---|
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About 5138 Lance Street
Available Now! Spacious 2-story townhouse conveniently located just minutes from Tyndall Air Force Base, shopping, dining, and schools. The first floor features a comfortable living area, breakfast bar, laundry room, and half bath. Upstairs, you'll find two bedrooms and a full bathroom. All property sizes and ages are approximate. Please verify if important. School assignments are subject to change; please confirm with Bay District Schools. Security deposit is equal to one month's rent.
Zumper Expert Rating
Our expert rating is based on a weighted average score of property attributes that renters care about most: price, amenities, location, quality, and trust.
8.3
/10
Very GoodWith a solid 8.3 out of 10 overall, 5138 Lance Street is a great option for renters. While some aspects, like Quality, might not be as distinguished as other properties nearby, 5138 Lance Street has a number of attractive features—namely its Price— so you can be assured your rent will come with a high standard of living.
Price·10A score that weighs the cost and location of the property, which we calculate by comparing rent prices of recent units to the median price of nearby rentals, adjusting for overall quality and features.
5138 Lance Street offers an excellent balance between price and value. It's priced competitively for its amenities, location, and other key features. Compared to the median price per bedroom in the area, this property is less than, or about the same as, nearby rentals, so residents can expect great value without too many compromises on their desired standard of living.
Amenities·8A score based on the amenities offered at this property compared to other rentals in the area. We consider the quantity, quality, and popularity of features both on site and within the units.
With multiple in-demand amenities, 5138 Lance Street is committed to enhancing the renting experience. And while it may have fewer total conveniences and features than similar rentals nearby, it remains a top choice for renters wanting an specific standard of living.
Location·9A score based on proximity and ease of access to shops, restaurants, schools, and public transportation while considering the desirability of the area.
5138 Lance Street is exceptional when it comes to location and conveniences. Communication with management or leasing staff is usually quick and easy and they often use advanced scheduling and communication tools to streamline the process. The location of this property offers easy access to popular points of interest in the area and options for getting around.
Quality·6A score based on what makes the property stand out, such as luxury features, unique offerings, age of the building, and our ability to verify the accuracy of these details.
While 5138 Lance Street does not have many hallmark characteristics to highlight, it has some qualities and features that will resonate with a broad range of renters.
Trustworthiness·7A score based on the accuracy, completeness, recency, and usefulness of the information provided by this property, so you can trust that what you see is what you get.
5138 Lance Street provides some information about the features available in the community and its apartments, making it a reliable option for prospective renters. Renters should ask additional questions about amenities and non-negotiable items they are looking for.
5138 Lance Street is great for:
Property highlights
We compared every listing in the surrounding area to determine which amenities are most common. If a building lacks an amenity that most others in the area have, it is a con. If a building has an amenity most others in the area do not, it is a pro. Similarly, price, schools, and size are calculated relative to the size, price, and distance to schools of the other properties nearby.How 5138 Lance Street compares to other nearby properties.
Positives
- Elementary school nearby
- There is an elementary school 0.3 mile away
- Dishwasher
- Dishwasher available in kitchen
Considerations
- Greater distance from high schools
- The nearest high school is farther than 4 miles away
- Lacks images
- Fewer than 10 photos available for this location
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Rent trends in Panama City
2-bedroom apartments at 5138 Lance Street cost about 14% less than the average rent price for 2-bedroom apartments in Panama City.
Median rents as of Aug 1 2026.
Panama City
| Month | Median Rent |
|---|---|
| September 2024 | $900 |
| October 2024 | $743 |
| November 2024 | $725 |
| December 2024 | $841 |
| January 2025 | $875 |
| February 2025 | $962 |
| March 2025 | $990 |
| April 2025 | $1,043 |
| May 2025 | $1,135 |
| June 2025 | $1,036 |
| July 2025 | $1,147 |
| August 2025 | $1,035 |
| September 2025 | $915 |
| October 2025 | $875 |
| November 2025 | $1,081 |
| December 2025 | $1,353 |
| January 2026 | $1,352 |
| February 2026 | $1,375 |
| March 2026 | $1,324 |
| April 2026 | $1,315 |
| May 2026 | $1,325 |
| June 2026 | $1,665 |
| July 2026 | $1,431 |
| August 2026 | $1,450 |
Affordability calculator
Can I afford to live at 5138 Lance St?
Bedrooms
2 bedroomsRent-to-income ratio
30%
Slide to adjust the percentage of your monthly income you are willing to spend on rent.
The general rule of thumb is to spend around 30% or less of your income on rent.
Recommended income
$43,800/yr
With your selected rent-to-income ratio, you'd ideally want to make $43,800 annually to afford this 2-bedrooms monthly rent price of $1,095.
For more information on rent affordability, visit our rent calculator.
Schools near 5138 Lance Street
Parker Elementary School
640 s hwy 22 a
panama city, FL, 32404
PK, K-5Public
C+
Margaret K. Leweis in Millville
203 n east ave
panama city, FL, 32401
PK, K-12Public
Chapman Early Education Center
2928 east 11th st
panama city, FL, 32401
PKPublic
Rosenwald High School
924 bay ave
panama city, FL, 32401
PK, 6-12Public
C-
Bay Virtual Franchise
1515 june ave
panama city, FL, 32405
K-12Public
C+
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Internet available near 5138 Lance Street
Neighborhood
Getting around Panama City near 5138 Lance St
Walking
3/10
Fewer daily needs are within walking distance (unless you’re up for a challenge).
Driving
8/10
This area is close to freeways and has adequate parking options.
Cycling
3/10
This is semi-bikeable, but you’ll need another way of getting around.
Transit
3/10
There are a few mass transit options within the area.
Points of interest for 5138 Lance St, Panama City
Groceries
3/10
At least one grocery store within a 30-minute walk
Shopping
3/10
Some shops within walking distance
Cafes
1/10
Few or no cafés within walking distance
Restaurants
4/10
Some restaurants within walking distance
Primary schools
9/10
At least one elementary school within a 5-minute walk
High schools
0/10
No high schools within a 30-minute walk
Nightlife
2/10
Few or no bars within walking distance
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