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Highlights

  • On-site laundry facility
  • Waterfront living
  • Stunning views
  • Peaceful atmosphere
  • Community pool
  • Pet-friendly

Location

240 Harmon Ave, Panama City, FL 32401, USA|Bunkers Cove
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Management

Summit Real Estate Management LLC

Leasing office

(844) 334-7552 ext. 8390

Property Overview

240 Harmon Avenue offers strong overall value, with an 8.7 Zumper expert rating, standout amenities, and a competitive price-to-value balance. It features waterfront living, stunning views, a community pool, on-site laundry, and a peaceful, pet-friendly atmosphere. The property is also well suited for social connection, with public spaces, diverse age groups nearby, and plenty of nearby cultural and event options.

This summary uses Zumper’s proprietary data. “Zumper Expert Ratings,” “Things you’ll love,” and “Great for” are based on our internal analyses of market trends and renter insights.

Zumper Expert Rating

8.7
Very Good
With a solid 8.7 out of 10 overall, 240 Harmon Avenue is a great option for renters. While some aspects, like Quality, might not be as distinguished as other properties nearby, 240 Harmon Avenue has a number of attractive features—namely its Amenities— so you can be assured your rent will come with a high standard of living.

Things you’ll love

  • Elementary school nearby
  • Dishwasher

Great for

  • Social life

Floor plans

240 Harmon Avenue - 2111 bed1 bath650 sqft$1,050 /moYour new home is waiting for you! The video is of the exact unit.
240 Harmon Avenue - 2122 bed1.5 bath950 sqft$1,195 /moCome back to the Cove and enjoy the simple elegance of waterfront living...Beautiful, fully restored waterfront apartment community with spectacular views of Massalina Bayou in the Cove. Featuring bright, airy 1 and 2 bedroom apartments that have just been renovated to like new condition with gorgeous flooring, fresh paint, new lighting fixtures and new appliances. We are a pet friendly community so feel free to bring your well behaved dog or cat. The property features a huge swimming pool with massive live oaks and mature palms situated on a prominent bluff overlooking the shoreline and there's even a 22 slip marina so bring your boat!

Let's explore this property.

Amenities for 240 Harmon Avenue

Apartment Amenities

Trash IncludedUtilities/Sewer
Water

Grounds

Boat DocksSwimming Pool
Units, floor plans, amenities, dimensions, details, availability, and prices may be approximate and subject to change. Please contact a community representative for more information.

Policies and fees

Applicants

Application Fee

Per-applicant. Agent application fee.

Contact Property

REQUIRED FEES

Security Deposit

One-time.

Contact Property

Questions about this property’s policies and fees?

Building details

Property details

Units2
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About 240 Harmon Avenue

HomeApartments in Panama CityBunkers Cove 240 Harmon Avenue

Experience true waterfront living at Magnolia Cove—where comfort meets breathtaking natural beauty. Nestled along the scenic shores of Massalina Bayou, this apartment community offers stunning views and a peaceful atmosphere you'll love coming home to. This unit is a two bedroom, one and a half bath on the 2nd floor. Step outside your door and enjoy easy access to a sparkling community pool and private marina, complete with convenient boat slips—perfect for those who want to make the most of waterfront living. And yes, your pets are welcome here too, because home just isn't the same without them. Your rent includes water, garbage removal, and pest control, making everyday living even more convenient. While units do not have washer/dryer hookups, an on-site laundry facility is available for your use. Please note: Photos mare not of the exact unit but the video is. We require: A clean background (no prior evictions) Minimum credit score of 600 Income of at least 2.5x the monthly rent At lease signing, application fees, first month's rent, and a security deposit are due. We are proud to be an Equal Opportunity Housing community. Come see why life is better at Magnolia Cove—we'd love to welcome you home.


Zumper Expert Rating

Our expert rating is based on a weighted average score of property attributes that renters care about most: price, amenities, location, quality, and trust.
8.7
/10
Very Good
With a solid 8.7 out of 10 overall, 240 Harmon Avenue is a great option for renters. While some aspects, like Quality, might not be as distinguished as other properties nearby, 240 Harmon Avenue has a number of attractive features—namely its Amenities— so you can be assured your rent will come with a high standard of living.
How we rated 240 Harmon Avenue
Price·9A score that weighs the cost and location of the property, which we calculate by comparing rent prices of recent units to the median price of nearby rentals, adjusting for overall quality and features.
240 Harmon Avenue stands out with a remarkable rating of 9/10 for its cost per bedroom compared to other rentals in the area. Considering the excellent balance between price, convenience, and comfort that it provides, residents enjoy a high-quality living experience.
Amenities·10A score based on the amenities offered at this property compared to other rentals in the area. We consider the quantity, quality, and popularity of features both on site and within the units.
240 Harmon Avenue stands out as a premier property with an impressive array of amenities and an excellent standard of living. Residents here have access to many of the most popular and desired perks, making this one of the top choices for renters seeking unparalleled comfort and convenience.
Location·9A score based on proximity and ease of access to shops, restaurants, schools, and public transportation while considering the desirability of the area.
240 Harmon Avenue is exceptional when it comes to location and conveniences. Communication with management or leasing staff is usually quick and easy and they often use advanced scheduling and communication tools to streamline the process. The location of this property offers easy access to popular points of interest in the area and options for getting around.
Quality·7A score based on what makes the property stand out, such as luxury features, unique offerings, age of the building, and our ability to verify the accuracy of these details.
While it may not have as many distinctive features as similar properties in the surrounding area, renters can trust 240 Harmon Avenue to provide reasonable accomodations and accurate details about its community.
Trustworthiness·8A score based on the accuracy, completeness, recency, and usefulness of the information provided by this property, so you can trust that what you see is what you get.
The level of transparency this property provides distinguishes it as a great rental. With a high attention to detail and desirable features, renters can be sure they will get an accurate picture of their potential new home.

Reviews from the web

Showing 6 highest rated

Charming, responsive, friendly, and in a great area!

Mark Bucak

Mark Bucak

Jun 11, 2024

Wonderful little place to live close to everything and the pool and Marina are the icing on the cake!

John Allison

John Allison

Aug 26, 2021

We’re sharing just 6 of many, sorted highest to lowest. Visit the Google business profile to view all reviews.

240 Harmon Avenue is great for:

Social life

  • 27 museums, art galleries, or cultural centers within 1 mile
  • 9 local event hubs within 1 mile
  • This community has public spaces on site, like fitness centers or pools
  • Diverse age groups live in this area

Property highlights

We compared every listing in the surrounding area to determine which amenities are most common. If a building lacks an amenity that most others in the area have, it is a con. If a building has an amenity most others in the area do not, it is a pro. Similarly, price, schools, and size are calculated relative to the size, price, and distance to schools of the other properties nearby.

How 240 Harmon Avenue compares to other nearby properties.

Positives

Elementary school nearby
There is an elementary school 1 mile away
Dishwasher
Dishwasher available in kitchen

Considerations

Lacks images
Fewer than 10 photos available for this location

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Rent trends in Bunkers Cove

1-bedroom apartments here are priced 12% lower than 1-bedrooms in Bunkers Cove.

If you decide to upgrade your space, you can expect 2-bedrooms at 240 Harmon Avenue to be 8% less than the average for similarly sized apartments in Bunkers Cove.

Median rents as of Sep 26 2026.
Bunkers Cove
Panama City
A table of 1-bedroom apartment rental data trends in Panama City
MonthMedian Rent
October 2024$1,325
November 2024$1,380
December 2024$1,364
January 2025$1,350
February 2025$1,337
March 2025$1,265
April 2025$1,203
May 2025$1,176
June 2025$1,263
July 2025$1,385
August 2025$1,296
September 2025$1,305
October 2025$1,217
November 2025$1,131
December 2025$1,192
January 2026$1,269
February 2026$1,184
March 2026$1,159
April 2026$1,289
May 2026$1,213
June 2026$1,234
July 2026$1,259
August 2026$1,294
September 2026$1,371
A table of 1-bedroom apartment rental data trends in Bunkers Cove
MonthMedian Rent
November 2025$1,050
December 2025$1,050
May 2026$1,095
June 2026$1,195
August 2026$1,195

Affordability calculator

Can I afford to live at 240 Harmon Ave?

Bedrooms

Rent-to-income ratio

30%

Slide to adjust the percentage of your monthly income you are willing to spend on rent.
The general rule of thumb is to spend around 30% or less of your income on rent.
Recommended income

$42,000/yr

With your selected rent-to-income ratio, you'd ideally want to make $42,000 annually to afford this 1-bedroom monthly rent price of $1,050.
For more information on rent affordability, visit our rent calculator.

Schools near 240 Harmon Avenue

Merriam Cherry Street Elementary School

1125 cherry st

panama city, FL, 32401

PK, K-5Public
C+

Rosenwald High School

924 bay ave

panama city, FL, 32401

PK, 6-12Public
C-

Margaret K. Leweis in Millville

203 n east ave

panama city, FL, 32401

PK, K-12Public

Bay Virtual Franchise

1515 june ave

panama city, FL, 32405

K-12Public
C+

Chapman Early Education Center

2928 east 11th st

panama city, FL, 32401

PKPublic
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Internet available near 240 Harmon Avenue

Neighborhood

Bunkers Cove | Panama City, FL

NEIGHBORHOOD VIBE
Peaceful and quiet
Noise-canceling headphones not required in this mostly noise free area.

Getting around Panama City near 240 Harmon Ave

Walking

4/10
Some shops and stores are within a few minutes.

Driving

8/10
Commuting is easy with multiple accessible routes and plenty of parking.

Cycling

3/10
This is semi-bikeable, but you’ll need another way of getting around.

Transit

1/10
FYI, there are little to no public transit options within walking distance.

Points of interest for 240 Harmon Ave, Panama City

Groceries

7/10
Wide variety of groceries within a short drive, including some within walking distance

Shopping

5/10
Variety of shops within a short drive

Cafes

2/10
Some cafés within a short drive

Restaurants

5/10
Variety of restaurants within a short drive

Primary schools

5/10
At least one elementary school within a 20-minute walk

High schools

1/10
Closest high school further than a 30-minute walk

Nightlife

4/10
Some bars within a short drive

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