5+ Days Ago
Highlights
Pet Friendly
- On-site shared laundry
- Generous patio space
- Pet friendly
- On demand hot water
Location
5527 Division St W, Bemidji, MN 56601, USA
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Property Overview
Cottage Creek Estates presents an impressive overall picture with a Zumper expert rating of 8.5, reflective of its competitive price and extraordinary amenities, earning a perfect score of 10 out of 10. The property's location scores 9 out of 10, ensuring exceptional accessibility to essential services and community attractions. Notable features include on-site shared laundry, generous patio space, and pet-friendly policies, enhancing the appeal for potential renters.
This summary uses Zumper’s proprietary data. “Zumper Expert Ratings,” “Things you’ll love,” and “Great for” are based on our internal analyses of market trends and renter insights.
Things you’ll love
Dishwasher- Laundry available on site
Great for
Pet owners
Floor plans
| 1BR/1.0BA | 1 bed | 1 bath | $950–$975 /mo | 3 units available | Available December 12th Submit an application and check availability for different properties on our website www visionbemidji com The tenants of Cottage Creek Estates are quiet, responsible, & have excellent rental history. They understand the places are not soundproof. They usually attract introverted, conscientious, respectful and QUIET people that are looking for cost effective living that's safe and includes almost all utilities, with responsive maintenance. It's quite carefree, minimalist living. Close to town, but not in town. Mix of meadows, woods and a creek runs through the development. Fox, beavers, deer, ducks, etc...we have wildlife. Two parking spots per unit (firm) and parking is directly off the patio Generous patio space Privacy fences (newly stained, no screws, nails, etc) Mini Split AC/Heat pumps Floor heat On demand hot water On-site shared laundry in the utility room - very convenient ** Housing vouchers not accepted at this property** Pet friendly with fees (1 small animal allowed) $35 per person background check fee $300 non-refundable pet fee $50/mo pet rent Vision Properties requires that your monthly rental rate does not exceed 30% of your monthly income. (must make approximately 3X the monthly rent) |
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Amenities for Cottage Creek Estates
Apartment Amenities
| Air Conditioning | Central Heat |
| Radiant Floor Heating |
Appliances
| Dishwasher | Electric |
| In-Unit Laundry | Oven |
| Range | Refrigerator |
| Stove/Oven | Washer and Dryer |
Building
| Cats OK | Dogs OK |
| Onsite Laundry |
Other
| Water, Sewer, & Garbage |
Units, floor plans, amenities, dimensions, details, availability, and prices may be approximate and subject to change. Please contact a community representative for more information.
Policies and fees
Dog Policy
Allowed
Limit1
Cat Policy
Allowed
Limit1
Questions about this property’s policies and fees?
Building details
Property details
| Units | 22 |
|---|
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About Cottage Creek Estates
Available December 12th Submit an application and check availability for different properties on our website www visionbemidji com The tenants of Cottage Creek Estates are quiet, responsible, & have excellent rental history. They understand the places are not soundproof. They usually attract introverted, conscientious, respectful and QUIET people that are looking for cost effective living that's safe and includes almost all utilities, with responsive maintenance. It's quite carefree, minimalist living. Close to town, but not in town. Mix of meadows, woods and a creek runs through the development. Fox, beavers, deer, ducks, etc...we have wildlife. Two parking spots per unit (firm) and parking is directly off the patio Generous patio space Privacy fences (newly stained, no screws, nails, etc) Mini Split AC/Heat pumps Floor heat On demand hot water On-site shared laundry in the utility room - very convenient ** Housing vouchers not accepted at this property** Pet friendly with fees (1 small animal allowed) $35 per person background check fee $300 non-refundable pet fee $50/mo pet rent Vision Properties requires that your monthly rental rate does not exceed 30% of your monthly income. (must make approximately 3X the monthly rent)
Zumper Expert Rating
Our expert rating is based on a weighted average score of property attributes that renters care about most: price, amenities, location, quality, and trust.
8.5
/10
Very GoodWith a solid 8.5 out of 10 overall, Cottage Creek Estates is a great option for renters. While some aspects, like Quality, might not be as distinguished as other properties nearby, Cottage Creek Estates has a number of attractive features—namely its Amenities— so you can be assured your rent will come with a high standard of living.
Price·9A score that weighs the cost and location of the property, which we calculate by comparing rent prices of recent units to the median price of nearby rentals, adjusting for overall quality and features.
Cottage Creek Estates stands out with a remarkable rating of 9/10 for its cost per bedroom compared to other rentals in the area. Considering the excellent balance between price, convenience, and comfort that it provides, residents enjoy a high-quality living experience.
Amenities·10A score based on the amenities offered at this property compared to other rentals in the area. We consider the quantity, quality, and popularity of features both on site and within the units.
Cottage Creek Estates stands out as a premier property with an impressive array of amenities and an excellent standard of living. Residents here have access to many of the most popular and desired perks—pets allowed—making this one of the top choices for renters seeking unparalleled comfort and convenience.
Location·9A score based on proximity and ease of access to shops, restaurants, schools, and public transportation while considering the desirability of the area.
Cottage Creek Estates is exceptional when it comes to location and conveniences. Communication with management or leasing staff is usually quick and easy and they often use advanced scheduling and communication tools to streamline the process. The location of this property offers easy access to popular points of interest in the area and options for getting around.
Quality·6A score based on what makes the property stand out, such as luxury features, unique offerings, age of the building, and our ability to verify the accuracy of these details.
While Cottage Creek Estates does not have many hallmark characteristics to highlight, it has some qualities and features that will resonate with a broad range of renters.
Trustworthiness·8A score based on the accuracy, completeness, recency, and usefulness of the information provided by this property, so you can trust that what you see is what you get.
The level of transparency this property provides distinguishes it as a great rental. With a high attention to detail and desirable features, renters can be sure they will get an accurate picture of their potential new home.
Cottage Creek Estates is great for:
Property highlights
We compared every listing in the surrounding area to determine which amenities are most common. If a building lacks an amenity that most others in the area have, it is a con. If a building has an amenity most others in the area do not, it is a pro. Similarly, price, schools, and size are calculated relative to the size, price, and distance to schools of the other properties nearby.How Cottage Creek Estates compares to other nearby properties.
Positives
- Dishwasher
- Dishwasher available in kitchen
- Laundry available on site
- Washers and dryers are available in-building or in-unit
Considerations
- Greater distance from high schools
- The nearest high school is farther than 2 miles away
- Greater distance from middle schools
- The nearest middle school is farther than 3 miles away
- Lacks images
- Fewer than 10 photos available for this location
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Rent trends in Bemidji
1-bedroom apartments at Cottage Creek Estates cost about 13% more than the average rent price for 1-bedroom apartments in Bemidji.
Median rents as of Oct 18 2025.
Bemidji
| Month | Median Rent |
|---|---|
| November 2023 | $650 |
| March 2024 | $850 |
| April 2024 | $850 |
| July 2024 | $650 |
| June 2025 | $750 |
| July 2025 | $720 |
| August 2025 | $700 |
| September 2025 | $700 |
| October 2025 | $730 |
Affordability calculator
Can I afford to live at 5527 Division St W?
Bedrooms
1 bedroomRent-to-income ratio
30%
Slide to adjust the percentage of your monthly income you are willing to spend on rent.
The general rule of thumb is to spend around 30% or less of your income on rent.
Recommended income
$38,000/yr
With your selected rent-to-income ratio, you'd ideally want to make $38,000 annually to afford this 1-bedroom monthly rent price of $950.
For more information on rent affordability, visit our rent calculator.
Schools near Cottage Creek Estates
Paul Bunyan Center
3300 gillett dr nw
bemidji, MN, 56601
PKPublic
First City School
1231 5th st nw
bemidji, MN, 56601
3-12Public
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Internet available near Cottage Creek Estates
Neighborhood
NEIGHBORHOOD VIBE
Peaceful and quiet
Noise-canceling headphones not required in this mostly noise free area.
Getting around Bemidji near 5527 Division St W
Walking
1/10
You’ll need another mode of transportation for getting around. Scooter, anyone?
Driving
10/10
Commuting is easy with multiple accessible routes and plenty of parking.
Cycling
2/10
This is semi-bikeable, but you’ll need another way of getting around.
Points of interest for 5527 Division St W, Bemidji
Groceries
0/10
No grocery stores within walking distance
Shopping
0/10
Few or no shops within walking distance
Cafes
0/10
Few or no cafés within walking distance
Restaurants
0/10
Few or no restaurants within walking distance
Primary schools
3/10
No elementary schools within a 30-minute walk
High schools
0/10
No high schools within a 30-minute walk
Nightlife
0/10
Few or no bars within walking distance
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