Zumper
modified
4 Days Ago

Highlights

  • Storage unit
  • Outside patio area
  • Coin operated laundry

Location

495 Napa Ave, Morro Bay, CA 93442, USA
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Contact

Management

Bay Osos Property Management

Leasing office

(805) 528-1133

Property Overview

495 Napa Ave has an overall Zumper expert rating of 8.3, reflecting its strong appeal to renters. The property excels with a perfect price rating of 10 and a location rating of 9, indicating excellent value and convenient access to essential amenities and points of interest. Additionally, notable features like a storage unit, outside patio area, and coin-operated laundry contribute to its desirability, complemented by a trustworthiness rating of 7 for its transparent property description.

This summary uses Zumper’s proprietary data. “Zumper Expert Ratings” and “Things you’ll love” are based on our internal analyses of market trends and renter insights.

Zumper Expert Rating

8.3
Very Good
With a solid 8.3 out of 10 overall, 495 Napa Ave is a great option for renters. While some aspects, like Quality, might not be as distinguished as other properties nearby, 495 Napa Ave has a number of attractive features—namely its Price— so you can be assured your rent will come with a high standard of living.

Things you’ll love

  • More space
  • Middle school nearby

Floor plans

2BR/1.0BA2 bed1 bath850 sqft$2,021 /mo1 unit availableRent $2,021.00 Security Deposit $2,021.00 2 bedroom 1 bath apartment located in Morro Bay. Has electric stove, refrigerator and dishwasher. Nice outside patio area. Covered carport for parking. Storage unit included. Coin operated laundry on site. Water and trash included. Available 04/01/2026. On a lease. No pets. Renters Insurance required at move in. If You Would Like To View The Property or If You Have Any Questions. Please Call Bay Osos Property Management at 805-528-1133. APPLY ONLINE ONLY AFTER VIEWING THE UNIT at www bayosospropertymanagement com All applicants over the age of 18 must submit an application with a non-refundable fee of $55.00.

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Policies and fees

Applicants

Applicants

One-time.

Contact Property

REQUIRED FEES

Security Deposit

One-time. Refundable.

Contact Property

Dog Policy

Not allowed

Cat Policy

Not allowed

No pets allowed.

Questions about this property’s policies and fees?

Building details

Property details

Units10
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About 495 Napa Ave

HomeApartments in Morro Bay 495 Napa Ave

Rent $2,021.00 Security Deposit $2,021.00 2 bedroom 1 bath apartment located in Morro Bay. Has electric stove, refrigerator and dishwasher. Nice outside patio area. Covered carport for parking. Storage unit included. Coin operated laundry on site. Water and trash included. Available 04/01/2026. On a lease. No pets. Renters Insurance required at move in. If You Would Like To View The Property or If You Have Any Questions. Please Call Bay Osos Property Management at 805-528-1133. APPLY ONLINE ONLY AFTER VIEWING THE UNIT at www bayosospropertymanagement com All applicants over the age of 18 must submit an application with a non-refundable fee of $55.00.


Zumper Expert Rating

Our expert rating is based on a weighted average score of property attributes that renters care about most: price, amenities, location, quality, and trust.
8.3
/10
Very Good
With a solid 8.3 out of 10 overall, 495 Napa Ave is a great option for renters. While some aspects, like Quality, might not be as distinguished as other properties nearby, 495 Napa Ave has a number of attractive features—namely its Price— so you can be assured your rent will come with a high standard of living.
How we rated 495 Napa Ave
Price·10A score that weighs the cost and location of the property, which we calculate by comparing rent prices of recent units to the median price of nearby rentals, adjusting for overall quality and features.
495 Napa Ave offers an excellent balance between price and value. It's priced competitively for its amenities, location, and other key features. Compared to the median price per bedroom in the area, this property is less than, or about the same as, nearby rentals, so residents can expect great value without too many compromises on their desired standard of living.
Amenities·8A score based on the amenities offered at this property compared to other rentals in the area. We consider the quantity, quality, and popularity of features both on site and within the units.
With multiple in-demand amenities, 495 Napa Ave is committed to enhancing the renting experience. And while it may have fewer total conveniences and features than similar rentals nearby, it remains a top choice for renters wanting an specific standard of living.
Location·9A score based on proximity and ease of access to shops, restaurants, schools, and public transportation while considering the desirability of the area.
495 Napa Ave is exceptional when it comes to location and conveniences. Communication with management or leasing staff is usually quick and easy and they often use advanced scheduling and communication tools to streamline the process. The location of this property offers easy access to popular points of interest in the area and options for getting around.
Quality·6A score based on what makes the property stand out, such as luxury features, unique offerings, age of the building, and our ability to verify the accuracy of these details.
While 495 Napa Ave does not have many hallmark characteristics to highlight, it has some qualities and features that will resonate with a broad range of renters.
Trustworthiness·7A score based on the accuracy, completeness, recency, and usefulness of the information provided by this property, so you can trust that what you see is what you get.
495 Napa Ave provides some information about the features available in the community and its apartments, making it a reliable option for prospective renters. Renters should ask additional questions about amenities and non-negotiable items they are looking for.

Property highlights

We compared every listing in the surrounding area to determine which amenities are most common. If a building lacks an amenity that most others in the area have, it is a con. If a building has an amenity most others in the area do not, it is a pro. Similarly, price, schools, and size are calculated relative to the size, price, and distance to schools of the other properties nearby.

How 495 Napa Ave compares to other nearby properties.

Positives

More space
The 2-bedroom is 850 sqft larger than other listings nearby
Middle school nearby
There is a middle school 3 miles away

Considerations

Greater distance from high schools
The nearest high school is farther than 1 mile away

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Rent trends in Morro Bay

2-bedroom apartments at 495 Napa Ave cost about 18% less than the average rent price for 2-bedroom apartments in Morro Bay.

Median rents as of Feb 21 2026.
Morro Bay
A table of studio rental data trends in Morro Bay
MonthMedian Rent
August 2025$1,500
September 2025$1,500
October 2025$1,614
November 2025$1,590
December 2025$1,500
January 2026$1,503
February 2026$1,520

Affordability calculator

Can I afford to live at 495 Napa Ave?

Bedrooms

2 bedrooms

Rent-to-income ratio

30%

Slide to adjust the percentage of your monthly income you are willing to spend on rent.
The general rule of thumb is to spend around 30% or less of your income on rent.
Recommended income

$80,840/yr

With your selected rent-to-income ratio, you'd ideally want to make $80,840 annually to afford this 2-bedrooms monthly rent price of $2,021.
For more information on rent affordability, visit our rent calculator.

Schools near 495 Napa Ave

Del Mar Elementary School

501 sequoia st

morro bay, CA, 93442

K-5Public
A-

Cayucos Elementary School

301 cayucos dr

cayucos, CA, 93430

K-8Public
A

San Luis County Special Education

3360 ed dr

san luis obispo, CA, 93405

K-12Public

PEEP - PREPARE

1500 lizzie st

san luis obispo, CA, 93401

K-12Public
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Internet available near 495 Napa Ave

Neighborhood

NEIGHBORHOOD VIBE
Peaceful and quiet
Noise-canceling headphones not required in this mostly noise free area.

Getting around Morro Bay near 495 Napa Ave

Walking

4/10
Some shops and stores are within a few minutes.

Driving

10/10
Commuting is easy with multiple accessible routes and plenty of parking.

Cycling

5/10
More spots are within biking distance and some roads are cyclist-friendly.

Transit

3/10
There are a few mass transit options within the area.

Points of interest for 495 Napa Ave, Morro Bay

Groceries

6/10
At least one supermarket within a 15-minute walk

Shopping

3/10
Some shops within walking distance

Cafes

5/10
Some cafés within a few minutes’ walk

Restaurants

5/10
Some restaurants within a few minutes’ walk

Primary schools

0/10
Closest elementary school further than a 30-minute walk

High schools

1/10
Closest high school further than a 30-minute walk

Nightlife

3/10
Some bars within walking distance

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