Zumper
modified
Updated 9 Hours Ago

Highlights

  • Pet Friendly
  • Private patios or balconies
  • Fitness center
  • Sparkling swimming pool
  • Modern features
  • Convenient location
  • Open layouts

Location

3601 Gene Field Rd, Saint Joseph, MO 64506, USA
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Contact

Management

Highlands Vista Group Management, LLC

Leasing office

(877) 735-9093

Open 

9:00 am–6:00 pm CT

Property Overview

Cottonwood Creek stands out for strong value, with an 8.5 Zumper expert rating, top-tier amenities, and a highly convenient location. It also offers private patios or balconies, a fitness center, a sparkling swimming pool, modern features, and open layouts, while being noted for pet friendliness, social life, and fitness and wellness.

This summary uses Zumper’s proprietary data. “Zumper Expert Ratings,” “Things you’ll love,” and “Great for” are based on our internal analyses of market trends and renter insights.

Zumper Expert Rating

8.5
Very Good
With a solid 8.5 out of 10 overall, Cottonwood Creek is a great option for renters. While some aspects, like Quality, might not be as distinguished as other properties nearby, Cottonwood Creek has a number of attractive features—namely its Amenities— so you can be assured your rent will come with a high standard of living.

Things you’ll love

  • Less expensive
  • More space
  • Dishwasher

Great for

  • Social life
  • Pet owners
  • Wellness

Floor plans

One Bedroom1 bed1 bath700 sqft$770 /mo3 units available
Two Bedroom2 bed2 bath900 sqft$890–$980 /mo10 units available
Three Bedroom3 bed2 bath1,125 sqft$949–$1,099 /mo9 units available

Let's explore this property.

Amenities for Cottonwood Creek

Apartment Amenities

Ample Closet SpaceBalcony
CarpetCentral Heat
Central Heating and Air ConditioningFreezer
PatioVinyl Flooring
Washer & Dryer Connections in Select Units

Appliances

DishwasherGarbage Disposal
In-Unit LaundryRange
Refrigerator

Building

Cats OKClubhouse
Dogs OKFitness Center
Onsite LaundryResidents Lounge
Upgraded Apartments

Grounds

Basketball CourtsOff-Street Parking
Outdoor SpacePlayground
Swimming Pool

Services

On-Site MaintenanceOn-Site Management
Spanish Speaking Staff
Units, floor plans, amenities, dimensions, details, availability, and prices may be approximate and subject to change. Please contact a community representative for more information.

Policies and fees

Applicants

Applicants

One-time.

Contact Property

REQUIRED FEES

Security Deposit

One-time. Refundable.

Contact Property

Dog Policy

Allowed

Cat Policy

Allowed

Questions about this property’s policies and fees?

Building details

Property details

Units385
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About Cottonwood Creek

HomeApartments in Saint Joseph Cottonwood Creek

Welcome to Cottonwood Creek Apartments, located at 3601 Gene Field Rd, St. Joseph, MO 64506. Our community offers budget-friendly 1, 2, and 3 bedroom apartments with open layouts, private patios or balconies, and modern features for everyday comfort. Enjoy amenities like a sparkling swimming pool, fitness center, and beautifully landscaped grounds. With a convenient location just minutes from I-29, shopping, dining, and parks, Cottonwood Creek is the perfect place to call home in St. Joseph.


Zumper Expert Rating

Our expert rating is based on a weighted average score of property attributes that renters care about most: price, amenities, location, quality, and trust.
8.5
/10
Very Good
With a solid 8.5 out of 10 overall, Cottonwood Creek is a great option for renters. While some aspects, like Quality, might not be as distinguished as other properties nearby, Cottonwood Creek has a number of attractive features—namely its Amenities— so you can be assured your rent will come with a high standard of living.
How we rated Cottonwood Creek
Price·9A score that weighs the cost and location of the property, which we calculate by comparing rent prices of recent units to the median price of nearby rentals, adjusting for overall quality and features.
Cottonwood Creek stands out with a remarkable rating of 9/10 for its cost per bedroom compared to other rentals in the area. Considering the excellent balance between price, convenience, and comfort that it provides, residents enjoy a high-quality living experience.
Amenities·10A score based on the amenities offered at this property compared to other rentals in the area. We consider the quantity, quality, and popularity of features both on site and within the units.
Cottonwood Creek stands out as a premier property with an impressive array of amenities and an excellent standard of living. Residents here have access to many of the most popular and desired perks—pets allowed—making this one of the top choices for renters seeking unparalleled comfort and convenience.
Location·9A score based on proximity and ease of access to shops, restaurants, schools, and public transportation while considering the desirability of the area.
Cottonwood Creek is exceptional when it comes to location and conveniences. Communication with management or leasing staff is usually quick and easy and they often use advanced scheduling and communication tools to streamline the process. The location of this property offers easy access to popular points of interest in the area and options for getting around.
Quality·6A score based on what makes the property stand out, such as luxury features, unique offerings, age of the building, and our ability to verify the accuracy of these details.
While Cottonwood Creek does not have many hallmark characteristics to highlight, it has some qualities and features that will resonate with a broad range of renters.
Trustworthiness·8A score based on the accuracy, completeness, recency, and usefulness of the information provided by this property, so you can trust that what you see is what you get.
The level of transparency this property provides distinguishes it as a great rental. With a high attention to detail and desirable features, renters can be sure they will get an accurate picture of their potential new home.

Reviews from the web

Showing 8 highest rated

I love my apartment, is very cozy and I don't have loud neighbors, the manager staff is very nice all the time and always respond back. I have not use the pool yet but I'm looking forward to. Something that I really like is when everything is covered by snow it creates a wonderful landscape. I see that is a family community and is really cute hearing the laughs of children playing on the park (that is not usual).

Carolina Reina

Carolina Reina

Mar 28, 2023

My daughter and I moved into Cottonwood 4 years ago when I moved from KC for a job and have to say we never had any issues to report. The maintenance was quick to respond to repairs and they did their best on some things that were just too old to fix. For example the sliding glass doors on most of the units are pretty outdated and the screen had to be replaced a couple of times but eventually the maintenance crew couldn’t get a screen door to fit and slide properly. Otherwise I really can’t give any bad feedback. I was worried in the beginning with being new to St. Joe and seeing that there were a lot of college people renting that there would be issues with noise but never did! It was always quiet and peaceful. I have definitely recommend the complex to others and have given positive feedback when some coworkers have asked about the place. Pam, Christy and Angel have always been friendly and helpful. I will miss them! Also a big thanks to the maintenance crew for always be prompt, professional and friendly! Even though I no longer call Cottonwood home and I will recommend if asked!

Melissa Allen

Melissa Allen

Jul 05, 2021

We’re sharing just 8 of many, sorted highest to lowest. Visit the Google business profile to view all reviews.

Cottonwood Creek is great for:

Social life

  • Areas nearby are accessible by walking
  • 50 restaurants within 1 mile of this property
  • A bustling neighborhood
  • Diverse age groups live in this area

Pet owners

  • Outdoor spaces are available at this property
  • 5 pet supply stores near the property
  • 1 pet hospital in the area
  • 1 pet grooming service nearby

Wellness

  • On-site fitness center or gym
  • HVAC systems available onsite
  • On-site pool or spa
  • Communal green spaces or garden

Property highlights

We compared every listing in the surrounding area to determine which amenities are most common. If a building lacks an amenity that most others in the area have, it is a con. If a building has an amenity most others in the area do not, it is a pro. Similarly, price, schools, and size are calculated relative to the size, price, and distance to schools of the other properties nearby.

How Cottonwood Creek compares to other nearby properties.

Positives

Less expensive
The 3-bedrooms are cheaper than other similar listings nearby
More space
The 1-bedroom is 412 sqft larger than other listings nearby
Dishwasher
Dishwasher available in kitchen
Laundry available on site
Washers and dryers are available in-building or in-unit
Outdoor space
Easy access to the outdoors

Considerations

Greater distance from grade schools
The nearest elementary school is farther than 1 mile away
Greater distance from high schools
The nearest high school is farther than 2 miles away

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Rent trends in Saint Joseph

1-bedroom apartments here are priced 1% lower than 1-bedrooms in Saint Joseph.

If you decide to upgrade your space, you can expect 2-bedrooms at Cottonwood Creek to be 6% less than the average for similarly sized apartments in Saint Joseph.

3-bedroom apartments at Cottonwood Creek cost about 27% less than the average rent price for 3-bedroom apartments in Saint Joseph.

Median rents as of Sep 12 2026.
Saint Joseph
A table of studio rental data trends in Saint Joseph
MonthMedian Rent
September 2024$649
October 2024$633
November 2024$600
January 2025$616
February 2025$677
March 2025$703
April 2025$679
May 2025$673
June 2025$678
July 2025$659
August 2025$653
September 2025$686
October 2025$720
November 2025$716
December 2025$631
January 2026$625
February 2026$665
March 2026$650
April 2026$691
May 2026$675
June 2026$688
July 2026$665
August 2026$643
September 2026$640

Affordability calculator

Can I afford to live at 3601 Gene Field Rd?

Bedrooms

Rent-to-income ratio

30%

Slide to adjust the percentage of your monthly income you are willing to spend on rent.
The general rule of thumb is to spend around 30% or less of your income on rent.
Recommended income

$30,800/yr

With your selected rent-to-income ratio, you'd ideally want to make $30,800 annually to afford this 1-bedroom monthly rent price of $770.
For more information on rent affordability, visit our rent calculator.

Schools near Cottonwood Creek

Oak Grove Elementary School

4901 cook rd

st. joseph, MO, 64505

PK, K-6Public
B+

Helen M. Davis School

2900 scott st

st joseph, MO, 64507

K-12Public

Avenue City Elementary School

18069 hwy 169

cosby, MO, 64436

PK, K-8Public
A

Union Star Preschool

6132 nw state route z

union star, MO, 64494

PKPublic
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Internet available near Cottonwood Creek

Neighborhood

NEIGHBORHOOD VIBE
Peaceful and quiet
Noise-canceling headphones not required in this mostly noise free area.

Getting around Saint Joseph near 3601 Gene Field Rd

Walking

4/10
Some shops and stores are within a few minutes.

Driving

10/10
Commuting is easy with multiple accessible routes and plenty of parking.

Cycling

5/10
More spots are within biking distance and some roads are cyclist-friendly.

Points of interest for 3601 Gene Field Rd, Saint Joseph

Groceries

6/10
At least one supermarket within a 15-minute walk

Shopping

5/10
Several shops within walking distance

Cafes

4/10
Some cafés within a few minutes’ walk

Restaurants

4/10
Some restaurants within a few minutes’ walk

Primary schools

1/10
Closest elementary school further than a 30-minute walk

High schools

1/10
Closest high school further than a 30-minute walk

Nightlife

1/10
Few or no bars within walking distance

Explore the area around 3601 Gene Field Rd

Cosentino's Price Chopper
2219 N Belt Hwy
Cosentino's Price Chopper Pharmacy
2219 N Belt Hwy
R & D Foods Inc
3225 N Belt Hwy
Green Hills Grocery
3225 N Belt Hwy
Walmart Supercenter
4201 N Belt Hwy

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