Zumper
modified
9 Hours Ago

Highlights

  • Pet Friendly
  • Private patios or balconies
  • Fitness center
  • Sparkling swimming pool
  • Modern features
  • Convenient location
  • Open layouts

Location

3601 Gene Field Rd, Saint Joseph, MO 64506, USA
Hi! Let’s figure out if this property is right for you.

Powered by Zumper AI

Tour Cottonwood Creek

Contact

Management

Highlands Vista Group Management, LLC

Leasing office

(877) 735-9093

Open 

9:00 am–6:00 pm CT

Property Overview

Cottonwood Creek is highly rated with an overall score of 8.8, reflecting its competitive pricing and excellent amenities, which include private patios, a fitness center, and a sparkling swimming pool. The location scores 9 out of 10, providing easy access to diverse dining options and transportation. Additionally, it supports a vibrant social scene and promotes wellness and pet-friendly features, ensuring a well-rounded living experience for residents.

This summary uses Zumper’s proprietary data. “Zumper Expert Ratings” and “Great for” are based on our internal analyses of market trends and renter insights.

Zumper Expert Rating

8.3
Very Good
With a solid 8.3 out of 10 overall, Cottonwood Creek is a great option for renters. While some aspects, like Quality, might not be as distinguished as other properties nearby, Cottonwood Creek has a number of attractive features—namely its Price— so you can be assured your rent will come with a high standard of living.

Great for

  • Social life
  • Pet owners

Floor plans

One Bedroom1 bed1 bath700 sqft$730–$810 /mo9 units available
Two Bedroom2 bed2 bath900 sqft$900–$980 /mo9 units available
Three Bedroom3 bed2 bath1,125 sqft$1,010–$1,120 /mo2 units available

Let's explore this property.

Amenities for Cottonwood Creek

Apartment Amenities

Ample Closet SpaceBalcony
Central HeatCentral Heating and Air Conditioning
Patio

Appliances

DishwasherGarbage Disposal
In-Unit LaundryRefrigerator

Building

Cats OKClubhouse
Dogs OKFitness Center
Onsite LaundryResidents Lounge
Upgraded Apartments

Grounds

Basketball CourtsOutdoor Space
Swimming Pool

Services

On-Site MaintenanceOn-Site Management
Units, floor plans, amenities, dimensions, details, availability, and prices may be approximate and subject to change. Please contact a community representative for more information.

Policies and fees

Applicants

Applicants

One-time.

Contact Property

REQUIRED FEES

Deposit

One-time. Refundable: 100%. Security Deposit

Contact Property

Base Rent

Monthly rent payment

$730–$1,120

OPTIONAL FEES

Dog Policy

Allowed

Cat Policy

Allowed

Cat

Pet Rent

Monthly. 2 cats max. | Restrictions: None

Contact Property

Dog

Pet Rent

Monthly. 2 dogs max. | Restrictions: None

Contact Property

Questions about this property’s policies and fees?

Building details

Property details

Units385
Advertisement

About Cottonwood Creek

HomeApartments in Saint Joseph Cottonwood Creek

Welcome to Cottonwood Creek Apartments, located at 3601 Gene Field Rd, St. Joseph, MO 64506. Our community offers budget-friendly 1, 2, and 3 bedroom apartments with open layouts, private patios or balconies, and modern features for everyday comfort. Enjoy amenities like a sparkling swimming pool, fitness center, and beautifully landscaped grounds. With a convenient location just minutes from I-29, shopping, dining, and parks, Cottonwood Creek is the perfect place to call home in St. Joseph.


Zumper Expert Rating

Our expert rating is based on a weighted average score of property attributes that renters care about most: price, amenities, location, quality, and trust.
8.3
/10
Very Good
With a solid 8.3 out of 10 overall, Cottonwood Creek is a great option for renters. While some aspects, like Quality, might not be as distinguished as other properties nearby, Cottonwood Creek has a number of attractive features—namely its Price— so you can be assured your rent will come with a high standard of living.
How we rated Cottonwood Creek
Price·10A score that weighs the cost and location of the property, which we calculate by comparing rent prices of recent units to the median price of nearby rentals, adjusting for overall quality and features.
Cottonwood Creek offers an excellent balance between price and value. It's priced competitively for its amenities, location, and other key features. Compared to the median price per bedroom in the area, this property is less than, or about the same as, nearby rentals, so residents can expect great value without too many compromises on their desired standard of living.
Amenities·8A score based on the amenities offered at this property compared to other rentals in the area. We consider the quantity, quality, and popularity of features both on site and within the units.
With multiple in-demand amenities, Cottonwood Creek is committed to enhancing the renting experience. And while it may have fewer total conveniences and features than similar rentals nearby, it remains a top choice for renters wanting an specific standard of living.
Location·9A score based on proximity and ease of access to shops, restaurants, schools, and public transportation while considering the desirability of the area.
Cottonwood Creek is exceptional when it comes to location and conveniences. Communication with management or leasing staff is usually quick and easy and they often use advanced scheduling and communication tools to streamline the process. The location of this property offers easy access to popular points of interest in the area and options for getting around.
Quality·6A score based on what makes the property stand out, such as luxury features, unique offerings, age of the building, and our ability to verify the accuracy of these details.
While Cottonwood Creek does not have many hallmark characteristics to highlight, it has some qualities and features that will resonate with a broad range of renters.
Trustworthiness·7A score based on the accuracy, completeness, recency, and usefulness of the information provided by this property, so you can trust that what you see is what you get.
Cottonwood Creek provides some information about the features available in the community and its apartments, making it a reliable option for prospective renters. Renters should ask additional questions about amenities and non-negotiable items they are looking for.

Reviews from the web

Showing 8 highest rated

I love my apartment, is very cozy and I don't have loud neighbors, the manager staff is very nice all the time and always respond back. I have not use the pool yet but I'm looking forward to. Something that I really like is when everything is covered by snow it creates a wonderful landscape. I see that is a family community and is really cute hearing the laughs of children playing on the park (that is not usual).

Carolina Reina

Carolina Reina

Mar 28, 2023

My daughter and I moved into Cottonwood 4 years ago when I moved from KC for a job and have to say we never had any issues to report. The maintenance was quick to respond to repairs and they did their best on some things that were just too old to fix. For example the sliding glass doors on most of the units are pretty outdated and the screen had to be replaced a couple of times but eventually the maintenance crew couldn’t get a screen door to fit and slide properly. Otherwise I really can’t give any bad feedback. I was worried in the beginning with being new to St. Joe and seeing that there were a lot of college people renting that there would be issues with noise but never did! It was always quiet and peaceful. I have definitely recommend the complex to others and have given positive feedback when some coworkers have asked about the place. Pam, Christy and Angel have always been friendly and helpful. I will miss them! Also a big thanks to the maintenance crew for always be prompt, professional and friendly! Even though I no longer call Cottonwood home and I will recommend if asked!

Melissa Allen

Melissa Allen

Jul 05, 2021

We’re sharing just 8 of many, sorted highest to lowest. Visit the Google business profile to view all reviews.

Cottonwood Creek is great for:

Social life

  • 40 restaurants within 1 mile of this property
  • Areas nearby are accessible by walking
  • A bustling neighborhood
  • Diverse age groups live in this area

Pet owners

  • Outdoor spaces are available at this property
  • 4 pet supply stores near the property
  • 1 pet hospital in the area
  • 1 pet grooming service nearby

Get the latest listings anytime, anywhere

Receive similar listings in the area, download our app, and more.
Email*
By clicking submit, I accept Zumper's Terms and Conditions, Privacy Policy, and Community Values.

Rent trends in Saint Joseph

1-bedroom apartments here are priced 3% lower than 1-bedrooms in Saint Joseph.

If you decide to upgrade your space, you can expect 2-bedrooms at Cottonwood Creek to be 3% less than the average for similarly sized apartments in Saint Joseph.

3-bedroom apartments at Cottonwood Creek cost about 14% less than the average rent price for 3-bedroom apartments in Saint Joseph.

Median rents as of Oct 25 2025.
Saint Joseph
A table of studio rental data trends in Saint Joseph
MonthMedian Rent
November 2023$715
December 2023$715
January 2024$715
February 2024$600
March 2024$600
April 2024$850
May 2024$708
June 2024$647
July 2024$641
August 2024$675
September 2024$673
October 2024$633
November 2024$600
January 2025$616
February 2025$677
March 2025$703
April 2025$679
May 2025$673
June 2025$678
July 2025$659
August 2025$653
September 2025$686
October 2025$720

Affordability calculator

Can I afford to live at 3601 Gene Field Rd?

Bedrooms

Rent-to-income ratio

30%

Slide to adjust the percentage of your monthly income you are willing to spend on rent.
The general rule of thumb is to spend around 30% or less of your income on rent.
Recommended income

$29,200/yr

With your selected rent-to-income ratio, you'd ideally want to make $29,200 annually to afford this 1-bedroom monthly rent price of $730.
For more information on rent affordability, visit our rent calculator.

Schools near Cottonwood Creek

Powered byniche.com
Advertisement

Internet available near Cottonwood Creek

Neighborhood

NEIGHBORHOOD VIBE
Peaceful and quiet
Noise-canceling headphones not required in this mostly noise free area.

Getting around Saint Joseph near 3601 Gene Field Rd

Walking

4/10
Some shops and stores are within a few minutes.

Driving

10/10
Commuting is easy with multiple accessible routes and plenty of parking.

Cycling

5/10
More spots are within biking distance and some roads are cyclist-friendly.

Points of interest for 3601 Gene Field Rd, Saint Joseph

Groceries

6/10
At least one supermarket within a 15-minute walk

Shopping

5/10
Several shops within walking distance

Cafes

4/10
Some cafés within a few minutes’ walk

Restaurants

4/10
Some restaurants within a few minutes’ walk

Primary schools

1/10
Closest elementary school further than a 30-minute walk

High schools

1/10
Closest high school further than a 30-minute walk

Nightlife

1/10
Few or no bars within walking distance

Compare similar properties nearby

featured image of 2509 Duncan St

HL29 Modern Flats

2509 Duncan St

1–2 Beds

$800–$900

dogs and cats ok
No
in-unit laundry
Yes
dishwasher
Yes
featured image of 6860 Prescher Rd Se

6860 Prescher Rd Se, Agency, MO, 64401

6860 Prescher Rd Se

1 Bed

$800

dogs and cats ok
No
in-unit laundry
Yes
dishwasher
No
featured image of 4104 Saint Joseph Ave #2

4104 Saint Joseph Ave #2, Saint Joseph, MO, 64505

4104 Saint Joseph Ave #2

1 Bed

$785

dogs and cats ok
Yes
in-unit laundry
No
dishwasher
No
featured image of 1602 Brookside Dr #305

1602 Brookside Dr #305, Saint Joseph, MO, 64506

1602 Brookside Dr #305

1 Bed

$700

dogs and cats ok
Yes
in-unit laundry
Yes
dishwasher
No
featured image of 2419 Angelique St

2419 Angelique St, Saint Joseph, MO, 64501

2419 Angelique St

1 Bed

$750

dogs and cats ok
Yes
in-unit laundry
No
dishwasher
No
featured image of 1017 N 19th St

1017 N 19th Fourplex

1017 N 19th St

1 Bed

$650

dogs and cats ok
No
in-unit laundry
No
dishwasher
No
featured image of 6416 Carnegie St

6416 Carnegie St, Saint Joseph, MO, 64504

6416 Carnegie St

3 Beds

$1,400

dogs and cats ok
No
in-unit laundry
No
dishwasher
Yes
featured image of 1205 Jules St

1205 Jules St, Saint Joseph, MO, 64501

1205 Jules St

3 Beds

$900

dogs and cats ok
Yes
in-unit laundry
Yes
dishwasher
No
featured image of 2509 Duncan St

HL29 Modern Flats

2509 Duncan St

1–2 Beds

$800–$900

dogs and cats ok
No
in-unit laundry
Yes
dishwasher
Yes
featured image of 6860 Prescher Rd Se

6860 Prescher Rd Se, Agency, MO, 64401

6860 Prescher Rd Se

1 Bed

$800

dogs and cats ok
No
in-unit laundry
Yes
dishwasher
No
featured image of 4104 Saint Joseph Ave #2

4104 Saint Joseph Ave #2, Saint Joseph, MO, 64505

4104 Saint Joseph Ave #2

1 Bed

$785

dogs and cats ok
Yes
in-unit laundry
No
dishwasher
No
featured image of 1602 Brookside Dr #305

1602 Brookside Dr #305, Saint Joseph, MO, 64506

1602 Brookside Dr #305

1 Bed

$700

dogs and cats ok
Yes
in-unit laundry
Yes
dishwasher
No
featured image of 2419 Angelique St

2419 Angelique St, Saint Joseph, MO, 64501

2419 Angelique St

1 Bed

$750

dogs and cats ok
Yes
in-unit laundry
No
dishwasher
No
featured image of 1017 N 19th St

1017 N 19th Fourplex

1017 N 19th St

1 Bed

$650

dogs and cats ok
No
in-unit laundry
No
dishwasher
No
featured image of 6416 Carnegie St

6416 Carnegie St, Saint Joseph, MO, 64504

6416 Carnegie St

3 Beds

$1,400

dogs and cats ok
No
in-unit laundry
No
dishwasher
Yes
featured image of 1205 Jules St

1205 Jules St, Saint Joseph, MO, 64501

1205 Jules St

3 Beds

$900

dogs and cats ok
Yes
in-unit laundry
Yes
dishwasher
No

Check availability

Full name*
Move-in date
Floor plan
By sending this inquiry, I accept Zumper's Terms and Conditions, Privacy Policy, and Community Values. By providing my phone number, I consent (not a condition of purchase) to be called and texted by Cottonwood Creek.