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1 Day Ago

Location

902 S Loop 499, Harlingen, TX 78550, USA
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Contact

Management

Bluestone Asset Management LLC

Leasing office

(844) 334-1230 ext. 5048

Property Overview

Oak Terrace Apartments offers excellent overall value, with top-tier amenities, strong location convenience, and a competitive price point that together create a high standard of living. The community supports an eco-conscious, walkable lifestyle with nearby transit, multiple parks, and on-site recycling or composting, while its social spaces and bustling, accessible neighborhood encourage an active social life. New flooring and an extensive photo gallery further help renters understand the property’s quality and what to expect from management.

This summary uses Zumper’s proprietary data. “Zumper Expert Ratings,” “Things you’ll love,” and “Great for” are based on our internal analyses of market trends and renter insights.

Zumper Expert Rating

8.5
Very Good
With a solid 8.5 out of 10 overall, Oak Terrace Apartments is a great option for renters. While some aspects, like Quality, might not be as distinguished as other properties nearby, Oak Terrace Apartments has a number of attractive features—namely its Amenities— so you can be assured your rent will come with a high standard of living.

Things you’ll love

  • More space
  • Dishwasher
  • Images Available

Great for

  • Social life
  • Eco living

Floor plans

Oak Terrace Apartments - H-41 bed1 bath702 sqft$775 /mo
Oak Terrace Apartments - R-21 bed1 bath702 sqft$775 /mo
Oak Terrace Apartments - B-61 bed1 bath702 sqft$775 /mo
Oak Terrace Apartments - M-51 bed1 bath702 sqft$775 /mo
Oak Terrace Apartments - Y-51 bed1 bath702 sqft$775 /mo
Oak Terrace Apartments - A-81 bed1 bath702 sqft$775 /mo
Oak Terrace Apartments - 2061 bed1 bath702 sqft$775 /mo
Oak Terrace Apartments - 2081 bed1 bath702 sqft$795 /mo
Oak Terrace Apartments - V-31 bed1 bath702 sqft$795 /mo
Oak Terrace Apartments - K-62 bed2 bath1,086 sqft$935 /mo
Oak Terrace Apartments - D-42 bed2 bath1,086 sqft$935 /mo
Oak Terrace Apartments - I-32 bed2 bath1,086 sqft$935 /mo
Oak Terrace Apartments - K-72 bed2 bath1,086 sqft$935 /mo
Oak Terrace Apartments - Z-62 bed2 bath1,086 sqft$935 /mo
Oak Terrace Apartments - S-72 bed2 bath1,086 sqft$935 /mo
Oak Terrace Apartments - P-52 bed2.5 bath1,240 sqft$995 /mo

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Amenities for Oak Terrace Apartments

Apartment Amenities

Air ConditioningAircon
HeatTrash Included
Utilities/SewerWater

Building

Controlled AccessFitness Center
Free WeightsOnsite Laundry

Grounds

GateOutdoor Space
PlaygroundSwimming Pool

Services

BilingualOn-Site Maintenance
Units, floor plans, amenities, dimensions, details, availability, and prices may be approximate and subject to change. Please contact a community representative for more information.

Policies and fees

Applicants

Application Fee

One-time. Agent application fee.

Contact Property

REQUIRED FEES

Security Deposit

One-time.

Contact Property

Questions about this property’s policies and fees?

Building details

Property details

Units10
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About Oak Terrace Apartments

HomeApartments in Harlingen Oak Terrace Apartments

Oak Terrace Apartments cost $775–$995 per month. A couple amenities for this apartment building include but are not limited to: on-site laundry and swimming pool. Located at 902 S Loop 499, Harlingen, TX 78550, USA, Oak Terrace Apartments has 1 — 2 bedroom units available. Based on the average rent price of 2 bedrooms in Harlingen, renting an apartment at Oak Terrace Apartments is 5% cheaper per month.Other apartment buildings in or around Harlingen include but are not limited to: 2901 Haine Dr, 2710 Los Amigos Dr


Zumper Expert Rating

Our expert rating is based on a weighted average score of property attributes that renters care about most: price, amenities, location, quality, and trust.
8.5
/10
Very Good
With a solid 8.5 out of 10 overall, Oak Terrace Apartments is a great option for renters. While some aspects, like Quality, might not be as distinguished as other properties nearby, Oak Terrace Apartments has a number of attractive features—namely its Amenities— so you can be assured your rent will come with a high standard of living.
How we rated Oak Terrace Apartments
Price·9A score that weighs the cost and location of the property, which we calculate by comparing rent prices of recent units to the median price of nearby rentals, adjusting for overall quality and features.
Oak Terrace Apartments stands out with a remarkable rating of 9/10 for its cost per bedroom compared to other rentals in the area. Considering the excellent balance between price, convenience, and comfort that it provides, residents enjoy a high-quality living experience.
Amenities·10A score based on the amenities offered at this property compared to other rentals in the area. We consider the quantity, quality, and popularity of features both on site and within the units.
Oak Terrace Apartments stands out as a premier property with an impressive array of amenities and an excellent standard of living. Residents here have access to many of the most popular and desired perks, making this one of the top choices for renters seeking unparalleled comfort and convenience.
Location·9A score based on proximity and ease of access to shops, restaurants, schools, and public transportation while considering the desirability of the area.
Oak Terrace Apartments is exceptional when it comes to location and conveniences. Communication with management or leasing staff is usually quick and easy and they often use advanced scheduling and communication tools to streamline the process. The location of this property offers easy access to popular points of interest in the area and options for getting around.
Quality·6A score based on what makes the property stand out, such as luxury features, unique offerings, age of the building, and our ability to verify the accuracy of these details.
While Oak Terrace Apartments does not have many hallmark characteristics to highlight, it has some qualities and features that will resonate with a broad range of renters.
Trustworthiness·8A score based on the accuracy, completeness, recency, and usefulness of the information provided by this property, so you can trust that what you see is what you get.
The level of transparency this property provides distinguishes it as a great rental. With a high attention to detail and desirable features, renters can be sure they will get an accurate picture of their potential new home.

Oak Terrace Apartments is great for:

Social life

  • Areas nearby are accessible by walking
  • This community has public spaces on site, like fitness centers or pools
  • The area has transit options
  • A bustling neighborhood

Eco living

  • Public transit available nearby
  • You can get around by foot in this area
  • On-site recycling or composting options
  • 5 parks within a mile

Property highlights

We compared every listing in the surrounding area to determine which amenities are most common. If a building lacks an amenity that most others in the area have, it is a con. If a building has an amenity most others in the area do not, it is a pro. Similarly, price, schools, and size are calculated relative to the size, price, and distance to schools of the other properties nearby.

How Oak Terrace Apartments compares to other nearby properties.

Positives

More space
The 2-bedroom is 232 sqft larger than other listings nearby
Dishwasher
Dishwasher available in kitchen
Images Available
There are at least 10 photos of this address
Laundry available on site
Washers and dryers are available in-building or in-unit
Outdoor space
Easy access to the outdoors
Walk-in closet
More closet space on average

Considerations

Greater distance from high schools
The nearest high school is farther than 2 miles away
Greater distance from grade schools
The nearest elementary school is farther than 1 mile away
Greater distance from middle schools
The nearest middle school is farther than 1 mile away

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Rent trends in Harlingen

1-bedroom apartments here are priced 1% higher than 1-bedrooms in Harlingen.

If you decide to upgrade your space, you can expect 2-bedrooms at Oak Terrace Apartments to be 10% less than the average for similarly sized apartments in Harlingen.

Median rents as of Apr 18 2026.
Harlingen
A table of studio rental data trends in Harlingen
MonthMedian Rent
June 2024$500
July 2024$500
August 2024$500
July 2025$537
August 2025$482
September 2025$485
October 2025$488
November 2025$487
December 2025$493
January 2026$499
February 2026$492
March 2026$487
April 2026$487

Affordability calculator

Can I afford to live at 902 S Loop 499?

Bedrooms

Rent-to-income ratio

30%

Slide to adjust the percentage of your monthly income you are willing to spend on rent.
The general rule of thumb is to spend around 30% or less of your income on rent.
Recommended income

$31,000/yr

With your selected rent-to-income ratio, you'd ideally want to make $31,000 annually to afford this 1-bedroom median monthly rent price of $775.
For more information on rent affordability, visit our rent calculator.

Schools near Oak Terrace Apartments

Houston Elementary School

301 e taft ave

harlingen, TX, 78550

PK, K-5Public
C+

HCISD EARLY CHILDHOOD ACADEMY

2809 n 7th st

harlingen, TX, 78550

PKPublic
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Internet available near Oak Terrace Apartments

Neighborhood

NEIGHBORHOOD VIBE
Peaceful and quiet
Noise-canceling headphones not required in this mostly noise free area.

Getting around Harlingen near 902 S Loop 499

Walking

4/10
Some shops and stores are within a few minutes.

Driving

8/10
Commuting is easy with multiple accessible routes and plenty of parking.

Points of interest for 902 S Loop 499, Harlingen

Groceries

2/10
No grocery stores within walking distance

Shopping

2/10
Few or no shops within walking distance

Cafes

2/10
Few or no cafés within walking distance

Restaurants

4/10
Some restaurants within walking distance

Primary schools

3/10
No elementary schools within a 30-minute walk

High schools

2/10
No high schools within a 30-minute walk

Nightlife

1/10
Few or no bars within walking distance

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