Updated 16 Hours Ago
Location
902 S Loop 499, Harlingen, TX 78550, USA
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Property Overview
Oak Terrace Apartments scores strongly overall, with an 8.8 Zumper expert rating, excellent price and amenities marks, and a highly convenient location. It also stands out for new flooring, many photos, strong value per square foot, nearby grocery access, and features that support social living and sustainability, including transit access, walkability, nearby parks, and on-site recycling options.
This summary uses Zumper’s proprietary data. “Zumper Expert Ratings,” “Things you’ll love,” and “Great for” are based on our internal analyses of market trends and renter insights.
Things you’ll love
More space- Central heat
- Dishwasher
Great for
Social life
Eco living
Floor plans
| Oak Terrace Apartments - R-3 | 1 bed | 1 bath | 702 sqft | $775 /mo | |||
| Oak Terrace Apartments - Y-8 | 1 bed | 1 bath | 702 sqft | $775 /mo | |||
| Oak Terrace Apartments - R-6 | 1 bed | 1 bath | 702 sqft | $775 /mo | |||
| Oak Terrace Apartments - Y-4 | 1 bed | 1 bath | 702 sqft | $775 /mo | |||
| Oak Terrace Apartments - 208 | 1 bed | 1 bath | 702 sqft | $795 /mo | |||
| Oak Terrace Apartments - Z-6 | 2 bed | 2 bath | 1,086 sqft | $935 /mo | |||
| Oak Terrace Apartments - D-4 | 2 bed | 2 bath | 1,086 sqft | $935 /mo | |||
| Oak Terrace Apartments - K-7 | 2 bed | 2 bath | 1,086 sqft | $935 /mo | |||
| Oak Terrace Apartments - S-7 | 2 bed | 2 bath | 1,086 sqft | $935 /mo | |||
| Oak Terrace Apartments - S-3 | 2 bed | 2 bath | 1,086 sqft | $935 /mo | |||
| Oak Terrace Apartments - C-8 | 2 bed | 2 bath | 1,086 sqft | $935 /mo | |||
| Oak Terrace Apartments - J-8 | 2 bed | 2 bath | 1,086 sqft | $935 /mo | |||
| Oak Terrace Apartments - F-2 | 2 bed | 2 bath | 1,086 sqft | $935 /mo | |||
| Oak Terrace Apartments - E-6 | 2 bed | 2 bath | 1,086 sqft | $935 /mo | |||
| Oak Terrace Apartments - P-5 | 2 bed | 2.5 bath | 1,240 sqft | $995 /mo | |||
| Oak Terrace Apartments - Q-3 | 2 bed | 2.5 bath | 1,240 sqft | $995 /mo | |||
| Oak Terrace Apartments - U-8 | 2 bed | 2.5 bath | 1,240 sqft | $995 /mo |
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Amenities for Oak Terrace Apartments
Apartment Amenities
| Air Conditioning | Aircon |
| Heat | Trash Included |
| Utilities/Sewer | Water |
Building
| Controlled Access | Fitness Center |
| Free Weights | Onsite Laundry |
Grounds
| Gate | Outdoor Space |
| Playground | Swimming Pool |
Services
| Bilingual | On-Site Maintenance |
Units, floor plans, amenities, dimensions, details, availability, and prices may be approximate and subject to change. Please contact a community representative for more information.
Policies and fees
Applicants
Application Fee
Per-applicant. Agent application fee.
Contact Property
REQUIRED FEES
Security Deposit
One-time.
Contact Property
Questions about this property’s policies and fees?
Building details
Property details
| Units | 12 |
|---|
About Oak Terrace Apartments
Oak Terrace Apartments cost $775–$995 per month. A couple amenities for this apartment building include but are not limited to: controlled access and swimming pool. Located at 902 S Loop 499, Harlingen, TX 78550, USA, Oak Terrace Apartments has 1 — 2 bedroom units available. Based on the average rent price of 2 bedrooms in Harlingen, renting an apartment at Oak Terrace Apartments is 6% more expensive per month.Other apartment buildings in or around Harlingen include but are not limited to: 2008 Southridge Ave
Zumper Expert Rating
Our expert rating is based on a weighted average score of property attributes that renters care about most: price, amenities, location, quality, and trust.
8.8
/10
Very GoodWith a solid 8.8 out of 10 overall, Oak Terrace Apartments is a great option for renters. While some aspects, like Quality, might not be as distinguished as other properties nearby, Oak Terrace Apartments has a number of attractive features—namely its Price— so you can be assured your rent will come with a high standard of living.
Price·10A score that weighs the cost and location of the property, which we calculate by comparing rent prices of recent units to the median price of nearby rentals, adjusting for overall quality and features.
Oak Terrace Apartments offers an excellent balance between price and value. It's priced competitively for its amenities, location, and other key features. Compared to the median price per bedroom in the area, this property is less than, or about the same as, nearby rentals, so residents can expect great value without too many compromises on their desired standard of living.
Amenities·10A score based on the amenities offered at this property compared to other rentals in the area. We consider the quantity, quality, and popularity of features both on site and within the units.
Oak Terrace Apartments stands out as a premier property with an impressive array of amenities and an excellent standard of living. Residents here have access to many of the most popular and desired perks, making this one of the top choices for renters seeking unparalleled comfort and convenience.
Location·9A score based on proximity and ease of access to shops, restaurants, schools, and public transportation while considering the desirability of the area.
Oak Terrace Apartments is exceptional when it comes to location and conveniences. Communication with management or leasing staff is usually quick and easy and they often use advanced scheduling and communication tools to streamline the process. The location of this property offers easy access to popular points of interest in the area and options for getting around.
Quality·6A score based on what makes the property stand out, such as luxury features, unique offerings, age of the building, and our ability to verify the accuracy of these details.
While Oak Terrace Apartments does not have many hallmark characteristics to highlight, it has some qualities and features that will resonate with a broad range of renters.
Trustworthiness·8A score based on the accuracy, completeness, recency, and usefulness of the information provided by this property, so you can trust that what you see is what you get.
The level of transparency this property provides distinguishes it as a great rental. With a high attention to detail and desirable features, renters can be sure they will get an accurate picture of their potential new home.
Oak Terrace Apartments is great for:
Property highlights
We compared every listing in the surrounding area to determine which amenities are most common. If a building lacks an amenity that most others in the area have, it is a con. If a building has an amenity most others in the area do not, it is a pro. Similarly, price, schools, and size are calculated relative to the size, price, and distance to schools of the other properties nearby.How Oak Terrace Apartments compares to other nearby properties.
Positives
- More space
- The 2-bedroom is 249 sqft larger than other listings nearby
- Central heat
- Climate controlled environment
- Dishwasher
- Dishwasher available in kitchen
- Eco-friendly trash disposal
- This property has recycling pickup
- Fitness center
- The gym is just a few steps away
- Images Available
- There are at least 10 photos of this property
- Laundry available on site
- Washers and dryers are available in-building
- Outdoor space
- Easy access to the outdoors
- Pool
- Enhanced community features
- Walk-in closet
- More closet space on average
Considerations
- Greater distance from grade schools
- The nearest elementary school is farther than 0.7 miles away
- Greater distance from middle schools
- The nearest middle school is farther than 1.0 miles away
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Rent trends in Harlingen
1-bedroom apartments here are priced 1% higher than 1-bedrooms in Harlingen.
If you decide to upgrade your space, you can expect 2-bedrooms at Oak Terrace Apartments to be 2% more than the average for similarly sized apartments in Harlingen.
Median rents as of Oct 17 2026.
Harlingen
| Month | Median Rent |
|---|---|
| July 2025 | $537 |
| August 2025 | $482 |
| September 2025 | $485 |
| October 2025 | $488 |
| November 2025 | $487 |
| December 2025 | $493 |
| January 2026 | $499 |
| February 2026 | $492 |
| March 2026 | $487 |
| April 2026 | $487 |
| May 2026 | $487 |
| June 2026 | $487 |
| July 2026 | $484 |
| August 2026 | $497 |
| September 2026 | $500 |
| October 2026 | $500 |
Affordability calculator
Can I afford to live at 902 S Loop 499?
Bedrooms
Rent-to-income ratio
30%
Slide to adjust the percentage of your monthly income you are willing to spend on rent.
The general rule of thumb is to spend around 30% or less of your income on rent.
Recommended income
$31,000/yr
With your selected rent-to-income ratio, you'd ideally want to make $31,000 annually to afford this 1-bedroom median monthly rent price of $775.
For more information on rent affordability, visit our rent calculator.
Schools near Oak Terrace Apartments
Houston Elementary School
301 e taft ave
harlingen, TX, 78550
PK, K-5Public
C+
HCISD EARLY CHILDHOOD ACADEMY
2809 n 7th st
harlingen, TX, 78550
PKPublic
Neighborhood
Getting around Harlingen near 902 S Loop 499
Walking
4/10
Some shops and stores are within a few minutes.
Driving
8/10
Commuting is easy with multiple accessible routes and plenty of parking.
Points of interest for 902 S Loop 499, Harlingen
Groceries
2/10
No grocery stores within walking distance
Shopping
2/10
Few or no shops within walking distance
Cafes
2/10
Few or no cafés within walking distance
Restaurants
4/10
Some restaurants within walking distance
Primary schools
3/10
No elementary schools within a 30-minute walk
High schools
2/10
No high schools within a 30-minute walk
Nightlife
1/10
Few or no bars within walking distance
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