Zumper
modified
Updated 3 Days Ago

Highlights

  • Spacious floorplans
  • Private patios
  • On-site management
  • Fully renovated units
  • Community amenities
  • Assigned covered parking

Location

120 S Tonto St, Payson, AZ 85541, USA
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Contact

Management

Valley Income Properties, Inc.

Leasing office

(602) 633-1350

Property Overview

Tonto Oaks Apartments earns a solid overall rating with especially strong marks for location, value, and amenities, suggesting a compelling option for renters. It offers spacious floorplans, private patios, fully renovated units, on-site management, community amenities, and assigned covered parking, with 22 photos and a strong value-for-money standing adding to its appeal.

This summary uses Zumper’s proprietary data. “Zumper Expert Ratings” and “Things you’ll love” are based on our internal analyses of market trends and renter insights.

Zumper Expert Rating

7.8
Very Good
Tonto Oaks Apartments is worth considering and a notable rental in the neighborhood. Residents prioritizing Location will find this property to be a solid option for their next home. It may not stand out for Quality, but it offers a satisfying, above-average quality of life.

Things you’ll love

  • Elementary school nearby
  • High school nearby
  • Less expensive

Floor plans

1x1.51 bed1.5 bath850 sqft$1,150–$1,450 /mo2 units availableDiscover your perfect mountain-town retreat at Tonto Oaks Apartments, located at 120 S Tonto Street in beautiful Payson, Arizona. This private community offers an exceptional blend of modern interior updates and serene outdoor living. Managed with care by our dedicated on-site team, our spacious floorplans are designed to elevate your everyday lifestyle. Inside each fully renovated home, you will find premium comforts tailored for year-round enjoyment. Each residence extends to a private patio, giving you the perfect personal space to unwind in the fresh mountain air. The community amenities extend your living space outdoors under the canopy of large, mature shade trees. The grounds are designed for comfort and accessibility, featuring assigned covered parking, an open parking lot, and dedicated guest parking. The property layout ensures effortless living from the moment you arrive. - Fully renovated units with spacious floorplans - Fireplaces in each home for cozy mountain evenings - Fully equipped kitchens ready for home cooking - Wood-style flooring in main living areas - Plush carpeting in the bedrooms - Individually controlled AC and heating for year-round comfort - Private patios perfect for relaxing outdoors - Outdoor storage closets for your extra gear - Large shade trees framing the private community - Barbecue services and outdoor spaces for grilling - Covered entrances for protection from the elements - Assigned covered parking, a main parking lot, and guest parking - On-site management to assist with all your needs - Electronic rent payments for quick, hassle-free online account management Fondly known as the "Heart of Arizona," Payson sits at a crisp 5,000-foot elevation, offering a pine-covered escape from the desert heat. Living at Tonto Oaks Apartments places you in a thriving mountain town built on a stable economy of healthcare, tourism, retail, and construction. Residents are just minutes away from major employers like Banner Payson Medical Center and the Mazatzal Hotel & Casino, as well as excellent local schools and the Gila Community College campus. The neighborhood boasts a delightful lifestyle with local shops and dining experiences right down the road. You can explore the charming antique stores, specialty shops, and western boutiques on nearby Main Street, or dine at local favorites like Duza's Kitchen, Mackey's, and Fargo's Steakhouse. For outdoor relaxation, you can take a short walk to Green Valley Park to enjoy its scenic walking paths and three trout-stocked lakes. Weekend adventures are endless with boating at Woods Canyon Lake, hiking the breathtaking trails of the Tonto National Forest, and exploring the world's largest natural travertine bridge at Tonto Natural Bridge State Park. Ready to see your future home for yourself? For more information or to schedule a personal tour, call Jennifer at 480-915-3415 today!
2X22 bed2.5 bath1,180 sqft$1,550 /mo2 units availableDiscover your perfect mountain-town retreat at Tonto Oaks Apartments, located at 120 S Tonto Street in beautiful Payson, Arizona. This private community offers an exceptional blend of modern interior updates and serene outdoor living. Managed with care by our dedicated on-site team, our spacious floorplans are designed to elevate your everyday lifestyle. Inside each fully renovated home, you will find premium comforts tailored for year-round enjoyment. Each residence extends to a private patio, giving you the perfect personal space to unwind in the fresh mountain air. The community amenities extend your living space outdoors under the canopy of large, mature shade trees. The grounds are designed for comfort and accessibility, featuring assigned covered parking, an open parking lot, and dedicated guest parking. The property layout ensures effortless living from the moment you arrive. - Fully renovated units with spacious floorplans - Fireplaces in each home for cozy mountain evenings - Fully equipped kitchens ready for home cooking - Wood-style flooring in main living areas - Plush carpeting in the bedrooms - Individually controlled AC and heating for year-round comfort - Private patios perfect for relaxing outdoors - Outdoor storage closets for your extra gear - Large shade trees framing the private community - Barbecue services and outdoor spaces for grilling - Covered entrances for protection from the elements - Assigned covered parking, a main parking lot, and guest parking - On-site management to assist with all your needs - Electronic rent payments for quick, hassle-free online account management Fondly known as the "Heart of Arizona," Payson sits at a crisp 5,000-foot elevation, offering a pine-covered escape from the desert heat. Living at Tonto Oaks Apartments places you in a thriving mountain town built on a stable economy of healthcare, tourism, retail, and construction. Residents are just minutes away from major employers like Banner Payson Medical Center and the Mazatzal Hotel & Casino, as well as excellent local schools and the Gila Community College campus. The neighborhood boasts a delightful lifestyle with local shops and dining experiences right down the road. You can explore the charming antique stores, specialty shops, and western boutiques on nearby Main Street, or dine at local favorites like Duza's Kitchen, Mackey's, and Fargo's Steakhouse. For outdoor relaxation, you can take a short walk to Green Valley Park to enjoy its scenic walking paths and three trout-stocked lakes. Weekend adventures are endless with boating at Woods Canyon Lake, hiking the breathtaking trails of the Tonto National Forest, and exploring the world's largest natural travertine bridge at Tonto Natural Bridge State Park. Ready to see your future home for yourself? For more information or to schedule a personal tour, call Jennifer at 480-915-3415 today!

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One-time. Refundable.

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Building details

Property details

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About Tonto Oaks Apartments

HomeApartments in Payson Tonto Oaks Apartments

Discover your perfect mountain-town retreat at Tonto Oaks Apartments, located at 120 S Tonto Street in beautiful Payson, Arizona. This private community offers an exceptional blend of modern interior updates and serene outdoor living. Managed with care by our dedicated on-site team, our spacious floorplans are designed to elevate your everyday lifestyle. Inside each fully renovated home, you will find premium comforts tailored for year-round enjoyment. Each residence extends to a private patio, giving you the perfect personal space to unwind in the fresh mountain air. The community amenities extend your living space outdoors under the canopy of large, mature shade trees. The grounds are designed for comfort and accessibility, featuring assigned covered parking, an open parking lot, and dedicated guest parking. The property layout ensures effortless living from the moment you arrive. - Fully renovated units with spacious floorplans - Fireplaces in each home for cozy mountain evenings - Fully equipped kitchens ready for home cooking - Wood-style flooring in main living areas - Plush carpeting in the bedrooms - Individually controlled AC and heating for year-round comfort - Private patios perfect for relaxing outdoors - Outdoor storage closets for your extra gear - Large shade trees framing the private community - Barbecue services and outdoor spaces for grilling - Covered entrances for protection from the elements - Assigned covered parking, a main parking lot, and guest parking - On-site management to assist with all your needs - Electronic rent payments for quick, hassle-free online account management Fondly known as the "Heart of Arizona," Payson sits at a crisp 5,000-foot elevation, offering a pine-covered escape from the desert heat. Living at Tonto Oaks Apartments places you in a thriving mountain town built on a stable economy of healthcare, tourism, retail, and construction. Residents are just minutes away from major employers like Banner Payson Medical Center and the Mazatzal Hotel & Casino, as well as excellent local schools and the Gila Community College campus. The neighborhood boasts a delightful lifestyle with local shops and dining experiences right down the road. You can explore the charming antique stores, specialty shops, and western boutiques on nearby Main Street, or dine at local favorites like Duza's Kitchen, Mackey's, and Fargo's Steakhouse. For outdoor relaxation, you can take a short walk to Green Valley Park to enjoy its scenic walking paths and three trout-stocked lakes. Weekend adventures are endless with boating at Woods Canyon Lake, hiking the breathtaking trails of the Tonto National Forest, and exploring the world's largest natural travertine bridge at Tonto Natural Bridge State Park. Ready to see your future home for yourself? For more information or to schedule a personal tour, call Jennifer at 480-915-3415 today!


Zumper Expert Rating

Our expert rating is based on a weighted average score of property attributes that renters care about most: price, amenities, location, quality, and trust.
7.8
/10
Very Good
Tonto Oaks Apartments is worth considering and a notable rental in the neighborhood. Residents prioritizing Location will find this property to be a solid option for their next home. It may not stand out for Quality, but it offers a satisfying, above-average quality of life.
How we rated Tonto Oaks Apartments
Price·8A score that weighs the cost and location of the property, which we calculate by comparing rent prices of recent units to the median price of nearby rentals, adjusting for overall quality and features.
Scoring a 8/10, Tonto Oaks Apartments is a great option for renters looking for apartments in this neighborhood. The rent is significantly lower than the median rent for the area, therefore this property is competitively priced for its location and its features. Residents here will find a home that meets their needs with few trade-offs.
Amenities·8A score based on the amenities offered at this property compared to other rentals in the area. We consider the quantity, quality, and popularity of features both on site and within the units.
With multiple in-demand amenities, Tonto Oaks Apartments is committed to enhancing the renting experience. And while it may have fewer total conveniences and features than similar rentals nearby, it remains a top choice for renters wanting an specific standard of living.
Location·9A score based on proximity and ease of access to shops, restaurants, schools, and public transportation while considering the desirability of the area.
Tonto Oaks Apartments is exceptional when it comes to location and conveniences. Communication with management or leasing staff is usually quick and easy and they often use advanced scheduling and communication tools to streamline the process. The location of this property offers easy access to popular points of interest in the area and options for getting around.
Quality·6A score based on what makes the property stand out, such as luxury features, unique offerings, age of the building, and our ability to verify the accuracy of these details.
While Tonto Oaks Apartments does not have many hallmark characteristics to highlight, it has some qualities and features that will resonate with a broad range of renters.
Trustworthiness·8A score based on the accuracy, completeness, recency, and usefulness of the information provided by this property, so you can trust that what you see is what you get.
The level of transparency this property provides distinguishes it as a great rental. With a high attention to detail and desirable features, renters can be sure they will get an accurate picture of their potential new home.

Property highlights

We compared every listing in the surrounding area to determine which amenities are most common. If a building lacks an amenity that most others in the area have, it is a con. If a building has an amenity most others in the area do not, it is a pro. Similarly, price, schools, and size are calculated relative to the size, price, and distance to schools of the other properties nearby.

How Tonto Oaks Apartments compares to other nearby properties.

Positives

Elementary school nearby
There is an elementary school 1 mile away
High school nearby
There is a high school 0.4 mile away
Less expensive
The 1-bedrooms are cheaper than other similar listings nearby
Less expensive
The 2-bedrooms are cheaper than other similar listings nearby
Images Available
There are at least 10 photos of this address

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Rent trends in Payson

1-bedroom apartments here are priced about the same as 1-bedrooms in Payson.

If you decide to upgrade your space, you can expect 2-bedrooms at Tonto Oaks Apartments to be 6% less than the average for similarly sized apartments in Payson.

Median rents as of Jul 11 2026.
Payson
A table of 1-bedroom apartment rental data trends in Payson
MonthMedian Rent
July 2024$1,288
August 2024$1,275
October 2024$1,325
November 2024$1,395
December 2024$1,487
February 2025$1,331
March 2025$1,325
August 2025$1,250
November 2025$1,295
December 2025$1,200
January 2026$1,200
May 2026$1,325
June 2026$1,310
July 2026$1,150

Affordability calculator

Can I afford to live at 120 S Tonto St?

Bedrooms

Rent-to-income ratio

30%

Slide to adjust the percentage of your monthly income you are willing to spend on rent.
The general rule of thumb is to spend around 30% or less of your income on rent.
Recommended income

$46,000/yr

With your selected rent-to-income ratio, you'd ideally want to make $46,000 annually to afford this 1-bedroom monthly rent price of $1,150.
For more information on rent affordability, visit our rent calculator.

Schools near Tonto Oaks Apartments

Julia Randall Elementary School

902 w main st

payson, AZ, 85541

PK, 2-5Public
B

Payson Elementary School

500 east rancho rd

payson, AZ, 85541

K-2Public
B+

Pine Strawberry Elementary School

3868 n pine creek dr

pine, AZ, 85544

PK, K-8Public
A-
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Internet available near Tonto Oaks Apartments

Neighborhood

NEIGHBORHOOD VIBE
Peaceful and quiet
Noise-canceling headphones not required in this mostly noise free area.

Getting around Payson near 120 S Tonto St

Walking

4/10
Some shops and stores are within a few minutes.

Driving

10/10
Commuting is easy with multiple accessible routes and plenty of parking.

Cycling

3/10
This is semi-bikeable, but you’ll need another way of getting around.

Points of interest for 120 S Tonto St, Payson

Groceries

8/10
Wide variety of groceries within a short drive, including some within walking distance

Shopping

5/10
Variety of shops within a short drive

Cafes

5/10
Variety of cafés within a short drive

Restaurants

6/10
Variety of restaurants within a short drive

Primary schools

10/10
At least one elementary school within a 5-minute walk

High schools

10/10
At least one high school within a 5-minute walk

Nightlife

4/10
Variety of bars within a short drive

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