Zumper
modified
5 Hours Ago

Highlights

  • Pet Friendly
  • Private patios or balconies
  • Fitness center
  • Sparkling swimming pool
  • Modern features
  • Convenient location
  • Open layouts

Location

3601 Gene Field Rd, Saint Joseph, MO 64506, USA
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Contact

Management

Highlands Vista Group Management, LLC

Leasing office

(877) 735-9093

Open 

9:00 am–6:00 pm CT

Property Overview

Cottonwood Creek is highly rated with an overall Zumper score of 8.8/10, reflecting its excellent price-value balance and impressive amenities, including private patios, a fitness center, and a sparkling swimming pool. With a prime location rated 9/10, residents enjoy easy access to diverse dining and shopping options. This property also promotes an engaging social environment and pet-friendly spaces, making it a desirable choice for a variety of lifestyles.

This summary uses Zumper’s proprietary data. “Zumper Expert Ratings,” “Things you’ll love,” and “Great for” are based on our internal analyses of market trends and renter insights.

Zumper Expert Rating

8.8
Very Good
With a solid 8.8 out of 10 overall, Cottonwood Creek is a great option for renters. While some aspects, like Quality, might not be as distinguished as other properties nearby, Cottonwood Creek has a number of attractive features—namely its Price— so you can be assured your rent will come with a high standard of living.

Things you’ll love

  • Dishwasher
  • Laundry available on site
  • Outdoor space

Great for

  • Social life
  • Wellness
  • Pet owners

Floor plans

One Bedroom1 bed1 bath700 sqft$730–$810 /mo9 units available
Two Bedroom2 bed2 bath900 sqft$900–$980 /mo9 units available
Three Bedroom3 bed2 bath1,125 sqft$1,010–$1,120 /mo2 units available

Let's explore this property.

Amenities for Cottonwood Creek

Apartment Amenities

Ample Closet SpaceBalcony
Central HeatCentral Heating and Air Conditioning
Patio

Appliances

DishwasherGarbage Disposal
In-Unit LaundryRefrigerator

Building

Cats OKClubhouse
Dogs OKFitness Center
Onsite LaundryResidents Lounge
Upgraded Apartments

Grounds

Basketball CourtsOutdoor Space
Swimming Pool

Services

On-Site MaintenanceOn-Site Management
Units, floor plans, amenities, dimensions, details, availability, and prices may be approximate and subject to change. Please contact a community representative for more information.

Policies and fees

Applicants

Applicants

One-time.

Contact Property

REQUIRED FEES

Deposit

One-time. Refundable: 100%. Security Deposit

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Base Rent

Monthly rent payment

$730–$1,010

OPTIONAL FEES

Dog Policy

Allowed

Cat Policy

Allowed

Cat

Pet Rent

Monthly. 2 cats max. | Restrictions: None

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Dog

Pet Rent

Monthly. 2 dogs max. | Restrictions: None

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Questions about this property’s policies and fees?

Building details

Property details

Units385
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About Cottonwood Creek

HomeApartments in Saint Joseph Cottonwood Creek

Welcome to Cottonwood Creek Apartments, located at 3601 Gene Field Rd, St. Joseph, MO 64506. Our community offers budget-friendly 1, 2, and 3 bedroom apartments with open layouts, private patios or balconies, and modern features for everyday comfort. Enjoy amenities like a sparkling swimming pool, fitness center, and beautifully landscaped grounds. With a convenient location just minutes from I-29, shopping, dining, and parks, Cottonwood Creek is the perfect place to call home in St. Joseph.


Zumper Expert Rating

Our expert rating is based on a weighted average score of property attributes that renters care about most: price, amenities, location, quality, and trust.
8.8
/10
Very Good
With a solid 8.8 out of 10 overall, Cottonwood Creek is a great option for renters. While some aspects, like Quality, might not be as distinguished as other properties nearby, Cottonwood Creek has a number of attractive features—namely its Price— so you can be assured your rent will come with a high standard of living.
How we rated Cottonwood Creek
Price·10A score that weighs the cost and location of the property, which we calculate by comparing rent prices of recent units to the median price of nearby rentals, adjusting for overall quality and features.
Cottonwood Creek offers an excellent balance between price and value. It's priced competitively for its amenities, location, and other key features. Compared to the median price per bedroom in the area, this property is less than, or about the same as, nearby rentals, so residents can expect great value without too many compromises on their desired standard of living.
Amenities·10A score based on the amenities offered at this property compared to other rentals in the area. We consider the quantity, quality, and popularity of features both on site and within the units.
Cottonwood Creek stands out as a premier property with an impressive array of amenities and an excellent standard of living. Residents here have access to many of the most popular and desired perks—pets allowed—making this one of the top choices for renters seeking unparalleled comfort and convenience.
Location·9A score based on proximity and ease of access to shops, restaurants, schools, and public transportation while considering the desirability of the area.
Cottonwood Creek is exceptional when it comes to location and conveniences. Communication with management or leasing staff is usually quick and easy and they often use advanced scheduling and communication tools to streamline the process. The location of this property offers easy access to popular points of interest in the area and options for getting around.
Quality·6A score based on what makes the property stand out, such as luxury features, unique offerings, age of the building, and our ability to verify the accuracy of these details.
While Cottonwood Creek does not have many hallmark characteristics to highlight, it has some qualities and features that will resonate with a broad range of renters.
Trustworthiness·7A score based on the accuracy, completeness, recency, and usefulness of the information provided by this property, so you can trust that what you see is what you get.
Cottonwood Creek provides some information about the features available in the community and its apartments, making it a reliable option for prospective renters. Renters should ask additional questions about amenities and non-negotiable items they are looking for.

Cottonwood Creek is great for:

Social life

  • 40 restaurants within 1 mile of this property
  • Areas nearby are accessible by walking
  • A bustling neighborhood
  • Diverse age groups live in this area

Wellness

  • On-site fitness center or gym
  • 2 health/wellness centers nearby
  • HVAC systems available onsite
  • On-site pool or spa

Pet owners

  • Outdoor spaces are available at this property
  • 4 pet supply stores near the property
  • 1 pet hospital in the area
  • 1 pet grooming service nearby

Property highlights

We compared every listing in the surrounding area to determine which amenities are most common. If a building lacks an amenity that most others in the area have, it is a con. If a building has an amenity most others in the area do not, it is a pro. Similarly, price, schools, and size are calculated relative to the size, price, and distance to schools of the other properties nearby.

How Cottonwood Creek compares to other nearby properties.

Positives

Dishwasher
Dishwasher available in kitchen
Laundry available on site
Washers and dryers are available in-building or in-unit
Outdoor space
Easy access to the outdoors

Considerations

Lacks images
Fewer than 10 photos available for this location

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Rent trends in Saint Joseph

1-bedroom apartments here are priced 3% lower than 1-bedrooms in Saint Joseph.

If you decide to upgrade your space, you can expect 2-bedrooms at Cottonwood Creek to be on par with the average for similarly sized apartments in Saint Joseph.

3-bedroom apartments at Cottonwood Creek cost about 14% less than the average rent price for 3-bedroom apartments in Saint Joseph.

Median rents as of Oct 18 2025.
Saint Joseph
A table of studio rental data trends in Saint Joseph
MonthMedian Rent
November 2023$715
December 2023$715
January 2024$715
February 2024$600
March 2024$600
April 2024$850
May 2024$708
June 2024$647
July 2024$641
August 2024$675
September 2024$673
October 2024$633
November 2024$600
January 2025$616
February 2025$677
March 2025$703
April 2025$679
May 2025$673
June 2025$678
July 2025$659
August 2025$653
September 2025$686
October 2025$719

Affordability calculator

Can I afford to live at 3601 Gene Field Rd?

Bedrooms

Rent-to-income ratio

30%

Slide to adjust the percentage of your monthly income you are willing to spend on rent.
The general rule of thumb is to spend around 30% or less of your income on rent.
Recommended income

$29,200/yr

With your selected rent-to-income ratio, you'd ideally want to make $29,200 annually to afford this 1-bedroom monthly rent price of $730.
For more information on rent affordability, visit our rent calculator.

Schools near Cottonwood Creek

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Internet available near Cottonwood Creek

Neighborhood

NEIGHBORHOOD VIBE
Peaceful and quiet
Noise-canceling headphones not required in this mostly noise free area.

Getting around Saint Joseph near 3601 Gene Field Rd

Walking

4/10
Some shops and stores are within a few minutes.

Driving

10/10
Commuting is easy with multiple accessible routes and plenty of parking.

Cycling

5/10
More spots are within biking distance and some roads are cyclist-friendly.

Points of interest for 3601 Gene Field Rd, Saint Joseph

Groceries

6/10
At least one supermarket within a 15-minute walk

Shopping

5/10
Several shops within walking distance

Cafes

4/10
Some cafés within a few minutes’ walk

Restaurants

4/10
Some restaurants within a few minutes’ walk

Primary schools

1/10
Closest elementary school further than a 30-minute walk

High schools

1/10
Closest high school further than a 30-minute walk

Nightlife

1/10
Few or no bars within walking distance

Explore the area around 3601 Gene Field Rd

Natural Grocers
2414 N Belt Hwy
Cosentino's Price Chopper
2219 N Belt Hwy
Cosentino's Price Chopper Pharmacy
2219 N Belt Hwy
R & D Foods Inc
3225 N Belt Hwy
Green Hills Grocery
3225 N Belt Hwy

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