Updated 1 Hour Ago
Location
521 Stephens St Sw, Live Oak, FL 32064, USA
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Property Overview
This summary uses Zumper’s proprietary data. “Things you’ll love” and “Great for” are based on our internal analyses of market trends and renter insights.
Things you’ll love
Elementary school nearby- High school nearby
- Middle school nearby
Great for
Social life
Wellness
Eco living
Amenities for 521 Stephens St Sw
Features
| Central Air | Electric Heating |
Community
| Exterior Type: Frame | Roof Type: Shingle |
Grounds
| Outdoor Space |
Units, floor plans, amenities, dimensions, details, availability, and prices may be approximate and subject to change. Please contact a community representative for more information.
Policies and fees
Applicants
Applicants
One-time.
Contact Property
REQUIRED FEES
Security Deposit
One-time. Refundable.
Contact Property
Dog Policy
Not allowed
Cat Policy
Not allowed
No pets allowed.
Questions about this property’s policies and fees?
About 521 Stephens St Sw
Property Status: Active 3 Bedrooom, 1 bath home with a bonus room in Live Oak. Large kitchen and large backyard with a gazebo. Located near schools, shopping and the roundabout. No pets. Office Phone: (386) 515-9227 Copyright © 2026 Lake City Board of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
Property highlights
We compared every listing in the surrounding area to determine which amenities are most common. If a building lacks an amenity that most others in the area have, it is a con. If a building has an amenity most others in the area do not, it is a pro. Similarly, price, schools, and size are calculated relative to the size, price, and distance to schools of the other properties nearby.How 521 Stephens St Sw compares to other nearby properties.
Positives
- Elementary school nearby
- There is an elementary school 0.3 miles away
- High school nearby
- There is a high school 0.4 miles away
- Middle school nearby
- There is a middle school 0.8 miles away
Address details
| Zip code | 32064 |
|---|---|
| Type | House for rent |
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Rent trends in Live Oak
3-bedroom apartments at 521 Stephens St Sw cost about 11% less than the average rent price for 3-bedroom apartments in Live Oak.
Median rents as of Oct 24 2026.
Live Oak
| Month | Median Rent |
|---|---|
| November 2024 | $1,400 |
| December 2024 | $1,393 |
| January 2025 | $1,387 |
| February 2025 | $1,383 |
| March 2025 | $1,500 |
| April 2025 | $1,512 |
| May 2025 | $1,520 |
| June 2025 | $1,556 |
| July 2025 | $1,415 |
| August 2025 | $1,453 |
| September 2025 | $1,430 |
| October 2025 | $1,457 |
| November 2025 | $1,580 |
| December 2025 | $1,650 |
| January 2026 | $1,764 |
| February 2026 | $1,771 |
| March 2026 | $1,673 |
| April 2026 | $1,684 |
| May 2026 | $1,629 |
| June 2026 | $1,593 |
| July 2026 | $1,537 |
| August 2026 | $1,405 |
| September 2026 | $1,325 |
| October 2026 | $1,337 |
Affordability calculator
Can I afford to live at 521 Stephens St Sw?
Bedrooms
3 bedroomsRent-to-income ratio
30%
Slide to adjust the percentage of your monthly income you are willing to spend on rent.
The general rule of thumb is to spend around 30% or less of your income on rent.
Recommended income
$48,000/yr
With your selected rent-to-income ratio, you'd ideally want to make $48,000 annually to afford this 3-bedrooms monthly rent price of $1,200.
For more information on rent affordability, visit our rent calculator.
Schools near 521 Stephens St Sw
Suwannee Springcrest Elementary School
1419 walker ave sw
live oak, FL, 32064
PK, K-5Public
B
Suwannee Opportunity School
325 pinewood dr
live oak, FL, 32064
1-12Public
Suwannee Virtual School
305 pinewood dr sw
live oak, FL, 32064
K-12Public
Suwannee Riverside Elementary School
1625 walker ave sw
live oak, FL, 32064
PK, K-5Public
B
Suwannee Pineview Elementary School
1748 s ohio ave
live oak, FL, 32064
PK, K-5Public
B
Neighborhood
Getting around Live Oak near 521 Stephens St Sw
Walking
4/10
Some shops and stores are within a few minutes.
Driving
8/10
Commuting is easy with multiple accessible routes and plenty of parking.
Cycling
7/10
Peddling isn’t a problem with cyclist-friendly streets and bikeable destinations.
Transit
0/10
FYI, there are little to no public transit options within walking distance.
Points of interest for 521 Stephens St Sw, Live Oak
Groceries
7/10
Wide variety of groceries within a short drive, including some within walking distance
Shopping
4/10
Variety of shops within a short drive
Cafes
3/10
Some cafés within a short drive
Restaurants
5/10
Variety of restaurants within a short drive
Primary schools
9/10
At least one elementary school within a 10-minute walk
High schools
9/10
At least one high school within a 10-minute walk
Nightlife
2/10
Few or no bars within a short drive
Explore the area around 521 Stephens St Sw
Winn-Dixie
911 Pinewood Dr SW
SNP Food Mart
409 Helvenston St SE
Save-A-Lot
1535 Ohio Ave S
Publix
2215 Ohio Ave N
Walmart Supercenter
6868 US Highway 129
Bealls
1524 Ohio Ave S
Pretty Me Boutique LLC
522 Helvenston St SE
Krave's Boutique LLC
118 Howard St E
Jenny Co Boutique LLC
116 Conner St NE
Wilsons Distribution
8865 101st Ct
Across the River Roasters
822 Pine Ave SW
Ellianos Coffee
1541 Ohio Ave S
Arise Coffee Bar & Roaster
1411 Ohio Ave N
7 Brew Coffee
2215 Ohio Ave N
Starbucks
6672 US Highway 129
Thunder Alley
1605 Ohio Ave S
Hammerheads
905 Helvenston St SE
Fresh Start Nutrition
102 Howard St E
Sandy's Mini Market
432 Howard St E
Heidis Cupcakery
1377 Ohio Ave N
Walmart Deli
6868 US Highway 129
Walmart Bakery
6868 US Highway 129
Park
Meadow
Blue Star Memorial
Millenium Park
Park
Dairy Queen Grill & Chill
817 Ohio Ave S
KFC
823 Ohio Ave S
China Tasty
927 Ohio Ave S
Wing Street
625 Ohio Ave S
Robbie's Cafe
803 Pinewood Way SW
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