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409 N Gay Ave
409 N Gay Ave, Panama City, FL 32404, USA

Townhouse for rent
Monthly rent
$2,100
Beds3
Baths2
Sqft1,504
modified
2 Days Ago

Units

409 N Gay Ave Panama City, FL

New Listing

1

3 Beds

2.5 Baths

$2,100

Listed on 03/13/2026
Listed by 409 North Gay Ave - 1
Days on market: 2
Move-In Ready | Pet Friendly Move-in ready home conveniently located in Panama City! This well-maintained property offers comfortable living spaces, abundant natural light, and a functional layout perfect for everyday living. The home features a welcoming living area, spacious bedrooms, and a kitchen with ample cabinet and counter space. Enjoy the convenience of being located close to shopping, dining, schools, and major roadways while still tucked into a quiet residential neighborhood. The property offers a generous yard space ideal for relaxing, entertaining, or accommodating pets. Pet-friendly property with plenty of outdoor space for your furry companions.

New Listing

3 Beds, 2.5 Baths

3 Beds

2.5 Baths

$2,100

Listed on 03/13/2026
Days on market: 2
Move-In Ready | Pet Friendly Move-in ready home conveniently located in Panama City! This well-maintained property offers comfortable living spaces, abundant natural light, and a functional layout perfect for everyday living. The home features a welcoming living area, spacious bedrooms, and a kitchen with ample cabinet and counter space. Enjoy the convenience of being located close to shopping, dining, schools, and major roadways while still tucked into a quiet residential neighborhood. The property offers a generous yard space ideal for relaxing, entertaining, or accommodating pets. Pet-friendly property with plenty of outdoor space for your furry companions.

Amenities for 409 N Gay Ave

Some units at this address have these amenities. View unit details for more information.

Building
  • Dogs Ok
  • Cats Ok
  • Outdoor Space

Policies at 409 N Gay Ave

Applicants

Applicants

One-time.

Contact Property

REQUIRED FEES

Security Deposit

One-time. Refundable.

Contact Property

Dog Policy

Allowed

Cat Policy

Allowed

Contact for more information on pet policy.

Questions about this property’s policies and fees?

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About 409 N Gay Ave

HomeHouses in Panama City 409 N Gay Ave #1, Panama City, FL 32404, USA

Interested in leasing 409 N Gay Ave, Panama City, FL 32404, USA? Currently, 409 N Gay Ave, Panama City, FL 32404, USA is available to rent or lease. It is a 3-bedroom house with 2 bathrooms. Below, you can compare the rent price at 409 N Gay Ave, Panama City, FL 32404, USA vs overall rent prices in Panama City, FL. We have compiled nearby businesses and things to do close to 409 N Gay Ave, Panama City, FL 32404, USA.

Address details

Units2
Units available2
City
Zip code32404

Property highlights

We compared every listing in the surrounding area to determine which amenities are most common. If a building lacks an amenity that most others in the area have, it is a con. If a building has an amenity most others in the area do not, it is a pro. Similarly, price, schools, and size are calculated relative to the size, price, and distance to schools of the other properties nearby.

How 409 N Gay Ave, Panama City, FL 32404, USA compares to other nearby properties.

Considerations

Greater distance from high schools
The nearest high school is farther than 4 miles away

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Rent trends in Panama City

3-bedroom apartments at 409 N Gay Ave #1 cost about 13% more than the average rent price for 3-bedroom apartments in Panama City.

Median rents as of Mar 14 2026.
Panama City
A table of studio rental data trends in Panama City
MonthMedian Rent
June 2024$900
September 2024$900
October 2024$743
November 2024$725
December 2024$841
January 2025$875
February 2025$962
March 2025$990
April 2025$1,043
May 2025$1,135
June 2025$1,036
July 2025$1,147
August 2025$1,035
September 2025$915
October 2025$875
November 2025$1,081
December 2025$1,353
January 2026$1,352
February 2026$1,375
March 2026$1,337

Affordability calculator

Can I afford to live at 409 N Gay Ave?

Bedrooms

3 bedrooms

Rent-to-income ratio

30%

Slide to adjust the percentage of your monthly income you are willing to spend on rent.
The general rule of thumb is to spend around 30% or less of your income on rent.
Recommended income

$84,000/yr

With your selected rent-to-income ratio, you'd ideally want to make $84,000 annually to afford this 3-bedrooms median monthly rent price of $2,100.
For more information on rent affordability, visit our rent calculator.

Schools near 409 N Gay Ave #1

Parker Elementary School

640 s hwy 22 a

panama city, FL, 32404

PK, K-5Public
C+

Chapman Early Education Center

2928 east 11th st

panama city, FL, 32401

PKPublic

Margaret K. Leweis in Millville

203 n east ave

panama city, FL, 32401

PK, K-12Public

Rosenwald High School

924 bay ave

panama city, FL, 32401

PK, 6-12Public
C-

Bay Virtual Franchise

1515 june ave

panama city, FL, 32405

K-12Public
C+
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Neighborhood

NEIGHBORHOOD VIBE
Peaceful and quiet
Noise-canceling headphones not required in this mostly noise free area.

Getting around Panama City near 409 N Gay Ave

Walking

4/10
Fewer daily needs are within walking distance (unless you’re up for a challenge).

Driving

8/10
Commuting is easy with multiple accessible routes and plenty of parking.

Cycling

4/10
This is semi-bikeable, but you’ll need another way of getting around.

Transit

1/10
FYI, there are little to no public transit options within walking distance.

Points of interest for 409 N Gay Ave, Panama City

Groceries

6/10
At least one supermarket within a 15-minute walk

Shopping

4/10
Some shops within walking distance

Cafes

5/10
Some cafés within a few minutes’ walk

Restaurants

4/10
Some restaurants within a few minutes’ walk

Primary schools

2/10
At least one elementary school within a 30-minute walk

High schools

0/10
Closest high school further than a 30-minute walk

Nightlife

3/10
Some bars within walking distance

Explore the area around 409 N Gay Ave

ALDI
5500 E 7th St
Walmart Supercenter
725 N Tyndall Pkwy
Winn-Dixie
132 S Tyndall Pkwy
Grocery Outlet
225 S Tyndall Pkwy
Publix
4601 Lindsey Crossing

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