House for rent

Pet friendly

2 Days Ago

18748 Speculator Lane
18748 Speculator Lane, Elgin, Texas 78621, United States

Monthly rent	$1,750
Beds	4
Baths	2
Sqft	2,198

Monthly rent	$1,750
Beds	4
Baths	2
Sqft	2,198

2 Days Ago

Highlights

Pet Friendly

Location

18748 Speculator Lane, Elgin, Texas 78621, United States

Tour 18748 Speculator Lane

Contact

HomeRiver Group Austin

(833) 575-1705

Property Overview

This summary uses Zumper’s proprietary data. “Things you’ll love” and “Great for” are based on our internal analyses of market trends and renter insights.

Things you’ll love

More space
High school nearby
Laundry available on site

Great for

Pet owners

Amenities for 18748 Speculator Lane

Apartment Amenities

Carpet	Ceiling Fan
Forced Air	Tile
Walk-in Closet

Building

Cats OK	Dogs OK
Garage Attached	Laundry Hookups
Onsite Laundry

Grounds

Fenced Yard	Garage Parking
Outdoor Space	Storage

Services

Concierge Service

Package Service

Units, floor plans, amenities, dimensions, details, availability, and prices may be approximate and subject to change. Please contact a community representative for more information.

Policies and fees

Applicants

One-time.

Contact Property

REQUIRED FEES

Security Deposit

One-time. Refundable.

Contact Property

Dog Policy

Allowed

Cat Policy

Allowed

Contact for more information on pet policy.

Questions about this property’s policies and fees?

Building details

Property details

Lease terms	12+ months

About 18748 Speculator Lane

Home

Houses in Elgin

18748 Speculator Lane, Elgin, Texas 78621, United States

*ESTIMATED TOTAL MONTHLY LEASING PRICE: $1,854.95 Base Rent: $1,750.00 Filter Delivery: $5.00 Renters Insurance: $10.95 $1M Identity Protection, Credit Building, Resident Rewards, Move-In Concierge: $34.00. High-speed Internet up to 1 Gig: $55.00 *The estimated total monthly leasing price does not include utilities or optional/conditional fees, such as: pet, utility service, and security deposit waiver fees. Our Resident Benefits Package includes required Renters Insurance, Utility Service Set-Up, Identity Theft Protection, Resident Rewards, HVAC air filter delivery (where applicable), and Credit Building, all at the additional monthly cost shown above. To learn more about additional leasing fees and requirements, please contact HomeRiver Group at 833-575-1705. PROPERTY DESCRIPTION: Welcome to 18748 Speculator Ln, a spacious and well-maintained 4-bedroom, 2-bathroom home offering 2,198 sq ft of comfortable living space in Elgin, TX. This home features an open and functional floor plan designed for both everyday living and entertaining. The kitchen overlooks the main living area and offers ample cabinet and counter space, making it perfect for preparing meals while staying connected with family and guests. The primary bedroom is generously sized and includes a private ensuite bathroom with dual vanities, a soaking tub, a separate shower, and a walk-in closet. Three additional bedrooms provide flexibility for guest rooms, a home office, or additional living space. Enjoy the convenience of a dedicated laundry area, plenty of storage throughout the home, and a private backyard ideal for relaxing or entertaining outdoors. Located in a desirable community, residents enjoy access to neighborhood amenities including a volleyball court and playground, perfect for outdoor activities and family fun. With easy access to local schools, shopping, dining, and major roadways, this home offers both comfort and convenience. Don't miss the opportunity to make this beautiful home yours schedule a tour today! This property is not set up for housing vouchers. $0 DEPOSIT TERMS & CONDITIONS: HomeRiver Group has partnered with Termwise to offer an affordable alternative to an upfront cash security deposit. Eligible residents can choose between paying an upfront security deposit or replacing it with an affordable Termwise monthly security deposit waiver fee. For more information, ask your leasing agent or visit: https www findigs com blog skip-the-deposit-with-termwise-a-new-way-to-secure-your-rental LEASE COMMENCEMENT REQUIREMENTS: Once approved, the lease commencement date must be within 14 days. If the property is unavailable for move-in, the lease commencement date must be set within 14 days of the expected availability date. BEWARE OF SCAMS: HomeRiver Group does not advertise properties on, LetGo, or other classified ad websites. If you suspect one of our properties has been fraudulently listed on these platforms, please notify HomeRiver Group immediately. All payments related to leasing with HomeRiver Group are made exclusively through our website. We never accept wire transfers or payments via Zelle, PayPal, or Cash App. Lease your home safely through www Homeriver com or with the assistance of a licensed HomeRiver Group leasing agent. All leasing information contained herein is deemed accurate but not guaranteed. Please note that changes may have occurred since the photographs were taken. Square footage is estimated. $75 application fee/adult, a $..

Property highlights

How 18748 Speculator Lane compares to other nearby properties.

Positives

More space: The 4-bedroom is 324 sqft larger than other listings nearby
High school nearby: There is a high school 1 mile away
Laundry available on site: Washers and dryers are available in-building or in-unit
Package service: More secure storage for delivery
Walk-in closet: More closet space on average

Considerations

Greater distance from grade schools: The nearest elementary school is farther than 1 mile away

Address details

Zip code	78621
Type	House for rent

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Rent trends in Elgin

4-bedroom apartments at 18748 Speculator Lane cost about 3% less than the average rent price for 4-bedroom apartments in Elgin.

Median rents as of Dec 13 2025.

Elgin

A table of 4-bedroom apartment rental data trends in Elgin
Month	Median Rent
December 2023	$1,983
January 2024	$1,972
February 2024	$1,887
March 2024	$1,884
April 2024	$1,983
May 2024	$2,140
June 2024	$2,021
July 2024	$1,995
August 2024	$2,005
September 2024	$1,903
October 2024	$1,810
November 2024	$1,778
December 2024	$1,837
January 2025	$1,793
February 2025	$1,810
March 2025	$1,779
April 2025	$1,935
May 2025	$1,885
June 2025	$1,874
July 2025	$2,000
August 2025	$1,956
September 2025	$1,824
October 2025	$1,807
November 2025	$1,779
December 2025	$1,800

Affordability calculator

Can I afford to live at 18748 Speculator Lane?

Bedrooms

4+ bedrooms

Rent-to-income ratio

30%

Slide to adjust the percentage of your monthly income you are willing to spend on rent.

The general rule of thumb is to spend around 30% or less of your income on rent.

Recommended income

$70,000/yr

With your selected rent-to-income ratio, you'd ideally want to make $70,000 annually to afford this 4-bedrooms monthly rent price of $1,750.

For more information on rent affordability, visit our rent calculator.

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