3 Days Ago
Location
12808 Merial Waters Pass #NA, Panama City, FL 32409, USA|Lake Merial
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Amenities for 12808 Merial Waters Pass #NA, Lake Merial
Apartment Amenities
| Air Conditioning | Hardwood Floor |
| High Ceilings | Walk-in Closet |
Appliances
| Dishwasher | In-Unit Laundry |
Building
| Wheelchair Accessible |
Grounds
| Assigned Parking | Garage Parking |
| Gated Community | Outdoor Space |
Units, floor plans, amenities, dimensions, details, availability, and prices may be approximate and subject to change. Please contact a community representative for more information.
Policies and fees
Applicants
Applicants
One-time.
Contact Property
REQUIRED FEES
Security Deposit
One-time. Refundable.
Contact Property
Parking Policy
Assigned Parking
Dog Policy
Not allowed
Cat Policy
Not allowed
No pets allowed.
Questions about this property’s policies and fees?
Building details
Property details
| Lease terms | 12+ months |
|---|
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About 12808 Merial Waters Pass #NA
Beautifully maintained 3-bedroom, 2-bath all-brick home located in the highly sought-after gated Lake Merial community. With over 2,200 sq ft of heated and cooled living space, this spacious home offers comfort, style, and an unbeatable lifestyle. Enjoy an open, inviting layout featuring wood floors in the great room, vaulted ceilings, and tray ceilings in the primary suite. The eat-in kitchen is equipped with granite countertops, stainless steel appliances, a large pantry, breakfast bar, and ample prep space. Natural light fills the home, creating a bright and welcoming atmosphere throughout. The oversized primary suite includes a walk-in closet, double vanity, granite countertops, and a tiled shower. Additional highlights include a screened-in back patio, private hot tub, two-car garage, and a large backyard perfect for relaxing or entertaining. Located in the gated Lake Merial community, residents enjoy private access to two spring-fed lakes, white sandy beaches, swimming, kayaking, fishing, and peaceful park areas — all just minutes from top-rated schools and a short drive to the beach. Rent includes HOA fees, trash service, lawn care, routine maintenance, and air filter replacements. Tenant is responsible for utilities and water/sewer. This is low-maintenance living in one of Bay County’s most desirable neighborhoods.
Property highlights
We compared every listing in the surrounding area to determine which amenities are most common. If a building lacks an amenity that most others in the area have, it is a con. If a building has an amenity most others in the area do not, it is a pro. Similarly, price, schools, and size are calculated relative to the size, price, and distance to schools of the other properties nearby.How 12808 Merial Waters Pass #NA compares to other nearby properties.
Positives
- Images Available
- There are at least 10 photos of this address
- Walk-in closet
- More closet space on average
Address details
| Neighborhood | Lake Merial |
|---|---|
| Zip code | 32409 |
| Type | House for rent |
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Rent trends in Lake Merial
3-bedroom apartments at 12808 Merial Waters Pass #NA cost about 35% more than the average rent price for 3-bedroom apartments in Panama City.
Median rents as of Feb 21 2026.
Panama City
| Month | Median Rent |
|---|---|
| March 2024 | $1,940 |
| April 2024 | $1,939 |
| May 2024 | $1,901 |
| June 2024 | $1,981 |
| July 2024 | $2,010 |
| August 2024 | $2,000 |
| September 2024 | $2,000 |
| October 2024 | $2,000 |
| November 2024 | $1,985 |
| December 2024 | $1,898 |
| January 2025 | $1,890 |
| February 2025 | $1,894 |
| March 2025 | $1,875 |
| April 2025 | $1,843 |
| May 2025 | $1,820 |
| June 2025 | $1,812 |
| July 2025 | $1,897 |
| August 2025 | $1,949 |
| September 2025 | $1,949 |
| October 2025 | $1,870 |
| November 2025 | $1,830 |
| December 2025 | $1,873 |
| January 2026 | $1,899 |
| February 2026 | $1,887 |
Affordability calculator
Can I afford to live at 12808 Merial Waters Pass #NA?
Bedrooms
3 bedroomsRent-to-income ratio
30%
Slide to adjust the percentage of your monthly income you are willing to spend on rent.
The general rule of thumb is to spend around 30% or less of your income on rent.
Recommended income
$102,000/yr
With your selected rent-to-income ratio, you'd ideally want to make $102,000 annually to afford this 3-bedrooms monthly rent price of $2,550.
For more information on rent affordability, visit our rent calculator.
Schools near 12808 Merial Waters Pass #NA
Deane Bozeman School
13410 hwy 77
panama city, FL, 32409
PK, K-12Public
B-
A. GARY WALSINGHAM ACADEMY
44 chip seal parkway
panama city beach, FL, 32407
PK, K-3Public
Bay Virtual Franchise
1515 june ave
panama city, FL, 32405
K-12Public
C+
St. Andrew School
2010 w 12th st
panama city, FL, 32401
PK, K-5Public
C+
Chapman Early Education Center
2928 east 11th st
panama city, FL, 32401
PKPublic
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Internet available near 12808 Merial Waters Pass #NA
Neighborhood
Lake Merial | Panama City, FL
NEIGHBORHOOD VIBE
Peaceful and quiet
Noise-canceling headphones not required in this mostly noise free area.
Getting around Panama City near 12808 Merial Waters Pass #NA
Walking
1/10
You’ll need another mode of transportation for getting around. Scooter, anyone?
Driving
9/10
Commuting is easy with multiple accessible routes and plenty of parking.
Cycling
3/10
This is semi-bikeable, but you’ll need another way of getting around.
Points of interest for 12808 Merial Waters Pass #NA, Panama City
Groceries
0/10
Closest supermarket further than a 30-minute walk
Shopping
2/10
Some shops within walking distance
Cafes
0/10
Few or no cafés within walking distance
Restaurants
2/10
Few or no restaurants within walking distance
Primary schools
0/10
Closest elementary school further than a 30-minute walk
High schools
0/10
Closest high school further than a 30-minute walk
Nightlife
0/10
Few or no bars within walking distance
Explore the area around 12808 Merial Waters Pass #NA
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Southern Rebellion Boutique
11231 Highway 77
Lake House Cake By Shannon
Exxon
13435 Highway 77
C R's Oyster Bar & Grill
13919 Highway 77
Krispy Krunchy Chicken
15500 Highway 77
Lake House Cake By Shannon
Pizza Hut Express
13435 Highway 77
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