Credit Report
Score range, debt, payment history.
Everything property managers need to know about renter screening, from what to request and why, to how to evaluate.
Read the guideTenant screening is a process that landlords use to verify a prospective renter's qualifications for renting their properties before signing a lease. A tenant screening report may include details like credit history, criminal background, eviction records, and income or employment verification.
Evictions are expensive, and tenant screening gives you the information you need to choose a reliable renter. Screening renters or running a tenant background check gives you confidence that your property will be in reliable hands.
Online tenant screening services will provide you with a report that gives you detailed information about prospective renters. Once you receive an application, you can request the applicant submit their information through a link from the screening services provider, like TransUnion or other trusted credit bureaus.
Start by reviewing the applicant's rental application for completeness and consistency. Make sure the application meets your basic requirements, for instance, that pets are disclosed when your property isn't pet-friendly.
Look for
Tenant screening services can provide detailed background and financial reports through trusted providers like TransUnion and other credit bureaus.
A tenant background check may include
Many landlords and property managers like to verify that applicants earn enough income to comfortably afford rent. A common guideline is gross monthly income at 2 to 3× the monthly rent.
Income verification may include
Speaking with previous landlords, property managers, or superintendents can provide additional insight into an applicant's rental history and reliability.
Questions to ask
Score range, debt, payment history.
Identity verification and legally reportable public records.
Prior filings, judgments, outcomes.
2 to 3× rent rule, paystubs, bank statements.
What you can include in a screening report depends on the laws and regulations in your city and state. Some jurisdictions restrict the use of criminal history, credit, or other records, so review the rules in your area before screening.
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