Zumper
modified
5+ Days Ago

Highlights

  • Pet Friendly

Location

604 8th St Ste 401, Benton Harbor, MI 49022, USA
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Contact

Management

KMG Prestige

Our team has verified this company

Leasing office

(269) 213-2878

Open 

9:00 am–5:00 pm ET

Property Overview

Harbor City Flats achieves an impressive Zumper Expert Rating of 8.9, driven by its perfect location score of 10 and strong ratings in price, amenities, and quality. The property is recognized for its exceptional value, being in the 100th percentile for cost-effectiveness, and offering a vibrant social life with numerous entertainment options nearby. Additionally, it upholds high standards in transparency and trustworthiness, making it a compelling option for renters seeking a quality living experience.

This summary uses Zumper’s proprietary data. “Zumper Expert Ratings,” “Things you’ll love,” and “Great for” are based on our internal analyses of market trends and renter insights.

Zumper Expert Rating

8.9
Very Good
With a solid 8.9 out of 10 overall, Harbor City Flats is a great option for renters. While some aspects, like Amenities, might not be as distinguished as other properties nearby, Harbor City Flats has a number of attractive features—namely its Location— so you can be assured your rent will come with a high standard of living.

Things you’ll love

  • Less expensive
  • High school nearby
  • Middle school nearby

Great for

  • Social life

Floor plans

2 Bedroom 1 Bath2 bed1 bath750 sqft$925 /mo1 unit availableTwo Bedroom One Bath 60% High Home
1 Bedroom 1 Bath1 bed1 bath600 sqftAsk to join waitlistComing soonOne Bedroom One Bath 30% Low Home
3 Bedroom 1 Bath3 bed1 bath900 sqftAsk to join waitlistComing soonThree Bedroom One Bath 60% High Home

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Amenities for Harbor City Flats

Building

Cats OKDogs OK
Units, floor plans, amenities, dimensions, details, availability, and prices may be approximate and subject to change. Please contact a community representative for more information.

Policies and fees

Applicants

Application Fee

One-time. Agent application fee.

Contact Property

REQUIRED FEES

Security Deposit

One-time.

$871–$1,025

OPTIONAL FEES

Dog Policy

Allowed
Limit1
Breed restrictionsYes

Please call our Leasing Office for complete Pet Policy information.

Cat Policy

Allowed
Limit1

Cat

Pet Rent

Monthly. 1 cat max.

Contact Property

Dog

Pet Rent

Monthly. 1 dog max.

Contact Property

Questions about this property’s policies and fees?

Building details

Property details

Units81
Lease terms12 months
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About Harbor City Flats

HomeApartments in Benton Harbor Harbor City Flats

Welcome home to Harbor City Flats!


Zumper Expert Rating

Our expert rating is based on a weighted average score of property attributes that renters care about most: price, amenities, location, quality, and trust.
8.9
/10
Very Good
With a solid 8.9 out of 10 overall, Harbor City Flats is a great option for renters. While some aspects, like Amenities, might not be as distinguished as other properties nearby, Harbor City Flats has a number of attractive features—namely its Location— so you can be assured your rent will come with a high standard of living.
How we rated Harbor City Flats
Price·8A score that weighs the cost and location of the property, which we calculate by comparing rent prices of recent units to the median price of nearby rentals, adjusting for overall quality and features.
Scoring a 8/10, Harbor City Flats is a great option for renters looking for apartments in this neighborhood. The rent is significantly lower than the median rent for the area, therefore this property is competitively priced for its location and its features. Residents here will find a home that meets their needs with few trade-offs.
Amenities·8A score based on the amenities offered at this property compared to other rentals in the area. We consider the quantity, quality, and popularity of features both on site and within the units.
With multiple in-demand amenities, Harbor City Flats is committed to enhancing the renting experience. And while it may have fewer total conveniences and features than similar rentals nearby, it remains a top choice for renters wanting an specific standard of living.
Location·10A score based on proximity and ease of access to shops, restaurants, schools, and public transportation while considering the desirability of the area.
Harbor City Flats offers residents unparalleled convenience to popular points of interest, transportation, schools, and more, which provide an elevated quality of life. Communication with management is usually quick and easy, allowing for a more expedited application and renting process, saving you time and money.
Quality·10A score based on what makes the property stand out, such as luxury features, unique offerings, age of the building, and our ability to verify the accuracy of these details.
Harbor City Flats has notable characteristics that give it an edge. It is a verified property that stands out from others nearby as an exceptional choice for renters looking for a specific lifestyle. Offering a combination of prestige, modernity, and tailored living experiences, residents can expect nothing short of excellence at Harbor City Flats.
Trustworthiness·9A score based on the accuracy, completeness, recency, and usefulness of the information provided by this property, so you can trust that what you see is what you get.
Harbor City Flats has gone above and beyond to craft a useful, detailed description, demonstrating transparency and trustworthiness, and giving renters a clear picture of what to expect from the property and its management, so they can make an informed decision about whether the rental meets their needs.

Harbor City Flats is great for:

Social life

  • 15 theaters, music venues, or sports arenas nearby
  • Areas nearby are accessible by walking
  • Diverse age groups live in this area
  • A bustling neighborhood

Property highlights

We compared every listing in the surrounding area to determine which amenities are most common. If a building lacks an amenity that most others in the area have, it is a con. If a building has an amenity most others in the area do not, it is a pro. Similarly, price, schools, and size are calculated relative to the size, price, and distance to schools of the other properties nearby.

How Harbor City Flats compares to other nearby properties.

Positives

Less expensive
The 1-bedrooms are cheaper than other similar listings nearby
Less expensive
The 2-bedrooms are cheaper than other similar listings nearby
High school nearby
There is a high school 0.3 mile away
Middle school nearby
There is a middle school 1 mile away

Considerations

Grow a garden indoors
A balcony, backyard, or shared outdoor space isn't available
Oven not listed
In-unit oven not included in listing

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Rent trends in Benton Harbor

If you decide to upgrade your space, you can expect 2-bedrooms at Harbor City Flats to be 12% less than the average for similarly sized apartments in Benton Harbor.

Median rents as of Feb 21 2026.
Benton Harbor
A table of 1-bedroom apartment rental data trends in Benton Harbor
MonthMedian Rent
March 2024$786
November 2024$800
December 2024$778
January 2025$734
February 2025$738
March 2025$797
April 2025$773
May 2025$766
June 2025$799
July 2025$801
August 2025$811
September 2025$811
October 2025$755
November 2025$809
December 2025$871
January 2026$872
February 2026$922

Affordability calculator

Can I afford to live at 604 8th St Ste 401?

Bedrooms

2 bedrooms

Rent-to-income ratio

30%

Slide to adjust the percentage of your monthly income you are willing to spend on rent.
The general rule of thumb is to spend around 30% or less of your income on rent.
Recommended income

$37,000/yr

With your selected rent-to-income ratio, you'd ideally want to make $37,000 annually to afford this 2-bedrooms monthly rent price of $925.
For more information on rent affordability, visit our rent calculator.

Schools near Harbor City Flats

Discovery Enrichment Center

465 s mccord st

benton harbor, MI, 49022

PK, KPublic
C+

Fair Plain East Elementary School

1995 union ave

benton harbor, MI, 49022

4-5Public
D+

Martin Luther King Jr. Elementary School

750 e britain ave

benton harbor, MI, 49022

1-3Public
D+

Lighthouse Education Center

379 w glenlord rd

saint joseph, MI, 49085

K-12Public

River School

4439 river rd

sodus, MI, 49126

K-8Public
B-
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Internet available near Harbor City Flats

Getting around Benton Harbor near 604 8th St Ste 401

Walking

4/10
Some shops and stores are within a few minutes.

Driving

10/10
Commuting is easy with multiple accessible routes and plenty of parking.

Cycling

4/10
More spots are within biking distance and some roads are cyclist-friendly.

Points of interest for 604 8th St Ste 401, Benton Harbor

Groceries

6/10
At least one grocery store within a 15-minute walk

Shopping

4/10
Some shops within walking distance

Cafes

4/10
Some cafés within walking distance

Restaurants

4/10
Some restaurants within walking distance

Primary schools

8/10
At least one elementary school within a 10-minute walk

High schools

9/10
At least one high school within a 10-minute walk

Nightlife

3/10
Few or no bars within walking distance

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