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Location
1095 Spruce St, Terre Haute, IN 47807, USA|Indiana State University
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Property Overview
1095 Spruce St offers ample space and a premier living experience, with top-tier amenities (10/10) and an excellent location (9/10) that provides easy access to entertainment, mixed-use spaces, and walkable areas. With an overall rating of 8.3/10, strong price-to-value balance (8/10), and a high trustworthiness score (8/10), it supports both work-from-home and active social lifestyles through high-speed internet, nearby coworking-friendly spots, on-site community spaces, and relatively convenient public transit.
This summary uses Zumper’s proprietary data. “Zumper Expert Ratings,” “Things you’ll love,” and “Great for” are based on our internal analyses of market trends and renter insights.
Things you’ll love
High school nearby- Less expensive
- Dishwasher
Great for
Social life
Work-from-home
Floor plans
| 1 Bed 1 Bath Deluxe Fall 2026 | 1 bed | 1 bath | 570 sqft | $894 /mo | 1 unit available | ||
| 2.1 C | 2 bed | 1 bath | 650 sqft | $519 /mo | 2 units available | AMAZING VALUE next to campus! Check out our 2.1 floor plans NOW coming available for 2025-2026! These beauties give you ample amount of space and each bedroom secures with an individual key to each leaseholder. Enjoy our roommate matching option and never worry about your roommates rental fees again. Call quickly, as our property leases fast for the following year and get the BEST HOUSING VALUE NEXT TO CAMPUS! Pricing is per bedroom. Are you interested in only 1 of the bedrooms but do not want the hassle of roommates? Units are also available for lock offs. $874-990 One room is locked and you have the privacy of a one bedroom unit. Re-Rent Options Available | |
| 2 Bedroom 1 Bathroom Medium Deluxe Fall 2026 | 2 bed | 1 bath | 650 sqft | $571 /mo | 1 unit available | ||
| 2 Bedroom 1 Bathroom Large Classic Fall 2026 | 2 bed | 1 bath | 850 sqft | $589 /mo | 1 unit available | ||
| 2 Bedroom 1 Bathroom Large Deluxe Fall 2026 | 2 bed | 1 bath | 850 sqft | $643 /mo | 1 unit available | ||
| 2 Bedroom 2 Bathroom Classic Fall 2026 | 2 bed | 2 bath | 915 sqft | $679 /mo | 1 unit available | ||
| 2 Bedroom 2 Bathroom Deluxe Fall 2026 | 2 bed | 2 bath | 915 sqft | $739 /mo | 1 unit available | ||
| 3 Bedroom 1.5 Bathroom Townhouse Fall 2026 | 3 bed | 1.5 bath | 1,233 sqft | $549 /mo | 1 unit available | ||
| 3 Bedroom 2 Bathroom Deluxe Fall 2026 | 3 bed | 2 bath | 966 sqft | $571 /mo | 1 unit available |
Let's explore this property.
Amenities for 1095 Spruce St.
Apartment Amenities
| Trash | Water |
Appliances
| Appliances | Dishwasher |
| Electric Stove | In-Unit Laundry |
| Microwave | Range |
| Refrigerator | Washer and Dryer |
Tech
| High-Speed Internet |
Building
| Clubhouse | Fitness Center |
| Sewage |
Grounds
| Assigned Parking | Swimming Pool |
Units, floor plans, amenities, dimensions, details, availability, and prices may be approximate and subject to change. Please contact a community representative for more information.
Policies and fees
Applicants
Applicants
One-time.
Contact Property
REQUIRED FEES
Security Deposit
One-time. Refundable.
Contact Property
Parking Policy
Assigned Parking
Questions about this property’s policies and fees?
Building details
Property details
| Units | 314 |
|---|
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About 1095 Spruce St.
AMAZING VALUE next to campus! Check out our 2.1 floor plans NOW coming available for 2025-2026! These beauties give you ample amount of space and each bedroom secures with an individual key to each leaseholder. Enjoy our roommate matching option and never worry about your roommates rental fees again. Call quickly, as our property leases fast for the following year and get the BEST HOUSING VALUE NEXT TO CAMPUS! Pricing is per bedroom. Are you interested in only 1 of the bedrooms but do not want the hassle of roommates? Units are also available for lock offs. $874-990 One room is locked and you have the privacy of a one bedroom unit. Re-Rent Options Available
Zumper Expert Rating
Our expert rating is based on a weighted average score of property attributes that renters care about most: price, amenities, location, quality, and trust.
8.3
/10
Very GoodWith a solid 8.3 out of 10 overall, 1095 Spruce St. is a great option for renters. While some aspects, like Quality, might not be as distinguished as other properties nearby, 1095 Spruce St. has a number of attractive features—namely its Amenities— so you can be assured your rent will come with a high standard of living.
Price·8A score that weighs the cost and location of the property, which we calculate by comparing rent prices of recent units to the median price of nearby rentals, adjusting for overall quality and features.
Scoring a 8/10, 1095 Spruce St. is a great option for renters looking for apartments in Indiana State University. The rent is significantly lower than the median rent for the area, therefore this property is competitively priced for its location and its features. Residents here will find a home that meets their needs with few trade-offs.
Amenities·10A score based on the amenities offered at this property compared to other rentals in the area. We consider the quantity, quality, and popularity of features both on site and within the units.
1095 Spruce St. stands out as a premier property with an impressive array of amenities and an excellent standard of living. Residents here have access to many of the most popular and desired perks—in-unit laundry—making this one of the top choices for renters seeking unparalleled comfort and convenience.
Location·9A score based on proximity and ease of access to shops, restaurants, schools, and public transportation while considering the desirability of the area.
1095 Spruce St. is exceptional when it comes to location and conveniences. Communication with management or leasing staff is usually quick and easy and they often use advanced scheduling and communication tools to streamline the process. The location of this property offers easy access to popular points of interest in the area and options for getting around.
Quality·6A score based on what makes the property stand out, such as luxury features, unique offerings, age of the building, and our ability to verify the accuracy of these details.
While 1095 Spruce St. does not have many hallmark characteristics to highlight, it has some qualities and features that will resonate with a broad range of renters.
Trustworthiness·8A score based on the accuracy, completeness, recency, and usefulness of the information provided by this property, so you can trust that what you see is what you get.
The level of transparency this property provides distinguishes it as a great rental. With a high attention to detail and desirable features, renters can be sure they will get an accurate picture of their potential new home.
1095 Spruce St. is great for:
Property highlights
We compared every listing in the surrounding area to determine which amenities are most common. If a building lacks an amenity that most others in the area have, it is a con. If a building has an amenity most others in the area do not, it is a pro. Similarly, price, schools, and size are calculated relative to the size, price, and distance to schools of the other properties nearby.How 1095 Spruce St. compares to other nearby properties.
Positives
- High school nearby
- There is a high school 2 miles away
- Less expensive
- The 2-bedrooms are cheaper than other similar listings nearby
- Less expensive
- The 3-bedrooms are cheaper than other similar listings nearby
- Dishwasher
- Dishwasher available in kitchen
- Images Available
- There are at least 10 photos of this address
- Laundry available on site
- Washers and dryers are available in-building or in-unit
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Rent trends in Indiana State University
1-bedroom apartments here are priced 16% lower than 1-bedrooms in Indiana State University.
If you decide to upgrade your space, you can expect 2-bedrooms at 1095 Spruce St. to be 9% less than the average for similarly sized apartments in Indiana State University.
3-bedroom apartments at 1095 Spruce St. cost about 25% less than the average rent price for 3-bedroom apartments in Indiana State University.
Median rents as of May 2 2026.
Indiana State University
Terre Haute
| Month | Median Rent |
|---|---|
| May 2024 | $695 |
| June 2024 | $717 |
| July 2024 | $762 |
| August 2024 | $748 |
| September 2024 | $693 |
| October 2024 | $725 |
| November 2024 | $741 |
| December 2024 | $771 |
| January 2025 | $786 |
| February 2025 | $781 |
| March 2025 | $780 |
| April 2025 | $725 |
| May 2025 | $716 |
| June 2025 | $747 |
| July 2025 | $772 |
| August 2025 | $773 |
| September 2025 | $727 |
| October 2025 | $730 |
| November 2025 | $738 |
| December 2025 | $704 |
| January 2026 | $714 |
| February 2026 | $716 |
| March 2026 | $712 |
| April 2026 | $700 |
| May 2026 | $725 |
| Month | Median Rent |
|---|---|
| March 2025 | $954 |
| April 2025 | $960 |
| May 2025 | $960 |
| June 2025 | $955 |
| July 2025 | $950 |
| August 2025 | $817 |
| September 2025 | $785 |
| November 2025 | $1,110 |
| December 2025 | $1,103 |
| January 2026 | $1,079 |
| February 2026 | $1,077 |
| March 2026 | $1,071 |
| April 2026 | $1,065 |
| May 2026 | $1,065 |
Affordability calculator
Can I afford to live at 1095 Spruce St?
Bedrooms
Rent-to-income ratio
30%
Slide to adjust the percentage of your monthly income you are willing to spend on rent.
The general rule of thumb is to spend around 30% or less of your income on rent.
Recommended income
$35,760/yr
With your selected rent-to-income ratio, you'd ideally want to make $35,760 annually to afford this 1-bedroom monthly rent price of $894.
For more information on rent affordability, visit our rent calculator.
Schools near 1095 Spruce St.
Davis Park Elementary School
310 s 18th st
terre haute, IN, 47807
PK, K-5Public
C+
Vigo Virtual School Academy
3707 s 7th
terre haute, IN, 47802
K-12Public
C-
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Internet available near 1095 Spruce St.
Neighborhood
Indiana State University | Terre Haute, IN
Getting around Terre Haute near 1095 Spruce St
Walking
5/10
Some shops and stores are within a few minutes.
Driving
7/10
This area is close to freeways and has adequate parking options.
Cycling
7/10
Peddling isn’t a problem with cyclist-friendly streets and bikeable destinations.
Transit
2/10
There are a few mass transit options within the area.
Points of interest for 1095 Spruce St, Terre Haute
Groceries
8/10
At least one grocery store within a 15-minute walk
Shopping
3/10
Some shops within walking distance
Cafes
4/10
Few or no cafés within walking distance
Restaurants
5/10
Some restaurants within walking distance
Primary schools
7/10
At least one elementary school within a 20-minute walk
High schools
6/10
At least one high school within a 20-minute walk
Nightlife
4/10
Few or no bars within walking distance
Explore the area around 1095 Spruce St
Sarahs Phillipines Store
114 N 13th St
Asian Market
673 Wabash Ave
T C West Variety Store
631 S 14th St
Kroger
2650 Wabash Ave
Maria Tienda
1420 Lafayette Ave
Family Dollar
1128 Locust St
Lawler Sports
1026 Wabash Ave
Xclusive Boutique LLC
1801 Wabash Ave
Family Dollar
1400 Poplar St
Wise Guise Costume Rental
2110 Wabash Ave
Starbucks
550 Chestnut St
Federal Coffee Fine Foods
683 Wabash Ave
Starbucks
2500 Wabash Ave
Coffee Cup
2525 Wabash Ave
Scooter's Coffee
1617 S 3rd St
Pizza King
900 Chestnut St
Sonka Irish Pub
1366 Wabash Ave
Tree House Eatery Drinkery
729 N 7th St
Copper Bar
810 Wabash Ave
The Verve
677 Wabash Ave
Square Donuts
935 Wabash Ave
Federal Coffee Fine Foods
683 Wabash Ave
Nancy's Nutrition Center
1723 N 3rd St
Oy Vey Jewish Bakery & Deli
1803 N 3rd St
Kroger Bakery
2650 Wabash Ave
Pizza King
900 Chestnut St
Pizza City
The Bush
932 Locust St
Papa Johns
1234 Wabash Ave
Taco 101
1330 Wabash Ave
11th & Locust
Plaza North
13th & Locust
Northeast Evening
13th & 1st Ave.
Plaza North
11th & Wabash
East Wabash / East Locust
7th & Chestnut
North 19th / 12 Points
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