1 Day Ago
Location
522 E 5th St, Chattanooga, TN 37403, USA|North Chattanooga - Hill City - UTC
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Property Overview
522 E 5th scores exceptionally well across several key metrics, achieving a Zumper expert rating of 9.4 and excellent price and amenities ratings of 10. The property stands out for its prime downtown location, offering proximity to numerous parks, health and wellness centers, and dining options, and is noted for its appealing features, such as ample natural lighting and sustainability initiatives, making it a strong contender for renters seeking an enhanced lifestyle.
This summary uses Zumper’s proprietary data. “Zumper Expert Ratings,” “Things you’ll love,” and “Great for” are based on our internal analyses of market trends and renter insights.
Things you’ll love
Less expensive- More space
- Images Available
Great for
Eco living
Social life
Wellness
Floor plans
| Downtown Studio w/ Carpet | Studio | 1 bath | 350 sqft | $850 /mo | 1 unit available | Are you looking for a hip downtown apartment within walking distance of UTC, great restaurants, and local attractions? Whether you work at Unum, Erlanger, or TVA, this apartment is the perfect spot! Newly renovated, these apartments are energy efficient with equipped kitchens and nice windows that let the sun right in. Apartments located at 516, 518 & 522 E. Fifth Street. Please note that the apartment shown above may not be the apartment available. *Income Restricted at 100% AMI* -Max annual income for a single household: $66,850 -Max annual income for a household of two: $76,400 | |
| Downtown Two Bedroom | 2 bed | 1 bath | 790 sqft | $1,250 /mo | 1 unit available | Are you looking for a hip downtown apartment within walking distance to great restaurants, and local attractions? Whether you work at Unum, Erlanger, or TVA, this apartment is the perfect spot! *Income Restricted* -Max annual income for a single household: $66,850 -Max annual income for a household of two: $76,400 -Max annual income for a household of three: $85,950 -Max annual income for a household of four: $95,950 |
Let's explore this property.
Amenities for 522 E 5th
Apartment Amenities
| Hardwood Floor | Trash |
Appliances
| Electric Stove | Oven/Range |
| Range | Refrigerator |
Building
| Free Onsite Laundry | Onsite Laundry |
Grounds
| Free Onsite Parking | Large Grassy Backyard |
| Outdoor Space |
Services
| Pest Control | Recycling Onsite |
Neighborhood
| Downtown | Quiet Street |
Units, floor plans, amenities, dimensions, details, availability, and prices may be approximate and subject to change. Please contact a community representative for more information.
Policies and fees
Applicants
Applicants
One-time.
Contact Property
REQUIRED FEES
Security Deposit
One-time. Refundable.
Contact Property
Building details
Property details
| Units | 7 |
|---|
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About 522 E 5th
Are you looking for a hip downtown apartment within walking distance to great restaurants, and local attractions? Whether you work at Unum, Erlanger, or TVA, this apartment is the perfect spot! *Income Restricted* -Max annual income for a single household: $66,850 -Max annual income for a household of two: $76,400 -Max annual income for a household of three: $85,950 -Max annual income for a household of four: $95,950
Zumper Expert Rating
Our expert rating is based on a weighted average score of property attributes that renters care about most: price, amenities, location, quality, and trust.
9.4
/10
Excellent522 E 5th is an excellent find, offering residents a superior living experience with a wide range of desirable features. Residents will particularly enjoy knowing that this property rated highest in Price and Amenities, which help to make this rental a great place to call home.
Price·10A score that weighs the cost and location of the property, which we calculate by comparing rent prices of recent units to the median price of nearby rentals, adjusting for overall quality and features.
522 E 5th offers an excellent balance between price and value. It's priced competitively for its amenities, location, and other key features. Compared to the median price per bedroom in the area, this property is less than, or about the same as, nearby rentals, so residents can expect great value without too many compromises on their desired standard of living.
Amenities·10A score based on the amenities offered at this property compared to other rentals in the area. We consider the quantity, quality, and popularity of features both on site and within the units.
522 E 5th stands out as a premier property with an impressive array of amenities and an excellent standard of living. Residents here have access to many of the most popular and desired perks, making this one of the top choices for renters seeking unparalleled comfort and convenience.
Location·9A score based on proximity and ease of access to shops, restaurants, schools, and public transportation while considering the desirability of the area.
522 E 5th is exceptional when it comes to location and conveniences. Communication with management or leasing staff is usually quick and easy and they often use advanced scheduling and communication tools to streamline the process. The location of this property offers easy access to popular points of interest in the area and options for getting around.
Quality·9A score based on what makes the property stand out, such as luxury features, unique offerings, age of the building, and our ability to verify the accuracy of these details.
522 E 5th has a few standout characteristics that set it apart from similar properties nearby. Having both verified status and features that cater to discerning renters, this is a great option for renters looking for a specific and exceptional lifestyle.
Trustworthiness·8A score based on the accuracy, completeness, recency, and usefulness of the information provided by this property, so you can trust that what you see is what you get.
The level of transparency this property provides distinguishes it as a great rental. With a high attention to detail and desirable features, renters can be sure they will get an accurate picture of their potential new home.
522 E 5th is great for:
Property highlights
We compared every listing in the surrounding area to determine which amenities are most common. If a building lacks an amenity that most others in the area have, it is a con. If a building has an amenity most others in the area do not, it is a pro. Similarly, price, schools, and size are calculated relative to the size, price, and distance to schools of the other properties nearby.How 522 E 5th compares to other nearby properties.
Positives
- Less expensive
- Studio units are cheaper than other similar listings nearby
- Less expensive
- The 2-bedrooms are cheaper than other similar listings nearby
- More space
- Studio is 65 sqft larger than other listings nearby
- Images Available
- There are at least 10 photos of this address
- Laundry available on site
- Washers and dryers are available in-building or in-unit
- Outdoor space
- Easy access to the outdoors
Considerations
- No in-unit dishwasher
- Dishwashers aren't available
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Rent trends in North Chattanooga - Hill City - UTC
Studio apartments at 522 E 5th cost about 25% less than the average rent price for studios in North Chattanooga - Hill City - UTC.
If you decide to upgrade your space, you can expect 2-bedrooms at 522 E 5th to be 35% less than the average for similarly sized apartments in North Chattanooga - Hill City - UTC.
Median rents as of Jan 31 2026.
North Chattanooga - Hill City - UTC
Chattanooga
| Month | Median Rent |
|---|---|
| February 2024 | $1,342 |
| March 2024 | $1,345 |
| April 2024 | $1,299 |
| May 2024 | $1,198 |
| June 2024 | $1,196 |
| July 2024 | $1,226 |
| August 2024 | $1,218 |
| September 2024 | $1,219 |
| October 2024 | $1,220 |
| November 2024 | $1,240 |
| December 2024 | $1,250 |
| January 2025 | $1,237 |
| February 2025 | $1,228 |
| March 2025 | $1,231 |
| April 2025 | $1,207 |
| May 2025 | $1,199 |
| June 2025 | $1,198 |
| July 2025 | $1,156 |
| August 2025 | $1,135 |
| September 2025 | $1,173 |
| October 2025 | $1,194 |
| November 2025 | $1,195 |
| December 2025 | $1,176 |
| January 2026 | $1,162 |
| Month | Median Rent |
|---|---|
| February 2024 | $1,350 |
| March 2024 | $1,345 |
| April 2024 | $1,312 |
| May 2024 | $1,300 |
| June 2024 | $1,291 |
| July 2024 | $1,312 |
| August 2024 | $1,285 |
| September 2024 | $1,261 |
| October 2024 | $1,300 |
| November 2024 | $1,310 |
| December 2024 | $1,321 |
| January 2025 | $1,333 |
| February 2025 | $1,244 |
| March 2025 | $1,255 |
| April 2025 | $1,202 |
| May 2025 | $1,310 |
| June 2025 | $1,343 |
| July 2025 | $1,205 |
| August 2025 | $1,100 |
| September 2025 | $1,204 |
| October 2025 | $1,178 |
| November 2025 | $1,170 |
| December 2025 | $1,123 |
| January 2026 | $1,138 |
Affordability calculator
Can I afford to live at 522 E 5th St?
Bedrooms
Rent-to-income ratio
30%
Slide to adjust the percentage of your monthly income you are willing to spend on rent.
The general rule of thumb is to spend around 30% or less of your income on rent.
Recommended income
$34,000/yr
With your selected rent-to-income ratio, you'd ideally want to make $34,000 annually to afford this studio monthly rent price of $850.
For more information on rent affordability, visit our rent calculator.
Schools near 522 E 5th
Hamilton County Virtual School
3074 hickory valley rd
chattanooga, TN, 37421
K-12Public
B-
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Internet available near 522 E 5th
Neighborhood
North Chattanooga - Hill City - UTC | Chattanooga, TN
NEIGHBORHOOD VIBE
Peaceful and quiet
Noise-canceling headphones not required in this mostly noise free area.
Getting around Chattanooga near 522 E 5th St
Walking
7/10
Grab your reusable bags–many shops and stores are within walking distance.
Driving
8/10
This area is close to freeways and has adequate parking options.
Points of interest for 522 E 5th St, Chattanooga
Groceries
8/10
At least one grocery store within a 15-minute walk
Shopping
4/10
Some shops within walking distance
Cafes
5/10
Some cafés within walking distance
Restaurants
6/10
Variety of restaurants within walking distance
Primary schools
8/10
At least one elementary school within a 10-minute walk
High schools
8/10
At least one high school within a 20-minute walk
Nightlife
5/10
Some bars within walking distance
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Check availability
This property is intended for those with income restrictions.