13 Hours Ago
Location
522 East 5th Street, Chattanooga, Tennessee 37403, United States|North Chattanooga - Hill City - UTC
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Property Overview
The property at 522 E 5th is highly rated with an overall Zumper score of 9.4 out of 10, highlighting its competitive pricing and exceptional amenities. Its location offers easy access to numerous grocery stores, restaurants, and parks, making it ideal for various lifestyle preferences, including remote work and fitness enthusiasts. With transparency and a solid standard of living, this property stands out as a top choice in its area.
This summary uses Zumper’s proprietary data. “Zumper Expert Ratings,” “Things you’ll love,” and “Great for” are based on our internal analyses of market trends and renter insights.
Things you’ll love
Less expensive- More space
- Images Available
Great for
Eco living
Social life
Wellness
Floor plans
| Downtown Studio IR | Studio | 1 bath | 350 sqft | $850 /mo | 1 unit available | Are you looking for a hip downtown apartment within walking distance of great restaurants, and local attractions? Whether you work at Unum, Erlanger, or TVA, this apartment is the perfect spot! Newly renovated, these apartments are energy efficient with equipped kitchens and nice windows that let the sun right in. Apartments located at 516, 518 & 522 E. Fifth Street. Please note that the apartment shown above may not be the apartment available. This unit is income restricted, you cannot be a full time student/ must meet income restricted criteria to qualify. **Single person household's annual income cannot exceed $40,380** | |
| Downtown Two Bedroom | 2 bed | 1 bath | 790 sqft | $1,250 /mo | 1 unit available | Are you looking for a hip downtown apartment within walking distance to great restaurants, and local attractions? Whether you work at Unum, Erlanger, or TVA, this apartment is the perfect spot! *Income Restricted* -Max annual income for a single household: $66,850 -Max annual income for a household of two: $76,400 -Max annual income for a household of three: $85,950 -Max annual income for a household of four: $95,950 |
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Amenities for 522 E 5th
Apartment Amenities
| Trash | Water |
Appliances
| Electric Stove | Oven/Range |
| Range | Refrigerator |
Building
| Free Onsite Laundry | Onsite Laundry |
| Sewage |
Grounds
| Free Onsite Parking | Large Grassy Backyard |
| Outdoor Space |
Services
| Pest Control | Recycling Onsite |
Neighborhood
| Downtown | Quiet Street |
Units, floor plans, amenities, dimensions, details, availability, and prices may be approximate and subject to change. Please contact a community representative for more information.
Policies and fees
Applicants
Applicants
One-time.
Contact Property
REQUIRED FEES
Security Deposit
One-time. Refundable.
Contact Property
Building details
Property details
| Units | 7 |
|---|
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About 522 E 5th
Are you looking for a hip downtown apartment within walking distance to great restaurants, and local attractions? Whether you work at Unum, Erlanger, or TVA, this apartment is the perfect spot! *Income Restricted* -Max annual income for a single household: $66,850 -Max annual income for a household of two: $76,400 -Max annual income for a household of three: $85,950 -Max annual income for a household of four: $95,950
Zumper Expert Rating
Our expert rating is based on a weighted average score of property attributes that renters care about most: price, amenities, location, quality, and trust.
9.4
/10
Excellent522 E 5th is an excellent find, offering residents a superior living experience with a wide range of desirable features. Residents will particularly enjoy knowing that this property rated highest in Price and Amenities, which help to make this rental a great place to call home.
Price·10A score that weighs the cost and location of the property, which we calculate by comparing rent prices of recent units to the median price of nearby rentals, adjusting for overall quality and features.
522 E 5th offers an excellent balance between price and value. It's priced competitively for its amenities, location, and other key features. Compared to the median price per bedroom in the area, this property is less than, or about the same as, nearby rentals, so residents can expect great value without too many compromises on their desired standard of living.
Amenities·10A score based on the amenities offered at this property compared to other rentals in the area. We consider the quantity, quality, and popularity of features both on site and within the units.
522 E 5th stands out as a premier property with an impressive array of amenities and an excellent standard of living. Residents here have access to many of the most popular and desired perks, making this one of the top choices for renters seeking unparalleled comfort and convenience.
Location·9A score based on proximity and ease of access to shops, restaurants, schools, and public transportation while considering the desirability of the area.
522 E 5th is exceptional when it comes to location and conveniences. Communication with management or leasing staff is usually quick and easy and they often use advanced scheduling and communication tools to streamline the process. The location of this property offers easy access to popular points of interest in the area and options for getting around.
Quality·9A score based on what makes the property stand out, such as luxury features, unique offerings, age of the building, and our ability to verify the accuracy of these details.
522 E 5th has a few standout characteristics that set it apart from similar properties nearby. Having both verified status and features that cater to discerning renters, this is a great option for renters looking for a specific and exceptional lifestyle.
Trustworthiness·8A score based on the accuracy, completeness, recency, and usefulness of the information provided by this property, so you can trust that what you see is what you get.
The level of transparency this property provides distinguishes it as a great rental. With a high attention to detail and desirable features, renters can be sure they will get an accurate picture of their potential new home.
522 E 5th is great for:
Property highlights
We compared every listing in the surrounding area to determine which amenities are most common. If a building lacks an amenity that most others in the area have, it is a con. If a building has an amenity most others in the area do not, it is a pro. Similarly, price, schools, and size are calculated relative to the size, price, and distance to schools of the other properties nearby.How 522 E 5th compares to other nearby properties.
Positives
- Less expensive
- Studio units are cheaper than other similar listings nearby
- More space
- Studio is 140 sqft larger than other listings nearby
- Less expensive
- The 2-bedrooms are cheaper than other similar listings nearby
- Images Available
- There are at least 10 photos of this address
- Laundry available on site
- Washers and dryers are available in-building or in-unit
Considerations
- Greater distance from grade schools
- The nearest elementary school is farther than 0.4 mile away
- Greater distance from high schools
- The nearest high school is farther than 2 miles away
- No in-unit dishwasher
- Dishwashers aren't available
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Rent trends in North Chattanooga - Hill City - UTC
Studio apartments at 522 E 5th cost about 25% less than the average rent price for studios in North Chattanooga - Hill City - UTC.
If you decide to upgrade your space, you can expect 2-bedrooms at 522 E 5th to be 29% less than the average for similarly sized apartments in North Chattanooga - Hill City - UTC.
Median rents as of Dec 13 2025.
North Chattanooga - Hill City - UTC
Chattanooga
| Month | Median Rent |
|---|---|
| December 2023 | $1,315 |
| January 2024 | $1,303 |
| February 2024 | $1,342 |
| March 2024 | $1,345 |
| April 2024 | $1,299 |
| May 2024 | $1,198 |
| June 2024 | $1,196 |
| July 2024 | $1,226 |
| August 2024 | $1,218 |
| September 2024 | $1,219 |
| October 2024 | $1,220 |
| November 2024 | $1,240 |
| December 2024 | $1,250 |
| January 2025 | $1,237 |
| February 2025 | $1,228 |
| March 2025 | $1,231 |
| April 2025 | $1,207 |
| May 2025 | $1,199 |
| June 2025 | $1,198 |
| July 2025 | $1,156 |
| August 2025 | $1,135 |
| September 2025 | $1,173 |
| October 2025 | $1,194 |
| November 2025 | $1,195 |
| December 2025 | $1,200 |
| Month | Median Rent |
|---|---|
| December 2023 | $1,350 |
| January 2024 | $1,350 |
| February 2024 | $1,350 |
| March 2024 | $1,345 |
| April 2024 | $1,312 |
| May 2024 | $1,300 |
| June 2024 | $1,291 |
| July 2024 | $1,312 |
| August 2024 | $1,285 |
| September 2024 | $1,261 |
| October 2024 | $1,300 |
| November 2024 | $1,310 |
| December 2024 | $1,321 |
| January 2025 | $1,333 |
| February 2025 | $1,244 |
| March 2025 | $1,255 |
| April 2025 | $1,202 |
| May 2025 | $1,310 |
| June 2025 | $1,343 |
| July 2025 | $1,205 |
| August 2025 | $1,100 |
| September 2025 | $1,204 |
| October 2025 | $1,178 |
| November 2025 | $1,170 |
| December 2025 | $1,121 |
Affordability calculator
Can I afford to live at 522 East 5th Street?
Bedrooms
Rent-to-income ratio
30%
Slide to adjust the percentage of your monthly income you are willing to spend on rent.
The general rule of thumb is to spend around 30% or less of your income on rent.
Recommended income
$34,000/yr
With your selected rent-to-income ratio, you'd ideally want to make $34,000 annually to afford this studio monthly rent price of $850.
For more information on rent affordability, visit our rent calculator.
Schools near 522 E 5th
Hamilton County Virtual School
3074 hickory valley rd
chattanooga, TN, 37421
K-12Public
B-
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Internet available near 522 E 5th
Neighborhood
North Chattanooga - Hill City - UTC | Chattanooga, TN
NEIGHBORHOOD VIBE
Peaceful and quiet
Noise-canceling headphones not required in this mostly noise free area.
Getting around Chattanooga near 522 East 5th Street
Walking
7/10
Grab your reusable bags–many shops and stores are within walking distance.
Driving
8/10
This area is close to freeways and has adequate parking options.
Points of interest for 522 East 5th Street, Chattanooga
Groceries
8/10
At least one grocery store within a 15-minute walk
Shopping
4/10
Some shops within walking distance
Cafes
5/10
Some cafés within walking distance
Restaurants
6/10
Variety of restaurants within walking distance
Primary schools
8/10
At least one elementary school within a 10-minute walk
High schools
8/10
At least one high school within a 20-minute walk
Nightlife
5/10
Some bars within walking distance
Explore the area around 522 East 5th Street
Kitchen Spices Indian Grocery Store
7601 Stratman Cir
Publix
5928 Hixson Pke
Public Markets
302 W 6th St
Food City
1375 Broad St
K-VA-T Food Stores Inc
1375 Broad St
Giorgio Men's Warehouse
704 Market St
Life Is Good Chattanooga
411 Broad St
Yacoubian Tailors Inc
629 Broad St
Bruce Baird & Co
735 Broad St
Monkee's of Chattanooga
842 Chestnut St
Rembrandt's Coffee House
204 High St
Starbucks
615 McCallie Ave
Southern Coffee Initiative
149 E Martin Luther King Blvd
Provisions
102 Walnut St
Kwench Juice Cafe Chattanooga
321 Market St
Jmac's
608 Georgia Ave
Universal Joint
532 Lookout St
Bitter Alibi
825 Houston St
Jack Brown's Burger Joint
818 Georgia Ave
Unknown Caller
715 Cherry St
Bluff View Inn
411 E 2nd St
The Peach Cobbler Factory
301 E Martin Luther King Blvd
Poppytons Patisserie
422 E Martin Luther King Blvd
Cupcake Kitchen
500 Broad St
Chattanooga Bakery Inc
429 Broad St
UPD Mediterranean Cuisine
430 Vine St
Neutral Ground
Subway
Stacy Town Center
Universal Joint
532 Lookout St
Tony's Pasta Shop & Trattoria
212 High St
Houston / 4th Street
Glenwood, Avondale
Houston & 4th Street
Avondale, Campbell Street/Highway 58
4TH + HOUSTON
Alton Park (Out & In), Avondale, Campbell Street/Highway 58, 10G, Rossville, Mocs Express, Golden Gateway, Amnicola/Hwy 58, East Lake
Broadway & Pollard Westbound
10G
VINE + HOUSTON
Mocs Express
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Check availability
This property is intended for those with income restrictions.