Apartment for rent

Pet friendly

Updated 4 Hours Ago

8.4

Very Good

Lofts at 415
415 N 3rd St, Saint Joseph, MO 64501, USA

Epic Property Management

415 N 3rd St, Saint Joseph, MO 64501, USA

8.4

Very Good

Monthly rent	$1,259–$1,395
Beds	2–3
Baths	1–2
Sqft	1,000–1,300

Monthly rent	$1,259–$1,395
Beds	2–3
Baths	1–2
Sqft	1,000–1,300

Updated 4 Hours Ago

Highlights

Pet Friendly

Updated fixtures
White shaker cabinets
In-unit laundry
Ceiling fans
Concrete floors
Polished concrete floors

Location

415 N 3rd St, Saint Joseph, MO 64501, USA

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Contact

Managed by

Management

Epic Property Management

Leasing office

(816) 722-3375

Property Overview

Lofts at 415 offers a strong overall package, with an 8.4 rating supported by excellent value, top-tier amenities, and a highly convenient location. It stands out for updated fixtures, white shaker cabinets, in-unit laundry, and polished concrete floors, along with access to fitness, work-from-home, social, sustainability, and pet-friendly conveniences nearby.

Zumper Expert Rating

8.4

Very Good

With a solid 8.4 out of 10 overall, Lofts at 415 is a great option for renters. While some aspects, like Quality, might not be as distinguished as other properties nearby, Lofts at 415 has a number of attractive features—namely its Amenities— so you can be assured your rent will come with a high standard of living.

Things you’ll love

More space
Balcony
Central heat

Great for

Social life
Pet owners
Eco living

Floor plans

	Renovated 2BD/1BA	2 bed	1 bath	1,000 sqft	$1,259–$1,265 /mo	3 units available			Looking for a space that’s as cool as you are? This renovated factory loft blends industrial charm with modern updates, giving you the perfect mix of style and comfort. Updated in December 2024, it features sleek white countertops, white shaker cabinets, and a fresh, modern bathroom with updated fixtures, vanity, and mirror - because details matter. With polished concrete floors, ceiling fans, and an open industrial feel, this space is effortlessly stylish. Plus, central heat/air and in-unit laundry mean convenience is built right in. The building has all the extras: fob entry for security, a video intercom system, an outdoor dog park for your pup, and off-street or garage parking options. If you’re all about the loft vibes, modern updates, and a place that feels like you, this is it.
	Classic 3BD/2BA	3 bed	2 bath	1,300 sqft	$1,395 /mo	1 unit available			Welcome to the Lofts at 415, located in Downtown St. Joseph MO. Accented with exposed brick walls, natural wood beam ceilings, and concrete floors - this 3 bedroom apartment provides a modern touch with an industrial design. Boasting with charm and located in an amazing historic building, you will have access to an on-site gym, video intercom entry for guests and deliveries, and a large loading dock to make your move-in a breeze! Apply online at www epic-pm com

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Amenities for Lofts at 415

Apartment Amenities

Balcony	Ceiling Fan
Central Heat

Appliances

Central Heat & Air	Dishwasher
Electric Stove/Oven	Fridge
Garbage Disposal	In-Unit Laundry
Range	Refrigerator
Stackable Washer & Dryer	Washer and Dryer

Building

Cats OK	Dogs OK
Elevator	Fitness Center
Gym

Grounds

Garage Parking

Other

Pet Play Area

Units, floor plans, amenities, dimensions, details, availability, and prices may be approximate and subject to change. Please contact a community representative for more information.

Policies and fees

Applicants

One-time.

Contact Property

REQUIRED FEES

Security Deposit

One-time. Refundable.

Contact Property

Parking Policy

Garage Parking

Dog Policy

Allowed

Limit1

Cat Policy

Allowed

Limit1

Questions about this property’s policies and fees?

Building details

Property details

Units	48

About Lofts at 415

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Apartments in Saint Joseph

Lofts at 415

Looking for a space that’s as cool as you are? This renovated factory loft blends industrial charm with modern updates, giving you the perfect mix of style and comfort. Updated in December 2024, it features sleek white countertops, white shaker cabinets, and a fresh, modern bathroom with updated fixtures, vanity, and mirror - because details matter. With polished concrete floors, ceiling fans, and an open industrial feel, this space is effortlessly stylish. Plus, central heat/air and in-unit laundry mean convenience is built right in. The building has all the extras: fob entry for security, a video intercom system, an outdoor dog park for your pup, and off-street or garage parking options. If you’re all about the loft vibes, modern updates, and a place that feels like you, this is it.

Zumper Expert Rating

8.4

/10

Very Good

How we rated Lofts at 415

Price·9

Lofts at 415 stands out with a remarkable rating of 9/10 for its cost per bedroom compared to other rentals in the area. Considering the excellent balance between price, convenience, and comfort that it provides, residents enjoy a high-quality living experience.

Amenities·10

Lofts at 415 stands out as a premier property with an impressive array of amenities and an excellent standard of living. Residents here have access to many of the most popular and desired perks—pets allowed—making this one of the top choices for renters seeking unparalleled comfort and convenience.

Location·9

Lofts at 415 is exceptional when it comes to location and conveniences. Communication with management or leasing staff is usually quick and easy and they often use advanced scheduling and communication tools to streamline the process. The location of this property offers easy access to popular points of interest in the area and options for getting around.

Quality·6

While Lofts at 415 does not have many hallmark characteristics to highlight, it has some qualities and features that will resonate with a broad range of renters.

Trustworthiness·7

Lofts at 415 provides some information about the features available in the community and its apartments, making it a reliable option for prospective renters. Renters should ask additional questions about amenities and non-negotiable items they are looking for.

Reviews from the web

Showing 6 highest rated

A very nice apartment. Of course it had its issue (leaky windows, and constantly smelled like pot). But I had a great view from my apartment, and a great balcony. Once management changed, they got rid of free cable, but they did reply to apartment issues more quickly. And the women in the office were always friendly.

Austyn Hughes

Aug 16, 2021

heard bad things but a lots changed so it's not that bad people are responsive and nice neighbors edit:I've been here a minute and seen the error of my ways I can't get out of here fast enough

Mr. Owens

Oct 06, 2023

From day one, it was a hassle. We were shown two apartments. One was not what requested. It was a two bedroom. We specifically said we needed a three bedroom. The other was filthy and reeked of cat/dog urine. I mean, it was unbearable, and it was carpeted. However, we remained patient and told the leasing agent that we would wait for a different apartment to come available. We got a call a shortly after that another apartment that fit our needs was available. I went to view it immediately. She didn’t show up, so I called and they sent a different leasing person to meet me there. It was perfect, however, it also reeked of cat urine. Alas, I was patient as the leasing agent told me that they had a deodorizing machine that would “suck the smell out.” She said she’d have “her people” come in and clean and paint it and deodorize it. Awesome. A week passes and I call her because she failed to update or follow up with me. A different agent offers to work with me. Great. I remain patient and wait another week. At this point, my lease is quickly coming to an end where I was currently living. We scheduled a final walkthrough before signing, and sure enough, NOTHING had been done. No painting. NO CLEANING. And still reeked if cat pee, of course. So, “good news,” another apartment comes open. It was actually not bad. Needed basic cleaning and touch up paint around light switches, regular wear and tear, and trim needed cleaned and repainted in areas. Thank goodness, no pet odor. So we signed, and moved in shortly thereafter. Of course the touch paint they used did not match the existing paint on the walls. The trim was untouched. Only the super obvious stuff was cleaned. I’d also like to mention that they advertised the floors as “polished concrete.” It’s not. We did our own deep cleaning of the apartment. I also requested that someone come fix the paint. They never showed. I went to the leasing office, and after an unproductive conversation, I was offered to do it myself. Ha. Whatever. So, moving forward, we have done our best to make it our “home.” The aesthetic is second to none, really. But of course, more bs ensues. Mostly the elevator. It breaks down very few months. And sometimes it’s a few days. Other occasions it has been weeks. Last time, over a month. Well, lucky us, we get ready to leave today and the elevator is broken. Again. We live in the sixth floor. The stairwell is not air conditioned. It’s not awful with nothing to carry, however, we have young kids. I have gear that I have to take to work and bring home. We have groceries. We have elderly family members that like to visit us at our home but cannot because of the ongoing elevator situation. There is a disabled woman that lives below us that cannot come or go when the elevator is down. There’s also a family moving in today! On top of all of that, during heavy rain, the walls seep water. It’s because of a known issue with the roof. It’s ruined area rugs and curtains. The staff has a 1-2 people that actually seem to care and the maintenance guys have been super cool. Outside of that, the others seem to be very annoyed. As if I shouldn’t be concerned about water coming into our home when it rains. Our apartment in particular is beautiful, but it has also been a nightmare. We cannot wait for our lease to expire so we can get out.

Tyson Moran

Jul 20, 2019

Since the 1st hour of moving into our apartment it was a complete nightmare. Prior to moving in my wife and I requested to view the loft we would be living in on multiple occasions. We requested to view it by phone and by email. Each and every time we were told it was being made ready and would be able to view it the week of our move in. I asked twice in that week when we could schedule to view the apartment but nothing was ever said. We walked into our new loft and found that we just signed a lease for the wrong apartment! The apartment we were supposed to be moving into was a corner apartment, 3 bedrooms, and all windows in the living room. We had no idea there was more than one layout to a 3 bedroom because no one told us! We were only told that the one we were renting had carpet. My wife and I even told the leasing staff that we wanted the 3 bedroom specifically for the many windows in the living room and bedroom so carpet wasn't an issue. The apartment smelled of wet dogs so bad. There were holes and tears in the carpet. There were rugs glued to the vinyl of the kitchen floor. The kitchen sink sprayer was broken. Trash left behind, hiding behind the cabinets. The master bath tub stopper was detached and broken with massive amounts of hair in the drain. There was so much dirt on the doors throughout the apartment it made the doors look off-white. The master bath light fixture was missing a light bulb and the shower had no water pressure. There was food residue on the walls throughout the kitchen and in the pantries. The Leasing's response, "Since you guys aren't my people I'm not sure how to handle this. But if you were my people then I would just be like, 'oh yeah, it's cool'." SERIOUSLY!?!?!?! My wife even asked if this apartment was 1300 square feet and Leasing responded with, "oh, I don't know". During the tour Leasing proceeds to tell us how bad the carpet and apartment used to be and even shows us a picture of what the carpet looked like from the previous renter and "how bad" the apartment really looked before they cleaned it! After an hour or so Leasing comes back to tell me they will be fixing the carpet, scheduling the carpets to be re-cleaned on Monday (this was a Friday), and we will be given $450 off our next month's rent per the manager. She also told us we would be placed on the top of the list for a transfer to the actual unit we were supposed to be renting. 30 days into renting our loft and we've already had issues with the discount we were to be given. There was no talk of us receiving $450 off our rent. Apparently that was made up and the manager never said anything about a discount; however, it was given to us anyways. Carpets were never scheduled to be cleaned so my wife and I just said we would do it ourselves. My wife had to call the office many times regarding the next available 3 bedroom for us to transfer to because no one had contacted us. We found out through their website that one was available. After calling the office consistently to find out when an appointment could be made to view the available unit on the 7th floor, and even discussing this with the Assistant Manager who was also informed if we love the apartment after viewing we will move in asap, an appointment was finally made with the Leasing person who moved us in. It was for 930am Monday. My wife called to confirm the appointment and we are told the apartment was rented and the next available was our current floor plan on the 6th floor minus the carpet. But yet, we were the next on the list to transfer. No one communicates. Leasing laughs like its all a joke to her. No one knows what their doing, how to actually lease an apartment, or how to even treat a future or current resident. I used to work in property management. If I found out this happened and how my staff handled it there would be new leasing positions available immediately. I have never felt so disrespected, unimportant, and more of a burden as I have just in an hour of moving here. And it's unfortunate that things will never get better.

Shannon Renee

Oct 30, 2018

We’re sharing just 6 of many, sorted highest to lowest. Visit the Google business profile to view all reviews.

Lofts at 415 is great for:

Social life

Areas nearby are accessible by walking
The area has transit options
Area has 4 parks and recreation options
This community has public spaces on site, like fitness centers or pools

Pet owners

Outdoor spaces are available at this property
1 pet grooming service nearby
1 pet supply store near the property

Eco living

Public transit available nearby
You can get around by foot in this area
4 parks within a mile
On-site recycling or composting options

Property highlights

How Lofts at 415 compares to other nearby properties.

Positives

More space: The 2-bedroom is 1000 sqft larger than other listings nearby
More space: The 3-bedroom is 1300 sqft larger than other listings nearby
Balcony: Easy access to the outdoors
Central heat: Climate controlled environment
Dishwasher: Dishwasher available in kitchen
Eco-friendly trash disposal: This property has recycling pickup
Elevator: Improved accessibility features
Fitness center: The gym is just a few steps away
Images Available: There are at least 10 photos of this property
Laundry available on site: Washers and dryers are available in-building

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Rent trends in Saint Joseph

If you decide to upgrade your space, you can expect 2-bedrooms at Lofts at 415 to be 32% more than the average for similarly sized apartments in Saint Joseph.

3-bedroom apartments at Lofts at 415 cost about 12% more than the average rent price for 3-bedroom apartments in Saint Joseph.

Median rents as of Oct 3 2026.

Saint Joseph

A table of studio rental data trends in Saint Joseph
Month	Median Rent
October 2024	$606
November 2024	$600
January 2025	$616
February 2025	$677
March 2025	$703
April 2025	$679
May 2025	$673
June 2025	$678
July 2025	$659
August 2025	$653
September 2025	$686
October 2025	$720
November 2025	$716
December 2025	$631
January 2026	$625
February 2026	$665
March 2026	$650
April 2026	$691
May 2026	$675
June 2026	$688
July 2026	$665
August 2026	$643
September 2026	$640
October 2026	$640

Affordability calculator

Can I afford to live at 415 N 3rd St?

Bedrooms

Rent-to-income ratio

30%

Slide to adjust the percentage of your monthly income you are willing to spend on rent.

The general rule of thumb is to spend around 30% or less of your income on rent.

Recommended income

$50,360/yr

With your selected rent-to-income ratio, you'd ideally want to make $50,360 annually to afford this 2-bedrooms monthly rent price of $1,259.

For more information on rent affordability, visit our rent calculator.

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